Quote from Ron Rule on twitter:
"How is it more 'convenient' to start an app, pick a card, enter PIN, then confirm vs. just swiping a credit card?"
You've got to admit he's got a point! Sometimes phones just aren't the best way to do things. I recently got my boarding card for a flight sent to my mobile as an MMS and it was a pain. It was a good way to show off my lovely SGS2 though! However next time I'm sticking to good old paper next time.
it's not as simple as just swiping a credit card, you have to take your wallet out of your pants and fumble around for your card. it's still probably faster than nfc still but the point of nfc imo is that if you have like a huge stack of cards like credit cards and gift cards, they're all just on your phone.
you wouldn't have to carry around all your cards on the off chance that you might want to use it that day. if you want to use your subway's gift card, it's already on your phone and you don't have to run home and get it
At least here in Croatia debit cards require a swiping, then have to be inserted into a machine and then you input a pin, wait a good 5~10 seconds for a confromation and you're done.
Credit cards require you to swipe the card and wait for the machine to print out a reciept that you have to sign.
So NFC makes a lot sense to me.
buttes said:
it's not as simple as just swiping a credit card, you have to take your wallet out of your pants and fumble around for your card. it's still probably faster than nfc still but the point of nfc imo is that if you have like a huge stack of cards like credit cards and gift cards, they're all just on your phone.
you wouldn't have to carry around all your cards on the off chance that you might want to use it that day. if you want to use your subway's gift card, it's already on your phone and you don't have to run home and get it
Click to expand...
Click to collapse
Most people have 1 card, some more.
It takes MUCH less place having cards, and if you can't take your card out properly, you need brain surgery or something.
For me this is just another marketing trick, like 3D.
BlueSebba said:
Most people have 1 card, some more.
It takes MUCH less place having cards, and if you can't take your card out properly, you need brain surgery or something.
For me this is just another marketing trick, like 3D.
Click to expand...
Click to collapse
i'm just going by the nfc video that engadget showed before, where it had not just your credit card but restaurant and store gift cards. if you don't use gift cards then this is irrelevant to you
the point is that nfc isn't just used for credit cards. for example it was also used to check into google i/o
Personally I don't trust the technology enough to entrust it with my credit and debit card details.
Intratech said:
Personally I don't trust the technology enough to entrust it with my credit and debit card details.
Click to expand...
Click to collapse
+1 for now
However I won't deny the fact that having a phone with this feature which I won't use often or just incase IS better than having a phone without it.
Sent from my GT-I9100 using XDA Premium App
Its not just about paying for things either, you could have a train ticket on your phone linked to foursquare and when you tap to go through the barriers it checks you in at that location automatically.
Or being at places where areas or stands could have nfc so people can get more information like having one at a restaurant automatically puts the name, number and menu on your phone.
Sent from my GT-I9100 using XDA App
nfc is going to come with next batch of s2 ?
i hav checked samsung's official website and it does not mention nfc anywhere..jst want to know if except korea any other has got nfc ? Like UK,etc...i also read that micro sd's are being made wid nfc support but they dont work in a metal tray.So guessing nfc will be added in our sim's by our respective carriers in the future if at all needed..i mean replace our old sim wid nfc included sim.Please correct me if im wrong,im jst pointing out that nfc takes a very small place and it can be placed even in a sim in near future.So not having nfc must not be an issue UNLESS IF SAMSUNG BRINGS NFC ON THERE NEXT OR 3RD BATCH OF S2 TO INDIA..early owners will be a whole lot of disappointd if sammy does so.anyway i doubt any country would get it 1st of all except korea ofcourse.
buttes said:
it's not as simple as just swiping a credit card, you have to take your wallet out of your pants and fumble around for your card. it's still probably faster than nfc still but the point of nfc imo is that if you have like a huge stack of cards like credit cards and gift cards, they're all just on your phone.
you wouldn't have to carry around all your cards on the off chance that you might want to use it that day. if you want to use your subway's gift card, it's already on your phone and you don't have to run home and get it
Click to expand...
Click to collapse
They already have keychain quick devices that can load all your credit cards onto, and they are free.
Moandal said:
Quote from Ron Rule on twitter:
"How is it more 'convenient' to start an app, pick a card, enter PIN, then confirm vs. just swiping a credit card?"
You've got to admit he's got a point! Sometimes phones just aren't the best way to do things. I recently got my boarding card for a flight sent to my mobile as an MMS and it was a pain. It was a good way to show off my lovely SGS2 though! However next time I'm sticking to good old paper next time.
Click to expand...
Click to collapse
Wouldn't it also be an identity theft's dream come true. Your phone #s, social media info, credit card info, all located in one device. Also don't forget what do you do if your phone dies and you need to make a purchase? Or if you drop your phone? Or it gets stolen? Or buy a new phone (have to resync all that crap again)? So it isn't going to completely replace your credit card. Also for the guy that so fumble for your wallet. I guess your phone is in hand 24/7?
rex-tc said:
Wouldn't it also be an identity theft's dream come true. Your phone #s, social media info, credit card info, all located in one device. Also don't forget what do you do if your phone dies and you need to make a purchase? Or if you drop your phone? Or it gets stolen? Or buy a new phone (have to resync all that crap again)? So it isn't going to completely replace your credit card. Also for the guy that so fumble for your wallet. I guess your phone is in hand 24/7?
Click to expand...
Click to collapse
Actually I was wondering that the other day.
But I think it's worth having seeing as most of us have our hands in our phones a lot of the time, so of course in time, it'll probably become natural to those who use it.
I think that they need is a screen that can take a finger print and therefore NFC is only enabled when that certain fingerprint is on the screen. Sounds a bit far fetched but what are the bets that'll be implemented on phones in a year or two? There's only so many cores you can stick in one CPU
What everyone seems to be missing is that embedded NFC transactions won't just replace the swiping of a credit card, its able to do a lot more to change the way consumers shop and make transactions.
Let alone the multitude of other uses for NFC. People will start to use it for more than shopping as the technology becomes more widespread. Developers just need more incentive to be creative and really unlock it's potential.
Sent from my GT-I9100 using XDA App
Intratech said:
Personally I don't trust the technology enough to entrust it with my credit and debit card details.
Click to expand...
Click to collapse
It wouldn't be the first time someone has distrusted a new technology because they don't understand it. No offense. I'm sure companies will start public awareness campaigns to quell this.
Sent from my GT-I9100 using XDA App
It's another android system waiting to be hacked, bigtime.
sleeco said:
It's another android system waiting to be hacked, bigtime.
Click to expand...
Click to collapse
Please, more FUD
Sent from my GT-I9100 using XDA App
i'm studying electrical and electronic engineering and i'm sure sooner hackers will try hack the NFC to steal credit card details. But NFC is good for health monitoring in the future.
I'm quite sick and tired of taking out my card out of my wallet every time I get on and get off a public transport, its so much hassle.
I would prefer to just scan the phone one one of those receivers since I always have my phone out on the public transport anyway.
zoobzone said:
I would prefer to just scan the phone one one of those receivers since I always have my phone out on the public transport anyway.
Click to expand...
Click to collapse
I noticed in that google nfc video that you still have to sign your signature on the receiver, kinda a let down imo as paying at the pumps or shopping online you don't need any signature.
Related
Does anyone know if there is a program for the tp2 that will allow you to create digital version of membership cards with bar codes the stores offer. My buddy has one for his i-phone but I am not having any luck finding one for winmo6.
If someone wants to know of what I am talking about there is a website mycardstar.com. any help greatly appreciated.
Those cards are retarded. I prefer not to reward stupid retailers for bad behavior.
godefroi said:
Those cards are retarded. I prefer not to reward stupid retailers for bad behavior.
Click to expand...
Click to collapse
Hey mate you don't need to be too harsh...
what150 said:
Hey mate you don't need to be too harsh...
Click to expand...
Click to collapse
Every time a cashier asks me if I have a "reward" card or whatever they happen to call them, I want to reach over the counter and throttle them. I clutter my wallet with these cards and sift through/drag out the correct one on demand, and my "reward" is lots of junk mail delivered directly to my house.
Yay. Let's do this some more!
robinakilt said:
Does anyone know if there is a program for the tp2 that will allow you to create digital version of membership cards with bar codes the stores offer. My buddy has one for his i-phone but I am not having any luck finding one for winmo6.
If someone wants to know of what I am talking about there is a website mycardstar.com. any help greatly appreciated.
Click to expand...
Click to collapse
here's the app you're looking for: http://www.koushikdutta.com/search/label/Bar Code
however you should know (as your iPhone friend probably knows but may not admit) that the reflective nature of the screens on our phones make these difficult to work. If you have a screen protector that may work. I've tried it on my Fuze without a screen protector and it's simply too reflective. Good luck!
godefroi said:
Every time a cashier asks me if I have a "reward" card or whatever they happen to call them, I want to reach over the counter and throttle them. I clutter my wallet with these cards and sift through/drag out the correct one on demand, and my "reward" is lots of junk mail delivered directly to my house.
Yay. Let's do this some more!
Click to expand...
Click to collapse
Don't get mad at the cashier for doing their job. Most places that have those reward cards REQUIRE the cashier to ask for the stupid cards, and most those cashiers DON'T want to ask but they'll get in trouble if they don't.
But really, if all it takes is a few cards to make you want to choke someone, perhaps you have some deeper issues that need sorting.
AstarteSV said:
Don't get mad at the cashier for doing their job. Most places that have those reward cards REQUIRE the cashier to ask for the stupid cards, and most those cashiers DON'T want to ask but they'll get in trouble if they don't.
But really, if all it takes is a few cards to make you want to choke someone, perhaps you have some deeper issues that need sorting.
Click to expand...
Click to collapse
And besides that your an idiot if you would rather pay a higher price than play the game of the rewards card. Who goes to the grocery store and pays full price for something when just for having a card they give you a discount?
My grocery cards arent even tied to my name and address.
On that note, I am going to check out the link seems pretty handy if you ask me......
great program too
This is going to come in handy!!
thank you for the link to the program and so far so good. I have entered about 7 of my rewards cards and the bar code is dead on. Next will be to use it later today and I will post how well the scanner reads it.
any luck with the scanner? I never got it to work even though the appearance was right (because of glare).
godefroi said:
Every time a cashier asks me if I have a "reward" card or whatever they happen to call them, I want to reach over the counter and throttle them. I clutter my wallet with these cards and sift through/drag out the correct one on demand, and my "reward" is lots of junk mail delivered directly to my house.
Yay. Let's do this some more!
Click to expand...
Click to collapse
thats why you fill out the paperwork with your phone number. instead of having to carry around the card(s), your reward card number is the phone number you used when filling out the paperwork. should be pretty easy to memorize your phone number.
ngravatt said:
thats why you fill out the paperwork with your phone number. instead of having to carry around the card(s), your reward card number is the phone number you used when filling out the paperwork. should be pretty easy to memorize your phone number.
Click to expand...
Click to collapse
you took the word right out of my mouth =)
yes i do agree that all the cards take up lots of room in the wallet and being as minimal as i am i mean i dont even carry coins at all.
its funny that the larger corporations dont practice this i mean if our local super markets here in hawaii not to mention the pet shop here are smart enough to tie your reward card to your telephone number i mean come on it cant be that hard!
this program is a good idea but the only thing i have noticed it that a lot of these rewards cards are switching to the mag strips =(
we all just need to get on the europe/asia train where cell phones can pay for things like bus fair, convenience store runs and even vending machines
anywho thanks for the link gonna load this up and give it a try =)
Just saw on the news that Poole have started putting in signs at there bus stops with NFC tags, that will link you to bus times for that route. Hopefully other companies will put these in place. I feel pretty please now having sns knowing that NFC is coming
Also there's a qr barcode on there aswell. It's nice to finally have the real world bringing in things us geeks like to use
Here's the link for the fulll story
http://boroughofpoole.com/children/news/ref:N4D554E6A7CF08/
Sounds awesome.
Sent from my Nexus S using XDA App
tomqman said:
Just saw on the news that Poole have started putting in signs at there bus stops with NFC tags, that will link you to bus times for that route. Hopefully other companies will put these in place. I feel pretty please now having sns knowing that NFC is coming
Also there's a qr barcode on there aswell. It's nice to finally have the real world bringing in things us geeks like to use
Here's the link for the fulll story
http://boroughofpoole.com/children/news/ref:N4D554E6A7CF08/
Click to expand...
Click to collapse
Im surprised by this, i live just outside of the oyster zones in london, and there is no news on any NFC / RFID when the oyster is plugged so hard by the London boroughs.
Personally i hate the oyster card another thing to loose and it breaks easy and has had problems with other contact less cards getting scanned when its in the same wallet / holder also i almost got taken to court because my oyster was not registerd, the shop did not give me a form to fill out nore at the time was i happy with TFL knowing my address and my journeys in a month time frame.
After this crap i refuse to use oyster as they are a bunch of jobs-worth's.
However i don't mind holding an un-registered oyster card in my phone ( some nice messing with the code to stop it using data or submitting my location e.c.t )
The idea implemented in that link, seems a bit cheap if it only links to the site of the transport service provider why bother ? someone who wanted bus times will either read the bloody sign or have the site already bookmarked in their browser.
This idea can only be good if you can pay for your journey via the phone and their was no Paper bus time table, and no matter how much tracking on busses they will never be on time and your always be left in the rain.
hutzdani said:
Im surprised by this, i live just outside of the oyster zones in london, and there is no news on any NFC / RFID when the oyster is plugged so hard by the London boroughs.
Personally i hate the oyster card another thing to loose and it breaks easy and has had problems with other contact less cards getting scanned when its in the same wallet / holder also i almost got taken to court because my oyster was not registerd, the shop did not give me a form to fill out nore at the time was i happy with TFL knowing my address and my journeys in a month time frame.
After this crap i refuse to use oyster as they are a bunch of jobs-worth's.
However i don't mind holding an un-registered oyster card in my phone ( some nice messing with the code to stop it using data or submitting my location e.c.t )
The idea implemented in that link, seems a bit cheap if it only links to the site of the transport service provider why bother ? someone who wanted bus times will either read the bloody sign or have the site already bookmarked in their browser.
This idea can only be good if you can pay for your journey via the phone and their was no Paper bus time table, and no matter how much tracking on busses they will never be on time and your always be left in the rain.
Click to expand...
Click to collapse
uh oyster is RFID?
and if you touch your oyster on your nexus (with NFC on), the tag reader can read it. its in some ISO format.
when someone comes up with a store & transmit app (if thats possible) we may be able to store our oyster on the phone and use the phone instead!
When will this spread?!
If I scan my oyster card it detects it but can't read any info it says unknown tag, we need 2.3.3 to read and write.
The oyster uses the same tech as the contactless debit cards, and someone cracked the oyster card code at some conference for TFL, so its highly possible there will be a nfc hack at some point if Google don't lock down Dec for unreliable 3rd party software
Sent from my Nexus S using XDA App
hutzdani said:
If I scan my oyster card it detects it but can't read any info it says unknown tag, we need 2.3.3 to read and write.
The oyster uses the same tech as the contactless debit cards, and someone cracked the oyster card code at some conference for TFL, so its highly possible there will be a nfc hack at some point if Google don't lock down Dec for unreliable 3rd party software
Sent from my Nexus S using XDA App
Click to expand...
Click to collapse
use a different app, like NFC Classic, a more detailed tag reader. https://market.android.com/details?id=com.pocketluxus.nfclassic
you can read the card contents.
Tryed this but it just comes back with 4 lines of codes, nothing useful really
Sent from my Nexus S CM7, While listening to IDM
I thought we would be able to use the nexus s as a credit/debit card after 2.3.3...... But in the write tags section, i dont see anywhere that says an option like it
:-(
~Sent from my Nexus S with Swype~
Even if NFC receives the function of credit/debit card, we must first think about in what places will they receive it. I'm sure movie theater and public big corporation markets will adopt the payment of NFC soon, but I still think we should give it sometime first.
But meanwhile I would love 2 use it where I can...most places do read nfc enabled cards. So how could ot be possible to write on a.credit card?
Maybe get the unknown file the nfc chip reads, then write it as a nfc read only file, then try to use it somewhere?
~Sent from my Nexus S with Swype~
so far, it works on public transportation.
I'm sure the adaptation to public market will come soon.
xdahd2 said:
I thought we would be able to use the nexus s as a credit/debit card after 2.3.3...... But in the write tags section, i dont see anywhere that says an option like it
Click to expand...
Click to collapse
You misunderstood. The 2.3.3 update allows DEVELOPERS to add NFC read/write capabilities to their apps. This means that VISA, Mastercard, and other credit card companies can now write apps that use NFC to process payments. We will no doubt see such apps soon.
The default NFC capabilities in 2.3.3 are just for unencrypted transactions like business card trading and such. Credit card transactions, as you can imagine, must be treated with much more sensitivity, and as such only the credit card companies can make those apps.
xdahd2 said:
I thought we would be able to use the nexus s as a credit/debit card after 2.3.3...... But in the write tags section, i dont see anywhere that says an option like it
:-(
~Sent from my Nexus S with Swype~
Click to expand...
Click to collapse
You need your bank to release an app allowing the phone to access your account and then create the transaction, PROVIDE ENCRIPTION and so on...
Think about this: if the functions has been embedded, anyone "tagging" you would be able to trigger them, let alone that you could mispressing the "pay" button
Moreover, acting as a credit card is not about writing a tag, but emulating one.
In short: is the phone that allows the shop to read your card, not you writing your bank info to their POS
Be patient
:x
Can't wait to spend money with my phone!!
I just started working, so I just opened a bank account!!!!
But then again, not so thrilled with the ongoing bugs.... "/
~Sent from my Nexus S with Swype~
sadkorean34 said:
Even if NFC receives the function of credit/debit card, we must first think about in what places will they receive it. I'm sure movie theater and public big corporation markets will adopt the payment of NFC soon, but I still think we should give it sometime first.
Click to expand...
Click to collapse
Hey there,
I live in Australia, banks are rolling-out NFC for payments <$100, they call it PayPass, and I love it. All 7Elevens have it, burger places and cinemas are leading the move as well. It's super fast, just wave your payment card, light goes green within less than a second and that's it!
My NS detects the NFC tags in my payment cards, it just says something like "unknown tag". But I thought that the NS was only a NFC reading unit, don't know if you can program a tag into it -which is pretty much what we need to make a payment I guess.
Cheers.
This was the first thing I thought of when I got this phone. Use nfc to pay for stuff. All we need is for visa or your bank to make an app then plug your card number in and done. Nfc readers are becoming very widespread, vivotech is a big one, Google them and nfc. Its only a matter of time now.
Sent from my Nexus S using XDA Premium App
http://hothardware.com/News/Google-Purportedly-Testing-NFC-Payment-Machines-In-NYSF-Stores-/
thoughts?
Sounds great to me, but it may be some time before the UK takes the NFC a little more seriously.
Can't wait for the day i can use the oyster card (london tube card system) and pay for items in the supermarket without the extra stuff in pocket
I want this so hard. I love this phone.
Oddly enough, most people I tell NFC about are horrified by it, thinking someone will steal there bank accounts from the phone.
Sent from my bathroom, with toilet paper.
well its true you can get your info stolen but they will probably have security or maybe already have security for this stuff. they also sell wallets that protect you from this stuff
It is possible for people to steal your info, but the solution is WAY MORE SECURE THAN WHAT WE ARE USING TODAY.
With NFC the only real way to steal the info is to have some type of RF scanner, scan the signal at the exact time of the transaction, decode the info, and then you may get a credit card number. Even if you have a credit card number you may never be able to find the unique ID on the chip that can be associated with that single credit card that could be needed to complete a transaction.
With today's technology to steal info you have to just look at someone's credit card, remember some numbers, and forge a signatures that no one really looks at.
or just use the credit card numbers online where no sig is required.
As an added bonus most new credit cards have PayWave or PayPass on them anyway!
NFC payments are being tested in Australia as well, but here they are using iPhones with a case containing NFC hardware (instead of just using a Nexus S...haha). They are talking about SD cards with NFC on them for Android phones as a solution as well as the iPhone cases.
I registered for the Samsung Pay Beta program yesterday. Today I received a mail that I've been accepted in the Beta Program. I happily started the Samsung Pay app and it showed a new screen for installation. I installed it. The interface looks good. You can just scan the card and it captures the card number and expiry date automatically. Rest of the information has to be filled manually. However, It didn't accept my CHASE or AMEX card. It gives following error:-
Registration failed
Unable to register your card. Try another
card or contact the card issuer. (645101)
Anybody else having similar issue ?
I am having the same problem with both my cards
I received the beta invite as well. The participation details list the qualifying cards. http://www.samsung.com/us/samsung-p...ID=0125494973&MKM_MID=&CID=eml-mb-cph-815-975
Bradfordv said:
I am having the same problem with both my cards
Click to expand...
Click to collapse
rsfinsrq said:
I received the beta invite as well. The participation details list the qualifying cards. http://www.samsung.com/us/samsung-p...ID=0125494973&MKM_MID=&CID=eml-mb-cph-815-975
Click to expand...
Click to collapse
Looks like very limited participants are available for Beta Program. I received a mail from AmEx that my card couldn't be added and when I called their customer support, they said the particular Corporate ard I'm trying to add isn't supported to the Beta program, however, it would be available 28th Sept onward (official launch). The Chase however have no idea about Samsung Pay. They said they are aware of only Apple Pay.
I have it as well. It will only work with US Bank or Bank of America (Visa Debit or Visa Credit card). I also tried my other cards just to see if they would work, nothing else is accepted yet. I did call customer service for all of my cards (Amex, Chase, Barclay's, American Airlines CC and Capital One) and they said they will work with Samsung Pay near the end of September.
Looks like Samsung is just minimizing the testing to keep control of things. Worked perfect at Panera with my B of A Debit Visa card. Of course the girl thought it was an IPhone. Knew that was coming hahahaha
Edge 6+ Gold
Sent from my SM-G928T using Tapatalk
mcmikelw said:
Of course the girl thought it was an IPhone. Knew that was coming hahahaha
Click to expand...
Click to collapse
The inevitable... :silly:
I didn't realize this when I used it the other day but Samsung Pay is actually integrated into your lock screen and every screen screen even after you unlock your phone. I previously accessed Samsung Pay through the app as that is how I was use to accessing Google Wallet.
So here is how you quick access it:
Once you turn the screen on, you will see a small tab floating above the home key that says Samsung Pay.
Swipe it up (without unlocking the screen). Choose a card you want to use, then once you want to use it, you use finger print to unlock it. The phone will start vibrating and have some animation on the screen to indicate you can now pay.
If you have your phone unlocked and you were previously using it, you simply swipe up and bam there it is.
I guess in the excitement yesterday I didn't see this. The Samsung pay tab is so small, if you are on auto pilot using your phone you will miss it.
Sent from my SM-G928T using Tapatalk
Im using it as well.. apple pay still much quiker.. id like to see even your phone is locked just tap it and use fingerprint and it will activate. On samsung pay i have to hit fingerprunt twice since my lockscreen is fingerprint
apurva.giri said:
I registered for the Samsung Pay Beta program yesterday. Today I received a mail that I've been accepted in the Beta Program. I happily started the Samsung Pay app and it showed a new screen for installation. I installed it. The interface looks good. You can just scan the card and it captures the card number and expiry date automatically. Rest of the information has to be filled manually. However, It didn't accept my CHASE or AMEX card. It gives following error:-
Registration failed
Unable to register your card. Try another
card or contact the card issuer. (645101)
Anybody else having similar issue ?
Click to expand...
Click to collapse
Hi,
What was the reason for your to enroll in the Samsung Pay (Beta) program to begin with?
ad78 said:
Im using it as well.. apple pay still much quiker.. id like to see even your phone is locked just tap it and use fingerprint and it will activate. On samsung pay i have to hit fingerprunt twice since my lockscreen is fingerprint
Click to expand...
Click to collapse
Applepay doesn't support MST and there isn't a way for the phone to know there is a MST terminal in front of it. NFC is 2 way which is why it works for that. They could possibly make it work automatically with NFC capable terminals but it would likely just confuse some people about when it's automatic and when it's manual. I don't find it hard to use at all in its current form.
jasonl.teehee said:
Hi,
What was the reason for your to enroll in the Samsung Pay (Beta) program to begin with?
Click to expand...
Click to collapse
Well, the Beta programs (Samsung or no Samsung) intend to execute a trial run before the actual services are officially released. Would make no sense if nobody enrolls in it, don't you agree ?
apurva.giri said:
Well, the Beta programs (Samsung or no Samsung) intend to execute a trial run before the actual services are officially released. Would make no sense if nobody enrolls in it, don't you agree ?
Click to expand...
Click to collapse
but what's the purpose behind it? does it have the same approach like paypal?
jasonl.teehee said:
but what's the purpose behind it? does it have the same approach like paypal?
Click to expand...
Click to collapse
Samsung Pay is a payment system which uses NFC and MST. Once you've added your card, you can go to any retailer and pay using your phone instead of your card. If the retailer has an NFC system, you can simply tap your phone onto the NFC section of the payment system and authenticate using PIN/Fingerprint and the payment should be made. Otherwise, if the retailer has traditional magnetic card swiping payment system, just start the Samsung Pay and bring it near the edge of the Payment System where card is required to be swiped. Use PIN/Fingerprint for authentication and the payment should be made easily.
Try googling about Samsung Pay, you'll know more in details.
apurva.giri said:
Samsung Pay is a payment system which uses NFC and MST. Once you've added your card, you can go to any retailer and pay using your phone instead of your card. If the retailer has an NFC system, you can simply tap your phone onto the NFC section of the payment system and authenticate using PIN/Fingerprint and the payment should be made. Otherwise, if the retailer has traditional magnetic card swiping payment system, just start the Samsung Pay and bring it near the edge of the Payment System where card is required to be swiped. Use PIN/Fingerprint for authentication and the payment should be made easily.
Try googling about Samsung Pay, you'll know more in details.
Click to expand...
Click to collapse
I'll stick with the classic way, lol, not too sure how safe is the Samsung Pay. :good:
jasonl.teehee said:
I'll stick with the classic way, lol, not too sure how safe is the Samsung Pay. :good:
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I'd say it's significantly safer than carrying a physical card around since anyone could rob you and use it where as samsung pay couldn't be used unless they chopped off your finger when they stole the phone and at that point the cashier would be suspicious I'm thinking.
jasonl.teehee said:
I'll stick with the classic way, lol, not too sure how safe is the Samsung Pay. :good:
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We're talking about Samsung here.. You could trust them with your contacts, messages, social media credentials, banking apps and you can't trust them with Samsung Pay. Really ? May be you don't use banking apps (I thought you may bring that up again), and that's okay. It's your hard earned money, I'm sure you know how to handle it better than anybody else does. You might wanna look into Samsung Knox bdw (just for information purpose), its even NSA approved.
codee said:
I'd say it's significantly safer than carrying a physical card around since anyone could rob you and use it where as samsung pay couldn't be used unless they chopped off your finger when they stole the phone and at that point the cashier would be suspicious I'm thinking.
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And even if someone manages to do all that, one can simply call the bank to nullify the transaction. A chopped finger would suffice as a proof! :cyclops:
jasonl.teehee said:
I'll stick with the classic way, lol, not too sure how safe is the Samsung Pay. :good:
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I think the toeknization is the real value here. When you go to target and buy something they don't actually have access to your card info, they have a token because the card info stays at the payment processor and is activated by the token. At least that's how I understand it.
Hell, in theory, if target gets hacked and your token is compromised they can do a mass update and scramble the tokens only for cards used at target in the last X number of days.
IMHO this is exponentially safer than using your card at a store. Skimmers are probably less effective too, all kinds of joy with this innovation.
They should of had all major banks on board. So people dont sit around and think about why it may not be safe. Big mistake not not have a feature ready by launch. I have capital one and Wellsfargo and i am waiting not even knowing if they will ever sign on.
dallastx said:
They should of had all major banks on board. So people dont sit around and think about why it may not be safe. Big mistake not not have a feature ready by launch. I have capital one and Wellsfargo and i am waiting not even knowing if they will ever sign on.
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As long as they are VISA or Master Card, they should work. Atleast that's what I understand. Also, there are only limited banks supported for Beta, you should try Capital One and Wellsfargo after 28th.
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dallastx said:
They should of had all major banks on board. So people dont sit around and think about why it may not be safe. Big mistake not not have a feature ready by launch. I have capital one and Wellsfargo and i am waiting not even knowing if they will ever sign on.
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American express, Visa, MasterCard and some large banks are on board - seems to be a pretty good backing and show of support to me. Anyone that thinks it isn't safe clearly has no idea of how the system works because it's actually significantly safer than a standard card.