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I'm selling stuff on eBay currently, and I should have enough money to buy the Nexus 4. All my sales are going to PayPal though.
To my knowledge, Google and PayPal don't play nicely together. eBay for instance (I guess being with PayPal) bans the use of Google Wallet on their site. Play Store doesn't allow payment with PayPal.
I could just send the funds from PayPal to my bank account, but it seems my bank doesn't want to offer me a debit card (I'll have to look back into this though) Google Wallet also doesn't seem to be able to just take funds from Bank Accounts either. I had an idea of requesting a PayPal Debit Card and just using that on Google Wallet, but I'm not entirely sure if I'll be approved (waiting to hear back from them on this, but if I'm not approved, I'd rather have a backup plan).
Any suggestions as to what I can do?
So you bank didn't give you a debit card with Visa logo on it. Maybe I missed it.
my bank doesn't want to offer me a debit card
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Are you kidding me o_0 which bank are you using, get rid of them ASAP. And paypal also give a debit card so check everything again.
Red Wolf said:
Are you kidding me o_0 which bank are you using, get rid of them ASAP. And paypal also give a debit card so check everything again.
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I'll try checking with them tomorrow about it but I thought before I recall them not offering me a card for some reason.
espionage724 said:
I'll try checking with them tomorrow about it but I thought before I recall them not offering me a card for some reason.
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If that's the case, why on earth would you stay with them? Go with a local credit union, or Charles Schwab (no fees, free check card, lets you cash checks through a smartphone app).
If you get a Paypal debit card, you can set it up to use your bank account as a back-up funding source if your Paypal account has no balance.
It's a debit card, not credit, so I don't see why you wouldn't be approved. The only thing is that if you're planning to purchase the N4 on opening day, the card may not arrive by then.
So it seems my bank won't give me a card because of my credit score or something along those lines. I'll have to look more into this a bit later though.
Still didn't hear anything from PayPal about their debit card thing either.
espionage724 said:
So it seems my bank won't give me a card because of my credit score or something along those lines. I'll have to look more into this a bit later though.
Still didn't hear anything from PayPal about their debit card thing either.
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Credit score matters with a debit card?
jacklebott said:
Credit score matters with a debit card?
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Banks actually do a credit check nowadays just to let you open a current account. Another reason for needing a credit score with a debit card is because if Visa pre-authorises a transaction even though you don't have funds in your account, your bank has to honour the payment. This can and does does happen, if you withdraw all your money from your account at a cash machine then go and use your debit card straight away the Visa database still lags thinking you still the balance before you took your money out and authorises the payment. And guess what? The bank still debits your account, put your account in arrears, minus money in your account means lending money to you, which means they're taking bigger risks because of your crappy credit rating. Banks can't risk that can they? better safe than sorry.
Makaijin said:
Banks actually do a credit check nowadays just to let you open a current account. Another reason for needing a credit score with a debit card is because if Visa pre-authorises a transaction even though you don't have funds in your account, your bank has to honour the payment. This can and does does happen, if you withdraw all your money from your account at a cash machine then go and use your debit card straight away the Visa database still lags thinking you still the balance before you took your money out and authorises the payment. And guess what? The bank still debits your account, put your account in arrears, minus money in your account means lending money to you, which means they're taking bigger risks because of your crappy credit rating. Banks can't risk that can they? better safe than sorry.
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I learn something new every day :good:
Goto Walmart and get a Walmart money card. Its a preloaded debit card that you can use with direct deposit. Basically a checking account with out a bank. Also has free bill pay and most frayed of a traditional checking.
Sent from my Galaxy Nexus using Tapatalk 2
ThunderStick said:
Goto Walmart and get a Walmart money card. Its a preloaded debit card that you can use with direct deposit. Basically a checking account with out a bank. Also has free bill pay and most frayed of a traditional checking.
Sent from my Galaxy Nexus using Tapatalk 2
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I was actually just at Walmart earlier and saw one of these cards; are they usable on Play Store? I thought I heard something about virtual credit cards or something
Edit: Someone also brought up the Play Store Gift cards, which I also saw at Walmart. Would anything stop me from just buying $300+ worth of gift cards, and redeeming them all on my account?
Bump
Edit: Just checked my email, looks like I was approved for a PayPal Debit Card
espionage724 said:
So it seems my bank won't give me a card because of my credit score or something along those lines. I'll have to look more into this a bit later though.
Still didn't hear anything from PayPal about their debit card thing either.
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this is a lie, it would really be useful if you say the name of the bank, even my girlfriend that has really bad credit got a debit card when she opened a checking account.
lionheart7282 said:
this is a lie, it would really be useful if you say the name of the bank, even my girlfriend that has really bad credit got a debit card when she opened a checking account.
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Charleroi Federal Savings Bank
Banks will deny you a debit card if you are on a high risk checking account. Like if you write to many bad checks or have over drawn you're account too many times.
Credit scores may come in to play as well if you are young and have very little banking history. Debit cards are just as risky as credit cards for both the Banks and the consumer. They both allow you to spend more than what is available to you (credit limit or account balance, both can be exceeded).
Sent from my Galaxy Nexus using Tapatalk 2
ThunderStick said:
Banks will deny you a debit card if you are on a high risk checking account. Like if you write to many bad checks or have over drawn you're account too many times.
Credit scores may come in to play as well if you are young and have very little banking history. Debit cards are just as risky as credit cards for both the Banks and the consumer. They both allow you to spend more than what is available to you (credit limit or account balance, both can be exceeded).
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Ah, I see. I'm guessing my credit score might be pretty bad due to whatever a relative might of done with my personal info or something, but idk (I personally never actually signed up for a credit card); probably something I should figure out real soon...
As for the PayPal debit card, is there any reports of it arriving sooner then 7-10 days?
espionage724 said:
Ah, I see. I'm guessing my credit score might be pretty bad due to whatever a relative might of done with my personal info or something, but idk (I personally never actually signed up for a credit card); probably something I should figure out real soon...
As for the PayPal debit card, is there any reports of it arriving sooner then 7-10 days?
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It took about a week to get mine.
this is what i don't get. why doesn't google let us pay with paypal? Is it because of competition with google wallet or something else?
imeem said:
this is what i don't get. why doesn't google let us pay with paypal? Is it because of competition with google wallet or something else?
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I believe it is because of competition. eBay banned Google Wallet, PayPal won't let you deposit funds to Google Wallet, Google won't let you pay with a PayPal account directly :/
This is my first NFC device and I was doing some research and I finally managed to get it working on my N4 however it doesnt let me add my Canadian credit card address but says it needs an American one, google also stopped those prepaid credit cards so that's not an option I guess the only other thing I could do is buy an American Prepaid Credit card online but that'd be a huge waste of money as it involves two currency conversions.....
Anyways just wondering if anyone knows how to spoof my credit card address or even better any other NFC payment that will work in Canada - I like the idea since I only carry my drivers license and credit/debit card around (ive lost my wallet far too many times but strangely never my phone)
It seems google wallet will come out in 20 years in Canada at this rate..
What you are proposing is incredibly illegal because it would require forging of financial information, however, this has been shown to work support.unblock-us.com/customer/portal/articles/291544
sadasasimile said:
What you are proposing is incredibly illegal because it would require forging of financial information, however, this has been shown to work support.unblock-us.com/customer/portal/articles/291544
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Thanks for replying. So according to that link all I have to do is create some sort of combination of my current postal code and it'll work?
Have you tried this yourself? I"m just doubtful it'll work but thanks.
It's not illegal. It doesn't work in Canada with Canadian CCs. You can use American CCs or prepaid America CC with AVS.
See this modoco thread for more info: http://www.modaco.com/topic/354635-region-device-root-patched-google-wallet-apk-15-r81-v4/
I highly doubt American Prepaid Credit cards work.
I used to own a Galaxy Nexus. In the first round, I installed the Google wallet pack and was able to make purchases with the free $10. However, on trying to refill it, it would not work. I even bought a US American prepaid mastercard from usunlocked.com. I also changed the address on my Canadian credit card to an American address I receive mail at. None of these attempts work.
Then wallet changed so that you could add a card directly to your google wallet (no more need to refill the Google Prepaid card). However it seems you can't add an American prepaid card.
So far, nothing I have tried has worked.
Hi, all...
Does anybody know anything about Google PlayStore Gift Cards ?
I don't have a credit card (but do have a debit card), and there's a fair number of apps I would like to buy from PlayStore...
...and these Gift Cards seem like a viable alternative for somebody who doesn't have a credit card.
So, how do they work? Does one need a credit card in order to redeem one? Do they have anything to do with Google Wallet?
I'm aware this question has little to do with the Nexus 7 generally, but in my defence, the stuff I'll be buying will be Nexus 7 related... for example, franco.Kernel updater.
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So if anybody has any experience of using these cards, and any details they could provide... it would be very much appreciated.
I would hate to buy one... and then find (for whatever reason), I can't use it.
Thanks in advance.
Rgrds,
Ged.
I use them all the time. It just goes straight to your google account. You can even do app refunds with them. Go get one man their cool.
Sent from my MB612 using xda app-developers app
Dno if any1 knows, but since I purchased my N7 when that deal was on, I got £15 play credit.
However I still have 59p of it left, which is unusable as most apps are 62p or higher.
If I purchased another £15, would my 59p be added on, so its £15.59 or would it just go to £15 and I'd loose my credit?
THANKS!
Wilks3y said:
Dno if any1 knows, but since I purchased my N7 when that deal was on, I got £15 play credit.
However I still have 59p of it left, which is unusable as most apps are 62p or higher.
If I purchased another £15, would my 59p be added on, so its £15.59 or would it just go to £15 and I'd loose my credit?
THANKS!
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When you redeem a card, it goes into your Google account. Any added credit is lumped into that sum.
Sent from my XT907 using xda premium
Leraeniesh said:
When you redeem a card, it goes into your Google account. Any added credit is lumped into that sum.
Sent from my XT907 using xda premium
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Sweet cheers bud,
I've paid for apps using a debit card before.
Credit card seems to be just an American wording
Sent from my Nexus 7 using xda app-developers app
Duvuk said:
I've paid for apps using a debit card before.
Credit card seems to be just an American wording
Sent from my Nexus 7 using xda app-developers app
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I too have paid for apps on Debit Card, however I'd prefer to have a pre-paid card applied. (Too many transactions in my account as it is)!
And Credit Card has nothing to do with Americans.
Debit Card = You need Funds in your account to buy items etc, and have a very small if any over-draft.
Credit Card = You need 0 Money what so ever, the card pays for the items and add's it as "Credit" to your account, then at the end of every month you pay the credit off. Its a type of loan sort of, hard to explain.
I know the difference, what I meant was that they don't seem to define a difference between the two in America that I've come across.
Sent from my Nexus 7 using xda app-developers app
Duvuk said:
I know the difference, what I meant was that they don't seem to define a difference between the two in America that I've come across.
Sent from my Nexus 7 using xda app-developers app
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Well, in America, I've never seen a debit card that can't be processed as either debit or credit. As long as the money is in my account, I can use my debit card as credit or debit. The only real difference is that some point of sale transactions take longer to process if I run my card as credit.
Sent from my ADR6425LVW using xda app-developers app
RKight said:
Well, in America, I've never seen a debit card that can't be processed as either debit or credit. As long as the money is in my account, I can use my debit card as credit or debit. The only real difference is that some point of sale transactions take longer to process if I run my card as credit.
Sent from my ADR6425LVW using xda app-developers app
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+1
Rooted SGH-T889 overclocked to 1.92ghz on JediX13 with foreverloco's theme and color add-on and Zerolemon 9, 300mah battery.
Thanks everybody for your input.... (sorry for not getting back sooner, but been busy with family stuff).
I recall trying to use a debit card a while ago, and for some reason it didn't work. So I suspected I needed a credit card... or maybe I was just doing something wrong.
Anyway... I've bought a Google Play Store gift card, and I intend to buy several more... 'cos they're really easy to use!
Spent the past couple of days splurging (relatively speaking)... updated Apex to PRO, Titanium to PRO, got HD Widgets, francos updater app, Temple Run Oz and a whole slew of other stuff.
Just got be careful I don't HARDBRICK.... my wallet!!.
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For anybody considering buying one of these Gift Cards, but might be a bit reticent (as I was) - here is how they work.
(This is from my experience as a UK user... it might be slightly different elsewhere.)
First, you definitely don't need a credit OR debit card (this was my primary concern) to use one.
Just buy the Gift Card... they come in £10, £25 and £50 denominations.
Scratch of the cards backpanel... this yields an alphanumeric code.
On your Nexus 7, open the PlayStore App. From the menu, select the 'Redeem' option.
Enter the alphanumeric code from the Gift Card.
On first use, you will be requested to set up a Google Wallet... this just requests your Google Account password and your postcode.
And that's it... you are now free to buy whatever you want from PlayStore.
Rgrds,
Ged.
RKight said:
Well, in America, I've never seen a debit card that can't be processed as either debit or credit. As long as the money is in my account, I can use my debit card as credit or debit. The only real difference is that some point of sale transactions take longer to process if I run my card as credit.
Sent from my ADR6425LVW using xda app-developers app
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You can't have a Debit card that acts as a Credit Card, they're two totally different processes.
Hense the name difference. Debit is just "Credit" that you already have, a.k.a Money, Credit is where they loan you the money and you pay it back, which is why you have a "Credit" rating, to say how good you are at paying Credit back.
You can't have a credit card until your 18, hence there is a vital need for Debit cards, especially nowadays with the digital revolution and all.
You have to remember, all money on a credit card and in a bank doesn't actually exist, they're just digits on a screen, the only reason you have those digits is because you have handed your banker money (which he then invests to earn a profit). I've ranted a little here, but I didn't want you to assume they're the same, banking is very complex and thats why they have a variety of different banks and cards.
I don't want to sound Smug, but I must stress THEY ARE TOTALLY DIFFERENT.
GedBlake said:
Thanks everybody for your input.... (sorry for not getting back sooner, but been busy with family stuff).
I recall trying to use a debit card a while ago, and for some reason it didn't work. So I suspected I needed a credit card... or maybe I was just doing something wrong.
Anyway... I've bought a Google Play Store gift card, and I intend to buy several more... 'cos they're really easy to use!
Spent the past couple of days splurging (relatively speaking)... updated Apex to PRO, Titanium to PRO, got HD Widgets, francos updater app, Temple Run Oz and a whole slew of other stuff.
Just got be careful I don't HARDBRICK.... my wallet!!.
---------------------------------------
For anybody considering buying one of these Gift Cards, but might be a bit reticent (as I was) - here is how they work.
(This is from my experience as a UK user... it might be slightly different elsewhere.)
First, you definitely don't need a credit OR debit card (this was my primary concern) to use one.
Just buy the Gift Card... they come in £10, £25 and £50 denominations.
Scratch of the cards backpanel... this yields an alphanumeric code.
On your Nexus 7, open the PlayStore App. From the menu, select the 'Redeem' option.
Enter the alphanumeric code from the Gift Card.
On first use, you will be requested to set up a Google Wallet... this just requests your Google Account password and your postcode.
And that's it... you are now free to buy whatever you want from PlayStore.
Rgrds,
Ged.
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HARDBRICK your wallet. Haha :good:
Might have to get myself another, I loved just splashing out on some really nice apps.
and the more we do, the more Dev's are gonna want to create Android apps WINWIN!!
Wilks3y said:
You can't have a Debit card that acts as a Credit Card, they're two totally different processes.
Hense the name difference. Debit is just "Credit" that you already have, a.k.a Money, Credit is where they loan you the money and you pay it back, which is why you have a "Credit" rating, to say how good you are at paying Credit back.
You can't have a credit card until your 18, hence there is a vital need for Debit cards, especially nowadays with the digital revolution and all.
You have to remember, all money on a credit card and in a bank doesn't actually exist, they're just digits on a screen, the only reason you have those digits is because you have handed your banker money (which he then invests to earn a profit). I've ranted a little here, but I didn't want you to assume they're the same, banking is very complex and thats why they have a variety of different banks and cards.
I don't want to sound Smug, but I must stress THEY ARE TOTALLY DIFFERENT.
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While I understand that the two cards are different, he was saying that a debit card can be processed as a credit sale at the register. I do this all the time. When you pump gas for example.. the pump will ask "credit or debit " , if you choose debit, you enter your pin number. Credit you don't..
Yes the cards are different, but both cards can generally be used interchangeably during a point of sale transaction.
Sent from my HTC6435LVW using Tapatalk 2
Serinety said:
While I understand that the two cards are different, he was saying that a debit card can be processed as a credit sale at the register. I do this all the time. When you pump gas for example.. the pump will ask "credit or debit " , if you choose debit, you enter your pin number. Credit you don't..
Yes the cards are different, but both cards can generally be used interchangeably during a point of sale transaction.
Sent from my HTC6435LVW using Tapatalk 2
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While this may be the case, if your card is a "Debit" card, you can not use it as a credit card.
Credit Card being the card that allows you to have transactions without actually having the available funds.
I have only a debit card, and yes I use it to pay for gas, but I have to already have the funds within my account. Whereas if I had a credit card, I could have $0.00 or £0.00 in my account and still purchase the gas.
I think we are agreeing here, but in a different mind set.
Has anyone had any luck at CVS (or elsewhere) purchasing gift cards or vanilla reloads with ISIS? I've only tried one CVS so far, but they flat out denied me using ISIS to buy any gift cards...they said it was store policy that I would have to use cash.
A lot of ppl seem to be having no problem doing it so I'm guessing it's just strictly local store policy. I fought with the manager stating that it's EXACTLY like cash and that the funds came directly out of my bank account, but they didn't budge. :-\
siciliano777 said:
Has anyone had any luck at CVS (or elsewhere) purchasing gift cards or vanilla reloads with ISIS? I've only tried one CVS so far, but they flat out denied me using ISIS to buy any gift cards...they said it was store policy that I would have to use cash.
A lot of ppl seem to be having no problem doing it so I'm guessing it's just strictly local store policy. I fought with the manager stating that it's EXACTLY like cash and that the funds came directly out of my bank account, but they didn't budge. :-\
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Used isis to buy a 50 amazon gift card at cvs. Not sure why they would tell you no...
Sent from my SM-N900V using Tapatalk
mrlaigle said:
Used isis to buy a 50 amazon gift card at cvs. Not sure why they would tell you no...
Sent from my SM-N900V using Tapatalk
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You mind telling me what area you live in? I'm hoping it was just that specific store. It's such a stupid ass store policy that they will only take cash for ANY gift card.
It's not even the amount that bothered them (I want to buy a $500 reload to get a quick $100 back, then do it again another day to get the max $200). Ugh. I know some Rite Aid stores have paypass but then they'd have to have gift cards too, and not the dumb cash only policy...
Successfully purchased 2 $500 vanilla reloads at CVS (finally). Third time's a charm I guess
siciliano777 said:
Successfully purchased 2 $500 vanilla reloads at CVS (finally). Third time's a charm I guess
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Just did the same today at CVS. Walgreens denied me, but because they said they had the terminals turned off because there was too much fraud. Not exactly sure what was going on, but CVS was happy to take my money. And I'm happy to get the $200 cash back.
physicsguymatt said:
Just did the same today at CVS. Walgreens denied me, but because they said they had the terminals turned off because there was too much fraud. Not exactly sure what was going on, but CVS was happy to take my money. And I'm happy to get the $200 cash back.
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Awesome also don't forget about the extra $50 you can get for direct depositing $250 twice into your serve acct. This can be easily done with PayPal. Just set up the serve card as a bank within PayPal with the routing and acct# given on the serve website. Another $50 for freeeee.
I went to the VZW store and used it to pay my $250 bill... got 50 back plus 10 for using at the Verizon store.
Sent from my SM-N900V using xda app-developers app
FYI, my $200 cash back just posted. Took about 36 hours.
Hello all, I have a question about purchasing a nexus 6p, I googled this topic for about 30 minutes last night and couldn't find an answer so I put it to the fine folks of XDA in search of an answer:
I want to split my payment for my N6P over two sources. One of the two is a "rewards debit card" that gets loaded with money when I hit certain incentives at work and I'd be able to cover half the cost of the phone with the amount of rewards Ive earned. Sadly, I can't add money to it or pull money out of it. So since I'm confident that I can't split tender on googles website, and I don't have enough rewards to put it all on the reward card, my next step was Google wallet/google play. I'm confident I read somewhere that one can't use Google play credit to buy devices, but my searching hasn't found a definite confirmation of that. At the checkout screen for the phone there was an option that said "Google play balance: $x.xx" but it was greyed out due to insufficient funds, not the fact that was an invalid payment type. So I'm hoping I'm wrong about not being able to use GP credit but am unwilling to test this theory by buying a bunch of Google play gift cards, loading them to my account and then not being able to spend them.
Would anyone be able to give me a hand on this one? Last night 64gb aluminum a were in stock and I was unable to pull the trigger due to the confusion and I'd hate to miss another chance at them.
Google Play balances CANNOT be used to purchase devices. It's in the T&C on the website and on the physical Play Store gift cards in stores.
You might need to purchase a reloadable debit Visa/Masterdcard, and load funds to it from your two sources, then use the one card to make your purchase. But I leave that scenario for those who have experience in this. I just wanted to tell you about the Play Store balance before you wasted any money on it (they dont give refunds on Play Store balances)