[Q] Nexus 7 & App Purchases without credit card.. - Nexus 7 Q&A, Help & Troubleshooting

Hey guys, since the Nexus 7 is my first "tablet", I'm curious how I can handle things...
So, to get to the point, without a CC, I'm not able to buy stuff on the play store. (Since I don't have one and the Gift cards aren't present, too)
So I'm curious, I have the 3G model, so could I buy apps with carrier billing (like I do it on my phone) or isn't this part of the 3G tablet thingy..?? (I don't have a Sim card for my tablet.. Yet)
Also, there are apps with IAP, for example, a file manager, which contains the "pro" version via the app.. (But is not shown in the play store as a stand alone app)
If I buy it with my phone, am I able to install the "pro" version on my tablet, too?
These things are quite confusing when it comes to tablets...
I hope this wasn't asked before, if so, please guide me to the right direction... Since Google gives me weird hacking sites as results..
Thanks in advance and happy easter!
P.S.: Or can I add my phone number and billing information to my Googleaccount, so the "buy via carrier" will always appear like it does with CC's?
Sent from my Nexus 7 using xda premium

You need a credit card to purchase from the Play Store, no other way around unless someone sends you money to your Wallet account.
You can install purchased apps on other devices if you login to the Gmail account that holds the purchases.

AW: [Q] Nexus 7 & App Purchases without credit card..
Slazur said:
You need a credit card to purchase from the Play Store, no other way around unless someone sends you money to your Wallet account.
Click to expand...
Click to collapse
Really? Okay... Then I'm screwed lol ^^
Thanks!
Sent from my Nexus 7 using xda premium

Try a prepaid credit card or a visa gift card! Remember they do charge monthly fees.

AW: [Q] Nexus 7 & App Purchases without credit card..
culaterout said:
Try a prepaid credit card or a visa gift card! Remember they do charge monthly fees.
Click to expand...
Click to collapse
I will, since I know now that there's no "normal" way, thanks.
Also saw I posted in General instead of Q&A, I'm sorry and if any mod can move my thread I'd be thankful
Sent from my Nexus 7 using xda premium

whatever you buy on your phone will be available on your tablet (as long as the nexus 7 is supported by the app).
So, if you need to purchase something, buy it on your phone and then download it on your tablet. Simple as that.

AW: [Q] Nexus 7 & App Purchases without credit card..
big gulps huh? said:
whatever you buy on your phone will be available on your tablet (as long as the nexus 7 is supported by the app).
So, if you need to purchase something, buy it on your phone and then download it on your tablet. Simple as that.
Click to expand...
Click to collapse
I was a bit confused with this IAP, for example the file manager I wanted to buy does this in app purchase. And I thought I have to rebuy it when I download it on my tablet.. Since it's not a stand alone app :/
Sent from my Nexus 7 using xda premium

I use debit credit on Google play, sort of a new debit card that is set up with a visa card # & pin. No credit needed, it just takes money right out of your chequeing account.
Ask your bank about it.

Try coolapk, as a leecher or else use debt card
Sent from my C6603 using xda premium

If game is from gameloft you can buy it on gameloft.com and pay with paypal

Thy started selling Google play gift cards.
Other than that, prepaid visa is the best thing, its also useful for amazon, PayPal... I got mine for free (I'm from Slovenia), no fees whatsoever, except if I wanted to withdraw money from the cash machine. It was a promotional offer, so look out for those.
Be aware of those 'prepaid visa gift cards', they cost way more then they should. For every purchase they could charge you a dollar or something, which is a lot when you're buying a 75c app.
Or you can ask your parents or some other relative to lend you their cc. I borrowed my dads until I got my own prepaid visa.
Oh, why would you buy a file manager, you can get so many of good ones for free like ES for example.
Sent from my Nexus 7 using xda app-developers app

Couldn't you just buy a Play Gift Card from a local store?
Thats basically a pre-paid credit card anyway?
Or just buy a pre-paid credit card?

AW: [Q] Nexus 7 & App Purchases without credit card..
The G Play gift cards aren't available in my country atm..
I think I'll have to talk to my bank and make them an offer they can't refuse
Thanks to all for the answers
Edit: thanks for moving my thread!
Sent from my Galaxy Nexus using xda premium

Related

$25 Credit?

Quick question -- I've preordered a Nexus 7 16gb and i wanted to use the $25 to grab some tablet apps on my Nook while i wait for it. Only issue is, the credit isn't showing up in my payment options...
Do you get the credit upon ordering, or is that when you activate it?
it looks like you get the credit once the new device is activated. at least, that's how it looked from the google videos.
thekillingtree said:
it looks like you get the credit once the new device is activated. at least, that's how it looked from the google videos.
Click to expand...
Click to collapse
Yep that's how it works. Along with the Transformers movie.
got556 said:
Yep that's how it works. Along with the Transformers movie.
Click to expand...
Click to collapse
wait so we are getting free movies too??
Just 1 free movie. The Transformers one.
doctahjeph said:
wait so we are getting free movies too??
Click to expand...
Click to collapse
We get Transfomers: Dark of the Moon, The Bourne Dominon (book), and a couple magazines. Plus the $25 credit, of course.
Question
Is everybody who buys this tablet now or in the store getting 25$ giftcard and films or just the one who are pre-ordering it in Google Play Store?
hetwo said:
Is everybody who buys this tablet now or in the store getting 25$ giftcard and films or just the one who are pre-ordering it in Google Play Store?
Click to expand...
Click to collapse
It says for a limited time, so I assume just those who are pre-ordering. Or the first round of pre-orders, who knows.
I do think it is good the credit/movies and all that will just come on the device. Easiest way to do it.
Strategy
In their developer conference they said that it is new strategy to customers buy more products in Google Play, but he did not say if all tablets have that 25$ gift
provided all pre-ordered devices will get $25 gift.what happens if the device is activated outside US,UK, and Australia? will there still be $25 gift in the form of other currency? thanks
kingblade20 said:
provided all pre-ordered devices will get $25 gift.what happens if the device is activated outside US,UK, and Australia? will there still be $25 gift in the form of other currency? thanks
Click to expand...
Click to collapse
I do believe that's a question to call and ask google. They havent released any info yet about overseas presales that I'm aware of
Sent from my Galaxy Nexus using xda app-developers app
When I ordered mine (Canada), it did showed credit being applicable. Anyways, with the amount of taxes we pay - I guess Google hand out pro-rated credits
Does the credit apply to the play store as a whole, meaning can this credit be applied toward the case or other accessories?
Sent from my Galaxy Nexus using xda app-developers app
I'm gonna go out on a limb and say the free credit will show up once your card has been placed and the order shipped and it probably applies to apps or media. The free book, movie and magazines will probably only be accessible if you log into google play from the US or Canada, The UK or Australia the only places where legit pre-orders are available right now.
If you pre-order one and you log in for the first time outside of those countries, you will not be able to access that part of the play store and download the free media. I may be wrong and it all comes pre-loaded but I have a feeling otherwise, I guess we will have to wait and see.
Okay, so the free credit (£15 per device - from the UK); I've ordered 2 tablets together - to save on postage. One for my wife and one for someone else, I ordered it while logged into my google account and unticked the option that said to register the devices to me (as obviously my wife and friend have their own google accounts).
So how will it know to assign the credit to them, is this built into the tablet rather than via the store? Sorry I'm a bit confused and don't want to lose out on the £30 total credit.
kaiserpc said:
Okay, so the free credit (£15 per device - from the UK); I've ordered 2 tablets together - to save on postage. One for my wife and one for someone else, I ordered it while logged into my google account and unticked the option that said to register the devices to me (as obviously my wife and friend have their own google accounts).
So how will it know to assign the credit to them, is this built into the tablet rather than via the store? Sorry I'm a bit confused and don't want to lose out on the £30 total credit.
Click to expand...
Click to collapse
Id say the first account you log on with will get it on each device
solid009 said:
Does the credit apply to the play store as a whole, meaning can this credit be applied toward the case or other accessories?
Sent from my Galaxy Nexus using xda app-developers app
Click to expand...
Click to collapse
Unfortunately, the credit cannot be used for subscriptions or accessories. Sucks right?
Jordanooo said:
Id say the first account you log on with will get it on each device
Click to expand...
Click to collapse
This is exactly how it works.
kaiserpc said:
Okay, so the free credit (£15 per device - from the UK); I've ordered 2 tablets together - to save on postage. One for my wife and one for someone else, I ordered it while logged into my google account and unticked the option that said to register the devices to me (as obviously my wife and friend have their own google accounts).
So how will it know to assign the credit to them, is this built into the tablet rather than via the store? Sorry I'm a bit confused and don't want to lose out on the £30 total credit.
Click to expand...
Click to collapse
Perhaps a card is given in the packaging with a number similar to a credit card number and when you go to input a credit card you type in this number so you can pay with it like that; and then perhaps you can choose between using a credit card or using the gift card.
Credit is given when the actual device is activated.
Credit goes to the Google account used for that activation.

Is the any way I can buy apps from the play store with a efpos card?

Hi all,
I am 16 years old, and therefore I am not allowed to have a visa or credit card in Australia, so I only have an efpos card. But I can't seem to be able to buy apps from the play store with it, is the anyway I can do that? As I have to resort to finding free apk's for any payed app I want, as I can't pay for it on play store.
Cheers
Corey
Sent from my GT-I9100 using xda premium
Do you mean an Eftpos card, as in any card that can access the EFTPOS network? Kids can get a Mastercard debit card in Oz from age 16. Without knowing what kind of card you mean & what restrictions it may have I don't know sorry. Hopefully someone else will.
Hi, sorry yes I mean eftpos, the auto currect on my phone lol.
And isn't a debit card the same thing as the card I have?
Cheers
Corey
Sent from my GT-I9100 using xda premium
fishingfon said:
Hi, sorry yes I mean eftpos, the auto currect on my phone lol.
And isn't a debit card the same thing as the card I have?
Cheers
Corey
Sent from my GT-I9100 using xda premium
Click to expand...
Click to collapse
I don't know what card you have. Different banks have different accounts for under 18's & with that different cards with different restrictions. And yes what you have would be a debit card, but presumably one with restrictions because of your age. I access the UK Google Play Shop with a debit card but I'm an adult so have no restrictions on it. And I can use it in all the same places that a credit card is accepted.
Without knowing what account you have I can't know. But I'd say it looks doubtful. Unless you can get your parents to get one of those prepaid cards & load it with some money for you. I don't know if that would work.
Australia Post do Load&Go
http://auspost.com.au/personal/loadandgo-reloadable-prepaid-visa-card.html
I think Google make you pay in the same name that is on the card. So you might have to have your Google Wallet name in the name of one of your parents.
edit: lol oops, I was thinking of Steam. Google doesn't use paypal.
Debit is likely not the same as your eftpos access card. However, if you look at the requirements for applying for a debit card on CWB's site, you'll see you only need to be 16, likely the same for other banks. You can sign up for a debit card online, and they mail it to you in a few days.
Craigeth said:
Yes, if you link your account to a Paypal account. Transfer some balance to your Paypal and spend away.
Click to expand...
Click to collapse
You can't link your Google Wallet to your Paypal account. Paypal & Google are at war. They started a lawsuit against Google last year.
fishingfon said:
Hi, sorry yes I mean eftpos, the auto currect on my phone lol.
And isn't a debit card the same thing as the card I have?
Cheers
Corey
Sent from my GT-I9100 using xda premium
Click to expand...
Click to collapse
I have a card through ANZ and it works. Does it have a Visa or MasterCard logo? I remember there were some EFTPOS cards that worked more like ATM cards than credit cards. I had one through Commonwealth bank but that was back in the late 90s. I thought they had all been changed to work more like credit cards. Might be a restriction on your account.
Just go buy a Visa or MC debit card and put some money on it. That might be easier.
Not sure about your bank, but you can get a Debit Mastercard with Commonwealth Bank at 16 and over (I got one a while ago). Before that I was stuck with the Commonwealth Keycard.
If you don't want to do that then have a look at some of the prepaid options like the Load&Go Reloadable Visa Prepaid cards from AusPost. You can load them by cash or EFTPOS.

$25 play store credit if bought from somewhere other then Google?

I want to buy the 16gb model but Google won't let me order online so I was thinking about buying it from a local retailer. Will I still get the $25 credit if I buy it from GameStop or Walmart?
Sent from my Galaxy Nexus using xda app-developers app
Yes.
http://support.google.com/googleplay/bin/answer.py?hl=en&answer=2670129
nazem said:
I want to buy the 16gb model but Google won't let me order online so I was thinking about buying it from a local retailer. Will I still get the $25 credit if I buy it from GameStop or Walmart?
Sent from my Galaxy Nexus using xda app-developers app
Click to expand...
Click to collapse
Yep, i bought mine at local Gamestop recently and upon adding your Gmail account when configuring it for first-time use, Google will add $25 to your G Play account.
In canada futureshop and bestbuy has this msg:
Includes $25 of credit to the Google Play store, for a limited time only!*
when I click on it ,it says:
For a limited time, buy the Google Nexus 7 and it comes included with a $25 credit to spend in the Play store, as well as some great free content like your own copy of Transformers: Dark of the Moon.
*Offer valid while supplies last. Play Store credit comes on pack. No rainchecks.
The part play store credit comes on pack. Hmm. I can purchase a nexus 7 at a local (not future shop/best buy) store right now, but it didn't have anything on the pack. Does anyone know if for Canada it needs this on the pack or will I be eligible for the 25 credit regardless?
Bought mine at Staples (10% employee discount, sweet!) and can confirm that I got the $25 credit. :good:
Yep. Got mine from JB HiFi and got the $25. I didn't expect it so it was a nice bonus
I am getting a replacement Nexus 7 as my first one was defective. If I use a different google account on the replacement does that mean I will get another $25/£15 to use
Superblaze said:
I am getting a replacement Nexus 7 as my first one was defective. If I use a different google account on the replacement does that mean I will get another $25/£15 to use
Click to expand...
Click to collapse
Yep.
So I can use both accounts (even if its not my primary account) to make purchases on a single device?
Superblaze said:
So I can use both accounts (even if its not my primary account) to make purchases on a single device?
Click to expand...
Click to collapse
I've got a personal and a work account on my phone and can use either to purchase apps.
Just curious: are non-play store buyers also getting the $10 google wallet credit? If you don't know what I'm talking about, add a prepaid card in wallet and see what happens.

[Q] Purchasing a Nexus 4

Hi,
I'm 18, and I'm looking to purchase the Nexus 4, but I do not have a credit card. I don't want to ask my parents for their credit card so I was wondering whether or not I can purchase the phone using the Play Store gift cards?
-Thanks
Hey why don't you use a prepaid visa or MasterCard.If you wondering how a prepaid credit card work and how to get one you can pm me and I will tell you what you need to do. Take care!!!
Sent from my HTC Sensation
lol go buy $350 worth of Google credit!! Never heard of anyone doing that before!
From the google play gift card site:
"*Google Play gift cards cannot be redeemed for Android app subscriptions, magazine subscriptions, or hardware and accessory purchases. Refer to the Google Play Gift Card Terms and Conditions for more details. Content subject to availability by country."
You could go the prepaid visa or master-card route.
Better advice is for you to go to a bank or credit union and open a savings and a checking account. Get a debit card off your checking account and you can buy the phone with that. Look into a secured credit card as a possible way to build credit, at 18 you most likely have no credit history.
^ Yeah, Checkings and Savings accounts can be setup quickly. I opened up an account at Wells Fargo in 15-20 minutes with an employee and having a debit card is really nice for Amazon, Paypal, Google Play, and other online services. I'm 19.
Just give your parents cash and use their card. Or open a bank account.
Sent from my LG-P999 using xda app-developers app
ImmenseGT said:
Hi,
I'm 18, and I'm looking to purchase the Nexus 4, but I do not have a credit card. I don't want to ask my parents for their credit card so I was wondering whether or not I can purchase the phone using the Play Store gift cards?
-Thanks
Click to expand...
Click to collapse
Buy a green dot card at walmart. Most banks also offer something similar, a prepaid debit card to be used as a universal gift card. You could give your parents the money and have them buy the card from their bank for you. Or just set up a bank account, they're damn near necessary now days.
Mesaman2012 said:
Hey why don't you use a prepaid visa or MasterCard.If you wondering how a prepaid credit card work and how to get one you can pm me and I will tell you what you need to do. Take care!!!
Sent from my HTC Sensation
Click to expand...
Click to collapse
ipfreelytech said:
[...]
You could go the prepaid visa or master-card route.
[...]
Click to expand...
Click to collapse
Are you guys sure it'll work with a prepaid credit card? Aren't they considered a "virtual credit card" as well?
Google said:
A Virtual Credit Card (VCC) cannot be used with your purchase in the device store. Also, at this time, the country of your credit card must match the the country to which you're shipping.
Click to expand...
Click to collapse
Thanks for the replies, I'll stop by Wells Fargo or CitiBank today.
Didn't see that bit. I'm going to guess that no they are not considered virtual credit cards. One of my banks does the virtual credit card, the way it works is if your about to make a purchase from a merchant you don't trust you can generate a one time use credit card number that only allows the amount you specify. They typically expire in 24hrs.
vindikleuk said:
Are you guys sure it'll work with a prepaid credit card? Aren't they considered a "virtual credit card" as well?
Click to expand...
Click to collapse

Google PlayStore Gift Cards - How do they work?

Hi, all...
Does anybody know anything about Google PlayStore Gift Cards ?
I don't have a credit card (but do have a debit card), and there's a fair number of apps I would like to buy from PlayStore...
...and these Gift Cards seem like a viable alternative for somebody who doesn't have a credit card.
So, how do they work? Does one need a credit card in order to redeem one? Do they have anything to do with Google Wallet?
I'm aware this question has little to do with the Nexus 7 generally, but in my defence, the stuff I'll be buying will be Nexus 7 related... for example, franco.Kernel updater.
------
So if anybody has any experience of using these cards, and any details they could provide... it would be very much appreciated.
I would hate to buy one... and then find (for whatever reason), I can't use it.
Thanks in advance.
Rgrds,
Ged.
I use them all the time. It just goes straight to your google account. You can even do app refunds with them. Go get one man their cool.
Sent from my MB612 using xda app-developers app
Dno if any1 knows, but since I purchased my N7 when that deal was on, I got £15 play credit.
However I still have 59p of it left, which is unusable as most apps are 62p or higher.
If I purchased another £15, would my 59p be added on, so its £15.59 or would it just go to £15 and I'd loose my credit?
THANKS!
Wilks3y said:
Dno if any1 knows, but since I purchased my N7 when that deal was on, I got £15 play credit.
However I still have 59p of it left, which is unusable as most apps are 62p or higher.
If I purchased another £15, would my 59p be added on, so its £15.59 or would it just go to £15 and I'd loose my credit?
THANKS!
Click to expand...
Click to collapse
When you redeem a card, it goes into your Google account. Any added credit is lumped into that sum.
Sent from my XT907 using xda premium
Leraeniesh said:
When you redeem a card, it goes into your Google account. Any added credit is lumped into that sum.
Sent from my XT907 using xda premium
Click to expand...
Click to collapse
Sweet cheers bud,
I've paid for apps using a debit card before.
Credit card seems to be just an American wording
Sent from my Nexus 7 using xda app-developers app
Duvuk said:
I've paid for apps using a debit card before.
Credit card seems to be just an American wording
Sent from my Nexus 7 using xda app-developers app
Click to expand...
Click to collapse
I too have paid for apps on Debit Card, however I'd prefer to have a pre-paid card applied. (Too many transactions in my account as it is)!
And Credit Card has nothing to do with Americans.
Debit Card = You need Funds in your account to buy items etc, and have a very small if any over-draft.
Credit Card = You need 0 Money what so ever, the card pays for the items and add's it as "Credit" to your account, then at the end of every month you pay the credit off. Its a type of loan sort of, hard to explain.
I know the difference, what I meant was that they don't seem to define a difference between the two in America that I've come across.
Sent from my Nexus 7 using xda app-developers app
Duvuk said:
I know the difference, what I meant was that they don't seem to define a difference between the two in America that I've come across.
Sent from my Nexus 7 using xda app-developers app
Click to expand...
Click to collapse
Well, in America, I've never seen a debit card that can't be processed as either debit or credit. As long as the money is in my account, I can use my debit card as credit or debit. The only real difference is that some point of sale transactions take longer to process if I run my card as credit.
Sent from my ADR6425LVW using xda app-developers app
RKight said:
Well, in America, I've never seen a debit card that can't be processed as either debit or credit. As long as the money is in my account, I can use my debit card as credit or debit. The only real difference is that some point of sale transactions take longer to process if I run my card as credit.
Sent from my ADR6425LVW using xda app-developers app
Click to expand...
Click to collapse
+1
Rooted SGH-T889 overclocked to 1.92ghz on JediX13 with foreverloco's theme and color add-on and Zerolemon 9, 300mah battery.
Thanks everybody for your input.... (sorry for not getting back sooner, but been busy with family stuff).
I recall trying to use a debit card a while ago, and for some reason it didn't work. So I suspected I needed a credit card... or maybe I was just doing something wrong.
Anyway... I've bought a Google Play Store gift card, and I intend to buy several more... 'cos they're really easy to use!
Spent the past couple of days splurging (relatively speaking)... updated Apex to PRO, Titanium to PRO, got HD Widgets, francos updater app, Temple Run Oz and a whole slew of other stuff.
Just got be careful I don't HARDBRICK.... my wallet!!.
---------------------------------------
For anybody considering buying one of these Gift Cards, but might be a bit reticent (as I was) - here is how they work.
(This is from my experience as a UK user... it might be slightly different elsewhere.)
First, you definitely don't need a credit OR debit card (this was my primary concern) to use one.
Just buy the Gift Card... they come in £10, £25 and £50 denominations.
Scratch of the cards backpanel... this yields an alphanumeric code.
On your Nexus 7, open the PlayStore App. From the menu, select the 'Redeem' option.
Enter the alphanumeric code from the Gift Card.
On first use, you will be requested to set up a Google Wallet... this just requests your Google Account password and your postcode.
And that's it... you are now free to buy whatever you want from PlayStore.
Rgrds,
Ged.
RKight said:
Well, in America, I've never seen a debit card that can't be processed as either debit or credit. As long as the money is in my account, I can use my debit card as credit or debit. The only real difference is that some point of sale transactions take longer to process if I run my card as credit.
Sent from my ADR6425LVW using xda app-developers app
Click to expand...
Click to collapse
You can't have a Debit card that acts as a Credit Card, they're two totally different processes.
Hense the name difference. Debit is just "Credit" that you already have, a.k.a Money, Credit is where they loan you the money and you pay it back, which is why you have a "Credit" rating, to say how good you are at paying Credit back.
You can't have a credit card until your 18, hence there is a vital need for Debit cards, especially nowadays with the digital revolution and all.
You have to remember, all money on a credit card and in a bank doesn't actually exist, they're just digits on a screen, the only reason you have those digits is because you have handed your banker money (which he then invests to earn a profit). I've ranted a little here, but I didn't want you to assume they're the same, banking is very complex and thats why they have a variety of different banks and cards.
I don't want to sound Smug, but I must stress THEY ARE TOTALLY DIFFERENT.
GedBlake said:
Thanks everybody for your input.... (sorry for not getting back sooner, but been busy with family stuff).
I recall trying to use a debit card a while ago, and for some reason it didn't work. So I suspected I needed a credit card... or maybe I was just doing something wrong.
Anyway... I've bought a Google Play Store gift card, and I intend to buy several more... 'cos they're really easy to use!
Spent the past couple of days splurging (relatively speaking)... updated Apex to PRO, Titanium to PRO, got HD Widgets, francos updater app, Temple Run Oz and a whole slew of other stuff.
Just got be careful I don't HARDBRICK.... my wallet!!.
---------------------------------------
For anybody considering buying one of these Gift Cards, but might be a bit reticent (as I was) - here is how they work.
(This is from my experience as a UK user... it might be slightly different elsewhere.)
First, you definitely don't need a credit OR debit card (this was my primary concern) to use one.
Just buy the Gift Card... they come in £10, £25 and £50 denominations.
Scratch of the cards backpanel... this yields an alphanumeric code.
On your Nexus 7, open the PlayStore App. From the menu, select the 'Redeem' option.
Enter the alphanumeric code from the Gift Card.
On first use, you will be requested to set up a Google Wallet... this just requests your Google Account password and your postcode.
And that's it... you are now free to buy whatever you want from PlayStore.
Rgrds,
Ged.
Click to expand...
Click to collapse
HARDBRICK your wallet. Haha :good:
Might have to get myself another, I loved just splashing out on some really nice apps.
and the more we do, the more Dev's are gonna want to create Android apps WINWIN!!
Wilks3y said:
You can't have a Debit card that acts as a Credit Card, they're two totally different processes.
Hense the name difference. Debit is just "Credit" that you already have, a.k.a Money, Credit is where they loan you the money and you pay it back, which is why you have a "Credit" rating, to say how good you are at paying Credit back.
You can't have a credit card until your 18, hence there is a vital need for Debit cards, especially nowadays with the digital revolution and all.
You have to remember, all money on a credit card and in a bank doesn't actually exist, they're just digits on a screen, the only reason you have those digits is because you have handed your banker money (which he then invests to earn a profit). I've ranted a little here, but I didn't want you to assume they're the same, banking is very complex and thats why they have a variety of different banks and cards.
I don't want to sound Smug, but I must stress THEY ARE TOTALLY DIFFERENT.
Click to expand...
Click to collapse
While I understand that the two cards are different, he was saying that a debit card can be processed as a credit sale at the register. I do this all the time. When you pump gas for example.. the pump will ask "credit or debit " , if you choose debit, you enter your pin number. Credit you don't..
Yes the cards are different, but both cards can generally be used interchangeably during a point of sale transaction.
Sent from my HTC6435LVW using Tapatalk 2
Serinety said:
While I understand that the two cards are different, he was saying that a debit card can be processed as a credit sale at the register. I do this all the time. When you pump gas for example.. the pump will ask "credit or debit " , if you choose debit, you enter your pin number. Credit you don't..
Yes the cards are different, but both cards can generally be used interchangeably during a point of sale transaction.
Sent from my HTC6435LVW using Tapatalk 2
Click to expand...
Click to collapse
While this may be the case, if your card is a "Debit" card, you can not use it as a credit card.
Credit Card being the card that allows you to have transactions without actually having the available funds.
I have only a debit card, and yes I use it to pay for gas, but I have to already have the funds within my account. Whereas if I had a credit card, I could have $0.00 or £0.00 in my account and still purchase the gas.
I think we are agreeing here, but in a different mind set.

Categories

Resources