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Hi, im planning on buying a new nexus one from ebay or craiglist. I was wondering can you still get insurance if you buy it from a seller and not google?
LOL...No.
Well not legitamately...
I would venture to say that T-Mobile would still give you premium handset insurance. When I told them I wanted to change my phone to Nexus One and would it be insured they said yes. Thats all they said, didnt ask for proof of purchase or serial or imei number.
One of the reasons I stick with T-Mobile is because they are pretty leniant with stuff like that.
They only ask for IMEI codes for phones they carry. Otherwise its fair game.
tmobile will only do the 4.75 insurance through insurion not the Full php bundle that extends the warranty for another year.
but to do that you must have the original receipt of the phone and it must be within 14 days of the purchase time to get any insurance on it.
So if the seller bought it and its past the 14 days. You will not be able to get the insurance.
If it is b4 the 14 days then you will need the ORIGINAL receipt to get the PHP added on.
Housetek said:
tmobile will only do the 4.75 insurance through insurion not the Full php bundle that extends the warranty for another year.
but to do that you must have the original receipt of the phone and it must be within 14 days of the purchase time to get any insurance on it.
So if the seller bought it and its past the 14 days. You will not be able to get the insurance.
If it is b4 the 14 days then you will need the ORIGINAL receipt to get the PHP added on.
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I didn't give them anything, I just asked them to change the insurance. Never once asked for receipt. I would call and ask before but I'm sure they will let you put it on the phone.
in my store its required to see the receipt if were gona add insurance or php bundle on any ones phone.
Otherwise u buy a n1 break it, and sell it on ebay. and some guy snags it and realizes theres somthing wrong with it, adds Php to his plan and then files a claim for a new N1.
to keep things like that from happening, in store we ask for receipts.
for over the phone with Customer care i suppose it can be different b/c they can search the IMEI of the phone and determine the purchase date.
even so if its past 14 days of the purchase date, they will not issue any insurance.
I am glad I bought my Nexus One through Craig's list.
After I sold the MyTouch, and the G1 and a couple other odd phones I had, the total out of pocket expense for my phone was $140. Brand New, sealed box.
How much are they going on Craigslist that you would not want to buy directly from goole?
irishrally said:
How much are they going on Craigslist that you would not want to buy directly from goole?
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You will see them for all kinds of prices. I "paid" $500 for mine (only $140 of that was from my pocket, rest was from selling other items), new, in a sealed box. Mine even came with a 1 month unlimited voice/data T-Mobile SIM as well.
Keep in mind though, I didn't have to pay the hefty sales tax on it either, so I got a great deal...
So tell me, does anyone have insurance on their "rooted" Nexus one? I'm thinking of getting one for mine, but not sure if T-mobile provides it, or is it a good idea to get it from them, if ever. Coz they don't carry the device.
Any suggestions? Thanks in advance!
I have insurance on my Non-Rooted Nexus. You can get it from t-mobile. But i dont believe you can have insurance one you root the nexus one. I believe it voids the warranty. I may be wrong. Heres some info:
Is PHP (Premium Handset Protection) available for this Nexus One?
Yes, PHP is available for the Nexus One.
How much does PHP Insurance cost?
PHP Insurance is $4.79 per month with a $130 deductible.
How long do I have to add PHP to my account?
To qualify for PHP insurance you must add the insurance to your T-Mobile account within the first 14 days of purchase.
Great News! Asurion’s Premium Handset Protection offered through T-Mobile is available on the Nexus One. For $4.79 per month, customers are protected from loss, theft and damage – even screen damage or water damage. There is a $130 deductible per approved claim, much lower than the full retail of $529. Asurion will replace your Nexus One with . . . a Nexus One. As with most buzz-generating, hot new phones, inventory availability can be an occasional problem. Its not that Asurion doesn’t want to replace your Nexus One with a Nexus One, we do! Should there be a brief inventory problem, Asurion will offer a few different options to affected customers.
I have insurance on my ROOTED phone. You can have it. While it is true that rooting voids your warranty this has nothing to do with insurance. So look at it this way. I have a rooted phone and I loose it. I file a claim as loss is covered under the insurance. How on earth are they going to know it was rooted? Make sense.
The other above info is what I was told.
One thing to note. I had insurance on my G1 that was something like $6 / mo when I transfered that to my N1 it went down to the $5 /mo. This is because T-mobile would extend the warranty on the G1 since it was one of their phones. They don't do that on the N1 since it isn't theirs. That is why it is a little cheaper.
As for how it is replaced since T-mobile doesn't have the Nexus. I was told that the insurance company was getting some for replacements. Until then if you had a claim and they didn't have any you would go directly to Google and order a new one. You would be responsible for the full upfront cost of an unsubsidized phone. They then would cut you a check for the phone minus the $130 deductible. Make Sense.
Oh also a point on the 14 days to activate insurance. This is also true however. Lets say you let the 14 days laps. As long as you haven't rooted your phone (that would have voided the warranty) if it is ever replaced by the manufacturer you then have another 14 days to activate the insurance from the point in time you get the replacement. That is how I got insurance on my G1. I forgot to call back in the 14 days and then couldn't get coverage. Then my home button died, T-mobile replaced it under warranty, I then had them activate the insurance. Also if are under insurance and if you have a replacement under warranty I would be sure to call T-mobile. Since that was likely taken care of directly through Google or HTC they may not know. Of course if you had an insurance claim for say water damage that they tried to deny because the SN didn't match what you originally bought you could say "Oh, did I mention that the water damage happened when it fell off the boat in 300' or water?" I must have written that SN down wrong and what you have on record must be right.
Hope that helps....
as a point of interest, state farm charges me $30 a year for insurance on my nexus one, with ZERO deductible..
that's $2.50 a month folks...
and they don't care if it's rooted, or you used it to hold up your car when you changed your oil.
Thank you for the information I'm goin with state farm.Hahaha.
Hmmm... Called Tmobile, they said my Nexus is currently insured... I made them double and triple check it, but they were positive bout this, I guess my insurance from my G1 is automatically transferred to the N1.
I still thank you for the response guys!
i'd cancel it and get a real policy that costs half and doesn't have a deductible... but that's just me..
Red MacGregor said:
as a point of interest, state farm charges me $30 a year for insurance on my nexus one, with ZERO deductible..
that's $2.50 a month folks...
and they don't care if it's rooted, or you used it to hold up your car when you changed your oil.
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That's good to know and seems like a better way to go!
Oh you were for real? lol I thought you were just kidding, I dont have StateFarm as insurance though. They might not cover it.
Red MacGregor said:
i'd cancel it and get a real policy that costs half and doesn't have a deductible... but that's just me..
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rjhay22 said:
Oh you were for real? lol I thought you were just kidding, I dont have StateFarm as insurance though. They might not cover it.
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call whomever you're using, Farmers, whomever, they likely have a similar policy..
T-Mobile is charging a ridiculous premium for that policy
$4.79 a month is not something I miss.
uansari1 said:
$4.79 a month is not something I miss.
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sure, the difference is only $30 a year... over two years an extra $60 on the price of the phone, unless you include the deductible, and it's an extra $190.. 1/3 of the cost of the original phone..
The original poster should call T-mobile again. As I mentioned in my post that the original insurance that I had on my G1 was more expensive. They may have changed it from the insurance that is something like $7/mo to the one that is about $5 ($4.75 or whatever). I got my phone early on so it is possible they are getting better at automating these things. Everyone was still trying to figure out this new Nexus thing when I got my phone.
I have to call my insurance company anyhow so I am going to ask about phone coverage. I have USAA though not State Farm. Even if they don't offer it I wouldn't switch to State Farm. We are saving $1800 a year and have more coverage and a lower deductible on our house compared to State Farm. My parents are now switching over to USAA. He said they will save $900 a year on their 4 cars/truck.
no i dont own Nexus S but for the people who do im just wondering did u guys get insurance? i know that bestbuy offers insurance for $9.99 which does NOT cover lost,stolen and water damaged phones.they said if u damage your phone u have to bring it or ship to bestbuy to get your brand new replacement with zero deductible.is there any other company offering Nexus S insurance besides bestbuy?
http://forum.xda-developers.com/showthread.php?t=875634
Anybody buy SquareTrade warranty? $99 for Nexus S, they have a special menu selection for the Nexus S. $50 deductible for accidental damage, no deductible for hardware/software failures like batteries. You can get it up to 30 days from date of purchase, and prorated refund if u don't want it. Covers for 2 years.
I've never bought any warranties for anything before, but might on the Nexus S. Much cheaper than Best Buy's Geek Squad Protection Plan at over $200.
Sent from my Nexus S
I did, and I have had a claim through them before with no problems. You do however have to send your phone in and turn around time is about three days so you would want a backup of sorts.
Also got it for NS for the reason of not wanting to use a case. No problem claiming a point and shoot before.
I warranty all my phones and settop boxes with them. I never had to use one but you can cancel at anytime and get unused warranty transfered back to your credit card. You can even transfer the warranty to another person if you sell the phone. It was a great selling point when getting rid of a 3gs.
I toyed with the idea of getting the Squaretrade warranty and accident coverage for my TF and dock, but figured I'd save the money. Yup, $70 after discount code was too much. What could happen?
What a mistake. This week, I was caught in a flash flood during the heavy rains on the East Coast. Transformer and dock (as well as a bunch of other electronics in my car, like my phone) were lost, filled with water and dirt. (The only thing I could salvage was the 32G flash card.) I can't replace it because I also lost an expensive, 10-month-old car, and need to cover the shortfall from the insurance.
I sure am glad, though, that I saved that $70.
It should be covered by your flood insurance...if you have it
Sent from my Transformer TF101 using Tapatalk
well you could also have spent the 70 dolla then they come back with we dont cover water damage like they like to do in the uk.
sounds like a crazy week
finalhit said:
It should be covered by your flood insurance...if you have it
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No, no flood insurance on my home. Not in a flood zone. (Ironically, ordinary homeowner's coverage would have applied if it was damaged by, say, a leaky pipe. But not for flooding.)
I would ask your car insurance to cover it. I believe if you are in an accident they cover stuff in the car. i actually surprised they covered the car for a flood at all. No guarantees, but worth asking.
gottahavit said:
I would ask your car insurance to cover it. I believe if you are in an accident they cover stuff in the car. i actually surprised they covered the car for a flood at all. No guarantees, but worth asking.
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Believe me, I checked. No coverage of personal articles in the vehicle. The car itself is covered under comprehensive.
gottahavit said:
I would ask your car insurance to cover it. I believe if you are in an accident they cover stuff in the car. i actually surprised they covered the car for a flood at all. No guarantees, but worth asking.
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They only cover items that become part of the car (i.e. mounts, car seats, etc) items that are not fixed in the car are not covered. This is what my insurance says.
Sent from my MB612 using xda premium
MedicStuder said:
They only cover items that become part of the car (i.e. mounts, car seats, etc) items that are not fixed in the car are not covered. This is what my insurance says.
Sent from my MB612 using xda premium
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Yeppers My daughter had a bunch of stuff stolden out of her car and the claim had to be filed on homeowners ......bummer to OP
Could you please tell us how you got the coupon code?
Buy the insurance now, claim next week
roflcopterofl said:
Could you please tell us how you got the coupon code?
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I just googled "Squaretrade coupon code" and shazam.
magicdave26 said:
Buy the insurance now, claim next week
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Even if I was predisposed to do that, I bought the tab in early JUN. You have to buy the warranty quicker than right now.
No offense, but your story + username + avatar made me lose it.
I think you're looking at it the wrong way, sure your TF got wrecked but you still made the right decision by not purchasing the warranty. If there's a 10-15% chance of it getting lost/stolen, $500 TF * 0.15 is $75 of value, but then you need to consider that they probably have a deductible which is probably going to add another $100 minimum on top of it.
Insurance is almost always a scam.
Gary13579 said:
No offense, but your story + username + avatar made me lose it.
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I know -- the story is dripping (!) with irony. But, with the exception of phones, there is no deductible on accident coverage. That's why it's such a good deal.
I think I'm the only one here that's ever bought SquareTrade warranties so let me clear up some mistakes some people have said.
1. You have to buy your warranty within 90 days of purchase date (they do require receipt for proof of purchase you email/fax them your receipt). eBay items you have 30 days.
2. You can buy warranty with ADH (Accidental Damage from Handling). This gives you protection against ANY DAMAGE, water, physical, whatever. You break it accidentally, they send you a new replacement device. ADH can only be purchased on items within 30 days of purchase date. There is a deductible, but it's only $50 and only on Cell Phones.
3. You can get a REFUND ANY TIME for your warranty! Any unused months of coverage, you get refund back to your credit card. You can get a FULL refund within 60 days of buying the warranty.
4. If the item is broken and they don't make the device anymore, or they can't fix it, etc.. you get a check for your FULL RETAIL PRICE you paid for the device.
Back in December 2010, I bought the Nexus S, I also bought SquareTrade warranty with ADH coverage for $99.00.
In July I sold my Nexus S and got a refund of $72.15 from SquareTrade. It cost me $26.85 to warranty my Nexus S for 7 months. That's pretty damn cheap and great peace of mind. Compare this with insurance through the cell carriers.
So, Personally I have SquareTrade warranty for my Transformer... guess how much it cost me?
$56.24 for 2 years with ADH. (I had great coupon codes).
So $399+$56.24, If my Transformer gets flooded, I get a brand new $399 Transformer, I save about $342. How is that a bad deal?
http://www.washingtonpost.com/wp-dyn/content/article/2006/09/30/AR2006093000148.html
Sent from my Transformer TF101 using Tapatalk
finalhit said:
http://www.washingtonpost.com/wp-dyn/content/article/2006/09/30/AR2006093000148.html
Sent from my Transformer TF101 using Tapatalk
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Yes yes, I usually agree with extended warranties being a rip off, but those are mostly for old school methods of selling them at big box stores for freaking coffee makers, projection tvs, toasters, stupid **** like that.
SquareTrade really is a different type of warranty company. Do a Google search on SquareTrade and you'll see a ton of good things about it.
As a purely "warranty" company...I'm sure squaretrade has a better business model than most...but nevertheless...they are not an exception.
nxt said:
So $399+$56.24, If my Transformer gets flooded, I get a brand new $399 Transformer, I save about $342. How is that a bad deal?
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Realize until that provervial flood actually happens...you're actually taking a loss of $56.24...and it will likely stay that way. Thats how squaretade maintains a net positive income and that's how it's a bad deal.
Comparing a person who buys squaretrade warranty for every highend purchases they make...vs one who take the same amount of money and deposits it into a "oh s#it" bank account...they later would come out on top...and would most likely be in a net positive
Sent from my Transformer TF101 using Tapatalk
finalhit said:
Realize until that provervial flood actually happens...you're actually taking a loss of $56.24...and it will likely stay that way. Thats how squaretade maintains a net positive income and that's how it's a bad deal.
Comparing a person who buys squaretrade warranty for every highend purchases they make...vs one who take the same amount of money and deposits it into a "oh s#it" bank account...they later would come out on top...and would most likely be in a net positive
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For the 3 devices I've bought a SquareTrade warranty (and a couple I've bought and refunded after I sold the devices), doing a quick calculation in my head, no, it wouldn't have saved me money if I sat on the money.
I buy all my devices and phones full price $400-$550 with tax, so spending $50-$99 up front for the piece of mind for 7-10 months, then getting most of it back after I sell the device is well worth it.
Again, only talking about SquareTrade. Screw Best Buy's Geek Squad Protection and all that.
nxt said:
I think I'm the only one here that's ever bought SquareTrade warranties so let me clear up some mistakes some people have said.
1. You have to buy your warranty within 90 days of purchase date (they do require receipt for proof of purchase you email/fax them your receipt). eBay items you have 30 days.
2. You can buy warranty with ADH (Accidental Damage from Handling). This gives you protection against ANY DAMAGE, water, physical, whatever. You break it accidentally, they send you a new replacement device. ADH can only be purchased on items within 30 days of purchase date. There is a deductible, but it's only $50 and only on Cell Phones.
3. You can get a REFUND ANY TIME for your warranty! Any unused months of coverage, you get refund back to your credit card. You can get a FULL refund within 60 days of buying the warranty.
4. If the item is broken and they don't make the device anymore, or they can't fix it, etc.. you get a check for your FULL RETAIL PRICE you paid for the device.
Back in December 2010, I bought the Nexus S, I also bought SquareTrade warranty with ADH coverage for $99.00.
In July I sold my Nexus S and got a refund of $72.15 from SquareTrade. It cost me $26.85 to warranty my Nexus S for 7 months. That's pretty damn cheap and great peace of mind. Compare this with insurance through the cell carriers.
So, Personally I have SquareTrade warranty for my Transformer... guess how much it cost me?
$56.24 for 2 years with ADH. (I had great coupon codes).
So $399+$56.24, If my Transformer gets flooded, I get a brand new $399 Transformer, I save about $342. How is that a bad deal?
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+1
I buy squaretrade for all my electronics. When I was sporting an Ipad 2 before I saw the green android light I bought the squaretrade warranty because the Best Buy black tie warranty was rediculous expensive. I only had the warranty a week and I dropped my ipad and cracked the screen. Squaretrade send me a box I shipped it the they said they could not fix it and 2 days later they PayPal me the full replacement cost of my ipad.
Keyboard Dock Coverage
Is it possible to cover the keyboard dock and tablet itself in the same coverage and if so how?