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hey guys i dropped my HD2 yesterday when coming back from airport , ****ty day
ok i called Tmob and they told me i do have insurance and i'd have to pay $130 to get it replaced, my question is if i call up the insurance company and tell the i need replacement because my screen is all cracked up , do they ask for the old phone to be sent ?
Or should i just call and tell em i lost the phone and get the new one ?
because i am planning to pay like $150 and fix the screen and sell the phone and recover the money.
And also finally XDA is out of stone age design lol
Pretty sure you have to give the phone back, if you say it's lost they lock the phone from being used again....or so that's what they told me when I asked them.
Tell them that you lost it. Don't say it's damaged, or you'll have to return it. The guy above me is wrong, they can't block the phone..
Well, they can, but all you have to do to reuse it on tmo again is give them a different imei lol all they can technically block is the iccid from your sim.
Sent from my Evo using Tapatalk
gafadi said:
ok i called Tmob and they told me i do have insurance and i'd have to pay $130 to get it replaced
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Click to collapse
I think you might be out of luck now. If you already told t-mobile about the screen, it's going to be flagged so next time you call and say it got lost, they are going to think you are doing insurance fraud. they will probably than tell you that now you are going to have to pay $200-250 whatever the upgrade fee is if you want another hd2.
I dropped mine after only having it for a month. Ended up calling HTC, I sent it to them and they replaced the glass for $50. Good as new. Good luck.
If you broke the phone and still have it they are going to want it back. If you lie and tell them you lost it its insurance fraud. Not worth it unless you want to deal with lawyers and court. Man up, you broke your **** and have to pay for it.
r2d2guy said:
I dropped mine after only having it for a month. Ended up calling HTC, I sent it to them and they replaced the glass for $50. Good as new. Good luck.
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Click to collapse
Did you have insurance?
speoples20 said:
If you broke the phone and still have it they are going to want it back. If you lie and tell them you lost it its insurance fraud. Not worth it unless you want to deal with lawyers and court. Man up, you broke your **** and have to pay for it.
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Click to collapse
This!! 1+
man up.
Thread closed.
If you tell them you lost it to get a replacement and you didnt then that is indeed fraud and XDA does not condone that at all
What does getting the 6 dollar insurance cover?
- Fly like a G2
Lost, stolen, broken, dropped, water damage... it covers everything. But to get a replace you will have to pay a deductable. I believe its 130??
Sent from my T-Mobile G2
Yup, $130 incase the phone is stolen/lost. The warranty also extends to 2 years instead of 1. And they will service it free of charge if there is physical damage. I took it for the G2 due to the hinge, so over 2 years if the hinge gets REALLY bad I can get a replacement.
The warranty isn't for two years, its for as long as you have it out as long as they support it
Sent from my T-Mobile G2 using XDA App
I love ins. When someone smarter then I figures out root and I brick my phone trying it will only cost me $130 to replace. At least I won't send it in and pretend like I didn't try to root it
Sent from my T-Mobile G2 using XDA App
Just a thought but is it possible to pretend its lost/stolen and get that replacement phone? That way I can get another G2 for my girl can't afford for retail price since I used all my credit line..
Sent from my T-Mobile G2 using XDA App
That's illegal and it's called Fraud. Pretty sure it's a hefty fine + jailtime if actually convicted.
But how do they know? You can say it got lost at a theme park right?
Sent from my T-Mobile G2 using XDA App
Not the best idea
@noodles2224
Yea you could say some lie like that BUT remember that #1 insurance companies are giving you a 500 dollar phone for 130. So they make it their business to know what happend to your phone. I had to file a claim for a lost g1 and they made me get police reports and everything before they helped me out. #2 every phone has an IMEI number unique to itself and it is registered on the network when the phone is in use (I'm not 100% sure of how it works but they know if that phone is being used or not.) AND if the insurance company finds out that the phone YOU purchased (with its unique IMEI number) that is now claimed to be stolen is being used they might go and find out who is using it or who knows...
I wouldn't risk the fine or jail time or court just for a phone for your girlfriend if you want her to have one sooo bad then you can save up for it or at least tell her you'll give her half or some thing...
Besides I wouldn't see the g2 as the best upgrade option I'm bummed out that it was released with an 800mhz processor... WHY? All the new high end phones are using 1ghz... but w.e. everyone has theyr likes and dislikes... I'm personally waiting for something else...
Sent from my T-Mobile G1 using XDA App
There's another warranty thats 1.99 a month and it covers all the same thing the 6 dollar rate does except for lost or stolen phones. Its only available up to 2 weeks after you purchased the phone. I think it's more likely to have a phone that has broken hinges and buttons instead of losing a phone.
noodles2224 said:
But how do they know? You can say it got lost at a theme park right?
Sent from my T-Mobile G2 using XDA App
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Hmm... Why don't you try it and find out? I mean what's the worst that can happen? It's easily worth losing a year of your life to jail to save $250!
kludgineer said:
Hmm... Why don't you try it and find out? I mean what's the worst that can happen? It's easily worth losing a year of your life to jail to save $250!
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Actually, not even that with the $130 deductible, you would only save $120.
But sticking to the original question it covers a lot and its easily worth the $6 if anything happens to the phone physically (cracked damaged broken stolen ran over, abducted by aliens) the insurance company, asurion, will replace it for $130 deductable.
And if anything like software wise or memory card reader messes up or something inside that's NOT your "direct" fault tmobile will replace it for free. But it can't be physically damaged or cracked screen or anything it has to be something inside or even bricked, you can get away with some good excuses and making believe you don't know anything when they ask, did you try to root it? Uhhh... what's that? Lol
Sent from my T-Mobile G1 using XDA App
The other great thing about a carrier having your IMEI# is that they can render it unusable on their or any other network within North America. I am about 98% certain that when you report a phone lost or stolen to Assurion, or Tmobile that their policy is to Blackllist the IMEI # of the phone.
As far as I can tell it only works on this continent, you could get a blacklisted phone to work in Europe.
It is similar to how a phone is added into a network, like say you flash a Verizon phone to Metro, they have to add the IMEI into their system so you can use it. In this case they just make it so you can't use it.
Also they do know if you have used a phone. I had a Nexus one and a Vibrant. I lost my Nexus while using my Vibrant. When I placed the claim with Assurion, they wanted me to call Tmobile and find out the last day my SIM card was used in my Nexus. Tmobile new exactly the last day my sim was in the Nexus.
So they know. And now, you know that they know.
OMF!!!! Come on guys..........how many times are your phones taken or lost and they find it???? They do not care that's why thousands of us pay 6 bucks a month and make them money. So all you wanna be naysayers trying to be xda police let them get one for their girl and be positive. Ill just say this, you lost your phone and give yours to your girl and bam!!!! You will get special attention the night you give it to her =)
Sent from my T-Mobile G2 using XDA App
thats not true, they dont blacklist the devices. Only verizon and sprint do that.
Sent from my T-Mobile G2 using XDA App
How about not stealing or commiting fraud because it is wrong? You want something; earn it.
Sent from my T-Mobile G2 using XDA App!
Tekk83 said:
There's another warranty thats 1.99 a month and it covers all the same thing the 6 dollar rate does except for lost or stolen phones. Its only available up to 2 weeks after you purchased the phone. I think it's more likely to have a phone that has broken hinges and buttons instead of losing a phone.
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Click to collapse
http://support.t-mobile.com/doc/tm23694.xml;jsessionid=KjZenf0v916OVRAXNs#4
In the table, it says that the warranty (1.99) covers only malfunction. And "normal wear and tear" is grouped with malfunction in the description at the top of the page. So hinge falling apart is normal wear and tear I'm assuming? what about scratches? And then how is Damaged defined? Any one have any idea? I don't want to pay 6 bucks when I can pay 2...
genethebean33 said:
OMF!!!! Come on guys..........how many times are your phones taken or lost and they find it???? They do not care that's why thousands of us pay 6 bucks a month and make them money. So all you wanna be naysayers trying to be xda police let them get one for their girl and be positive. Ill just say this, you lost your phone and give yours to your girl and bam!!!! You will get special attention the night you give it to her =)
Sent from my T-Mobile G2 using XDA App
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Seriously that's why I had that idea of saying its lost and getting that replacement for her.. saves me and makes both of us happy
Sent from my T-Mobile G2 using XDA App
@noodles2224
But how do they know? You can say it got lost at a theme park right?
Sent from my T-Mobile G2 using XDA App
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I had similar thoughts when I was younger and even talked to a T-Mo rep about it. I learned that if at any point you insert your own SIM card into the phone you claim was lost or stolen, you can expect a not-so friendly visit from the insurance company's lawyers or investigators.
Say you give your phone away to your girlfriend. The first thing they will do is check the SIM card and the account it is tied to. If you don't share the same address, or are linked in some way say through relatives or former addresses (anything a basic background check would show), then they will check the call history and see if you two know each other. It doesn't take a high school education to figure out if your phone was stolen or not. Claiming it was lost won't do much for you either.
I wouldn't be surprised if T-Mo can now remotely disable devices. If the phone is on and transmitting, it can be located pretty easily as well, whether that's for prosecution or recovering losses. I am pretty sure that if you make a claim with the phone in-hand and turn it on, you'll find yourself in trouble very quickly. If **** goes down, good luck convincing anyone, especially a lawyer or judge that your girlfriend stole it.
They don't take fraud lightly; I don't think you should as well.
OK long story short. I bricked my X a few months ago and after trying to SBF to no avail i gave up, bit the bullet and filed an insurance claim.
Well last night after SBFing my current X using RSD 4.9 i gave my old X another shot. Lo and behold the damn thing works now!
So now i have 2 working X's. Of course the question is, what do i do with the original?
Craigslist
Sent from my SXY-T959
correct me if im wrong...
but isnt that illegal? i could easily "brick" my phone, file a claim, sell my "unbricked" phone and make a ton of profit? I'm not accusing you im just saying.
I think most of the insurance companies will blacklist the IMEI from your original phone as unusable through Verizon. So it likely won't work for long.
tlozano09 said:
but isnt that illegal? i could easily "brick" my phone, file a claim, sell my "unbricked" phone and make a ton of profit? I'm not accusing you im just saying.
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I'm not looking to make a profit off of it, or even sell it for that matter. Just curious if i could use it as a movie player or something for my son. Or even put some games on an SD card for him.
I may just send one back to Asurion, but i haven't really thought that far ahead.
xVallex said:
I'm not looking to make a profit off of it, or even sell it for that matter. Just curious if i could use it as a movie player or something for my son. Or even put some games on an SD card for him.
I may just send one back to Asurion, but i haven't really thought that far ahead.
Click to expand...
Click to collapse
I'm pretty sure that you are required to send the old back to Asurion unless you want to get billed for it. Every replacement I have received came with paid postage back to Asurion. Otherwise people would have tons of "free" phones from defects.
I would make sure you check to see if you need to send the old one back. Otherwise they will probably charge you between $50-$100 for the phone. And that was a few years back for the pricing....I haven't had to replace a phone in like 3 years...not sure how much it is now.
Well now this phone is like 600 without a contract. They might force you to pay that if you dont send it back
OK say i send the phone back, are they going to refund me the $50 i payed for the replacement? I doubt it.
xVallex said:
OK say i send the phone back, are they going to refund me the $50 i payed for the replacement? I doubt it.
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Click to collapse
Nope but that's what you pay for. When I replaced my Droid Eris I had to send it back or they'd charge me $200, so I assume they'd charge retail price to your monthly bill. Better $50 than $600 tho.
I found out some info from TMO customer care yesterday that is interesting and worth knowing.
TMO cut the cost to replace a rooted vibrant down to $115 on April 1st, but the insurance still costs $130. So if anyone finds themselves in my situation (totally and utterly bricked in every sense of the word and still rooted) or a similar situation, it would actually be cheaper to just send it in without insurance, even if the damage indicator is red.
However, if they don't get the phone back within 7 days, then the price is still $455 to replace the phone.
This info is for T-Mobile USA. I have no idea if international branches of T-Mobile have adopted the same policy, and I have no idea if this applies to other phones as well (I am just restating what the customer care rep told me.)
So I can crack my screen completely and it will only cost 115 still? Or is that just for rooted devices? Because if you hard-brick the device, TMobile has no way of knowing that it was rooting considering they can't even turn it on.
Also just got mail that the insurance is increasing by $2 to $7.99 but you get free Mobile Security from Asurion included in that....Samsung Vibrant is only included in PLAN D of the insurance which is $130 deductible and a claim limit amount of $1000.
Confused. So hypothetically if I destroy my phone to the point it doesn't even power on, I can call them and send it in to get a refurb one for $115?
Does it apply only if its bricked? If it's broken physically...like screen or something internal, can I still do that?
Mine says LOSS THEFT DAMAGE or MALFUNCTION...Drop in water COVERED..Keypad stop working COVERED..etc etc..
Okay, I can see how my 1st post could have been a little confusing. Here's what you should do if you need to send in your vibrant.
First and foremost, if you CAN flash back to stock, DO IT. That is still the only sure-fire way of not having to pay anything and still get a new/refurbished Vibrant out of it.
Second, T-Mobile will charge you the $115 if they find that the phone has hardware damage (red damage indicator, damaged screen, exc.), but can still be repaired. So, if your phone has a cracked screen, for example, it's a better idea to send it in without insurance because insurance costs $130 plus an additional $8 per month. (NOTE: The FFC mod is an irreversible mod. You have cracked open the phone and therefore T-Mobile considers that "physical damage." You cannot swap out the camera for the stock one and re-paint the camera hole and lens.)
Third, T-Mobile will charge you the $115 if they find that the phone has been rooted or modded in any way in terms of software.
However, the chances of T-Mobile finding anything out about software modification is unlikely. At the T-Mobile processing center, they have some magic way of taking out the internal SD card without triggering the damage indicator. After they have done that, what they are SUPPOSED to do is attempt to find any data on the internal SD card that would reveal whether the phone was rooted or not (working superuser app, exc.). However, this process is long, tedious and boring as hell so what a lot of employees do is just skip the part where they examine the internal SD card and just format the thing without looking at it. To prove it, when I sent in that hard-bricked vibrant, it had a GT-I9000 bootloader on it plus CM7 and numerous ROM.zip files on it. I was not charged anything for that Vibrant.
Moral of the story: Don't buy the insurance for the Samsung Vibrant under any circumstances. Unless it goes down in price (which I seriously doubt it will), it is a complete waste of money. You will save money by going uninsured. Also, don't freak out if your Vibrant has software on it that you can't get rid of for some reason. In all likelihood, T-Mobile won't find anything.
Second moral of the story: DO NOT think that you will only get charged $115 if you choose NOT to send the broken Vibrant back to T-Mobile. They will charge you the ridiculous amount of approximately $455.18.
P.S. If anyone finds out the way that T-Mobile is able to open up the phone without tripping the damage indicator, PLEASE TELL US! If that info gets out, then I will do that FFC mod so fast you won't know what hit you!
I just walked in my tmobil store and told them my phone was messing up. And they sent me a new one. No cost at all to me except for that 8.00. So in my opinion insurance is good. For us if we have the old insurance is fantastic.
Sent from my SGH-T959 using XDA Premium App
Do you get a brand new phone as a replacement if you have insurance?
Refurbished, most likely previous phones that were sent in from people like yourself and fixed up.
yah mine was refurbished, but brand spanking new! in my opinion the insurance is the best deal tmobile has!
I actually prefer the refurbished units since they are actually tested and everything should work on it (including GPS, mine locks 8 birds within 3 seconds).
30000 said:
Okay, I can see how my 1st post could have been a little confusing. Here's what you should do if you need to send in your vibrant.
First and foremost, if you CAN flash back to stock, DO IT. That is still the only sure-fire way of not having to pay anything and still get a new/refurbished Vibrant out of it.
Second, T-Mobile will charge you the $115 if they find that the phone has hardware damage (red damage indicator, damaged screen, exc.), but can still be repaired. So, if your phone has a cracked screen, for example, it's a better idea to send it in without insurance because insurance costs $130 plus an additional $8 per month. (NOTE: The FFC mod is an irreversible mod. You have cracked open the phone and therefore T-Mobile considers that "physical damage." You cannot swap out the camera for the stock one and re-paint the camera hole and lens.)
Third, T-Mobile will charge you the $115 if they find that the phone has been rooted or modded in any way in terms of software.
However, the chances of T-Mobile finding anything out about software modification is unlikely. At the T-Mobile processing center, they have some magic way of taking out the internal SD card without triggering the damage indicator. After they have done that, what they are SUPPOSED to do is attempt to find any data on the internal SD card that would reveal whether the phone was rooted or not (working superuser app, exc.). However, this process is long, tedious and boring as hell so what a lot of employees do is just skip the part where they examine the internal SD card and just format the thing without looking at it. To prove it, when I sent in that hard-bricked vibrant, it had a GT-I9000 bootloader on it plus CM7 and numerous ROM.zip files on it. I was not charged anything for that Vibrant.
Moral of the story: Don't buy the insurance for the Samsung Vibrant under any circumstances. Unless it goes down in price (which I seriously doubt it will), it is a complete waste of money. You will save money by going uninsured. Also, don't freak out if your Vibrant has software on it that you can't get rid of for some reason. In all likelihood, T-Mobile won't find anything.
Second moral of the story: DO NOT think that you will only get charged $115 if you choose NOT to send the broken Vibrant back to T-Mobile. They will charge you the ridiculous amount of approximately $455.18.
P.S. If anyone finds out the way that T-Mobile is able to open up the phone without tripping the damage indicator, PLEASE TELL US! If that info gets out, then I will do that FFC mod so fast you won't know what hit you!
Click to expand...
Click to collapse
Well I didn't get insurance to replace my phone in case of damage via rooting. I got insurance to repalce my phone if I lose it, drop it in water, or if it gets stolen.
Also, what damage indicator are you talking about?
anthonys2r said:
Refurbished, most likely previous phones that were sent in from people like yourself and fixed up.
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Thanks, I have the insurance but haven't used yet. If you get a refurbished phone after paying deductible then its not with it for me, might just cancel mine
Sent from my SGH-T959 using Tapatalk
SamsungVibrant said:
Also, what damage indicator are you talking about?
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it's the liquid damage indicator. it's the white square underneath the battery right by the battery connection. it turns red if it gets wet.
VICosPhi said:
Thanks, I have the insurance but haven't used yet. If you get a refurbished phone after paying deductible then its not with it for me, might just cancel mine
Sent from my SGH-T959 using Tapatalk
Click to expand...
Click to collapse
If you pay deductible, you get a new phone not refurb. Only time you might get refurb is when you do a warranty exchange. Warranty exchanges are at no cost. Insurance is 7.99 a month but like any insurance, its there in case you need it. You loose, break, get it wet or it gets stolen then you are covered. Just like car insurance, you could pay insurance for years and never use it, but then again if you are in a wreck or it gets stolen, then you are happy u did. Without insurance, you are screwed. Remember warranty is only for a year w/o extended warranty. Insurance extends your warranty for life of phone
Sent from my SGH-T959 using XDA App
+1 on what he said!
funeralthirst said:
it's the liquid damage indicator. it's the white square underneath the battery right by the battery connection. it turns red if it gets wet.
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Click to collapse
I know about the liquid indicator, but that's not what 30000 was talking about. 30000 was talking about a different damage indicator.
30000 said:
30000 said:
At the T-Mobile processing center, they have some magic way of taking out the internal SD card without triggering the damage indicator.
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Click to collapse
What damage indicator?
Marvlet said:
If you pay deductible, you get a new phone not refurb. Only time you might get refurb is when you do a warranty exchange. Warranty exchanges are at no cost. Insurance is 7.99 a month but like any insurance, its there in case you need it. You loose, break, get it wet or it gets stolen then you are covered. Just like car insurance, you could pay insurance for years and never use it, but then again if you are in a wreck or it gets stolen, then you are happy u did. Without insurance, you are screwed. Remember warranty is only for a year w/o extended warranty. Insurance extends your warranty for life of phone
Sent from my SGH-T959 using XDA App
Click to expand...
Click to collapse
This is not true, there is a 95% chance that you will get a refurb. All T-mobile reps will tell you that you will either get a refurbished or new device. They will also tell you right after that, that you will most likely get a refurb. I've talked to them for hours and fought with supervisors and such just trying NOT to get a refurb. I know most people think that the refurbished phones are inspected, this is also a load of bs. They are not inspected, they fix the problem that was there and make sure that and ONLY that is fixed. They do not check any other part of the phone.
mugenfiji0327 said:
This is not true, there is a 95% chance that you will get a refurb. All T-mobile reps will tell you that you will either get a refurbished or new device. They will also tell you right after that, that you will most likely get a refurb. I've talked to them for hours and fought with supervisors and such just trying NOT to get a refurb. I know most people think that the refurbished phones are inspected, this is also a load of bs. They are not inspected, they fix the problem that was there and make sure that and ONLY that is fixed. They do not check any other part of the phone.
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Click to collapse
Insurance and warranty exchange are 2 different things. With warranty exchange its new or refurb, cant guarantee one or the other. Most times its refurb. With insurance which is NOT thru T-mobile but thru Assurion, when you file a claim and pay the deductible, you get a new phone.
Sent from my SGH-T959 using XDA App
Marvlet said:
Insurance and warranty exchange are 2 different things. With warranty exchange its new or refurb, cant guarantee one or the other. Most times its refurb. With insurance which is NOT thru T-mobile but thru Assurion, when you file a claim and pay the deductible, you get a new phone.
Sent from my SGH-T959 using XDA App
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Click to collapse
Nope failed again. I will call Asurion right now and go through the process of having my phone replaced and record it just to prove it to you if you would like me to. They do not send out new products man, I know this for a fact. Think about it man, if they sent out new devices everytime someone called in for a problem, none of the companies involved would make any money on that phone which is what they want, MONEY. That includes T-mobile, Asurion and Samsung. Every electronics store I have ever bought from uses them as their insurance program. Best Buy,Verizon,T-Mobile etc. Every time I've had something replaced through any of those companys it has and ALWAYS WILL BE a refurb. I work for Verizon and guess what, everytime someone comes in for us to call Asurion for them or even if they call themselves they still get a REFURB. I used to work for Best Buy and on top of that I worked in the Geek Squad for Best Buy and did most of the insurance claims when people came through. Guess what, all of my customers got REFURBS. I'm done arguing with you and I think I have made my point.
If I claim damaged to asurion will they make me send in my phone(bricked)? vs.. claiming lost phone I can keep my original? .... is this cheating?
Cheating? No.
Insurance fraud, a criminal act? Yes.
is me bricking the phone covered legally? If I tell them I messed it up will they cover it?
Un-brick it....seriously. There is enough information on this fora to fix 99.9999999% of all problems with this phone. Stop being lazy.
Well.. I've got an galaxy s 4g.. so not so easy..I've been fairly persistent in trying for about 3 days.. problem is no .pit file available. I've tried everything.. get a couple tar's to load about 95 percent but fail right at the end. I do have an extra tmo phone i can use for the time being but the sms4g forum is a very small group compared to the vibrant community here. I know something will probably come out in time but the way things look on our board it could be some time.
You're in the wrong forum...
It is insurance fraud....get F*cked if you are trying to "beat" the system. You knew what could happen if you played around, and now you want to wash your hands of it. Have patience.
I mean you could tryv and play the pitty game and say "i master reseted it and it broke idk whats going on?!?" Then hope they dont find out. And if they do say you have no idea what they are talking about.
(waits for trolls to say zomg thats wrong!)
I use swype so expect bad grammar and errors
Zomg that's wrong!
Insurance don't care what you've done to the phone as long as your willing to pay the deductible.
Its warranty repair that's void by rooting
Sent from my SGH-T959 using XDA App
Shortbus-Driver said:
Insurance don't care what you've done to the phone as long as your willing to pay the deductible.
Its warranty repair that's void by rooting
Sent from my SGH-T959 using XDA App
Click to expand...
Click to collapse
Exactly, pay the deductible and doesn't matter what happened to phone.
Sent from my SGH-T959 using XDA App
krackers said:
Zomg that's wrong!
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Beat me to it
Do you get a brand new phone if you pay deductible ?
VICosPhi said:
Do you get a brand new phone if you pay deductible ?
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Click to collapse
No a refurbished one.
Sent from my CM7 Powered Vibrant
Shortbus-Driver said:
Insurance don't care what you've done to the phone as long as your willing to pay the deductible.
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Click to collapse
In that case, I'd say they also don't mind raising the rates for everyone to cover all the extra payouts caused by these sort of folks. Sure insurance goes up every year but if you think this irresponsible behavior has no bearing on that then I must strongly disagree.
beren28 said:
Cheating? No.
Insurance fraud, a criminal act? Yes.
Click to expand...
Click to collapse
Cheating? Yes.
Broken devices are still worth money. A bricked phone can still be reflashed by the manufacturer and resold as a refurb, or components from it can be reused on other damaged/broken devices.
If you report it damaged you have to send the device back. Lost, you don't because you obviously don't have it. Stolen, you don't, but you'll need to provide them with a police report # to get a replacement.
Well I struggled a bit with this.. but bottom line is I had no intention of damaging the device.. kinda like if I took it to a water park and it got wet...or when I take it when I go jogging I know I'm at risk at dropping it. It's not like I damaged it on purpose just to get a new one. So I made the claim and was honest when describing the damage... it said I needed to call them for them to research my damage more.. so I called and they didn't ask me anything.. just where I want the new one sent. They also told me I had the option of sending the damaged one back or not.. if I didn't that Tmobile would charge me another $30 dollars. I specifically asked her if I wanted to keep it for future problems like glass breakage or something else and she said it was totally up to me and just to remember the $30 dollar charge.
So tonight someone posted a .pit file and of course it worked and I'm back up and running so tomorrow I'll call and let them know it started working again and will send the replacement back and hopefully get my $130 returned sooner than later. THanks for the replies.. was good to get some feedback.
beren28 said:
Cheating? No.
Insurance fraud, a criminal act? Yes.
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so is $7.50/mnt....................lol
archie53 said:
No a refurbished one.
Sent from my CM7 Powered Vibrant
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Thanks, wow I didn't know that, I'll probably cancel my insurance then. It sounds more like a rip off now, monthly payments + deductible for a refurb? I'd buy it from Craiglist instead I guess...