Database Users

Nfc as a credit card

I thought we would be able to use the nexus s as a credit/debit card after 2.3.3...... But in the write tags section, i dont see anywhere that says an option like it
:-(
~Sent from my Nexus S with Swype~

Even if NFC receives the function of credit/debit card, we must first think about in what places will they receive it. I'm sure movie theater and public big corporation markets will adopt the payment of NFC soon, but I still think we should give it sometime first.

But meanwhile I would love 2 use it where I can...most places do read nfc enabled cards. So how could ot be possible to write on a.credit card?
Maybe get the unknown file the nfc chip reads, then write it as a nfc read only file, then try to use it somewhere?
~Sent from my Nexus S with Swype~

so far, it works on public transportation.
I'm sure the adaptation to public market will come soon.

xdahd2 said:
I thought we would be able to use the nexus s as a credit/debit card after 2.3.3...... But in the write tags section, i dont see anywhere that says an option like it
Click to expand...
Click to collapse
You misunderstood. The 2.3.3 update allows DEVELOPERS to add NFC read/write capabilities to their apps. This means that VISA, Mastercard, and other credit card companies can now write apps that use NFC to process payments. We will no doubt see such apps soon.
The default NFC capabilities in 2.3.3 are just for unencrypted transactions like business card trading and such. Credit card transactions, as you can imagine, must be treated with much more sensitivity, and as such only the credit card companies can make those apps.

xdahd2 said:
I thought we would be able to use the nexus s as a credit/debit card after 2.3.3...... But in the write tags section, i dont see anywhere that says an option like it
:-(
~Sent from my Nexus S with Swype~
Click to expand...
Click to collapse
You need your bank to release an app allowing the phone to access your account and then create the transaction, PROVIDE ENCRIPTION and so on...
Think about this: if the functions has been embedded, anyone "tagging" you would be able to trigger them, let alone that you could mispressing the "pay" button
Moreover, acting as a credit card is not about writing a tag, but emulating one.
In short: is the phone that allows the shop to read your card, not you writing your bank info to their POS
Be patient

:x
Can't wait to spend money with my phone!!
I just started working, so I just opened a bank account!!!!
But then again, not so thrilled with the ongoing bugs.... "/
~Sent from my Nexus S with Swype~

sadkorean34 said:
Even if NFC receives the function of credit/debit card, we must first think about in what places will they receive it. I'm sure movie theater and public big corporation markets will adopt the payment of NFC soon, but I still think we should give it sometime first.
Click to expand...
Click to collapse
Hey there,
I live in Australia, banks are rolling-out NFC for payments <$100, they call it PayPass, and I love it. All 7Elevens have it, burger places and cinemas are leading the move as well. It's super fast, just wave your payment card, light goes green within less than a second and that's it!
My NS detects the NFC tags in my payment cards, it just says something like "unknown tag". But I thought that the NS was only a NFC reading unit, don't know if you can program a tag into it -which is pretty much what we need to make a payment I guess.
Cheers.

This was the first thing I thought of when I got this phone. Use nfc to pay for stuff. All we need is for visa or your bank to make an app then plug your card number in and done. Nfc readers are becoming very widespread, vivotech is a big one, Google them and nfc. Its only a matter of time now.
Sent from my Nexus S using XDA Premium App

I can't see why NFC is worth having

Quote from Ron Rule on twitter:
"How is it more 'convenient' to start an app, pick a card, enter PIN, then confirm vs. just swiping a credit card?"
You've got to admit he's got a point! Sometimes phones just aren't the best way to do things. I recently got my boarding card for a flight sent to my mobile as an MMS and it was a pain. It was a good way to show off my lovely SGS2 though! However next time I'm sticking to good old paper next time.

it's not as simple as just swiping a credit card, you have to take your wallet out of your pants and fumble around for your card. it's still probably faster than nfc still but the point of nfc imo is that if you have like a huge stack of cards like credit cards and gift cards, they're all just on your phone.
you wouldn't have to carry around all your cards on the off chance that you might want to use it that day. if you want to use your subway's gift card, it's already on your phone and you don't have to run home and get it

At least here in Croatia debit cards require a swiping, then have to be inserted into a machine and then you input a pin, wait a good 5~10 seconds for a confromation and you're done.
Credit cards require you to swipe the card and wait for the machine to print out a reciept that you have to sign.
So NFC makes a lot sense to me.

buttes said:
it's not as simple as just swiping a credit card, you have to take your wallet out of your pants and fumble around for your card. it's still probably faster than nfc still but the point of nfc imo is that if you have like a huge stack of cards like credit cards and gift cards, they're all just on your phone.
you wouldn't have to carry around all your cards on the off chance that you might want to use it that day. if you want to use your subway's gift card, it's already on your phone and you don't have to run home and get it
Click to expand...
Click to collapse
Most people have 1 card, some more.
It takes MUCH less place having cards, and if you can't take your card out properly, you need brain surgery or something.
For me this is just another marketing trick, like 3D.

BlueSebba said:
Most people have 1 card, some more.
It takes MUCH less place having cards, and if you can't take your card out properly, you need brain surgery or something.
For me this is just another marketing trick, like 3D.
Click to expand...
Click to collapse
i'm just going by the nfc video that engadget showed before, where it had not just your credit card but restaurant and store gift cards. if you don't use gift cards then this is irrelevant to you
the point is that nfc isn't just used for credit cards. for example it was also used to check into google i/o

Personally I don't trust the technology enough to entrust it with my credit and debit card details.

Intratech said:
Personally I don't trust the technology enough to entrust it with my credit and debit card details.
Click to expand...
Click to collapse
+1 for now
However I won't deny the fact that having a phone with this feature which I won't use often or just incase IS better than having a phone without it.
Sent from my GT-I9100 using XDA Premium App

Its not just about paying for things either, you could have a train ticket on your phone linked to foursquare and when you tap to go through the barriers it checks you in at that location automatically.
Or being at places where areas or stands could have nfc so people can get more information like having one at a restaurant automatically puts the name, number and menu on your phone.
Sent from my GT-I9100 using XDA App

nfc is going to come with next batch of s2 ?
i hav checked samsung's official website and it does not mention nfc anywhere..jst want to know if except korea any other has got nfc ? Like UK,etc...i also read that micro sd's are being made wid nfc support but they dont work in a metal tray.So guessing nfc will be added in our sim's by our respective carriers in the future if at all needed..i mean replace our old sim wid nfc included sim.Please correct me if im wrong,im jst pointing out that nfc takes a very small place and it can be placed even in a sim in near future.So not having nfc must not be an issue UNLESS IF SAMSUNG BRINGS NFC ON THERE NEXT OR 3RD BATCH OF S2 TO INDIA..early owners will be a whole lot of disappointd if sammy does so.anyway i doubt any country would get it 1st of all except korea ofcourse.

buttes said:
it's not as simple as just swiping a credit card, you have to take your wallet out of your pants and fumble around for your card. it's still probably faster than nfc still but the point of nfc imo is that if you have like a huge stack of cards like credit cards and gift cards, they're all just on your phone.
you wouldn't have to carry around all your cards on the off chance that you might want to use it that day. if you want to use your subway's gift card, it's already on your phone and you don't have to run home and get it
Click to expand...
Click to collapse
They already have keychain quick devices that can load all your credit cards onto, and they are free.

Moandal said:
Quote from Ron Rule on twitter:
"How is it more 'convenient' to start an app, pick a card, enter PIN, then confirm vs. just swiping a credit card?"
You've got to admit he's got a point! Sometimes phones just aren't the best way to do things. I recently got my boarding card for a flight sent to my mobile as an MMS and it was a pain. It was a good way to show off my lovely SGS2 though! However next time I'm sticking to good old paper next time.
Click to expand...
Click to collapse
Wouldn't it also be an identity theft's dream come true. Your phone #s, social media info, credit card info, all located in one device. Also don't forget what do you do if your phone dies and you need to make a purchase? Or if you drop your phone? Or it gets stolen? Or buy a new phone (have to resync all that crap again)? So it isn't going to completely replace your credit card. Also for the guy that so fumble for your wallet. I guess your phone is in hand 24/7?

rex-tc said:
Wouldn't it also be an identity theft's dream come true. Your phone #s, social media info, credit card info, all located in one device. Also don't forget what do you do if your phone dies and you need to make a purchase? Or if you drop your phone? Or it gets stolen? Or buy a new phone (have to resync all that crap again)? So it isn't going to completely replace your credit card. Also for the guy that so fumble for your wallet. I guess your phone is in hand 24/7?
Click to expand...
Click to collapse
Actually I was wondering that the other day.
But I think it's worth having seeing as most of us have our hands in our phones a lot of the time, so of course in time, it'll probably become natural to those who use it.
I think that they need is a screen that can take a finger print and therefore NFC is only enabled when that certain fingerprint is on the screen. Sounds a bit far fetched but what are the bets that'll be implemented on phones in a year or two? There's only so many cores you can stick in one CPU

What everyone seems to be missing is that embedded NFC transactions won't just replace the swiping of a credit card, its able to do a lot more to change the way consumers shop and make transactions.
Let alone the multitude of other uses for NFC. People will start to use it for more than shopping as the technology becomes more widespread. Developers just need more incentive to be creative and really unlock it's potential.
Sent from my GT-I9100 using XDA App

Intratech said:
Personally I don't trust the technology enough to entrust it with my credit and debit card details.
Click to expand...
Click to collapse
It wouldn't be the first time someone has distrusted a new technology because they don't understand it. No offense. I'm sure companies will start public awareness campaigns to quell this.
Sent from my GT-I9100 using XDA App

It's another android system waiting to be hacked, bigtime.

sleeco said:
It's another android system waiting to be hacked, bigtime.
Click to expand...
Click to collapse
Please, more FUD
Sent from my GT-I9100 using XDA App

i'm studying electrical and electronic engineering and i'm sure sooner hackers will try hack the NFC to steal credit card details. But NFC is good for health monitoring in the future.

I'm quite sick and tired of taking out my card out of my wallet every time I get on and get off a public transport, its so much hassle.
I would prefer to just scan the phone one one of those receivers since I always have my phone out on the public transport anyway.

zoobzone said:
I would prefer to just scan the phone one one of those receivers since I always have my phone out on the public transport anyway.
Click to expand...
Click to collapse
I noticed in that google nfc video that you still have to sign your signature on the receiver, kinda a let down imo as paying at the pumps or shopping online you don't need any signature.

How to buy Nexus 4 (or whatever) from Google Play Store *Outside* US

Ok, as I promised, here it is! A full and complete, auto-explanatory thread, that will give you all directions how to buy anything from Google Play Store, even if you'll not located on US :laugh!!! :laugh:
First, a little common Q&A:
1 - Q: Is that that possible?
A: Yes, not just possible but very usual and operative.
2 - Q: Is that easy?
A: Double easy, just some steps.
3 - Q: Is that safe?
A: Relativity, yes. Living is not safe at all.
4 - Q: Will I need to move to US?
A: Of course not. Neither asking someone from there for buying that for you.
5 - Q: Does it needs an US credit card?
A: No.
6 - Q: Does it needs an International credit card?
A: Yes.
7 - Q: Will Google ship my device outside US?
A: No, sorry. If you dont know someone that can take and deliver it to you, you'll need some forwarding service as US BOX, etc.
8 - Q: Is that Legal?
A: I never had trouble with that, but I have to be honest here: No. Let me explain: Google Terms and Services which is found on http://play.google.com/intl/en-US/about/terms.html , read item 3.1. ; Also, you might read on http://play.google.com/intl/en-US/about/music-terms.html , item 5.2. But if you live outside US and have an Google Music account, Google Voice or whatever Google service that is only provided on US, you already stepped on these terms. However, you may want to create a new Google Account for doing this, avoiding any risks.
Well, have to advise you're the only responsible for your acts from here. You're aware of that..
Lets begin!
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This method consists on faking you're living on US. For doing that, we'll need an International credit card for purchasing the product, an Google Account + Google Wallet account for accessing Play Store, and a tool which will fake an US environment. On purpose of adding security layers, you may need some additional tools and steps.
1 - Assuming you're already registered on Play Store and Google Wallet, log on at wallet.google.com and click on "Payment methods".
Click "Add Card" or Account (add new credit or debit card)
Fill all fields with your card info, except "Address", which will attribute special attention.
On "Adress", you will need to set an US valid address. Google doesnt checks if is it US credit card - they cannot does that because many people that born on their countries, have accounts on theirs countries, jobs on US. Doesnt have US credit card or credit count, but have an US Address.That in mind, Google checks billing address.
Ok, that was the first step. Done? Great!
Now, because since Google released Music Store, their's security system "checks" your IP location for only agreeing to give access for US residents, we'll need to pretend there we are. Google will check this condition on some cases while you're logged on restrictive services as Music, Device Stores, etc, e.g when you will click to purchase something, or paying something, etc. That said, we'll need to keep logged as US resident until we get finished with what we're purposed to do.
Also, there are several way for doing that step (VPN, Proxies, etc) but I'll teach only one here - the one I think is most balanced between safe and easy to use.
EDIT: You can use Unotelly also. Its easier to configure. www.unotelly.com
The way is TOR. If you dont know TOR, pls research about it. You'll need to know some tips for running this the way we want, but basically, you'll need an US secure fingerprint. I recommend you chose an server thats is running on secure ports as 443 HTTPS, but despite all TOR data is cryptography, keep in mind that its not a guarantee that you're are safe, as you're still vulnerable to attacks techniques such as man-in-the-middle.
Also, you can read this for doing that http://www.guptamayank.com/how-to/change-ip-address-to-any-country-specific-ip-address-tor Otherwise, you'll need to be clicking on "Use new identity" every time 'till you find an US identity.
If you arent comfortable to use TOR, I'll have to advice you that its the safer free way, in my opinion, since you know well the fingerprint you're using. You also may want to pay some VPN service, or ask someone that lives on US for providing its computers as proxy for you, whatever.
Also, you may want to use Tails, which is the most complete and safe solution for that. Free. You'll need to download and burn it, so boot from it.
2 - Download and configure (or keep switching identities) TOR : https://www.torproject.org/download/download.html.en
Launch TOR. Be sure you're using an US fingerprint and access play.google.com
3 - Now you can test if you're able to purchase something on US Google Play Store. You can do that by adding some free music. Free songs are counted and listed as *US$0.00* on Wallet. It will prove that you done.
Now that you notice you can purchase any books, songs, movies, on Play Store, you'll such as able to purchase devices as well.
As I said early, Google doesnt ships devices outside US. Find some forwarding service or ask someone on US to take it for you. No doubt that asking some friend for doing that is the cheaper choice, as you'll may need to pay taxes when device arrives in your country. But some forwarding services are very skilled on avoiding these taxes when product gets the customs.
4 - Have a nice shopping!
:victory:

Someone said it doesn't work for buying devices... I will give a try...
Sent from my LG-P990 using xda app-developers app

Won't the payment be blocked when the fake US address associated with the credit card isn't the same of the CC registrant?

ludalex07 said:
Won't the payment be blocked when the fake US address associated with the credit card isn't the same of the CC registrant?
Click to expand...
Click to collapse
Yup......they state this specifically when it comes to purchasing of devices.
http://support.google.com/googleplay/bin/answer.py?hl=en&answer=2411816&topic=2451685&ctx=topic
Also, at this time, the country of your credit card must match the the country to which you're shipping.
Click to expand...
Click to collapse

ludalex07 said:
Won't the payment be blocked when the fake US address associated with the credit card isn't the same of the CC registrant?
Click to expand...
Click to collapse
I dont think so. The Google Statement which can be found here http://support.google.com/googleplay/bin/answer.py?hl=en&answer=2411816&topic=2451685&ctx=topic says:
A Virtual Credit Card (VCC) cannot be used with your purchase in the device store. Also, at this time, the country of your credit card must match the the country to which you're shipping.
Click to expand...
Click to collapse
Its clear for me. I am asking to ships to US. My billing address is US. Whats up?
Then, http://support.google.com/googleplay/bin/answer.py?hl=en&answer=2505684&topic=2451685&ctx=topic, item 4, quotes:
Confirm the billing address listed in your Google Wallet account matches the billing address that appears on your credit/debit card statement
Click to expand...
Click to collapse
Well, here we would have a problem, but, notice that is same statement that rules the Music Store, and you're able to purchase songs. So, I dont expect any further issue on doing that.

I know many people did this way for purchasing Nexus 7, Google always check the billing address country with the billing address in the file of your card, if not identical then canceled your order, hold your account in Google wallet and sent email to ask you for some verification papers like your passport or driving licence and copy of your card statement , after 2 days they send other email to tell you that your account now again active , then you can make device order again and every thing going smooth . Thats happened to about 99% from people which make this way, only one or two lucky persons there order goes without verification process.
The two disadvantage for this way that you will lose some days and may be stock will be finished and have to wait some other times, second that your first order money will reserve for sometime in your card account and mostly will have to use other money for 2nd order.

Shouldn't the thread be re-named to a countries not listed in the google play store?

cpaixao said:
I dont think so. The Google Statement which can be found here http://support.google.com/googleplay/bin/answer.py?hl=en&answer=2411816&topic=2451685&ctx=topic says:
Its clear for me. I am asking to ships to US. My billing address is US. Whats up?
Then, http://support.google.com/googleplay/bin/answer.py?hl=en&answer=2505684&topic=2451685&ctx=topic, item 4, quotes:
Well, here we would have a problem, but, notice that is same statement that rules the Music Store, and you're able to purchase songs. So, I dont expect any further issue on doing that.
Click to expand...
Click to collapse
But the credit card we are using, the country doesn't match the US address we have faked. So it still works? Only the shipping and billing address are faked as US, but they know the credit card used isn't from US.
The main thing is, many have tried and have their orders rejected because their credit cards ain't issued with US address. Your method doesn't seem to work around that. Have you actually tried and found it working in the Play Store for devices? Afaik they are more lenient with other Play Store purchases, but damn anal about the devices section.

kenkiller said:
But the credit card we are using, the country doesn't match the US address we have faked. So it still works? Only the shipping and billing address are faked as US, but they know the credit card used isn't from US.
Click to expand...
Click to collapse
Well, unless I had missed it, can't remember had read on whatever Google statement or rule that they'll only accept US credit cards. If they did so, pls mentioning that line for us will be very helpful!

owenmurr said:
Shouldn't the thread be re-named to a countries not listed in the google play store?
Click to expand...
Click to collapse
There are countries listed on Play Store that still cannot purchase some products or services.

cpaixao said:
Well, unless I had missed it, can't remember had read on whatever Google statement or rule that they'll only accept US credit cards. If they did so, pls mentioning that line for us will be very helpful!
Click to expand...
Click to collapse
Yeah, but doesn't this line means that at the minimum the country listed as shipping to has to be the same issuing country of the CC used?
Also, at this time, the country of your credit card must match the the country to which you're shipping.
Click to expand...
Click to collapse
Your example only gives a US shipping address, which doesn't match CC used. How to work around that with the steps you've listed so far?

kenkiller said:
Yeah, but doesn't this line means that at the minimum the country listed as shipping to has to be the same issuing country of the CC used?
Your example only gives a US shipping address, which doesn't match CC used. How to work around that with the steps you've listed so far?
Click to expand...
Click to collapse
This never hampered me from purchasing music and movies on US Play Store, why should this block for now, said that is the same statement which rules both Music and Devices store?
However, you may be right, and on that case, we'll have another strategy hiring some service to buy it for you, as shipto, myusa, sq-liquidations (the best one for me), and you'll have to add about 10% more to final price.

This thread confuses me. I'm not in the US. I'm in Canada. I can buy apps from the play store just fine with my CDN CC. The Nexus 4 is listed in Canadian prices for me when I look it up on the Play Store ($359 CDN for 16GB). Are you saying that despite all that, I still won't be able to buy the Nexus 4?

I have set up TOR and was able to get to the nexus page. However when i tried to do a checkout at the cart, the page just loads forever
Any idea what went wrong?

Hi,
I am from Czech Republic and my friend is going to travel to USA after a few days. Is there any way, he can buy me NEXUS 4 even he doesn't have US credit card and his card isn't registrated to US address?
thanks

LLCoolLS said:
This thread confuses me. I'm not in the US. I'm in Canada. I can buy apps from the play store just fine with my CDN CC. The Nexus 4 is listed in Canadian prices for me when I look it up on the Play Store ($359 CDN for 16GB). Are you saying that despite all that, I still won't be able to buy the Nexus 4?
Click to expand...
Click to collapse
There is Google Store for Devices in Canada, so you will have no problems with purchasing Nexus 4.

Akopop said:
Hi,
I am from Czech Republic and my friend is going to travel to USA after a few days. Is there any way, he can buy me NEXUS 4 even he doesn't have US credit card and his card isn't registrated to US address?
thanks
Click to expand...
Click to collapse
I think it will only be sold online, even if you'll be at US.

Leion said:
I have set up TOR and was able to get to the nexus page. However when i tried to do a checkout at the cart, the page just loads forever
Any idea what went wrong?
Click to expand...
Click to collapse
Check your fingerprints.

cpaixao,
I can't figure out if your method works for devices or multimedia only? Can someone confirm?
I live in Croatia and have friend visiting Atlanta in early December. I'm trying to figure out if it is possible to make order from Croatia and have it shipped to his hotel address in Atlanta. Credit card is also issued in Croatia.

meljuga said:
cpaixao,
I can't figure out if your method works for devices or multimedia only? Can someone confirm?
I live in Croatia and have friend visiting Atlanta in early December. I'm trying to figure out if it is possible to make order from Croatia and have it shipped to his hotel address in Atlanta. Credit card is also issued in Croatia.
Click to expand...
Click to collapse
I dont want to be rude, but, read the title of the thread again...

Samung Pay Beta (USA)

I registered for the Samsung Pay Beta program yesterday. Today I received a mail that I've been accepted in the Beta Program. I happily started the Samsung Pay app and it showed a new screen for installation. I installed it. The interface looks good. You can just scan the card and it captures the card number and expiry date automatically. Rest of the information has to be filled manually. However, It didn't accept my CHASE or AMEX card. It gives following error:-
Registration failed
Unable to register your card. Try another
card or contact the card issuer. (645101)
Anybody else having similar issue ?

I am having the same problem with both my cards

I received the beta invite as well. The participation details list the qualifying cards. http://www.samsung.com/us/samsung-p...ID=0125494973&MKM_MID=&CID=eml-mb-cph-815-975

Bradfordv said:
I am having the same problem with both my cards
Click to expand...
Click to collapse
rsfinsrq said:
I received the beta invite as well. The participation details list the qualifying cards. http://www.samsung.com/us/samsung-p...ID=0125494973&MKM_MID=&CID=eml-mb-cph-815-975
Click to expand...
Click to collapse
Looks like very limited participants are available for Beta Program. I received a mail from AmEx that my card couldn't be added and when I called their customer support, they said the particular Corporate ard I'm trying to add isn't supported to the Beta program, however, it would be available 28th Sept onward (official launch). The Chase however have no idea about Samsung Pay. They said they are aware of only Apple Pay.

I have it as well. It will only work with US Bank or Bank of America (Visa Debit or Visa Credit card). I also tried my other cards just to see if they would work, nothing else is accepted yet. I did call customer service for all of my cards (Amex, Chase, Barclay's, American Airlines CC and Capital One) and they said they will work with Samsung Pay near the end of September.
Looks like Samsung is just minimizing the testing to keep control of things. Worked perfect at Panera with my B of A Debit Visa card. Of course the girl thought it was an IPhone. Knew that was coming hahahaha
Edge 6+ Gold
Sent from my SM-G928T using Tapatalk

mcmikelw said:
Of course the girl thought it was an IPhone. Knew that was coming hahahaha
Click to expand...
Click to collapse
The inevitable... :silly:

I didn't realize this when I used it the other day but Samsung Pay is actually integrated into your lock screen and every screen screen even after you unlock your phone. I previously accessed Samsung Pay through the app as that is how I was use to accessing Google Wallet.
So here is how you quick access it:
Once you turn the screen on, you will see a small tab floating above the home key that says Samsung Pay.
Swipe it up (without unlocking the screen). Choose a card you want to use, then once you want to use it, you use finger print to unlock it. The phone will start vibrating and have some animation on the screen to indicate you can now pay.
If you have your phone unlocked and you were previously using it, you simply swipe up and bam there it is.
I guess in the excitement yesterday I didn't see this. The Samsung pay tab is so small, if you are on auto pilot using your phone you will miss it.
Sent from my SM-G928T using Tapatalk

Im using it as well.. apple pay still much quiker.. id like to see even your phone is locked just tap it and use fingerprint and it will activate. On samsung pay i have to hit fingerprunt twice since my lockscreen is fingerprint

apurva.giri said:
I registered for the Samsung Pay Beta program yesterday. Today I received a mail that I've been accepted in the Beta Program. I happily started the Samsung Pay app and it showed a new screen for installation. I installed it. The interface looks good. You can just scan the card and it captures the card number and expiry date automatically. Rest of the information has to be filled manually. However, It didn't accept my CHASE or AMEX card. It gives following error:-
Registration failed
Unable to register your card. Try another
card or contact the card issuer. (645101)
Anybody else having similar issue ?
Click to expand...
Click to collapse
Hi,
What was the reason for your to enroll in the Samsung Pay (Beta) program to begin with?

ad78 said:
Im using it as well.. apple pay still much quiker.. id like to see even your phone is locked just tap it and use fingerprint and it will activate. On samsung pay i have to hit fingerprunt twice since my lockscreen is fingerprint
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Applepay doesn't support MST and there isn't a way for the phone to know there is a MST terminal in front of it. NFC is 2 way which is why it works for that. They could possibly make it work automatically with NFC capable terminals but it would likely just confuse some people about when it's automatic and when it's manual. I don't find it hard to use at all in its current form.

jasonl.teehee said:
Hi,
What was the reason for your to enroll in the Samsung Pay (Beta) program to begin with?
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Well, the Beta programs (Samsung or no Samsung) intend to execute a trial run before the actual services are officially released. Would make no sense if nobody enrolls in it, don't you agree ?

apurva.giri said:
Well, the Beta programs (Samsung or no Samsung) intend to execute a trial run before the actual services are officially released. Would make no sense if nobody enrolls in it, don't you agree ?
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but what's the purpose behind it? does it have the same approach like paypal?

jasonl.teehee said:
but what's the purpose behind it? does it have the same approach like paypal?
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Samsung Pay is a payment system which uses NFC and MST. Once you've added your card, you can go to any retailer and pay using your phone instead of your card. If the retailer has an NFC system, you can simply tap your phone onto the NFC section of the payment system and authenticate using PIN/Fingerprint and the payment should be made. Otherwise, if the retailer has traditional magnetic card swiping payment system, just start the Samsung Pay and bring it near the edge of the Payment System where card is required to be swiped. Use PIN/Fingerprint for authentication and the payment should be made easily.
Try googling about Samsung Pay, you'll know more in details.

apurva.giri said:
Samsung Pay is a payment system which uses NFC and MST. Once you've added your card, you can go to any retailer and pay using your phone instead of your card. If the retailer has an NFC system, you can simply tap your phone onto the NFC section of the payment system and authenticate using PIN/Fingerprint and the payment should be made. Otherwise, if the retailer has traditional magnetic card swiping payment system, just start the Samsung Pay and bring it near the edge of the Payment System where card is required to be swiped. Use PIN/Fingerprint for authentication and the payment should be made easily.
Try googling about Samsung Pay, you'll know more in details.
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I'll stick with the classic way, lol, not too sure how safe is the Samsung Pay. :good:

jasonl.teehee said:
I'll stick with the classic way, lol, not too sure how safe is the Samsung Pay. :good:
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I'd say it's significantly safer than carrying a physical card around since anyone could rob you and use it where as samsung pay couldn't be used unless they chopped off your finger when they stole the phone and at that point the cashier would be suspicious I'm thinking.

jasonl.teehee said:
I'll stick with the classic way, lol, not too sure how safe is the Samsung Pay. :good:
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We're talking about Samsung here.. You could trust them with your contacts, messages, social media credentials, banking apps and you can't trust them with Samsung Pay. Really ? May be you don't use banking apps (I thought you may bring that up again), and that's okay. It's your hard earned money, I'm sure you know how to handle it better than anybody else does. You might wanna look into Samsung Knox bdw (just for information purpose), its even NSA approved.
codee said:
I'd say it's significantly safer than carrying a physical card around since anyone could rob you and use it where as samsung pay couldn't be used unless they chopped off your finger when they stole the phone and at that point the cashier would be suspicious I'm thinking.
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And even if someone manages to do all that, one can simply call the bank to nullify the transaction. A chopped finger would suffice as a proof! :cyclops:

jasonl.teehee said:
I'll stick with the classic way, lol, not too sure how safe is the Samsung Pay. :good:
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I think the toeknization is the real value here. When you go to target and buy something they don't actually have access to your card info, they have a token because the card info stays at the payment processor and is activated by the token. At least that's how I understand it.
Hell, in theory, if target gets hacked and your token is compromised they can do a mass update and scramble the tokens only for cards used at target in the last X number of days.
IMHO this is exponentially safer than using your card at a store. Skimmers are probably less effective too, all kinds of joy with this innovation.

They should of had all major banks on board. So people dont sit around and think about why it may not be safe. Big mistake not not have a feature ready by launch. I have capital one and Wellsfargo and i am waiting not even knowing if they will ever sign on.

dallastx said:
They should of had all major banks on board. So people dont sit around and think about why it may not be safe. Big mistake not not have a feature ready by launch. I have capital one and Wellsfargo and i am waiting not even knowing if they will ever sign on.
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As long as they are VISA or Master Card, they should work. Atleast that's what I understand. Also, there are only limited banks supported for Beta, you should try Capital One and Wellsfargo after 28th.
Sent from my SAMSUNG-SM-G928A using XDA Free mobile app

dallastx said:
They should of had all major banks on board. So people dont sit around and think about why it may not be safe. Big mistake not not have a feature ready by launch. I have capital one and Wellsfargo and i am waiting not even knowing if they will ever sign on.
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American express, Visa, MasterCard and some large banks are on board - seems to be a pretty good backing and show of support to me. Anyone that thinks it isn't safe clearly has no idea of how the system works because it's actually significantly safer than a standard card.

OnePlus Credit Card Fraud

FYI.....Only applicable if paid via website and not PayPal
http://www.androidpolice.com/2018/0...ts-credit-card-fraud-buying-companys-website/
https://www.technobuffalo.com/2018/...eports/?utm_source=dlvr.it&utm_medium=twitter

...

Heard the news. Called my credit card. Luckily there weren't any other purchases except for the 5T. Blocked it anyway for peace of mind.
Sent from my OnePlus 5T using Tapatalk

Happened to me

Account hacked too
greeneyez15o said:
Happened to me
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I used a Chase Credit card to buy my 5T and today received a note that my e-mail address was changed on my Chase account (to an e-mail account I never used). I use a password program generated password full of gobbledygook number and letters so I couldn't figure out how it was hacked. I spent an hour of the phone with the fraud unit and they couldn't figure it out, only speculation. They just didn't know if it was associated with OnePlus or not. The hack didn't charge anything but drained the account of reward points. Chase is making me whole again, but I still suspect it was from OnePlus based on all the complaints. I guess it's PayPal for me for all future Asian purchases.

Update: OnePlus disables credit card payments on its website in wake of reported security breach | Phone Arena
If you've done any credit card payments on OnePlus.net, it's advised you keep an eye on your payment history and statements.
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yeah, bought the phone in december and the CC got compromised yesterday.. still waiting for the bank's investigation though

From OP:
Dear user,
We are deeply sorry to inform you that following an attack on our systems, your credit card data may have been compromised. This data includes the card number, expiry date and security code that you entered at oneplus.net.
As soon as we were made aware of the attack, we launched an urgent investigation. We suspended credit card payments and have been working with a cybersecurity firm to reinforce our systems.
We recommend that you check your card statements and report any charges you don't recognize to your bank. They will help you initiate a chargeback and prevent any financial loss. If you run into any problems, or need further guidance, don't hesitate to reach out to us.
Meanwhile, we are looking for a suitable way to offer one year's credit monitoring to affected users. Credit monitoring is a service that alerts you to any abnormal or fraudulent use of your credit card. We will be in touch over email with details on how to claim your credit monitoring.
Once again, we cannot apologize enough for this incident and the trouble it may have caused you. We have informed the relevant authorities to monitor your card status, and will take measures to ensure this never happens again. If you have any questions, our customer support team is available at [email protected].
Our deepest apologies,
The OnePlus Team
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Wow!!! OnePlus says up to 40,000 customers were affected by credit card security breach

azsl1326 said:
Wow!!! OnePlus says up to 40,000 customers were affected by credit card security breach
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Yeah, saw that. Probably a good time to just proactively call your credit card company and report it lost/stolen and reference the data breach and have them issue us new cards. I just ordered my phone last week, so I may be in that breach.

I guess I was one of the lucky ones (this time) as I used PayPal. I think I used PayPal so that I could have the charge billed to my AMEX card. I don't recall if their CC processor took AMEX and I wanted to get the purchase protection with the card. Either way, I had enough fraudulent transactions/identity theft last year including taxes fraudulently filed using my identity that hopefully I can skip this incursion.

My card was charged for yahoo advertising space, I quickly cancelled the card but now feel super pissed about how OnePlus is handling the situation. I don't need any credit monitoring, my bank takes care of that (I have some added services) - I'm thinking about getting a refund and going full pixel 2 xl. This is such a ****ed up situation.

What do you expect them to do? I'm not beating you up asking but I'm curious because offering credit monitoring is what they all do in data breaches and as the horse is already down the road there is little more than can do. We'll see if they were sloppy in their security practices as it moves forward but for now we don't know that end of it. I do find it odd that you're considering Google which had a data breach more than 30 times larger as a go to answer.
This isn't to say I'm not POed, I've been trashed by Equifax, Tmo, Premara, and one other I cant even think of right now and here I am canceling my card and getting a new one sent in this latest bit of fun. The first time I remember being hopeful that I had taken my turn at being unlucky and that perhaps I wouldn't be hit again. Time and experience has changed that to me becoming fully confident I'll be right here again before long because it's pretty obvious the thieves are better at getting our data than companies are at protecting it.

I wont even buy anything online if I cannot use PayPal. I've always considered entering your CC information into a web page as about as secure as giving it over the phone.

It appears that OnePlus was following industry standards:
While OnePlus appears to have been following standard industry practice for encrypting data before sending it to the credit card processor, the problem appears to be a small window of opportunity, after the user has entered their data into the web form and before they hit submit. A tiny snippet of code, placed in the right place on OnePlus’s webpage, could capture the relevant credit card information and send it directly from the user’s browser, without the unencrypted credit card info ever being seen by OnePlus. That explains why only users who entered a new number into OnePlus’s system were affected by the breach, not users who had a saved credit card or used PayPal.
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In today's day and age, it's not a matter of if, but when your personal data will be compromised. I have dealt with data breaches, from Equifax, T-Mobile, BCBS, Home Depot, IRS and more. I have even suffered identify theft and tax fraud as a result of one or more of these breaches. They all offered credit monitoring, it's all they pretty much do. The best thing you can do, IMO, is stay on top of your financial and personal data via monitoring etc.
Not sure I would be bail on OnePlus because of the issue, but everyone is entitled to their own opinion.

Meh, it happens to all sorts of companies, not much they can do once the damage is done. I just had my card issuer issue a new card, just to be safe.

If you want to stay safe you need to use cash... Face to face transaction (and hope the guys friends aren't hiding in the next room waiting for you to flash the wad of cash)...
Unfortunately as the world gets more technical, so do the thieves...

davekaye said:
I used a Chase Credit card to buy my 5T and today received a note that my e-mail address was changed on my Chase account (to an e-mail account I never used). I use a password program generated password full of gobbledygook number and letters so I couldn't figure out how it was hacked. I spent an hour of the phone with the fraud unit and they couldn't figure it out, only speculation. They just didn't know if it was associated with OnePlus or not. The hack didn't charge anything but drained the account of reward points. Chase is making me whole again, but I still suspect it was from OnePlus based on all the complaints. I guess it's PayPal for me for all future Asian purchases.
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You should have a unique email address for your bank accounts. Do not use it for Paypal, as that email is public.
Also consider two-factor authentication.

ultramag69 said:
If you want to stay safe you need to use cash... Face to face transaction (and hope the guys friends aren't hiding in the next room waiting for you to flash the wad of cash)...
Unfortunately as the world gets more technical, so do the thieves...
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Cash is safe? You know how many people get mugged and robbed for cash in fake meet ups from eBay or Craigslist? haha
Online, all you have to do is cancel your card or dispute a charge. Face to face you have physical danger to worry about. Face to face, I switch from concealed carry, to having a Glock 19 openly on my hip. lots of people prey on face to face meets because they know that you are showing up with a wad of cash.

Happened to me. They hit my account on Wed. I know because I used a card I never use online for this one purchase. My bad but sucks either way