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So tell me, does anyone have insurance on their "rooted" Nexus one? I'm thinking of getting one for mine, but not sure if T-mobile provides it, or is it a good idea to get it from them, if ever. Coz they don't carry the device.
Any suggestions? Thanks in advance!
I have insurance on my Non-Rooted Nexus. You can get it from t-mobile. But i dont believe you can have insurance one you root the nexus one. I believe it voids the warranty. I may be wrong. Heres some info:
Is PHP (Premium Handset Protection) available for this Nexus One?
Yes, PHP is available for the Nexus One.
How much does PHP Insurance cost?
PHP Insurance is $4.79 per month with a $130 deductible.
How long do I have to add PHP to my account?
To qualify for PHP insurance you must add the insurance to your T-Mobile account within the first 14 days of purchase.
Great News! Asurion’s Premium Handset Protection offered through T-Mobile is available on the Nexus One. For $4.79 per month, customers are protected from loss, theft and damage – even screen damage or water damage. There is a $130 deductible per approved claim, much lower than the full retail of $529. Asurion will replace your Nexus One with . . . a Nexus One. As with most buzz-generating, hot new phones, inventory availability can be an occasional problem. Its not that Asurion doesn’t want to replace your Nexus One with a Nexus One, we do! Should there be a brief inventory problem, Asurion will offer a few different options to affected customers.
I have insurance on my ROOTED phone. You can have it. While it is true that rooting voids your warranty this has nothing to do with insurance. So look at it this way. I have a rooted phone and I loose it. I file a claim as loss is covered under the insurance. How on earth are they going to know it was rooted? Make sense.
The other above info is what I was told.
One thing to note. I had insurance on my G1 that was something like $6 / mo when I transfered that to my N1 it went down to the $5 /mo. This is because T-mobile would extend the warranty on the G1 since it was one of their phones. They don't do that on the N1 since it isn't theirs. That is why it is a little cheaper.
As for how it is replaced since T-mobile doesn't have the Nexus. I was told that the insurance company was getting some for replacements. Until then if you had a claim and they didn't have any you would go directly to Google and order a new one. You would be responsible for the full upfront cost of an unsubsidized phone. They then would cut you a check for the phone minus the $130 deductible. Make Sense.
Oh also a point on the 14 days to activate insurance. This is also true however. Lets say you let the 14 days laps. As long as you haven't rooted your phone (that would have voided the warranty) if it is ever replaced by the manufacturer you then have another 14 days to activate the insurance from the point in time you get the replacement. That is how I got insurance on my G1. I forgot to call back in the 14 days and then couldn't get coverage. Then my home button died, T-mobile replaced it under warranty, I then had them activate the insurance. Also if are under insurance and if you have a replacement under warranty I would be sure to call T-mobile. Since that was likely taken care of directly through Google or HTC they may not know. Of course if you had an insurance claim for say water damage that they tried to deny because the SN didn't match what you originally bought you could say "Oh, did I mention that the water damage happened when it fell off the boat in 300' or water?" I must have written that SN down wrong and what you have on record must be right.
Hope that helps....
as a point of interest, state farm charges me $30 a year for insurance on my nexus one, with ZERO deductible..
that's $2.50 a month folks...
and they don't care if it's rooted, or you used it to hold up your car when you changed your oil.
Thank you for the information I'm goin with state farm.Hahaha.
Hmmm... Called Tmobile, they said my Nexus is currently insured... I made them double and triple check it, but they were positive bout this, I guess my insurance from my G1 is automatically transferred to the N1.
I still thank you for the response guys!
i'd cancel it and get a real policy that costs half and doesn't have a deductible... but that's just me..
Red MacGregor said:
as a point of interest, state farm charges me $30 a year for insurance on my nexus one, with ZERO deductible..
that's $2.50 a month folks...
and they don't care if it's rooted, or you used it to hold up your car when you changed your oil.
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That's good to know and seems like a better way to go!
Oh you were for real? lol I thought you were just kidding, I dont have StateFarm as insurance though. They might not cover it.
Red MacGregor said:
i'd cancel it and get a real policy that costs half and doesn't have a deductible... but that's just me..
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rjhay22 said:
Oh you were for real? lol I thought you were just kidding, I dont have StateFarm as insurance though. They might not cover it.
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call whomever you're using, Farmers, whomever, they likely have a similar policy..
T-Mobile is charging a ridiculous premium for that policy
$4.79 a month is not something I miss.
uansari1 said:
$4.79 a month is not something I miss.
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sure, the difference is only $30 a year... over two years an extra $60 on the price of the phone, unless you include the deductible, and it's an extra $190.. 1/3 of the cost of the original phone..
The original poster should call T-mobile again. As I mentioned in my post that the original insurance that I had on my G1 was more expensive. They may have changed it from the insurance that is something like $7/mo to the one that is about $5 ($4.75 or whatever). I got my phone early on so it is possible they are getting better at automating these things. Everyone was still trying to figure out this new Nexus thing when I got my phone.
I have to call my insurance company anyhow so I am going to ask about phone coverage. I have USAA though not State Farm. Even if they don't offer it I wouldn't switch to State Farm. We are saving $1800 a year and have more coverage and a lower deductible on our house compared to State Farm. My parents are now switching over to USAA. He said they will save $900 a year on their 4 cars/truck.
Does anyone have any experience here?
I got talked into the Best Buy Black Tie for 9.99/mo over the 7/mo Assurion. No deductible, protection against everything except for theft and loss, no refurbs...
But I'm curious, since it IS Best Buy after all, how well this really works. I want to make up my mind whether I want Black Tie or Assurion... Anyone have any input on this?
Use state farm or any insurance company. Pay a few dollars per month with no deductible. I will never use Assurion again. Over the 2 yr contract you pay 7 bucks and $130 Deductible. Thats $300 for there service if you replace your phone during the two years.
I don't have a renter's insurance policy - my roommate does. Do they offer standalone insurance?
I've definitely had some nasty experiences with Assurion... 6 "refurb" Moguls that were all crap, refurb TP's that were crap, refurb TP2s... but I don't know anyone who has had Best Buy's warranty... and I had a really nasty experience with them over a TV a few years back...
The difference between the 2 is with best buy plan if something happens to your phone they send it off to get fix and they five toys crappy phone to use til they get yours back. It can take up to 2weeks just so you know. Sprint on the other will try to fix it or get-out a replacement phone. If its water damage or damaged beyond repair you can file a insurance claim and the insurance company will over night you a phone. Hope this helps
Wow I was misled on this one big time.
Is it too late to cancel the insurance? I'll just get TEP... I hardly ever have to pay the deductible anyway...
The difference between the 2 is with best buy plan if something happens to your phone they send it off to get fix and they give you a crappy phone to use til they get yours back. It can take up to 2 weeks just so you know. Sprint on the other hand will try to fix it or get you a replacement phone. If its water damage or damaged beyond repair you can file a insurance claim and the insurance company will over night you a phone. Hope this helps
2jay2 said:
The difference between the 2 is with best buy plan if something happens to your phone they send it off to get fix and they give you a crappy phone to use til they get yours back. It can take up to 2 weeks just so you know. Sprint on the other hand will try to fix it or get you a replacement phone. If its water damage or damaged beyond repair you can file a insurance claim and the insurance company will over night you a phone. Hope this helps
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they do not
when i have broken my phones on numerous occasions thru bestbuy i walk in they check and give me a brand new one right away and activate it
Hmmm... Sounds like I should do some more research...
They are both telling the truth. Over the lifecycle of a phone, Bestbuy provides different levels of service. For example, in the early days of the Palm Pre, BB would replace them with in store stock. 6 months in, they began the bullsh*t policy with the mail ins.
They do this with most phones. No way to know if it will impact Evo, until it does.
EtherealRemnant said:
I got talked into the Best Buy Black Tie for 9.99/mo over the 7/mo Assurion. No deductible, protection against everything except for theft and loss, no refurbs...
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Well there's your answer right there. Best Buy's plan costs more and covers less. Don't forget with TEP the only time you pay a deductible is for obvious physical damage and loss/theft.
I have mine insured through squaretrade.com. I paid $115.60 (with discount, which is easy to get) for 2 yrs of coverage for up to $599 (they have cheaper plans), full coverage including accidental handling. The ADH portion has a $50 deductible (if you drop it or immerse it in water) and if it's defective there's no deductible. I've dealt with them before and they had the funds in my Paypal account within 2 hrs of having received my broken phone. You don't get a loaner but you get full coverage (except for theft/loss) and no hassle.
Hello all
I have three days left to decide if I want to add insurance to my Evo. I am debating whether or not it is actually worth it.
I am not concerned with damaging the phone myself. I have had 8+ smart phones, and I haven't lost / broken / soaked any of them. The only reason I would be considering the insurance is for hardware defects. Based on experiences with my friends' Evo's, the two main things I am concerned about are
a) a future loose / malfunctioning charger port
b) blown earpiece speaker
For these two things, I am guessing that the 1-year warranty will cover them, correct? If so, how does that process work? Do I have to deal with HTC directly, or can I get all my exchanges, repairs, etc. handled at a Sprint store?
Thanks in advance.
I would just do it personally, just for piece of mind... Its not like its a crazy amount of money. You know how Sprint can get sometimes, what if your phone gets messed up and then they start giving you the run around? I would do it but to each his own, best of luck in whatever you choose to do.
oreoOozZz said:
I would just do it personally, just for piece of mind... Its not like its a crazy amount of money.
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...and thats how they reel u in. I did the insurance thing with my Touch Pro until I realized how big of a waste it was (thought it was only $50 deduct). I've never had an opportunity to use insurance and look at all those months of $7 I would have wasted. You'll be able to get NIB Evos off eBay for around $300 before too long.
Sent from my Evo...
awenthol said:
...and thats how they reel u in. I did the insurance thing with my Touch Pro until I realized how big of a waste it was (thought it was only $50 deduct). I've never had an opportunity to use insurance and look at all those months of $7 I would have wasted. You'll be able to get NIB Evos off eBay for around $300 before too long.
Sent from my Evo...
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300-100=200 / 7 = 29 months of insurance. I would go for the insurance for two years or until I'm eligible for another phone.
Why was I able to replace my g1 three times with no insurance?
Well because htc includes one year warranty. So when ever I had a defect or the phone does not turn on tmibile just makes sure no water damage and I get my replacement.
Does the evo not have the same warranty from htc?
Sent from my PC36100 using XDA App
my wife and I don't carry insurance on our evo's. its a gamble that I'm willing to take.I'm covered within the first year warantee and after that, the phone is old to me anyways...her charger port came loose and we took it to a service center and they replaced it with a new phone. They said the charger port was a known issue and sprint honored the replacement. worse case scenario,i would've went directly through htc
So as long as you don't dip your phone in the toilet or run it over with your car, no need for insurance.
Sent from my PC36100 using XDA App
Ohhhh. And if they give me a hard time about any exchange I'll just call and make a corporate complaint.
Sent from my PC36100 using XDA App
Thanks for your input everyone.
I think I'm going to be dropping the insurance. I think that because my bill us over $69.99/month, I am eligible for an upgrade every 12 months, which will coincide nicely with the 1 year manufacturer warranty...
I'm somewhat new to Sprint, but I've noticed that with my other phones on my plan when there is a problem they always jump to insurance over warranty.
I've had 2* Samsung Moments have their USB ports go bad. First time they used warranty, second time they wanted me to use Insurance, but got the phone support to use warranty.
Another samsung moment the screen was shutting off on its own and they said there was something wrong with the ribbon on the inside of the phone and said it was physical damage and to use insurance to replace. How can it be physical damage on the inside?????
Every time they said to use insurance was in store, over the phone they use warranty.
Does anybody here have Best Buy insurance on their phone? I have it and was wondering if it as great as i here. They tell me if the phone breaks for any reason they replace it no question.
david279 said:
Does anybody here have Best Buy insurance on their phone? I have it and was wondering if it as great as i here. They tell me if the phone breaks for any reason they replace it no question.
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Best Buy would lie to its momma to sell her black tie insurance. I bought it for a game system several years ago and found out the hard way that they do ask questions. I got it replaced but it took a few hours for my blood pressure to come back down..
nebenezer said:
Best Buy would lie to its momma to sell her black tie insurance. I bought it for a game system several years ago and found out the hard way that they do ask questions. I got it replaced but it took a few hours for my blood pressure to come back down..
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Um figured something like that.
david279 said:
Um figured something like that.
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lol, ymmv
this was almost 9 years ago. I was a much bigger jerk back then so I'm sure my demeanor was a factor in the exchange..
Most people will complain about Bestbuys phone insurance, but I prefer it. I had the Hero, got it wet, it died, and they sent it out to be repaired. After a month (yes, took forever, but I did have a loaner from bestbuy during the time) they said it couldn't be fixed. Got store credit for the cost (retail, so $599.99 + tax), to get another Hero. I just got the Evo instead. They had no problem with it, since I was buying without upgrade or anything.
If it had been sprint they would have tossed me to asurion, and I would have paid $100...and still had the Hero.
as it stands, right now any warranty issues can be handled by Sprints S&R centers with or without Sprints ESRP or TEP plans. heard through the grapevine though that come October, customers that dont have ESPR or TEP will have to go through the Manufacturer for warranty, which the Manuf. wants you to ship the phone to them, they will determine if its covered or not, then send the phone back either fixed, replaced or the way you send it to them.
I keep the insurance on it. When I got my Tour last year, there was a glitch in the system for a couple of days. I got the $7TEP for $3 on both my and my wife's phone. =)
nxtech3 said:
as it stands, right now any warranty issues can be handled by Sprints S&R centers with or without Sprints ESRP or TEP plans. heard through the grapevine though that come October, customers that dont have ESPR or TEP will have to go through the Manufacturer for warranty, which the Manuf. wants you to ship the phone to them, they will determine if its covered or not, then send the phone back either fixed, replaced or the way you send it to them.
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Warranty goes through manu, not Sprint or any agent, don't know where you heard that from.
I don't know what makes anybody think they are entitled to a "new" phone and not refurb after months of wear/tear and something happening to the phone. Nothing on this planet lasts forever and phones are not meant to last more than a year (haven't you figured that out already by the ONE YEAR MANUFACTURERS warranty?)
Just like any other insurance on the planet, anytime you make a claim you must pay a deductible, car insurance, health insurance, phone insurance, ANY insurance. If you don't pay a deductible I guarantee you, you are paying more monthly than the insurance that does have a deductible. Now, it all comes down to how much of a gamble you want to pay. $7 a month + $100/$50 deductible through Sprint which in worst case scenario (11 months) you ended up paying $177/$127 but covers lost/stolen, physical damage, water damage, etc. Or $10 a month which after 11 months is $111 but doesn't cover lost/stolen and water damage in which case, you're now screwed. Me personally? I don't use insurance, I take good care of my ****
DirtyShroomz said:
Warranty goes through manu, not Sprint or any agent, don't know where you heard that from.
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Sprint has covered any and all warrenty claims I have thrown to them at no extra cost. The shipping label says Sprint, not HTC.
We charge the manufacturer whenever we do service or replacement through warranty at our store so both of you win lol
Sent from my PC36100 using XDA App
I toyed with the idea of getting the Squaretrade warranty and accident coverage for my TF and dock, but figured I'd save the money. Yup, $70 after discount code was too much. What could happen?
What a mistake. This week, I was caught in a flash flood during the heavy rains on the East Coast. Transformer and dock (as well as a bunch of other electronics in my car, like my phone) were lost, filled with water and dirt. (The only thing I could salvage was the 32G flash card.) I can't replace it because I also lost an expensive, 10-month-old car, and need to cover the shortfall from the insurance.
I sure am glad, though, that I saved that $70.
It should be covered by your flood insurance...if you have it
Sent from my Transformer TF101 using Tapatalk
well you could also have spent the 70 dolla then they come back with we dont cover water damage like they like to do in the uk.
sounds like a crazy week
finalhit said:
It should be covered by your flood insurance...if you have it
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No, no flood insurance on my home. Not in a flood zone. (Ironically, ordinary homeowner's coverage would have applied if it was damaged by, say, a leaky pipe. But not for flooding.)
I would ask your car insurance to cover it. I believe if you are in an accident they cover stuff in the car. i actually surprised they covered the car for a flood at all. No guarantees, but worth asking.
gottahavit said:
I would ask your car insurance to cover it. I believe if you are in an accident they cover stuff in the car. i actually surprised they covered the car for a flood at all. No guarantees, but worth asking.
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Believe me, I checked. No coverage of personal articles in the vehicle. The car itself is covered under comprehensive.
gottahavit said:
I would ask your car insurance to cover it. I believe if you are in an accident they cover stuff in the car. i actually surprised they covered the car for a flood at all. No guarantees, but worth asking.
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They only cover items that become part of the car (i.e. mounts, car seats, etc) items that are not fixed in the car are not covered. This is what my insurance says.
Sent from my MB612 using xda premium
MedicStuder said:
They only cover items that become part of the car (i.e. mounts, car seats, etc) items that are not fixed in the car are not covered. This is what my insurance says.
Sent from my MB612 using xda premium
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Yeppers My daughter had a bunch of stuff stolden out of her car and the claim had to be filed on homeowners ......bummer to OP
Could you please tell us how you got the coupon code?
Buy the insurance now, claim next week
roflcopterofl said:
Could you please tell us how you got the coupon code?
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I just googled "Squaretrade coupon code" and shazam.
magicdave26 said:
Buy the insurance now, claim next week
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Even if I was predisposed to do that, I bought the tab in early JUN. You have to buy the warranty quicker than right now.
No offense, but your story + username + avatar made me lose it.
I think you're looking at it the wrong way, sure your TF got wrecked but you still made the right decision by not purchasing the warranty. If there's a 10-15% chance of it getting lost/stolen, $500 TF * 0.15 is $75 of value, but then you need to consider that they probably have a deductible which is probably going to add another $100 minimum on top of it.
Insurance is almost always a scam.
Gary13579 said:
No offense, but your story + username + avatar made me lose it.
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I know -- the story is dripping (!) with irony. But, with the exception of phones, there is no deductible on accident coverage. That's why it's such a good deal.
I think I'm the only one here that's ever bought SquareTrade warranties so let me clear up some mistakes some people have said.
1. You have to buy your warranty within 90 days of purchase date (they do require receipt for proof of purchase you email/fax them your receipt). eBay items you have 30 days.
2. You can buy warranty with ADH (Accidental Damage from Handling). This gives you protection against ANY DAMAGE, water, physical, whatever. You break it accidentally, they send you a new replacement device. ADH can only be purchased on items within 30 days of purchase date. There is a deductible, but it's only $50 and only on Cell Phones.
3. You can get a REFUND ANY TIME for your warranty! Any unused months of coverage, you get refund back to your credit card. You can get a FULL refund within 60 days of buying the warranty.
4. If the item is broken and they don't make the device anymore, or they can't fix it, etc.. you get a check for your FULL RETAIL PRICE you paid for the device.
Back in December 2010, I bought the Nexus S, I also bought SquareTrade warranty with ADH coverage for $99.00.
In July I sold my Nexus S and got a refund of $72.15 from SquareTrade. It cost me $26.85 to warranty my Nexus S for 7 months. That's pretty damn cheap and great peace of mind. Compare this with insurance through the cell carriers.
So, Personally I have SquareTrade warranty for my Transformer... guess how much it cost me?
$56.24 for 2 years with ADH. (I had great coupon codes).
So $399+$56.24, If my Transformer gets flooded, I get a brand new $399 Transformer, I save about $342. How is that a bad deal?
http://www.washingtonpost.com/wp-dyn/content/article/2006/09/30/AR2006093000148.html
Sent from my Transformer TF101 using Tapatalk
finalhit said:
http://www.washingtonpost.com/wp-dyn/content/article/2006/09/30/AR2006093000148.html
Sent from my Transformer TF101 using Tapatalk
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Yes yes, I usually agree with extended warranties being a rip off, but those are mostly for old school methods of selling them at big box stores for freaking coffee makers, projection tvs, toasters, stupid **** like that.
SquareTrade really is a different type of warranty company. Do a Google search on SquareTrade and you'll see a ton of good things about it.
As a purely "warranty" company...I'm sure squaretrade has a better business model than most...but nevertheless...they are not an exception.
nxt said:
So $399+$56.24, If my Transformer gets flooded, I get a brand new $399 Transformer, I save about $342. How is that a bad deal?
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Realize until that provervial flood actually happens...you're actually taking a loss of $56.24...and it will likely stay that way. Thats how squaretade maintains a net positive income and that's how it's a bad deal.
Comparing a person who buys squaretrade warranty for every highend purchases they make...vs one who take the same amount of money and deposits it into a "oh s#it" bank account...they later would come out on top...and would most likely be in a net positive
Sent from my Transformer TF101 using Tapatalk
finalhit said:
Realize until that provervial flood actually happens...you're actually taking a loss of $56.24...and it will likely stay that way. Thats how squaretade maintains a net positive income and that's how it's a bad deal.
Comparing a person who buys squaretrade warranty for every highend purchases they make...vs one who take the same amount of money and deposits it into a "oh s#it" bank account...they later would come out on top...and would most likely be in a net positive
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For the 3 devices I've bought a SquareTrade warranty (and a couple I've bought and refunded after I sold the devices), doing a quick calculation in my head, no, it wouldn't have saved me money if I sat on the money.
I buy all my devices and phones full price $400-$550 with tax, so spending $50-$99 up front for the piece of mind for 7-10 months, then getting most of it back after I sell the device is well worth it.
Again, only talking about SquareTrade. Screw Best Buy's Geek Squad Protection and all that.
nxt said:
I think I'm the only one here that's ever bought SquareTrade warranties so let me clear up some mistakes some people have said.
1. You have to buy your warranty within 90 days of purchase date (they do require receipt for proof of purchase you email/fax them your receipt). eBay items you have 30 days.
2. You can buy warranty with ADH (Accidental Damage from Handling). This gives you protection against ANY DAMAGE, water, physical, whatever. You break it accidentally, they send you a new replacement device. ADH can only be purchased on items within 30 days of purchase date. There is a deductible, but it's only $50 and only on Cell Phones.
3. You can get a REFUND ANY TIME for your warranty! Any unused months of coverage, you get refund back to your credit card. You can get a FULL refund within 60 days of buying the warranty.
4. If the item is broken and they don't make the device anymore, or they can't fix it, etc.. you get a check for your FULL RETAIL PRICE you paid for the device.
Back in December 2010, I bought the Nexus S, I also bought SquareTrade warranty with ADH coverage for $99.00.
In July I sold my Nexus S and got a refund of $72.15 from SquareTrade. It cost me $26.85 to warranty my Nexus S for 7 months. That's pretty damn cheap and great peace of mind. Compare this with insurance through the cell carriers.
So, Personally I have SquareTrade warranty for my Transformer... guess how much it cost me?
$56.24 for 2 years with ADH. (I had great coupon codes).
So $399+$56.24, If my Transformer gets flooded, I get a brand new $399 Transformer, I save about $342. How is that a bad deal?
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+1
I buy squaretrade for all my electronics. When I was sporting an Ipad 2 before I saw the green android light I bought the squaretrade warranty because the Best Buy black tie warranty was rediculous expensive. I only had the warranty a week and I dropped my ipad and cracked the screen. Squaretrade send me a box I shipped it the they said they could not fix it and 2 days later they PayPal me the full replacement cost of my ipad.
Keyboard Dock Coverage
Is it possible to cover the keyboard dock and tablet itself in the same coverage and if so how?
So I have 30 days from activation to add the AT&T Mobile Insurance to my plan. It costs $6.99. For those of you that have it (and used it), is it even worth it? I mean I know that if the phone breaks, I either have to pay out of pocket to get it repaired or buy a new one.
The standard warranty is 1-year, meaning if it malfunctions or anything breaks, I'm covered. But beyond that, the deductible is $199. Problem is that I have to pay $6.99 a month starting now, which in a year would cost me $84 until my default warranty is over.
I had the warranty at Sprint and I was with them for 13 years. I never once had to use it and it almost seems like flushing your money down the toilet.
Faluzure said:
So I have 30 days from activation to add the AT&T Mobile Insurance to my plan. It costs $6.99. For those of you that have it (and used it), is it even worth it? I mean I know that if the phone breaks, I either have to pay out of pocket to get it repaired or buy a new one.
The standard warranty is 1-year, meaning if it malfunctions or anything breaks, I'm covered. But beyond that, the deductible is $199. Problem is that I have to pay $6.99 a month starting now, which in a year would cost me $84 until my default warranty is over.
I had the warranty at Sprint and I was with them for 13 years. I never once had to use it and it almost seems like flushing your money down the toilet.
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Considering the fact that if you actually spent the cash to get yourself an insurance replacement, to my understanding, insurance replacements are refurbished devices anyways, so the real question is, are you clumsy or prone to accidents? Because thats pretty much the only difference between the free warranty, or the 6.99/mo + 199$ is that if you run it over with your car or drop it in the toilet(physical damage of any sort), you're still covered.
Personally, I think its a waste of money, but then again if you can actually afford AT&T and the products, whats another 7$?
Jragyn said:
Considering the fact that if you actually spent the cash to get yourself an insurance replacement, to my understanding, insurance replacements are refurbished devices anyways, so the real question is, are you clumsy or prone to accidents? Because thats pretty much the only difference between the free warranty, or the 6.99/mo + 199$ is that if you run it over with your car or drop it in the toilet(physical damage of any sort), you're still covered.
Personally, I think its a waste of money, but then again if you can actually afford AT&T and the products, whats another 7$?
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Thanks man. I guess I was just looking for an excuse not to have buyer's remorse.
Faluzure said:
So I have 30 days from activation to add the AT&T Mobile Insurance to my plan. It costs $6.99. For those of you that have it (and used it), is it even worth it? I mean I know that if the phone breaks, I either have to pay out of pocket to get it repaired or buy a new one.
The standard warranty is 1-year, meaning if it malfunctions or anything breaks, I'm covered. But beyond that, the deductible is $199. Problem is that I have to pay $6.99 a month starting now, which in a year would cost me $84 until my default warranty is over.
I had the warranty at Sprint and I was with them for 13 years. I never once had to use it and it almost seems like flushing your money down the toilet.
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I have it simply for theft coverage. I usually cancel after the first year. I'm a high school teacher and theft is a strong possibility.
Sent from my SAMSUNG-SGH-I337 using xda premium
I've heard many people say that you can use your home owners insurance to cover your mobile electronics for much cheaper than what ATT or squaretrade charges. I think it covers theft too. Something to look into
I work for att so ask away.
The insurance actually sends you a new replacement if they have it on hand which 99/100 times they do.
In my opinion its worth it. Just don't fall for the stupid 9.99 protection pack. Some people might tell you its all they have, but its a lie. They do offer the 6.99 insurance still.