Database Users

Is the any way I can buy apps from the play store with a efpos card?

Hi all,
I am 16 years old, and therefore I am not allowed to have a visa or credit card in Australia, so I only have an efpos card. But I can't seem to be able to buy apps from the play store with it, is the anyway I can do that? As I have to resort to finding free apk's for any payed app I want, as I can't pay for it on play store.
Cheers
Corey
Sent from my GT-I9100 using xda premium

Do you mean an Eftpos card, as in any card that can access the EFTPOS network? Kids can get a Mastercard debit card in Oz from age 16. Without knowing what kind of card you mean & what restrictions it may have I don't know sorry. Hopefully someone else will.

Hi, sorry yes I mean eftpos, the auto currect on my phone lol.
And isn't a debit card the same thing as the card I have?
Cheers
Corey
Sent from my GT-I9100 using xda premium

fishingfon said:
Hi, sorry yes I mean eftpos, the auto currect on my phone lol.
And isn't a debit card the same thing as the card I have?
Cheers
Corey
Sent from my GT-I9100 using xda premium
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Click to collapse
I don't know what card you have. Different banks have different accounts for under 18's & with that different cards with different restrictions. And yes what you have would be a debit card, but presumably one with restrictions because of your age. I access the UK Google Play Shop with a debit card but I'm an adult so have no restrictions on it. And I can use it in all the same places that a credit card is accepted.
Without knowing what account you have I can't know. But I'd say it looks doubtful. Unless you can get your parents to get one of those prepaid cards & load it with some money for you. I don't know if that would work.
Australia Post do Load&Go
http://auspost.com.au/personal/loadandgo-reloadable-prepaid-visa-card.html
I think Google make you pay in the same name that is on the card. So you might have to have your Google Wallet name in the name of one of your parents.

edit: lol oops, I was thinking of Steam. Google doesn't use paypal.
Debit is likely not the same as your eftpos access card. However, if you look at the requirements for applying for a debit card on CWB's site, you'll see you only need to be 16, likely the same for other banks. You can sign up for a debit card online, and they mail it to you in a few days.

Craigeth said:
Yes, if you link your account to a Paypal account. Transfer some balance to your Paypal and spend away.
Click to expand...
Click to collapse
You can't link your Google Wallet to your Paypal account. Paypal & Google are at war. They started a lawsuit against Google last year.

fishingfon said:
Hi, sorry yes I mean eftpos, the auto currect on my phone lol.
And isn't a debit card the same thing as the card I have?
Cheers
Corey
Sent from my GT-I9100 using xda premium
Click to expand...
Click to collapse
I have a card through ANZ and it works. Does it have a Visa or MasterCard logo? I remember there were some EFTPOS cards that worked more like ATM cards than credit cards. I had one through Commonwealth bank but that was back in the late 90s. I thought they had all been changed to work more like credit cards. Might be a restriction on your account.
Just go buy a Visa or MC debit card and put some money on it. That might be easier.

Not sure about your bank, but you can get a Debit Mastercard with Commonwealth Bank at 16 and over (I got one a while ago). Before that I was stuck with the Commonwealth Keycard.
If you don't want to do that then have a look at some of the prepaid options like the Load&Go Reloadable Visa Prepaid cards from AusPost. You can load them by cash or EFTPOS.

[Q] Purchasing a Nexus 4

Hi,
I'm 18, and I'm looking to purchase the Nexus 4, but I do not have a credit card. I don't want to ask my parents for their credit card so I was wondering whether or not I can purchase the phone using the Play Store gift cards?
-Thanks

Hey why don't you use a prepaid visa or MasterCard.If you wondering how a prepaid credit card work and how to get one you can pm me and I will tell you what you need to do. Take care!!!
Sent from my HTC Sensation

lol go buy $350 worth of Google credit!! Never heard of anyone doing that before!

From the google play gift card site:
"*Google Play gift cards cannot be redeemed for Android app subscriptions, magazine subscriptions, or hardware and accessory purchases. Refer to the Google Play Gift Card Terms and Conditions for more details. Content subject to availability by country."
You could go the prepaid visa or master-card route.
Better advice is for you to go to a bank or credit union and open a savings and a checking account. Get a debit card off your checking account and you can buy the phone with that. Look into a secured credit card as a possible way to build credit, at 18 you most likely have no credit history.

^ Yeah, Checkings and Savings accounts can be setup quickly. I opened up an account at Wells Fargo in 15-20 minutes with an employee and having a debit card is really nice for Amazon, Paypal, Google Play, and other online services. I'm 19.

Just give your parents cash and use their card. Or open a bank account.
Sent from my LG-P999 using xda app-developers app

ImmenseGT said:
Hi,
I'm 18, and I'm looking to purchase the Nexus 4, but I do not have a credit card. I don't want to ask my parents for their credit card so I was wondering whether or not I can purchase the phone using the Play Store gift cards?
-Thanks
Click to expand...
Click to collapse
Buy a green dot card at walmart. Most banks also offer something similar, a prepaid debit card to be used as a universal gift card. You could give your parents the money and have them buy the card from their bank for you. Or just set up a bank account, they're damn near necessary now days.

Mesaman2012 said:
Hey why don't you use a prepaid visa or MasterCard.If you wondering how a prepaid credit card work and how to get one you can pm me and I will tell you what you need to do. Take care!!!
Sent from my HTC Sensation
Click to expand...
Click to collapse
ipfreelytech said:
[...]
You could go the prepaid visa or master-card route.
[...]
Click to expand...
Click to collapse
Are you guys sure it'll work with a prepaid credit card? Aren't they considered a "virtual credit card" as well?
Google said:
A Virtual Credit Card (VCC) cannot be used with your purchase in the device store. Also, at this time, the country of your credit card must match the the country to which you're shipping.
Click to expand...
Click to collapse

Thanks for the replies, I'll stop by Wells Fargo or CitiBank today.

Didn't see that bit. I'm going to guess that no they are not considered virtual credit cards. One of my banks does the virtual credit card, the way it works is if your about to make a purchase from a merchant you don't trust you can generate a one time use credit card number that only allows the amount you specify. They typically expire in 24hrs.
vindikleuk said:
Are you guys sure it'll work with a prepaid credit card? Aren't they considered a "virtual credit card" as well?
Click to expand...
Click to collapse

Google PlayStore Gift Cards - How do they work?

Hi, all...
Does anybody know anything about Google PlayStore Gift Cards ?
I don't have a credit card (but do have a debit card), and there's a fair number of apps I would like to buy from PlayStore...
...and these Gift Cards seem like a viable alternative for somebody who doesn't have a credit card.
So, how do they work? Does one need a credit card in order to redeem one? Do they have anything to do with Google Wallet?
I'm aware this question has little to do with the Nexus 7 generally, but in my defence, the stuff I'll be buying will be Nexus 7 related... for example, franco.Kernel updater.
------
So if anybody has any experience of using these cards, and any details they could provide... it would be very much appreciated.
I would hate to buy one... and then find (for whatever reason), I can't use it.
Thanks in advance.
Rgrds,
Ged.

I use them all the time. It just goes straight to your google account. You can even do app refunds with them. Go get one man their cool.
Sent from my MB612 using xda app-developers app

Dno if any1 knows, but since I purchased my N7 when that deal was on, I got £15 play credit.
However I still have 59p of it left, which is unusable as most apps are 62p or higher.
If I purchased another £15, would my 59p be added on, so its £15.59 or would it just go to £15 and I'd loose my credit?
THANKS!

Wilks3y said:
Dno if any1 knows, but since I purchased my N7 when that deal was on, I got £15 play credit.
However I still have 59p of it left, which is unusable as most apps are 62p or higher.
If I purchased another £15, would my 59p be added on, so its £15.59 or would it just go to £15 and I'd loose my credit?
THANKS!
Click to expand...
Click to collapse
When you redeem a card, it goes into your Google account. Any added credit is lumped into that sum.
Sent from my XT907 using xda premium

Leraeniesh said:
When you redeem a card, it goes into your Google account. Any added credit is lumped into that sum.
Sent from my XT907 using xda premium
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Sweet cheers bud,

I've paid for apps using a debit card before.
Credit card seems to be just an American wording
Sent from my Nexus 7 using xda app-developers app

Duvuk said:
I've paid for apps using a debit card before.
Credit card seems to be just an American wording
Sent from my Nexus 7 using xda app-developers app
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I too have paid for apps on Debit Card, however I'd prefer to have a pre-paid card applied. (Too many transactions in my account as it is)!
And Credit Card has nothing to do with Americans.
Debit Card = You need Funds in your account to buy items etc, and have a very small if any over-draft.
Credit Card = You need 0 Money what so ever, the card pays for the items and add's it as "Credit" to your account, then at the end of every month you pay the credit off. Its a type of loan sort of, hard to explain.

I know the difference, what I meant was that they don't seem to define a difference between the two in America that I've come across.
Sent from my Nexus 7 using xda app-developers app

Duvuk said:
I know the difference, what I meant was that they don't seem to define a difference between the two in America that I've come across.
Sent from my Nexus 7 using xda app-developers app
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Well, in America, I've never seen a debit card that can't be processed as either debit or credit. As long as the money is in my account, I can use my debit card as credit or debit. The only real difference is that some point of sale transactions take longer to process if I run my card as credit.
Sent from my ADR6425LVW using xda app-developers app

RKight said:
Well, in America, I've never seen a debit card that can't be processed as either debit or credit. As long as the money is in my account, I can use my debit card as credit or debit. The only real difference is that some point of sale transactions take longer to process if I run my card as credit.
Sent from my ADR6425LVW using xda app-developers app
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+1
Rooted SGH-T889 overclocked to 1.92ghz on JediX13 with foreverloco's theme and color add-on and Zerolemon 9, 300mah battery.

Thanks everybody for your input.... (sorry for not getting back sooner, but been busy with family stuff).
I recall trying to use a debit card a while ago, and for some reason it didn't work. So I suspected I needed a credit card... or maybe I was just doing something wrong.
Anyway... I've bought a Google Play Store gift card, and I intend to buy several more... 'cos they're really easy to use!
Spent the past couple of days splurging (relatively speaking)... updated Apex to PRO, Titanium to PRO, got HD Widgets, francos updater app, Temple Run Oz and a whole slew of other stuff.
Just got be careful I don't HARDBRICK.... my wallet!!.
---------------------------------------
For anybody considering buying one of these Gift Cards, but might be a bit reticent (as I was) - here is how they work.
(This is from my experience as a UK user... it might be slightly different elsewhere.)
First, you definitely don't need a credit OR debit card (this was my primary concern) to use one.
Just buy the Gift Card... they come in £10, £25 and £50 denominations.
Scratch of the cards backpanel... this yields an alphanumeric code.
On your Nexus 7, open the PlayStore App. From the menu, select the 'Redeem' option.
Enter the alphanumeric code from the Gift Card.
On first use, you will be requested to set up a Google Wallet... this just requests your Google Account password and your postcode.
And that's it... you are now free to buy whatever you want from PlayStore.
Rgrds,
Ged.

RKight said:
Well, in America, I've never seen a debit card that can't be processed as either debit or credit. As long as the money is in my account, I can use my debit card as credit or debit. The only real difference is that some point of sale transactions take longer to process if I run my card as credit.
Sent from my ADR6425LVW using xda app-developers app
Click to expand...
Click to collapse
You can't have a Debit card that acts as a Credit Card, they're two totally different processes.
Hense the name difference. Debit is just "Credit" that you already have, a.k.a Money, Credit is where they loan you the money and you pay it back, which is why you have a "Credit" rating, to say how good you are at paying Credit back.
You can't have a credit card until your 18, hence there is a vital need for Debit cards, especially nowadays with the digital revolution and all.
You have to remember, all money on a credit card and in a bank doesn't actually exist, they're just digits on a screen, the only reason you have those digits is because you have handed your banker money (which he then invests to earn a profit). I've ranted a little here, but I didn't want you to assume they're the same, banking is very complex and thats why they have a variety of different banks and cards.
I don't want to sound Smug, but I must stress THEY ARE TOTALLY DIFFERENT.
GedBlake said:
Thanks everybody for your input.... (sorry for not getting back sooner, but been busy with family stuff).
I recall trying to use a debit card a while ago, and for some reason it didn't work. So I suspected I needed a credit card... or maybe I was just doing something wrong.
Anyway... I've bought a Google Play Store gift card, and I intend to buy several more... 'cos they're really easy to use!
Spent the past couple of days splurging (relatively speaking)... updated Apex to PRO, Titanium to PRO, got HD Widgets, francos updater app, Temple Run Oz and a whole slew of other stuff.
Just got be careful I don't HARDBRICK.... my wallet!!.
---------------------------------------
For anybody considering buying one of these Gift Cards, but might be a bit reticent (as I was) - here is how they work.
(This is from my experience as a UK user... it might be slightly different elsewhere.)
First, you definitely don't need a credit OR debit card (this was my primary concern) to use one.
Just buy the Gift Card... they come in £10, £25 and £50 denominations.
Scratch of the cards backpanel... this yields an alphanumeric code.
On your Nexus 7, open the PlayStore App. From the menu, select the 'Redeem' option.
Enter the alphanumeric code from the Gift Card.
On first use, you will be requested to set up a Google Wallet... this just requests your Google Account password and your postcode.
And that's it... you are now free to buy whatever you want from PlayStore.
Rgrds,
Ged.
Click to expand...
Click to collapse
HARDBRICK your wallet. Haha :good:
Might have to get myself another, I loved just splashing out on some really nice apps.
and the more we do, the more Dev's are gonna want to create Android apps WINWIN!!

Wilks3y said:
You can't have a Debit card that acts as a Credit Card, they're two totally different processes.
Hense the name difference. Debit is just "Credit" that you already have, a.k.a Money, Credit is where they loan you the money and you pay it back, which is why you have a "Credit" rating, to say how good you are at paying Credit back.
You can't have a credit card until your 18, hence there is a vital need for Debit cards, especially nowadays with the digital revolution and all.
You have to remember, all money on a credit card and in a bank doesn't actually exist, they're just digits on a screen, the only reason you have those digits is because you have handed your banker money (which he then invests to earn a profit). I've ranted a little here, but I didn't want you to assume they're the same, banking is very complex and thats why they have a variety of different banks and cards.
I don't want to sound Smug, but I must stress THEY ARE TOTALLY DIFFERENT.
Click to expand...
Click to collapse
While I understand that the two cards are different, he was saying that a debit card can be processed as a credit sale at the register. I do this all the time. When you pump gas for example.. the pump will ask "credit or debit " , if you choose debit, you enter your pin number. Credit you don't..
Yes the cards are different, but both cards can generally be used interchangeably during a point of sale transaction.
Sent from my HTC6435LVW using Tapatalk 2

Serinety said:
While I understand that the two cards are different, he was saying that a debit card can be processed as a credit sale at the register. I do this all the time. When you pump gas for example.. the pump will ask "credit or debit " , if you choose debit, you enter your pin number. Credit you don't..
Yes the cards are different, but both cards can generally be used interchangeably during a point of sale transaction.
Sent from my HTC6435LVW using Tapatalk 2
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Click to collapse
While this may be the case, if your card is a "Debit" card, you can not use it as a credit card.
Credit Card being the card that allows you to have transactions without actually having the available funds.
I have only a debit card, and yes I use it to pay for gas, but I have to already have the funds within my account. Whereas if I had a credit card, I could have $0.00 or £0.00 in my account and still purchase the gas.
I think we are agreeing here, but in a different mind set.

Using ISIS to purchase gift cards...

Has anyone had any luck at CVS (or elsewhere) purchasing gift cards or vanilla reloads with ISIS? I've only tried one CVS so far, but they flat out denied me using ISIS to buy any gift cards...they said it was store policy that I would have to use cash.
A lot of ppl seem to be having no problem doing it so I'm guessing it's just strictly local store policy. I fought with the manager stating that it's EXACTLY like cash and that the funds came directly out of my bank account, but they didn't budge. :-\

siciliano777 said:
Has anyone had any luck at CVS (or elsewhere) purchasing gift cards or vanilla reloads with ISIS? I've only tried one CVS so far, but they flat out denied me using ISIS to buy any gift cards...they said it was store policy that I would have to use cash.
A lot of ppl seem to be having no problem doing it so I'm guessing it's just strictly local store policy. I fought with the manager stating that it's EXACTLY like cash and that the funds came directly out of my bank account, but they didn't budge. :-\
Click to expand...
Click to collapse
Used isis to buy a 50 amazon gift card at cvs. Not sure why they would tell you no...
Sent from my SM-N900V using Tapatalk

mrlaigle said:
Used isis to buy a 50 amazon gift card at cvs. Not sure why they would tell you no...
Sent from my SM-N900V using Tapatalk
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You mind telling me what area you live in? I'm hoping it was just that specific store. It's such a stupid ass store policy that they will only take cash for ANY gift card.
It's not even the amount that bothered them (I want to buy a $500 reload to get a quick $100 back, then do it again another day to get the max $200). Ugh. I know some Rite Aid stores have paypass but then they'd have to have gift cards too, and not the dumb cash only policy...

Successfully purchased 2 $500 vanilla reloads at CVS (finally). Third time's a charm I guess

siciliano777 said:
Successfully purchased 2 $500 vanilla reloads at CVS (finally). Third time's a charm I guess
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Click to collapse
Just did the same today at CVS. Walgreens denied me, but because they said they had the terminals turned off because there was too much fraud. Not exactly sure what was going on, but CVS was happy to take my money. And I'm happy to get the $200 cash back.

physicsguymatt said:
Just did the same today at CVS. Walgreens denied me, but because they said they had the terminals turned off because there was too much fraud. Not exactly sure what was going on, but CVS was happy to take my money. And I'm happy to get the $200 cash back.
Click to expand...
Click to collapse
Awesome also don't forget about the extra $50 you can get for direct depositing $250 twice into your serve acct. This can be easily done with PayPal. Just set up the serve card as a bank within PayPal with the routing and acct# given on the serve website. Another $50 for freeeee.

I went to the VZW store and used it to pay my $250 bill... got 50 back plus 10 for using at the Verizon store.
Sent from my SM-N900V using xda app-developers app

FYI, my $200 cash back just posted. Took about 36 hours.

Convert the $50 Google Play credit to Gift Cards

I already have about $50 in Play Store Credit. I'll get another $100 from two Nexi purchases. I wish there was a way to convert that credit into Google Play Store Gift Cards so I can gift them. It's still a Google Play Store Gift card and goes straight to Google. I just don't understand why Google doesn't allow us to do something this simple and obvious. Anyone have any workarounds to make something like this possible?
I saw some suggestions on creating an App that takes in-app payments and using it. Seems convoluted and I'd lose 30%. But I guess I may just try that.

That is convoluted, but if you were going to not be able to use it at all in a year it would be better than losing it.
Edit: does it work to pay for Google Music? Maybe try that?

Because if they allowed you to exchange them for a physical gift card you can resell them to a number of sites that buy gift cards. Most if not all of them do not accept e-gift cards or cards that expire like the Nexus gift.
Ebay does not allow selling e-gift cards either (although plenty do). I'm not sure what happens if you get flagged on eBay selling an e-gift card.

To be honest I don't really know what the credit can be used for. I guess whatever crap that's on the play store like music and movies which I can probably get for free otherwise?
I'll likely just use it to support app developers and buy paid versions of their stuff.
Sent from my Nexus 6 using XDA Free mobile app

I'm pretty sure you are just emailed a code for the $50 when ordering the phones. So all you have to do is give that code to the person you want to gift it too and they redeem it

WoodroweBones said:
I'm pretty sure you are just emailed a code for the $50 when ordering the phones. So all you have to do is give that code to the person you want to gift it too and they redeem it
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Click to collapse
That's right. I already got the code for the 6P which will arrive tomorrow. The problem with the $50 code is that it's a lot for a single person. But if I could have split it into 2 $25 or the $100 into 5 $20, it would make a much easier gift to give to family and friends.
I already have paid apps for any apps that I use. I have a few in the wish list, but nothing really compelling. I'm never going to buy any of the ridiculously priced movies. I get most of my music from Amazon. But most of my music is really ripped from my CDs. Google doesn't have a particularly good India music collection.

radeon962 said:
Because if they allowed you to exchange them for a physical gift card you can resell them to a number of sites that buy gift cards. Most if not all of them do not accept e-gift cards or cards that expire like the Nexus gift.
Ebay does not allow selling e-gift cards either (although plenty do). I'm not sure what happens if you get flagged on eBay selling an e-gift card.
Click to expand...
Click to collapse
That's a good point. I hadn't considered that. Gift cards don't expire. These would. But I wish I could have at least split up the Play Credit. Oh well.