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So, for those who've returned their N7 for a refund, and have used part or all of their $25 credit, what happened? Did the credit get charged back to your Google Play account? Did you get refunded all but $25 of the purchase price? Or what?
I ask because I've noticed that I haven't received a credit on subsequent purchases, even from other retailers (e.g., Staples). So, it must be a one-time offer per Play account. But, if the credit is rescinded upon refund, and not granted for a subsequent new purchase... Well, that would be a bummer.
Any ideas?
Sent from my iPad using Tapatalk HD
I'm selling stuff on eBay currently, and I should have enough money to buy the Nexus 4. All my sales are going to PayPal though.
To my knowledge, Google and PayPal don't play nicely together. eBay for instance (I guess being with PayPal) bans the use of Google Wallet on their site. Play Store doesn't allow payment with PayPal.
I could just send the funds from PayPal to my bank account, but it seems my bank doesn't want to offer me a debit card (I'll have to look back into this though) Google Wallet also doesn't seem to be able to just take funds from Bank Accounts either. I had an idea of requesting a PayPal Debit Card and just using that on Google Wallet, but I'm not entirely sure if I'll be approved (waiting to hear back from them on this, but if I'm not approved, I'd rather have a backup plan).
Any suggestions as to what I can do?
So you bank didn't give you a debit card with Visa logo on it. Maybe I missed it.
my bank doesn't want to offer me a debit card
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Are you kidding me o_0 which bank are you using, get rid of them ASAP. And paypal also give a debit card so check everything again.
Red Wolf said:
Are you kidding me o_0 which bank are you using, get rid of them ASAP. And paypal also give a debit card so check everything again.
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I'll try checking with them tomorrow about it but I thought before I recall them not offering me a card for some reason.
espionage724 said:
I'll try checking with them tomorrow about it but I thought before I recall them not offering me a card for some reason.
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If that's the case, why on earth would you stay with them? Go with a local credit union, or Charles Schwab (no fees, free check card, lets you cash checks through a smartphone app).
If you get a Paypal debit card, you can set it up to use your bank account as a back-up funding source if your Paypal account has no balance.
It's a debit card, not credit, so I don't see why you wouldn't be approved. The only thing is that if you're planning to purchase the N4 on opening day, the card may not arrive by then.
So it seems my bank won't give me a card because of my credit score or something along those lines. I'll have to look more into this a bit later though.
Still didn't hear anything from PayPal about their debit card thing either.
espionage724 said:
So it seems my bank won't give me a card because of my credit score or something along those lines. I'll have to look more into this a bit later though.
Still didn't hear anything from PayPal about their debit card thing either.
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Credit score matters with a debit card?
jacklebott said:
Credit score matters with a debit card?
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Banks actually do a credit check nowadays just to let you open a current account. Another reason for needing a credit score with a debit card is because if Visa pre-authorises a transaction even though you don't have funds in your account, your bank has to honour the payment. This can and does does happen, if you withdraw all your money from your account at a cash machine then go and use your debit card straight away the Visa database still lags thinking you still the balance before you took your money out and authorises the payment. And guess what? The bank still debits your account, put your account in arrears, minus money in your account means lending money to you, which means they're taking bigger risks because of your crappy credit rating. Banks can't risk that can they? better safe than sorry.
Makaijin said:
Banks actually do a credit check nowadays just to let you open a current account. Another reason for needing a credit score with a debit card is because if Visa pre-authorises a transaction even though you don't have funds in your account, your bank has to honour the payment. This can and does does happen, if you withdraw all your money from your account at a cash machine then go and use your debit card straight away the Visa database still lags thinking you still the balance before you took your money out and authorises the payment. And guess what? The bank still debits your account, put your account in arrears, minus money in your account means lending money to you, which means they're taking bigger risks because of your crappy credit rating. Banks can't risk that can they? better safe than sorry.
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I learn something new every day :good:
Goto Walmart and get a Walmart money card. Its a preloaded debit card that you can use with direct deposit. Basically a checking account with out a bank. Also has free bill pay and most frayed of a traditional checking.
Sent from my Galaxy Nexus using Tapatalk 2
ThunderStick said:
Goto Walmart and get a Walmart money card. Its a preloaded debit card that you can use with direct deposit. Basically a checking account with out a bank. Also has free bill pay and most frayed of a traditional checking.
Sent from my Galaxy Nexus using Tapatalk 2
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I was actually just at Walmart earlier and saw one of these cards; are they usable on Play Store? I thought I heard something about virtual credit cards or something
Edit: Someone also brought up the Play Store Gift cards, which I also saw at Walmart. Would anything stop me from just buying $300+ worth of gift cards, and redeeming them all on my account?
Bump
Edit: Just checked my email, looks like I was approved for a PayPal Debit Card
espionage724 said:
So it seems my bank won't give me a card because of my credit score or something along those lines. I'll have to look more into this a bit later though.
Still didn't hear anything from PayPal about their debit card thing either.
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this is a lie, it would really be useful if you say the name of the bank, even my girlfriend that has really bad credit got a debit card when she opened a checking account.
lionheart7282 said:
this is a lie, it would really be useful if you say the name of the bank, even my girlfriend that has really bad credit got a debit card when she opened a checking account.
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Charleroi Federal Savings Bank
Banks will deny you a debit card if you are on a high risk checking account. Like if you write to many bad checks or have over drawn you're account too many times.
Credit scores may come in to play as well if you are young and have very little banking history. Debit cards are just as risky as credit cards for both the Banks and the consumer. They both allow you to spend more than what is available to you (credit limit or account balance, both can be exceeded).
Sent from my Galaxy Nexus using Tapatalk 2
ThunderStick said:
Banks will deny you a debit card if you are on a high risk checking account. Like if you write to many bad checks or have over drawn you're account too many times.
Credit scores may come in to play as well if you are young and have very little banking history. Debit cards are just as risky as credit cards for both the Banks and the consumer. They both allow you to spend more than what is available to you (credit limit or account balance, both can be exceeded).
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Ah, I see. I'm guessing my credit score might be pretty bad due to whatever a relative might of done with my personal info or something, but idk (I personally never actually signed up for a credit card); probably something I should figure out real soon...
As for the PayPal debit card, is there any reports of it arriving sooner then 7-10 days?
espionage724 said:
Ah, I see. I'm guessing my credit score might be pretty bad due to whatever a relative might of done with my personal info or something, but idk (I personally never actually signed up for a credit card); probably something I should figure out real soon...
As for the PayPal debit card, is there any reports of it arriving sooner then 7-10 days?
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It took about a week to get mine.
this is what i don't get. why doesn't google let us pay with paypal? Is it because of competition with google wallet or something else?
imeem said:
this is what i don't get. why doesn't google let us pay with paypal? Is it because of competition with google wallet or something else?
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I believe it is because of competition. eBay banned Google Wallet, PayPal won't let you deposit funds to Google Wallet, Google won't let you pay with a PayPal account directly :/
Hi,
I'm 18, and I'm looking to purchase the Nexus 4, but I do not have a credit card. I don't want to ask my parents for their credit card so I was wondering whether or not I can purchase the phone using the Play Store gift cards?
-Thanks
Hey why don't you use a prepaid visa or MasterCard.If you wondering how a prepaid credit card work and how to get one you can pm me and I will tell you what you need to do. Take care!!!
Sent from my HTC Sensation
lol go buy $350 worth of Google credit!! Never heard of anyone doing that before!
From the google play gift card site:
"*Google Play gift cards cannot be redeemed for Android app subscriptions, magazine subscriptions, or hardware and accessory purchases. Refer to the Google Play Gift Card Terms and Conditions for more details. Content subject to availability by country."
You could go the prepaid visa or master-card route.
Better advice is for you to go to a bank or credit union and open a savings and a checking account. Get a debit card off your checking account and you can buy the phone with that. Look into a secured credit card as a possible way to build credit, at 18 you most likely have no credit history.
^ Yeah, Checkings and Savings accounts can be setup quickly. I opened up an account at Wells Fargo in 15-20 minutes with an employee and having a debit card is really nice for Amazon, Paypal, Google Play, and other online services. I'm 19.
Just give your parents cash and use their card. Or open a bank account.
Sent from my LG-P999 using xda app-developers app
ImmenseGT said:
Hi,
I'm 18, and I'm looking to purchase the Nexus 4, but I do not have a credit card. I don't want to ask my parents for their credit card so I was wondering whether or not I can purchase the phone using the Play Store gift cards?
-Thanks
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Buy a green dot card at walmart. Most banks also offer something similar, a prepaid debit card to be used as a universal gift card. You could give your parents the money and have them buy the card from their bank for you. Or just set up a bank account, they're damn near necessary now days.
Mesaman2012 said:
Hey why don't you use a prepaid visa or MasterCard.If you wondering how a prepaid credit card work and how to get one you can pm me and I will tell you what you need to do. Take care!!!
Sent from my HTC Sensation
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ipfreelytech said:
[...]
You could go the prepaid visa or master-card route.
[...]
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Are you guys sure it'll work with a prepaid credit card? Aren't they considered a "virtual credit card" as well?
Google said:
A Virtual Credit Card (VCC) cannot be used with your purchase in the device store. Also, at this time, the country of your credit card must match the the country to which you're shipping.
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Thanks for the replies, I'll stop by Wells Fargo or CitiBank today.
Didn't see that bit. I'm going to guess that no they are not considered virtual credit cards. One of my banks does the virtual credit card, the way it works is if your about to make a purchase from a merchant you don't trust you can generate a one time use credit card number that only allows the amount you specify. They typically expire in 24hrs.
vindikleuk said:
Are you guys sure it'll work with a prepaid credit card? Aren't they considered a "virtual credit card" as well?
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I already have about $50 in Play Store Credit. I'll get another $100 from two Nexi purchases. I wish there was a way to convert that credit into Google Play Store Gift Cards so I can gift them. It's still a Google Play Store Gift card and goes straight to Google. I just don't understand why Google doesn't allow us to do something this simple and obvious. Anyone have any workarounds to make something like this possible?
I saw some suggestions on creating an App that takes in-app payments and using it. Seems convoluted and I'd lose 30%. But I guess I may just try that.
That is convoluted, but if you were going to not be able to use it at all in a year it would be better than losing it.
Edit: does it work to pay for Google Music? Maybe try that?
Because if they allowed you to exchange them for a physical gift card you can resell them to a number of sites that buy gift cards. Most if not all of them do not accept e-gift cards or cards that expire like the Nexus gift.
Ebay does not allow selling e-gift cards either (although plenty do). I'm not sure what happens if you get flagged on eBay selling an e-gift card.
To be honest I don't really know what the credit can be used for. I guess whatever crap that's on the play store like music and movies which I can probably get for free otherwise?
I'll likely just use it to support app developers and buy paid versions of their stuff.
Sent from my Nexus 6 using XDA Free mobile app
I'm pretty sure you are just emailed a code for the $50 when ordering the phones. So all you have to do is give that code to the person you want to gift it too and they redeem it
WoodroweBones said:
I'm pretty sure you are just emailed a code for the $50 when ordering the phones. So all you have to do is give that code to the person you want to gift it too and they redeem it
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That's right. I already got the code for the 6P which will arrive tomorrow. The problem with the $50 code is that it's a lot for a single person. But if I could have split it into 2 $25 or the $100 into 5 $20, it would make a much easier gift to give to family and friends.
I already have paid apps for any apps that I use. I have a few in the wish list, but nothing really compelling. I'm never going to buy any of the ridiculously priced movies. I get most of my music from Amazon. But most of my music is really ripped from my CDs. Google doesn't have a particularly good India music collection.
radeon962 said:
Because if they allowed you to exchange them for a physical gift card you can resell them to a number of sites that buy gift cards. Most if not all of them do not accept e-gift cards or cards that expire like the Nexus gift.
Ebay does not allow selling e-gift cards either (although plenty do). I'm not sure what happens if you get flagged on eBay selling an e-gift card.
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That's a good point. I hadn't considered that. Gift cards don't expire. These would. But I wish I could have at least split up the Play Credit. Oh well.
My wife has managed to rack up over 20,000 points in Samsung Rewards on her S8.
However, when she tried to redeem a $100 Visa Gift Card for 20,000 points, she gets an error and is prompted to try again later.
She's even tried redeeming a $50 Visa Gift Card for 10,000 points and gets the same error.
I don't want to try any lower denominations because the point value is more for less dollars on the Visa Gift Card.
On my Note 8, I've already redeemed 2 x $50 Visa Gift Cards without a hitch.
I've tried removing/re-adding the cards, uninstall/reinstall and re-adding the cards, give Samsung Pay and Samsung Pay Framework full permissions, rebooted, and wifi on/off. Nothing is working.
Her phone is not rooted and she has the latest version of Samsung Pay.
Has anyone else experienced this issue? Thanks for any insight.
kevs888 said:
When she tried to redeem a $100 Visa Gift Card for 20,000 points, she gets an error and is prompted to try again later. Has anyone else experienced this issue? Thanks for any insight.
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Saw your post in Google 20 hours after you posted it. Not bad.
Yes, just tried to redeem points for a rewards card, had the same issue. " An error has occurred. Try again to redeem. " Ugh!
Opened a ticket through app help, hoping for the best. Maybe it's a problem on their servers.
Good luck!
wfire said:
Saw your post in Google 20 hours after you posted it. Not bad.
Yes, just tried to redeem points for a rewards card, had the same issue. " An error has occurred. Try again to redeem. " Ugh!
Opened a ticket through app help, hoping for the best. Maybe it's a problem on their servers.
Good luck!
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I finally broke down and called Samsung not expecting much help besides asking me to do a factory reset.
However, they noticed that I didn't fill in the last name field in her Samsung profile. Once I filled in the last name field, I went back to Samsung Pay and was able to redeem!
I had my wife's info correct within the Samsung Pay profile that included the last name field, but her actual Samsung account profile was still missing the last name field.