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Hello guys, I'm new here and interested in buying a galaxy tab. I'm definitely wanting to get one with a contract for the data plan for different out of home purposes. I was wondering what your opinions were on which carrier to try and buy from?
I was originally wanting to buy one from Sprint with the 2gb data plan only $30 per month. With me just turning 18 and no credit I'd figure a huge deposit ($500) would be required as about a month ago when I attempted to buy an iPhone. But I tried with Sprint and ended up being approved for 2 lines with a $50 deposit, which I was pretty excited about and preceded to purchase said tab. We get thru with me paying the deposit and then they required a valid credit card to be ran, of course I don't own one myself, needless to say I had to cancel the transaction. Is this the case with all carries as well?
I could probably obtain a valid credit card from my grandmother but would rather not go through the hassle if this is the only carrier that requires this non-sense.
Thanks for reading guys, I appreciate it, any input to help me out here?
mathena2 said:
Hello guys, I'm new here and interested in buying a galaxy tab. I'm definitely wanting to get one with a contract for the data plan for different out of home purposes. I was wondering what your opinions were on which carrier to try and buy from?
I was originally wanting to buy one from Sprint with the 2gb data plan only $30 per month. With me just turning 18 and no credit I'd figure a huge deposit ($500) would be required as about a month ago when I attempted to buy an iPhone. But I tried with Sprint and ended up being approved for 2 lines with a $50 deposit, which I was pretty excited about and preceded to purchase said tab. We get thru with me paying the deposit and then they required a valid credit card to be ran, of course I don't own one myself, needless to say I had to cancel the transaction. Is this the case with all carries as well?
I could probably obtain a valid credit card from my grandmother but would rather not go through the hassle if this is the only carrier that requires this non-sense.
Thanks for reading guys, I appreciate it, any input to help me out here?
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Click to collapse
I would buy from T-Mobile. They are cheaper by $50, have limited international support and T-Mobile newer faster network is backwards compatible with them, so you might get faster download speeds.
Not sure about the whole credit card thing - why did they need one? You could try getting a capital one card, might be lucky...
With at&t is not required to have your credit check since you have to pay full price anyway. Now for monthly service you do need a credit card, but all that process is done by you at anytime you want and is done through the tablet itself. The at&t one can also be hacked as a phone if you want. I did it to mine and is currently my main phone.
Sent from my Galaxy Tab using XDA App
dh010447 said:
I would buy from T-Mobile. They are cheaper by $50, have limited international support and T-Mobile newer faster network is backwards compatible with them, so you might get faster download speeds.
Not sure about the whole credit card thing - why did they need one? You could try getting a capital one card, might be lucky...
Click to expand...
Click to collapse
Thanks for the info, I was reading alot of users choosing T-Mobile, so there 4g runs with the tab?
They claimed all they needed the credit card for was to run it and make sure it was valid and they'd just take $1 off it and return it back on it after verified. I'm guessing this is some safety feature to ensure if you don't pay your bill or something they can just charge the credit card? But my bank debit card wouldn't work so I'm not sure.
calin75 said:
With at&t is not required to have your credit check since you have to pay full price anyway. Now for monthly service you do need a credit card, but all that process is done by you at anytime you want and is done through the tablet itself. The at&t one can also be hacked as a phone if you want. I did it to mine and is currently my main phone.
Sent from my Galaxy Tab using XDA App
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Oh, I see. That's understandable, but a bit expensive for my wallet for the time being to pay full price for one of these. The ability to do it all through the tablet sounds neat and pretty nice in the long run. Might consider this option in a few months if my other options don't pan out. Thanks!
mathena2 said:
Thanks for the info, I was reading alot of users choosing T-Mobile, so there 4g runs with the tab?.
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Not quite.. I think its more like 3.5G. Check here: http://thedroidguy.com/2010/12/t-mobile-confirms-galaxy-tab-fastest-on-t-mobile/
Was Wanting to get a couple paid apps and was wondering if pre paid's work in the market? I have had some issues with them with some other online services.
Thx
It has worked for me. I believe it was a prepaid American express card.
Sent from 234 Elm Street
I used visa gifts cards before. You just have to register them with you name,address, etc. over the phone or website before you can use them to use online.
I'm selling stuff on eBay currently, and I should have enough money to buy the Nexus 4. All my sales are going to PayPal though.
To my knowledge, Google and PayPal don't play nicely together. eBay for instance (I guess being with PayPal) bans the use of Google Wallet on their site. Play Store doesn't allow payment with PayPal.
I could just send the funds from PayPal to my bank account, but it seems my bank doesn't want to offer me a debit card (I'll have to look back into this though) Google Wallet also doesn't seem to be able to just take funds from Bank Accounts either. I had an idea of requesting a PayPal Debit Card and just using that on Google Wallet, but I'm not entirely sure if I'll be approved (waiting to hear back from them on this, but if I'm not approved, I'd rather have a backup plan).
Any suggestions as to what I can do?
So you bank didn't give you a debit card with Visa logo on it. Maybe I missed it.
my bank doesn't want to offer me a debit card
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Are you kidding me o_0 which bank are you using, get rid of them ASAP. And paypal also give a debit card so check everything again.
Red Wolf said:
Are you kidding me o_0 which bank are you using, get rid of them ASAP. And paypal also give a debit card so check everything again.
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I'll try checking with them tomorrow about it but I thought before I recall them not offering me a card for some reason.
espionage724 said:
I'll try checking with them tomorrow about it but I thought before I recall them not offering me a card for some reason.
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If that's the case, why on earth would you stay with them? Go with a local credit union, or Charles Schwab (no fees, free check card, lets you cash checks through a smartphone app).
If you get a Paypal debit card, you can set it up to use your bank account as a back-up funding source if your Paypal account has no balance.
It's a debit card, not credit, so I don't see why you wouldn't be approved. The only thing is that if you're planning to purchase the N4 on opening day, the card may not arrive by then.
So it seems my bank won't give me a card because of my credit score or something along those lines. I'll have to look more into this a bit later though.
Still didn't hear anything from PayPal about their debit card thing either.
espionage724 said:
So it seems my bank won't give me a card because of my credit score or something along those lines. I'll have to look more into this a bit later though.
Still didn't hear anything from PayPal about their debit card thing either.
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Credit score matters with a debit card?
jacklebott said:
Credit score matters with a debit card?
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Banks actually do a credit check nowadays just to let you open a current account. Another reason for needing a credit score with a debit card is because if Visa pre-authorises a transaction even though you don't have funds in your account, your bank has to honour the payment. This can and does does happen, if you withdraw all your money from your account at a cash machine then go and use your debit card straight away the Visa database still lags thinking you still the balance before you took your money out and authorises the payment. And guess what? The bank still debits your account, put your account in arrears, minus money in your account means lending money to you, which means they're taking bigger risks because of your crappy credit rating. Banks can't risk that can they? better safe than sorry.
Makaijin said:
Banks actually do a credit check nowadays just to let you open a current account. Another reason for needing a credit score with a debit card is because if Visa pre-authorises a transaction even though you don't have funds in your account, your bank has to honour the payment. This can and does does happen, if you withdraw all your money from your account at a cash machine then go and use your debit card straight away the Visa database still lags thinking you still the balance before you took your money out and authorises the payment. And guess what? The bank still debits your account, put your account in arrears, minus money in your account means lending money to you, which means they're taking bigger risks because of your crappy credit rating. Banks can't risk that can they? better safe than sorry.
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I learn something new every day :good:
Goto Walmart and get a Walmart money card. Its a preloaded debit card that you can use with direct deposit. Basically a checking account with out a bank. Also has free bill pay and most frayed of a traditional checking.
Sent from my Galaxy Nexus using Tapatalk 2
ThunderStick said:
Goto Walmart and get a Walmart money card. Its a preloaded debit card that you can use with direct deposit. Basically a checking account with out a bank. Also has free bill pay and most frayed of a traditional checking.
Sent from my Galaxy Nexus using Tapatalk 2
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I was actually just at Walmart earlier and saw one of these cards; are they usable on Play Store? I thought I heard something about virtual credit cards or something
Edit: Someone also brought up the Play Store Gift cards, which I also saw at Walmart. Would anything stop me from just buying $300+ worth of gift cards, and redeeming them all on my account?
Bump
Edit: Just checked my email, looks like I was approved for a PayPal Debit Card
espionage724 said:
So it seems my bank won't give me a card because of my credit score or something along those lines. I'll have to look more into this a bit later though.
Still didn't hear anything from PayPal about their debit card thing either.
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Click to collapse
this is a lie, it would really be useful if you say the name of the bank, even my girlfriend that has really bad credit got a debit card when she opened a checking account.
lionheart7282 said:
this is a lie, it would really be useful if you say the name of the bank, even my girlfriend that has really bad credit got a debit card when she opened a checking account.
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Charleroi Federal Savings Bank
Banks will deny you a debit card if you are on a high risk checking account. Like if you write to many bad checks or have over drawn you're account too many times.
Credit scores may come in to play as well if you are young and have very little banking history. Debit cards are just as risky as credit cards for both the Banks and the consumer. They both allow you to spend more than what is available to you (credit limit or account balance, both can be exceeded).
Sent from my Galaxy Nexus using Tapatalk 2
ThunderStick said:
Banks will deny you a debit card if you are on a high risk checking account. Like if you write to many bad checks or have over drawn you're account too many times.
Credit scores may come in to play as well if you are young and have very little banking history. Debit cards are just as risky as credit cards for both the Banks and the consumer. They both allow you to spend more than what is available to you (credit limit or account balance, both can be exceeded).
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Click to collapse
Ah, I see. I'm guessing my credit score might be pretty bad due to whatever a relative might of done with my personal info or something, but idk (I personally never actually signed up for a credit card); probably something I should figure out real soon...
As for the PayPal debit card, is there any reports of it arriving sooner then 7-10 days?
espionage724 said:
Ah, I see. I'm guessing my credit score might be pretty bad due to whatever a relative might of done with my personal info or something, but idk (I personally never actually signed up for a credit card); probably something I should figure out real soon...
As for the PayPal debit card, is there any reports of it arriving sooner then 7-10 days?
Click to expand...
Click to collapse
It took about a week to get mine.
this is what i don't get. why doesn't google let us pay with paypal? Is it because of competition with google wallet or something else?
imeem said:
this is what i don't get. why doesn't google let us pay with paypal? Is it because of competition with google wallet or something else?
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Click to collapse
I believe it is because of competition. eBay banned Google Wallet, PayPal won't let you deposit funds to Google Wallet, Google won't let you pay with a PayPal account directly :/
Hi,
I'm 18, and I'm looking to purchase the Nexus 4, but I do not have a credit card. I don't want to ask my parents for their credit card so I was wondering whether or not I can purchase the phone using the Play Store gift cards?
-Thanks
Hey why don't you use a prepaid visa or MasterCard.If you wondering how a prepaid credit card work and how to get one you can pm me and I will tell you what you need to do. Take care!!!
Sent from my HTC Sensation
lol go buy $350 worth of Google credit!! Never heard of anyone doing that before!
From the google play gift card site:
"*Google Play gift cards cannot be redeemed for Android app subscriptions, magazine subscriptions, or hardware and accessory purchases. Refer to the Google Play Gift Card Terms and Conditions for more details. Content subject to availability by country."
You could go the prepaid visa or master-card route.
Better advice is for you to go to a bank or credit union and open a savings and a checking account. Get a debit card off your checking account and you can buy the phone with that. Look into a secured credit card as a possible way to build credit, at 18 you most likely have no credit history.
^ Yeah, Checkings and Savings accounts can be setup quickly. I opened up an account at Wells Fargo in 15-20 minutes with an employee and having a debit card is really nice for Amazon, Paypal, Google Play, and other online services. I'm 19.
Just give your parents cash and use their card. Or open a bank account.
Sent from my LG-P999 using xda app-developers app
ImmenseGT said:
Hi,
I'm 18, and I'm looking to purchase the Nexus 4, but I do not have a credit card. I don't want to ask my parents for their credit card so I was wondering whether or not I can purchase the phone using the Play Store gift cards?
-Thanks
Click to expand...
Click to collapse
Buy a green dot card at walmart. Most banks also offer something similar, a prepaid debit card to be used as a universal gift card. You could give your parents the money and have them buy the card from their bank for you. Or just set up a bank account, they're damn near necessary now days.
Mesaman2012 said:
Hey why don't you use a prepaid visa or MasterCard.If you wondering how a prepaid credit card work and how to get one you can pm me and I will tell you what you need to do. Take care!!!
Sent from my HTC Sensation
Click to expand...
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ipfreelytech said:
[...]
You could go the prepaid visa or master-card route.
[...]
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Click to collapse
Are you guys sure it'll work with a prepaid credit card? Aren't they considered a "virtual credit card" as well?
Google said:
A Virtual Credit Card (VCC) cannot be used with your purchase in the device store. Also, at this time, the country of your credit card must match the the country to which you're shipping.
Click to expand...
Click to collapse
Thanks for the replies, I'll stop by Wells Fargo or CitiBank today.
Didn't see that bit. I'm going to guess that no they are not considered virtual credit cards. One of my banks does the virtual credit card, the way it works is if your about to make a purchase from a merchant you don't trust you can generate a one time use credit card number that only allows the amount you specify. They typically expire in 24hrs.
vindikleuk said:
Are you guys sure it'll work with a prepaid credit card? Aren't they considered a "virtual credit card" as well?
Click to expand...
Click to collapse
Hi, all...
Does anybody know anything about Google PlayStore Gift Cards ?
I don't have a credit card (but do have a debit card), and there's a fair number of apps I would like to buy from PlayStore...
...and these Gift Cards seem like a viable alternative for somebody who doesn't have a credit card.
So, how do they work? Does one need a credit card in order to redeem one? Do they have anything to do with Google Wallet?
I'm aware this question has little to do with the Nexus 7 generally, but in my defence, the stuff I'll be buying will be Nexus 7 related... for example, franco.Kernel updater.
------
So if anybody has any experience of using these cards, and any details they could provide... it would be very much appreciated.
I would hate to buy one... and then find (for whatever reason), I can't use it.
Thanks in advance.
Rgrds,
Ged.
I use them all the time. It just goes straight to your google account. You can even do app refunds with them. Go get one man their cool.
Sent from my MB612 using xda app-developers app
Dno if any1 knows, but since I purchased my N7 when that deal was on, I got £15 play credit.
However I still have 59p of it left, which is unusable as most apps are 62p or higher.
If I purchased another £15, would my 59p be added on, so its £15.59 or would it just go to £15 and I'd loose my credit?
THANKS!
Wilks3y said:
Dno if any1 knows, but since I purchased my N7 when that deal was on, I got £15 play credit.
However I still have 59p of it left, which is unusable as most apps are 62p or higher.
If I purchased another £15, would my 59p be added on, so its £15.59 or would it just go to £15 and I'd loose my credit?
THANKS!
Click to expand...
Click to collapse
When you redeem a card, it goes into your Google account. Any added credit is lumped into that sum.
Sent from my XT907 using xda premium
Leraeniesh said:
When you redeem a card, it goes into your Google account. Any added credit is lumped into that sum.
Sent from my XT907 using xda premium
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Sweet cheers bud,
I've paid for apps using a debit card before.
Credit card seems to be just an American wording
Sent from my Nexus 7 using xda app-developers app
Duvuk said:
I've paid for apps using a debit card before.
Credit card seems to be just an American wording
Sent from my Nexus 7 using xda app-developers app
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Click to collapse
I too have paid for apps on Debit Card, however I'd prefer to have a pre-paid card applied. (Too many transactions in my account as it is)!
And Credit Card has nothing to do with Americans.
Debit Card = You need Funds in your account to buy items etc, and have a very small if any over-draft.
Credit Card = You need 0 Money what so ever, the card pays for the items and add's it as "Credit" to your account, then at the end of every month you pay the credit off. Its a type of loan sort of, hard to explain.
I know the difference, what I meant was that they don't seem to define a difference between the two in America that I've come across.
Sent from my Nexus 7 using xda app-developers app
Duvuk said:
I know the difference, what I meant was that they don't seem to define a difference between the two in America that I've come across.
Sent from my Nexus 7 using xda app-developers app
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Click to collapse
Well, in America, I've never seen a debit card that can't be processed as either debit or credit. As long as the money is in my account, I can use my debit card as credit or debit. The only real difference is that some point of sale transactions take longer to process if I run my card as credit.
Sent from my ADR6425LVW using xda app-developers app
RKight said:
Well, in America, I've never seen a debit card that can't be processed as either debit or credit. As long as the money is in my account, I can use my debit card as credit or debit. The only real difference is that some point of sale transactions take longer to process if I run my card as credit.
Sent from my ADR6425LVW using xda app-developers app
Click to expand...
Click to collapse
+1
Rooted SGH-T889 overclocked to 1.92ghz on JediX13 with foreverloco's theme and color add-on and Zerolemon 9, 300mah battery.
Thanks everybody for your input.... (sorry for not getting back sooner, but been busy with family stuff).
I recall trying to use a debit card a while ago, and for some reason it didn't work. So I suspected I needed a credit card... or maybe I was just doing something wrong.
Anyway... I've bought a Google Play Store gift card, and I intend to buy several more... 'cos they're really easy to use!
Spent the past couple of days splurging (relatively speaking)... updated Apex to PRO, Titanium to PRO, got HD Widgets, francos updater app, Temple Run Oz and a whole slew of other stuff.
Just got be careful I don't HARDBRICK.... my wallet!!.
---------------------------------------
For anybody considering buying one of these Gift Cards, but might be a bit reticent (as I was) - here is how they work.
(This is from my experience as a UK user... it might be slightly different elsewhere.)
First, you definitely don't need a credit OR debit card (this was my primary concern) to use one.
Just buy the Gift Card... they come in £10, £25 and £50 denominations.
Scratch of the cards backpanel... this yields an alphanumeric code.
On your Nexus 7, open the PlayStore App. From the menu, select the 'Redeem' option.
Enter the alphanumeric code from the Gift Card.
On first use, you will be requested to set up a Google Wallet... this just requests your Google Account password and your postcode.
And that's it... you are now free to buy whatever you want from PlayStore.
Rgrds,
Ged.
RKight said:
Well, in America, I've never seen a debit card that can't be processed as either debit or credit. As long as the money is in my account, I can use my debit card as credit or debit. The only real difference is that some point of sale transactions take longer to process if I run my card as credit.
Sent from my ADR6425LVW using xda app-developers app
Click to expand...
Click to collapse
You can't have a Debit card that acts as a Credit Card, they're two totally different processes.
Hense the name difference. Debit is just "Credit" that you already have, a.k.a Money, Credit is where they loan you the money and you pay it back, which is why you have a "Credit" rating, to say how good you are at paying Credit back.
You can't have a credit card until your 18, hence there is a vital need for Debit cards, especially nowadays with the digital revolution and all.
You have to remember, all money on a credit card and in a bank doesn't actually exist, they're just digits on a screen, the only reason you have those digits is because you have handed your banker money (which he then invests to earn a profit). I've ranted a little here, but I didn't want you to assume they're the same, banking is very complex and thats why they have a variety of different banks and cards.
I don't want to sound Smug, but I must stress THEY ARE TOTALLY DIFFERENT.
GedBlake said:
Thanks everybody for your input.... (sorry for not getting back sooner, but been busy with family stuff).
I recall trying to use a debit card a while ago, and for some reason it didn't work. So I suspected I needed a credit card... or maybe I was just doing something wrong.
Anyway... I've bought a Google Play Store gift card, and I intend to buy several more... 'cos they're really easy to use!
Spent the past couple of days splurging (relatively speaking)... updated Apex to PRO, Titanium to PRO, got HD Widgets, francos updater app, Temple Run Oz and a whole slew of other stuff.
Just got be careful I don't HARDBRICK.... my wallet!!.
---------------------------------------
For anybody considering buying one of these Gift Cards, but might be a bit reticent (as I was) - here is how they work.
(This is from my experience as a UK user... it might be slightly different elsewhere.)
First, you definitely don't need a credit OR debit card (this was my primary concern) to use one.
Just buy the Gift Card... they come in £10, £25 and £50 denominations.
Scratch of the cards backpanel... this yields an alphanumeric code.
On your Nexus 7, open the PlayStore App. From the menu, select the 'Redeem' option.
Enter the alphanumeric code from the Gift Card.
On first use, you will be requested to set up a Google Wallet... this just requests your Google Account password and your postcode.
And that's it... you are now free to buy whatever you want from PlayStore.
Rgrds,
Ged.
Click to expand...
Click to collapse
HARDBRICK your wallet. Haha :good:
Might have to get myself another, I loved just splashing out on some really nice apps.
and the more we do, the more Dev's are gonna want to create Android apps WINWIN!!
Wilks3y said:
You can't have a Debit card that acts as a Credit Card, they're two totally different processes.
Hense the name difference. Debit is just "Credit" that you already have, a.k.a Money, Credit is where they loan you the money and you pay it back, which is why you have a "Credit" rating, to say how good you are at paying Credit back.
You can't have a credit card until your 18, hence there is a vital need for Debit cards, especially nowadays with the digital revolution and all.
You have to remember, all money on a credit card and in a bank doesn't actually exist, they're just digits on a screen, the only reason you have those digits is because you have handed your banker money (which he then invests to earn a profit). I've ranted a little here, but I didn't want you to assume they're the same, banking is very complex and thats why they have a variety of different banks and cards.
I don't want to sound Smug, but I must stress THEY ARE TOTALLY DIFFERENT.
Click to expand...
Click to collapse
While I understand that the two cards are different, he was saying that a debit card can be processed as a credit sale at the register. I do this all the time. When you pump gas for example.. the pump will ask "credit or debit " , if you choose debit, you enter your pin number. Credit you don't..
Yes the cards are different, but both cards can generally be used interchangeably during a point of sale transaction.
Sent from my HTC6435LVW using Tapatalk 2
Serinety said:
While I understand that the two cards are different, he was saying that a debit card can be processed as a credit sale at the register. I do this all the time. When you pump gas for example.. the pump will ask "credit or debit " , if you choose debit, you enter your pin number. Credit you don't..
Yes the cards are different, but both cards can generally be used interchangeably during a point of sale transaction.
Sent from my HTC6435LVW using Tapatalk 2
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Click to collapse
While this may be the case, if your card is a "Debit" card, you can not use it as a credit card.
Credit Card being the card that allows you to have transactions without actually having the available funds.
I have only a debit card, and yes I use it to pay for gas, but I have to already have the funds within my account. Whereas if I had a credit card, I could have $0.00 or £0.00 in my account and still purchase the gas.
I think we are agreeing here, but in a different mind set.