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Asurion Insurance is no longer handeling nexus one

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Just call state farm and put it on your personal items policy. It's cheaper than Assurion ($3 per month) and they will pay 100% replacement with no deductible.

OutlawPro said:
Just call state farm and put it on your personal items policy. It's cheaper than Assurion ($3 per month) and they will pay 100% replacement with no deductible.
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+1
Been doing that since my 8125

My nexus one was stolen a couple days ago i called t–mobile they gave me the number for the insurance company called for Asurion I told them what happened, Then she said oh it looks like we don't carry nexus one no more,I sad what do you mean you do not carry this phone anymore are you ever gonna carry it, she said no it was discontinued and then said we can give you a comparable phone which was a motorola click or my touch, I can't even tell you what i said next i haven't decided what to do yet because i am still in disbelief.
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Insurance on a phone makes no sense. Also, filing an insurance claim for $500 is only going to hurt you. If you are that worried about it, just save up $500, stick it under your mattress and insure it yourself.

I just hung up with T-mobile who just hung up with Assurion and they stated that the insurance is NOT being dropped...he was actually surprised to hear that someone stated it was going to be dropped.
If they're out of stock then they try and pull what the OP stated which is send a comparable phone...even though none of those are even close to the sexy nexy....

+1 on the personal articles policy with State Farm, Farmers, Progressive, whomever you do your home/rent/car insurance through. No deductible, this is the kind of thing the policies are made for. and it's half the cost of Asurion or t-mobile premiums, and THEY have a deductible.

Before insuring your phone with your home/renter/auto insurance company make sure to get in writing that filing a claim for your phone won't count against you filing a claim. I asked my insurance company, SafeCo. They said that if I insured my phone and filed a claim then my month fee would increase and it would count against my record.

my nexus one got wet so i filed a claim and the told me the same thing that they dont make it anymore. I was like what the F*CK they said we can give a phone just like it the mytouch or cliq how in the hell is the mytouch or cliq anything like my nexus just because it has android???? lucky for me i disassembled my nexus clean it and left it open for 2 day and now it works

Will Asurion give us cash if we don't want the crappy phones they have in stock?

I still don't know what to do but i might just take whatever phone is worth the most and try to sell it and try to buy a nexus on ebay, But the only problem this is they give you a reconditioned phone. who knows what l will be able to sell it for and i'll still have to pay my 130 dollars deductible. It just would've been nice if they will be sent out an email to let me know about this.
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dwerk said:
I still don't know what to do but i might just take whatever phone is worth the most and try to sell it and try to buy a nexus on ebay, But the only problem this is they give you a reconditioned phone. who knows what l will be able to sell it for and i'll still have to pay my 130 dollars deductible. It just would've been nice if they will be sent out an email to let me know about this.
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Again...have you called them and asked them if they will give you $399 cash to buy a new Nexus One on your own? $529-130 = $399

maybe if they sent me two mytouch slides or an EVO but thats it

thewayne01 said:
Insurance on a phone makes no sense. Also, filing an insurance claim for $500 is only going to hurt you. If you are that worried about it, just save up $500, stick it under your mattress and insure it yourself.
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If you don't know what you're talking about, keep your opinions to yourself. It does nothing to you to make a $500 claim on a personal items policy. If your insurance company count it against you, I suggest you get a new company. It's not like your auto or home policy, totally different. I also want to add, that at $3 a month, it would take you nearly 14 years to save $500. Some people like not having to put out another $500 if their phone breaks or is stolen. You're an idiot.

OutlawPro said:
If you don't know what you're talking about, keep your opinions to yourself. It does nothing to you to make a $500 claim on a personal items policy. If your insurance company count it against you, I suggest you get a new company. It's not like your auto or home policy, totally different. I also want to add, that at $3 a month, it would take you nearly 14 years to save $500. Some people like not having to put out another $500 if their phone breaks or is stolen. You're an idiot.
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very much this.

if this is true then I'm canceling my insurance with tmo.
no point in paying them 6 bucks a month for nothing!

i called them yesterday and confirmed the ops findings.

Guys you should us square trade i got a 2 year warranty for $101.79 with tax and all. if they cant fix it they will give you what u paid for it $529 they are really good and i have used them for other phones.
here are some coupon code
Unique Coupon Code: 07P0CVRK4SG 30% off

seeking said:
maybe if they sent me two mytouch slides or an EVO but thats it
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T-Mobile will start to carry the Samsung Galaxy later this month. Perhaps Asurion will agree that is a comparable phone. If something happened to you nexus then maybe you could get the Galaxy.

uansari1 said:
Again...have you called them and asked them if they will give you $399 cash to buy a new Nexus One on your own? $529-130 = $399
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So I just called Asurion. At first, the woman told me that there's no way to know what would happen if I had to file a claim, and the only way to know is to actually file one. WTF?! I explained that if I would be precluded from getting a new N1 or the cash amount to purchase a new one (less the deductible, of course), that I would want to cancel my policy and that's why I need to know definitively whether or not they would give me a new N1 or cash, rather than an inferior phone. Anyway, I was able to talk to a manager. He said that at the moment, as long as Google is selling the phone from the website, if we file a claim and don't want a "comparable phone", we can order the phone ourselves and submit the receipt to be reimbursed in the amount over the deductible. Also, he pointed out that what constitutes a "comparable phone" is always changing. Today it's an HD2, Cliq, or MyTouch Slide. Tomorrow it could be something else with a faster processor, more RAM, etc. (Samsung Galaxy).

Sprint Total Equipment Protection. Is it a must have?

Hello,
I do not know if I should take the equipment protection that sprint offers. Is this the only option or is there any other ?
Any suggestion/help is appreciated.
Broadcasted From HTC Evo 4G

It just depends on how you are with you phone. Plus it's only $7 I think now? If something does happen to your phone, paying $100 for a replacement is better than paying $500 for a brand new one. Let me tell you though, Asurion sucks. They are one of the most stingy companies I've ever had to deal with, with both my Moment and my Epic.

Yes... worth it. Asurion wasnt a problem to deal with in my opinion when I went swimming with my Pre in my pocket. I had issues with billing amounts and mishaps but excusable in my opinion.

$35 at the sprint store to fix it if you drop it. (Unless you drop it in water I guess)
At $7 a month, you would need to drop your phone more than once every 5 months. If you are careless with your phone, buy the TEP. If you take care of it like I do, the $7 a month is a waste.

dills2214 said:
$35 at the sprint store to fix it if you drop it. (Unless you drop it in water I guess)
At $7 a month, you would need to drop your phone more than once every 5 months. If you are careless with your phone, buy the TEP. If you take care of it like I do, the $7 a month is a waste.
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stuff happens, i recently dropped my evo.
i have TEP and its deffinetly worth it.
if you get it you might never use it, but if you dont get it and something happens, $500 down the drain

I have insurance through Best Buy, 7 a month and it covers pretty much everything except theft. Does TEP cover theft as well?

Berat said:
I have insurance through Best Buy, 7 a month and it covers pretty much everything except theft. Does TEP cover theft as well?
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If its Lost/Stolen you will pay a $100 deductible on top of the 7/month to get a new/refurb EVO.

In the long list of phones I've had over the years, the only ones I've ever had break met their demise in water/beer. So I consider it a must have. Also, after dealing with plenty of customers who didn't get TEP and lost or had their phone swiped, and want to rip my head off when I say a new one is $400-500.. I'd say it's well worth the $7 a month.

Tpe is worth it in my opinion.
I had a motoq 9c before upgrading to the ego and swapped it for wear and tear issues beforehand.
Probably give it to my kid as book reader/mp3 player... any other ideas?
Sent from my PC36100 using XDA App

The cost of a lunch, for a $35 repair, or $100 replacement Pay the $7, well worth every cent.

Berat said:
I have insurance through Best Buy, 7 a month and it covers pretty much everything except theft. Does TEP cover theft as well?
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Best Buy insurance is not 7, it's more like 10. Also, where Sprint can do repairs in house, Best Buy has to ship our phones out for weeks at a time.If I could do it over, I'd get the Sprint TEP.
Sent from my HTC EVO using XDA app

Berat said:
I have insurance through Best Buy, 7 a month and it covers pretty much everything except theft. Does TEP cover theft as well?
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They don't cover theft and you forgot to mention they don't cover loss either.
Sent from my PC36100 using XDA App

Bestbuy warranty's are a Rip off!

Berat said:
I have insurance through Best Buy, 7 a month and it covers pretty much everything except theft. Does TEP cover theft as well?
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I had to pay 10 for best buy, 7 was never an option
Sent from my PC36100 using XDA App

Also, I would argue that it depends on how often you upgrade. I usually upgrade once a year, and most phones (I know for a fact HTC's) carry at least a 1 year manufacturer warranty. Won't help you with stuff like water damage, theft or the like, but it will with defects. If you're careful with your phone, the manufacturer warranty is free and should cover you. I got mine replaced for the power button crack and some weird hot spots on my screen, through Sprint, for free.

johnylovejoy said:
stuff happens, i recently dropped my evo.
i have TEP and its deffinetly worth it.
if you get it you might never use it, but if you dont get it and something happens, $500 down the drain
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How is it $500 down the drain?
Take it to your nearest sprint store. $35. Fixed and out the door. Like I said, unless you drop it on a regular basis, I just don't see how it is worth it.

chris66 said:
The cost of a lunch, for a $35 repair, or $100 replacement Pay the $7, well worth every cent.
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Wrong.
$7 TEP - fixed or replaced for free (Minus water damage/board damage)
No TEP - Fixed for $35 at sprint store or $100 for replacement if in several pieces, water damage, etc.
http://forum.xda-developers.com/showthread.php?t=819504&highlight=TEP

chumpysv said:
Best Buy has to ship our phones out for weeks at a time.
Sent from my HTC EVO using XDA app
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Exactly which Bestbuy keeps on a very down low while selling consumers.
Bestbuy geek squad forums have purchasers posting everyday that phone has been out for service over a month and when they received it back repair was crap.
This leaves consumers with bad choices - send it out for service again deal with another long return time or deal with crappy repair.
Oh lets not forget loaner phones , their very scarce and suc.
Bestbuy extended warranty of any type are a scam.

I would say its only worth it if your very rough with your phone (or work in an adverse environment, etc) or plan on keeping it over a year. I went through 9 feature phones in a 3 year period because I was so careless with them (fell in fire, dog chewed one, toilet, beer cup, ran one over, lost etc etc.), and considered the couple bucks worth it. Smart phones? I'm as careful as can be. Dropped my launch day Evo once since release, on carpet from about a foot. When it crapped out for unknown reasons at the end November, I just brought it to Sprint and they replaced on the spot for $35. Saved a little over the TEP and a good amount over BestBuy's blacktie scam.
Apparently they're supposed to send yours in and order a replacement when you warranty replace one, but the rep just asked that I give him a good rating on the review call and gave me a new one. Easy enough. *****ing about driving 30 miles in driving snow to the nearest Sprint store with Evos in stock probably helped. Granted he didnt know I find every excuse possible to rip around in a snow storm, and would have been driving around pulling people out of the ditch anyways.

I have TEP and pay the $7/month.
First, my bottom LED flash stopped working. I walked into the Sprint store, and it was taken care of for free.
A few days later, I lost it while out. $100 and I had a phone 2 days later. And BTW, they're not giving out refurbed EVOs (at least not as of 3 or so weeks ago). My replacement was BNIB. Compared to what it would cost me for a new one, I am a-okay with $7/month.
I'm not someone that drops my phone, and I generally take very good care of my items, but sometimes, stuff (like losing it) happens. It's a gamble, but in the long run, I feel I got my $ worth, and for what the EVOs cost, the $7/month is well worth the peace of mind.
It all boils down to this being a gamble, no different than carrying comp/coll on your car/truck.

sprint phone insurance TEP is now more $$$ higher deductible

http://www.androidcentral.com/sprin...vices-come-june-16-could-be-day-lte-goes-live
Sent from my SPH-D700 using Tapatalk

The way I read it it looked like it was just increased if you got an lte device. I was half sleep so I could be wrong
Sent from my Not Yet Rooted but still Epic SPH-D700 using Tapatalk 2

Bummin, but as I have already had 5 phones replaced under the TEP, I still have come out FAR ahead. Twice I had to pay the $100, (1 stolen, I broken) The 3 other phone replaced for free under TEP had bad USB ports.
That said, I will probably be dropping the TEP on my two older phones (Moment & EVO), as they can now be replaced cheaply, but the Epics still cost enough to replace to be worth it, IMO.

I wouldn't be surprised if it becomes $11 across the board for any smart phone. Kinda like they did with the $10 "premium data fee" which was originally for only charged for Wimax 4G phones.
Sent from my CM9 infused Epic.

R3537L1F3 said:
The way I read it it looked like it was just increased if you got an lte device. I was half sleep so I could be wrong
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No, you're right. It doesn't seem to state an increase for any device other than a LTE device.

DCRocks said:
Bummin, but as I have already had 5 phones replaced under the TEP, I still have come out FAR ahead. Twice I had to pay the $100, (1 stolen, I broken) The 3 other phone replaced for free under TEP had bad USB ports.
That said, I will probably be dropping the TEP on my two older phones (Moment & EVO), as they can now be replaced cheaply, but the Epics still cost enough to replace to be worth it, IMO.
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bad USB ports is a regular warranty issue, you don't need TEP for that.

SpicyBurrito said:
No, you're right. It doesn't seem to state an increase for any device other than a LTE device.
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Woot! I am right!
Sent from my Not Yet Rooted but still Epic SPH-D700 using Tapatalk 2

It does say any NEW device over $549.99...Not any new LTE device.

faceless said:
bad USB ports is a regular warranty issue, you don't need TEP for that.
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Yep. I don't bother with overpriced TEP. If the thing is defective, that's what the warranty is for. Used handsets on Craigslist and staggered upgrades on my three lines is my "insurance policy" if something happens beyond that.
$11 a month is ridiculous for a device that you only paid 200-300 bucks for. You are essentially paying for the thing more than twice over the length of your contract. Then throw in the deductible on top of it, jeez.

This is for new upcoming devices. ATT deductible is $200 for The Note yet $50 for the Pantech Burst. It will become phone dependent.
Sent from my PantechP4100 using xda premium

CapsLockKey said:
Yep. I don't bother with overpriced TEP. If the thing is defective, that's what the warranty is for. Used handsets on Craigslist and staggered upgrades on my three lines is my "insurance policy" if something happens beyond that.
$11 a month is ridiculous for a device that you only paid 200-300 bucks for. You are essentially paying for the thing more than twice over the length of your contract. Then throw in the deductible on top of it, jeez.
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When the Epic was released people paid $200. That doesn't mean that's the price of the phone. Retail was $549.99 at that time. Add in taxes it's close to $600. Even $11 over 22-24 months is only 242-264 dollars. Even if you factor in having lost or damaged the phone in a way that warrants the deductable, your still under the retail cost. Sprint doesn't care what phones are going for on Craigslist. That's personal seller value of used phones. If you didn't take the TEP, had a problem that isn't covered under your manufacturer warrantly, or had the phone lost or stolen, and came into a store to buy a replacement new in box, you'd be paying retail. Roughly twice what you'd pay with the TEP and a deductable.
Sprint isn't screwing anyone. They just don't have the best deal around if your able to find a working replacement cheap on CL or Ebay, which isn't always a gaurantee, but can be the norm.
Sprint TEP is still a great value for flagship devices. Anything new is gonna hold it's retail value for awhile. Once that value starts to drop though, there are other options, that may or may not be cheaper in the long run, but may also turn out less reliable.
I for one don't wanna chance personal sales for anything considered a high end device if I need a replacement for my main phone. I'd rather have a professionally refurbished device so I'm gauranteed the quality of the product I'm getting, as if the replacement has an issue through TEP they will immediately replace it again, as long as the issue is legit.
Sent from my SPH-D700 using Tapatalk 2

faceless said:
bad USB ports is a regular warranty issue, you don't need TEP for that.
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warranty is 1 year and since most of us keep our phones for 2 we still need tep
---------- Post added at 06:55 PM ---------- Previous post was at 06:53 PM ----------
Vizzo said:
When the Epic was released people paid $200. That doesn't mean that's the price of the phone. Retail was $549.99 at that time. Add in taxes it's close to $600. Even $11 over 22-24 months is only 242-264 dollars. Even if you factor in having lost or damaged the phone in a way that warrants the deductable, your still under the retail cost.
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lol they build it in to the service fee.
trust me you are paying for the phone
even w/ no TEP

Vizzo said:
When the Epic was released people paid $200.
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$249.99 actually. Same as the EVO
Sent from my SPH-D700 using xda premium

Insurance on electronics is pure profit for retailers. If you figure what you pay over a ten year span on extended warranties you'd have enough money to replace the phone with money to boot. If you want tep go for it but it's a sucker bet.
Sent from my SPH-D700 using xda premium

xjayman said:
Insurance on electronics is pure profit for retailers. If you figure what you pay over a ten year span on extended warranties you'd have enough money to replace the phone with money to boot. If you want tep go for it but it's a sucker bet.
Sent from my SPH-D700 using xda premium
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Who has an extended warranty on a phone for 10 years??? lol

Coycaine said:
Who has an extended warranty on a phone for 10 years??? lol
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You do if you plan on having a cell with tep for the next ten years.lol
Sent from my SPH-D700 using xda premium

xjayman said:
You do if you plan on having a cell with tep for the next ten years.lol
Sent from my SPH-D700 using xda premium
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You're confusing an extended warranty and TEP. A warranty doesn't cover loss, theft, or user damage.

Coycaine said:
You're confusing an extended warranty and TEP. A warranty doesn't cover loss, theft, or user damage.
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Generalizing...if you skip extended warrantee and tep you're money ahead and can replace the items with money saved. It's comfortable to have but it's the #1 money maker for them.
Sent from my SPH-D700 using xda premium

SQUARETRADE
I personally bought a 2-yr accidental warranty when I purchased my Epic. I think it was ~$90.
Sure, I can't walk into a store and have a phone on my way out, but I'm saving some serious $$. My local sprint store has been good about giving me loaners when I've had to send my phone into Sammy.

xjayman said:
if you skip extended warrantee and tep you're money ahead and can replace the items with money saved.
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Click to collapse
Its not even close for me.
3 phones had to be replaced, and was done for free
2 phones replaced via TEP w/ $100 deductible
To replace those phones out of pocket instead of TEP would have been 4 x $150 for the moments and over $400+ for the Epic, for total of $1000
The phones broke when they were still rather expensive to replace, so, no TEP would have cost me over $1000 (and that is for second hand craig's list or ebay devices, not even factory refurbs) in the last 3 years
With TEP, I paid out $200 + (2 x $8 x 36) or = $576 for a total of $776, a $224 dollar savings plus the benefit of TEP, and the benefit of 4 new phones
Totally worth it, IMO.
If your phones is a cheap model, less than $200 without subsidy, then no, TEP, is a waste, but when your phone is $500-$700 to replace, TEP is a must have extra.

Tiered TEP

Not cool
http://m.engadget.com/2012/06/08/sprint-total-equipment-protection-tiered-plans/

looks like that covers the "erp" part of tep. as long as the "esrp" stays in the 4 to 5 dollar range, ill just stick with that.

Well that just made my decision for me for keeping Black Tie insurance on my next phone. $200 deductible matches AT&T's program now!.
Sent from my PantechP4100 using xda premium

I think this cost is outrageous. They should go back to fixing almost any problem with a phone for $50 I was fine with a $100 deductible but to match the deductible with the upgrade price is insane.

Knowing this beforehand might have changed my mind about pre-ordering the GS3 and just getting it at Best Buy.

makes me feel better knowing i just dropped TEP from my plan. screw you sprint, you're turning into the same BS as every other carrier..

shane6374 said:
Knowing this beforehand might have changed my mind about pre-ordering the GS3 and just getting it at Best Buy.
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Sprint allows you to cancel your pre-order of the GS3.

nikon120 said:
Sprint allows you to cancel your pre-order of the GS3.
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I know and I just might do that and pre-order it at Best Buy. $169.98 for 2 year protection plan comes out t0 $8.50 per month over 20 months (Upgrade cycle) with $0 deductible but it doesn't cover lost phones.

You can always just quit tep. And find a 3rd party protection. Or cancel the pre order and get it at Best buy.
Sent From My Sprint Galaxy Nexus via XDA Premium

ÜBER™ said:
You can always just quit tep. And find a 3rd party protection. Or cancel the pre order and get it at Best buy.
Sent From My Sprint Galaxy Nexus via XDA Premium
Click to expand...
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Good suggestion. Zagg's program looks pretty good $99 for two years and $59 deductible for liquid or physical damage. Just no lost or stolen coverage.
http://www.zagg.com/store/services/zaggsafe/safe.php
Can keep my pre-order, save the $36 upgrade fee I would pay for doing it at best buy.

Man it sucks because the only reason I really want insurance is if it gets stolen. I learned my lesson twice with the 4 epics I've owned. 2 stolen off chargers, 1 lost, 1 I took swimming (won't be doing that again).

i think ill be fine with just the service and repair side of tep and dropping the eqiptment replacement program. does anybody know what the stand alone pricing on the equipment service and repair program will be?

schnowdapowda said:
Man it sucks because the only reason I really want insurance is if it gets stolen. I learned my lesson twice with the 4 epics I've owned. 2 stolen off chargers, 1 lost, 1 I took swimming (won't be doing that again).
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I did see one third party plan that offered theft protection.
Sent from my Nexus S 4G using Tapatalk 2

the only reason I have the tep is for protection of stole, most of the time I take good care of my phone, but I had 1 opportunity that my phone was lost and I really thank for having the insurance but paying 200 dollars its just way too much. I wonder how many people will stop getting the tep with the contract and how much it'll affect them
Sent from my SPH-D700 using XDA

I plan on buying the sg3 and keeping my epic as insurance ...Phone breaks after a year out comes the epic.

Insurance for the Nexus 4?

Just thinking, I'm not too worried about defects, Google will replace it for that. But reading about the nexus 4s slickness, and people dropping them makes me realize stuff happens. This is why I have insurance on my at&t account, but obviously that isn't going to mean much with a non at&t phone. Any third party companies that offer it?
Sent from my Nexus 7 using Tapatalk 2

http://www.squaretrade.com/smartphone
Ordered my Nexus 4 on the 13th. Still waiting.

estallings15 said:
http://www.squaretrade.com/smartphone
Ordered my Nexus 4 on the 13th. Still waiting.
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Squaretrade is ridiculously overpriced given the cost of the n4 and the deductible they charge. Plus they offer cheaper coverage for iPhones which is irritating. Not recommended. If others have found reasonable insurance, I'd be interested.
Sent from my Nexus 7 using xda premium

$125 for two years with a $99 deductible?
My current plan through T-mobile is $6 a month with a $130 decuctible. What are you used to paying?
Ordered my Nexus 4 on the 13th. Still waiting.

I think it's crap that I can't just pay $30 from square trade for a service plan with accidental coverage. Oh it's a phone. That means you need insurance and not a service plan. Who decides this crap? I got a service plan from square trade when I bought my HTC Flyer and it was $30, and what is a flyer? An oversized Desire HD!
I remember you used to be able to buy a service plan from best buy for a phone if you bought it from them, and now they have bend over and spread em insurance too! Really who decides this crap? Cell phones are pretty much in a class of their own with consumer electronics.
I guess I'll just go insurance free
Sent from my HTC PH39100 using Tapatalk 2

estallings15 said:
$125 for two years with a $99 deductible?
My current plan through T-mobile is $6 a month with a $130 decuctible. What are you used to paying?
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Both plans are outrageous given the cost of the Nexus 4.
Cor-master said:
I guess I'll just go insurance free
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I'm with you. Unless squaretrade recognizes their ridiculousness and adjusts their pricing plans accordingly. I'll not be holding my breath.
Sent from my Nexus 4 using xda premium

bumping this in hopes that it gets some action.
i think i am going to get squaretrade before my 30 days are up. one of the things i like is you can cancel at any time and be refunded the rest of your money. or cancel and stop paying your seven bucks a month. you can also transfer it with the phone if you sell it and want to use the insurance as a perk.
has anyone else found anything better?
i just noted in a previous post that my phone just dropped 18" onto a rug with the bumper on and now my glass creaks. its only a matter of time i feel before something worse happens. and who knows... maybe google and lg will start building these things a bit better and with insurance we can swap it out.

I just think it's crap I can get a square trade warranty on a tablet for $30 that doesn't have a monthly fee and offers the exact same coverage but because the device is deemed small enough to be a phone I gotta pay a monthly fee
Sent from my HTC PH39100 using Tapatalk 2

Cor-master said:
I just think it's crap I can get a square trade warranty on a tablet for $30 that doesn't have a monthly fee and offers the exact same coverage but because the device is deemed small enough to be a phone I gotta pay a monthly fee
Sent from my HTC PH39100 using Tapatalk 2
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i completely agree. i wish some hardware replacements would start hitting the market. if i could price out the replacement parts i could weight out the pricing better. but i dont want to go past my 30 days and be forced into buying the parts from the internet when they could very well be pricier.

Check the threads were people have sent their phones back for repair. I'd rather save my money then send it back to LG for repair, if there is something that needs repair. One post I read said it was going to cost $140 to repair the cracked glass. Another one was $153. So paying someone $125 for 2 years and $99 deductible seems like its not worth it. The cost for a one time repair would have to exceed $224 to make it worth it.

This is what I got. Square trade $79.99 for 2 years and a $50 deductible.
http://www.amazon.com/gp/aw/d/B008I668NG/ref=redir_mdp_mobile
Sent from my Nexus 4 using xda app-developers app

BruceCLin said:
This is what I got. Square trade $79.99 for 2 years and a $50 deductible.
http://www.amazon.com/gp/aw/d/B008I668NG/ref=redir_mdp_mobile
Sent from my Nexus 4 using xda app-developers app
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That would be worth it but are you sure it covers phones?
Sent from my HTC PH39100 using Tapatalk 2

I agree. Paying $125 on the chance that I break it and then have to pay another $99, for a total of $224, on a phone I bought for $300, doesn't seem quite worth it.
Of course, that's if it only breaks once. My wife is murder on phones, so figure that she breaks hers, say, three times in two years and that's $125 + $99 x 3 = $422. But then, if LG will repair it for about $150, then those three times only cost me $450, so the difference is still pretty negligible.
I'm going to get us both the Ballistic cases when they are released in a few weeks and hope for the best.

danguyf;35721483My wife is murder on phones.[/QUOTE said:
as am i.
http://www.youtube.com/watch?v=5sOoXKBYC1c
the seventy dollar deal for prepaid doesnt sound bad at all.
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I got Square Trade. They are having a 35% off sale until December 26th. :thumbup:
Transmission sent from my badass Nexus 4.

I've had mixed experiences with Squaretrade. My biggest complaint is that they send your device to a repair depot that can take over a week to fix. In addition, if the repairs exceed the cost of the phone, they keep it.
Also, the last time I used them, they wanted my SIM card (I was having SIM identification problems). I personally refuse to send an active SIM card through the mail. They said that all of their customers are fine with it?
Anyways, I personally don't think it's cost effective to buy insurance for a cell phone at $299-$349. Just keep money aside if it breaks or is lost/stolen.

I'd like to know if any one has used these guys.
http://www.worthavegroup.com/cell-phone-insurance
on paper it seems like a good deal and good coverage... but I'd like to hear some stories about claims being a hassle or not.

I'm content with using SquareTrade as an "Insurance" for my Nexus 4.
SquareTrade: $125+$99=$224 (They even cover shipping)
Buying New Replacement: $349+Shipping
Plus with buying new, you have to take into consideration that the Nexus 4 is nearly impossible to get right now.
So you could be stuck without a phone for months, where with SquareTrade you get one quickly.
And "Part Replacement" is pointless IMO. You might crack the screen, spend $150 for a new screen. But what if you do more damage than just the screen.. more parts to buy
But that's just me. Plus if the phone is not repairable. They give you the full retail cost of the phone at time of purchase.
$79 Plan from SquareTrade the Indian guy from the SquareTrade Customer Service said the Nexus 4 is covered under this plan.
Or $99 Plan from SquareTrade will cover it too, (in case you don't want to take the chance that the $79 plan does not cover it.)