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Asurion Insurance is no longer handeling nexus one

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Just call state farm and put it on your personal items policy. It's cheaper than Assurion ($3 per month) and they will pay 100% replacement with no deductible.

OutlawPro said:
Just call state farm and put it on your personal items policy. It's cheaper than Assurion ($3 per month) and they will pay 100% replacement with no deductible.
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+1
Been doing that since my 8125

My nexus one was stolen a couple days ago i called t–mobile they gave me the number for the insurance company called for Asurion I told them what happened, Then she said oh it looks like we don't carry nexus one no more,I sad what do you mean you do not carry this phone anymore are you ever gonna carry it, she said no it was discontinued and then said we can give you a comparable phone which was a motorola click or my touch, I can't even tell you what i said next i haven't decided what to do yet because i am still in disbelief.
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Insurance on a phone makes no sense. Also, filing an insurance claim for $500 is only going to hurt you. If you are that worried about it, just save up $500, stick it under your mattress and insure it yourself.

I just hung up with T-mobile who just hung up with Assurion and they stated that the insurance is NOT being dropped...he was actually surprised to hear that someone stated it was going to be dropped.
If they're out of stock then they try and pull what the OP stated which is send a comparable phone...even though none of those are even close to the sexy nexy....

+1 on the personal articles policy with State Farm, Farmers, Progressive, whomever you do your home/rent/car insurance through. No deductible, this is the kind of thing the policies are made for. and it's half the cost of Asurion or t-mobile premiums, and THEY have a deductible.

Before insuring your phone with your home/renter/auto insurance company make sure to get in writing that filing a claim for your phone won't count against you filing a claim. I asked my insurance company, SafeCo. They said that if I insured my phone and filed a claim then my month fee would increase and it would count against my record.

my nexus one got wet so i filed a claim and the told me the same thing that they dont make it anymore. I was like what the F*CK they said we can give a phone just like it the mytouch or cliq how in the hell is the mytouch or cliq anything like my nexus just because it has android???? lucky for me i disassembled my nexus clean it and left it open for 2 day and now it works

Will Asurion give us cash if we don't want the crappy phones they have in stock?

I still don't know what to do but i might just take whatever phone is worth the most and try to sell it and try to buy a nexus on ebay, But the only problem this is they give you a reconditioned phone. who knows what l will be able to sell it for and i'll still have to pay my 130 dollars deductible. It just would've been nice if they will be sent out an email to let me know about this.
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dwerk said:
I still don't know what to do but i might just take whatever phone is worth the most and try to sell it and try to buy a nexus on ebay, But the only problem this is they give you a reconditioned phone. who knows what l will be able to sell it for and i'll still have to pay my 130 dollars deductible. It just would've been nice if they will be sent out an email to let me know about this.
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Again...have you called them and asked them if they will give you $399 cash to buy a new Nexus One on your own? $529-130 = $399

maybe if they sent me two mytouch slides or an EVO but thats it

thewayne01 said:
Insurance on a phone makes no sense. Also, filing an insurance claim for $500 is only going to hurt you. If you are that worried about it, just save up $500, stick it under your mattress and insure it yourself.
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If you don't know what you're talking about, keep your opinions to yourself. It does nothing to you to make a $500 claim on a personal items policy. If your insurance company count it against you, I suggest you get a new company. It's not like your auto or home policy, totally different. I also want to add, that at $3 a month, it would take you nearly 14 years to save $500. Some people like not having to put out another $500 if their phone breaks or is stolen. You're an idiot.

OutlawPro said:
If you don't know what you're talking about, keep your opinions to yourself. It does nothing to you to make a $500 claim on a personal items policy. If your insurance company count it against you, I suggest you get a new company. It's not like your auto or home policy, totally different. I also want to add, that at $3 a month, it would take you nearly 14 years to save $500. Some people like not having to put out another $500 if their phone breaks or is stolen. You're an idiot.
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very much this.

if this is true then I'm canceling my insurance with tmo.
no point in paying them 6 bucks a month for nothing!

i called them yesterday and confirmed the ops findings.

Guys you should us square trade i got a 2 year warranty for $101.79 with tax and all. if they cant fix it they will give you what u paid for it $529 they are really good and i have used them for other phones.
here are some coupon code
Unique Coupon Code: 07P0CVRK4SG 30% off

seeking said:
maybe if they sent me two mytouch slides or an EVO but thats it
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T-Mobile will start to carry the Samsung Galaxy later this month. Perhaps Asurion will agree that is a comparable phone. If something happened to you nexus then maybe you could get the Galaxy.

uansari1 said:
Again...have you called them and asked them if they will give you $399 cash to buy a new Nexus One on your own? $529-130 = $399
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So I just called Asurion. At first, the woman told me that there's no way to know what would happen if I had to file a claim, and the only way to know is to actually file one. WTF?! I explained that if I would be precluded from getting a new N1 or the cash amount to purchase a new one (less the deductible, of course), that I would want to cancel my policy and that's why I need to know definitively whether or not they would give me a new N1 or cash, rather than an inferior phone. Anyway, I was able to talk to a manager. He said that at the moment, as long as Google is selling the phone from the website, if we file a claim and don't want a "comparable phone", we can order the phone ourselves and submit the receipt to be reimbursed in the amount over the deductible. Also, he pointed out that what constitutes a "comparable phone" is always changing. Today it's an HD2, Cliq, or MyTouch Slide. Tomorrow it could be something else with a faster processor, more RAM, etc. (Samsung Galaxy).

[Q] TEP vs ERP

I just picked up two new phones, an evo and an epic, and I was considering getting ERP for each phone. Should I get TEP instead since Sprint changed its repair policy and no longer honors the manufacturer's warranty?

Y do ppl keep saying they don't honor the many warranty?
Sent from my PC36100 using XDA App

Not sure what Sprint does but HTC will obviously honor the warranty. Send it to them and they'll fix it for free as long as its covered under the free one year HTC warranty.

Yeah, send it to them at your own expense, and wait 5-10 business days to get it back.
It also better be in pristine condition, or they won't cover it.
As far as getting TEP vs ERP. If you don't have TEP, it's 35 bucks in store. So based on how often you think you will be in the store for repair or replacement, you should make a decision.

clamknuckle said:
Yeah, send it to them at your own expense, and wait 5-10 business days to get it back.
It also better be in pristine condition, or they won't cover it.
As far as getting TEP vs ERP. If you don't have TEP, it's 35 bucks in store. So based on how often you think you will be in the store for repair or replacement, you should make a decision.
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Yeah, I figured sending it to HTC isn't an option--I can't wait that long. I guess I'll just roll w/ ERP and pay the $35 if I need to. Does anyone know if it's $35 per repair visit or $35 per thing repaired? For example, is it $35 if I get 2 things fixed at once or will it be $70?

sorry but about the warranty is this only with HTC or all the brands? and what is the difference TEP and ERP, I pay $7 at month, what am I paying for?

I sent mine to get repaired (broken digitizer; section of the screen didn't respond to touch) I had the hairline power button crack as well as a bunch of dings on the corners from dropping it. Guy on the phone said it might not be covered because of the hairline crack but it ultimately was. Cost $6 to fedex it to Texas, 6 days later it was on my doorstep with a replaced screen as well as a new black trim piece that had all the dings. If it isn't covered by the warranty they charge you the $35 in addition to repair costs. I only paid shipping on the way out and that was it. 6 days wasn't too bad of a wait, thought it felt like forever.

mylasthope said:
Yeah, I figured sending it to HTC isn't an option--I can't wait that long. I guess I'll just roll w/ ERP and pay the $35 if I need to. Does anyone know if it's $35 per repair visit or $35 per thing repaired? For example, is it $35 if I get 2 things fixed at once or will it be $70?
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It's $35 total. If you had 2 things it's still just $35.

DirtyShroomz said:
Y do ppl keep saying they don't honor the many warranty?
because they used to just service the phone under warranty and issue replacements from the manufacturer right at the store. now u have to go direct to the manufacturer. sprint is only dealing with ERP n TEP.
dmora01 said:
sorry but about the warranty is this only with HTC or all the brands? and what is the difference TEP and ERP, I pay $7 at month, what am I paying for?
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im not certain, but i think ERP is only for repairs. what ur paying for is Total Equipment Protection (TEP) which covers repairs and loss/theft.
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mynigman said:
DirtyShroomz said:
Y do ppl keep saying they don't honor the many warranty?
because they used to just service the phone under warranty and issue replacements from the manufacturer right at the store. now u have to go direct to the manufacturer. sprint is only dealing with ERP n TEP.
im not certain, but i think ERP is only for repairs. what ur paying for is Total Equipment Protection (TEP) which covers repairs and loss/theft.
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i work for sprint, ERP is ONLY for loss/water damage through asurion, 100 dollar deductible. ESRP is for repair only through sprint, which doesn't cover water damage or loss. each are 4 dollars, but you can get them both for 7 dollars, which is called TEP
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Jeffmon,
If I bought my evo on eBay I am still covered since I have the $7 coverage, right...
Sent from my froyo using the xda app

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Ive got TEP for 7 dollars....Iver replaced 2 screens and and external speaker in store for nothing. took about 30 min each time. The first screen was from water damage and the second was because I literally used my Evo as a hammer and shattered the screen. They never asked how or why or even flinched in fixing it. Sprint is by far the best customer service Ive encountered in the cell phone world. Ive only been with sprint since the Evo came out.

Hmm, my next question is, how does this affect those of who bought Evos before this policy change and can no longer enroll in TEP, since 30 days have passed?

mylasthope said:
Hmm, my next question is, how does this affect those of who bought Evos before this policy change and can no longer enroll in TEP, since 30 days have passed?
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Get buddy buddy with someone at the sprint store and they can add it to your account.
Right now, I'm getting TEP for $4/mo =).

I wouldn't worry about it - TEP really only covers you for 2 things: 1, an insurance claim - water damage, lost/stolen, physical damage, phone won't power on at all, etc. This didn't change with the new policy, so if you were OK with taking this risk before I assume you're OK with it now. and 2: Repair at the service center (pretty much anything other than what has to go to the insurance company. Sprint will still repair your phone, it's just that there's a $35 flat rate for that now (before it was free in the first year, then $119.99 after that). So you might get stuck with the $35 repair cost, or the new policy might actually save you $84.99 if your phone breaks after the warranty is up. Either way that's cheaper than the $4 / month for ESRP unless you expect your phone to break more than once every 9 months.

I had my Evo replaced from Sprint with no insurance and was not charged a dime.
Because they can't fix software issues......
Sent from my PC36100 using XDA App

rdub4nd said:
Ive got TEP for 7 dollars....Iver replaced 2 screens and and external speaker in store for nothing. took about 30 min each time. The first screen was from water damage and the second was because I literally used my Evo as a hammer and shattered the screen. They never asked how or why or even flinched in fixing it. Sprint is by far the best customer service Ive encountered in the cell phone world. Ive only been with sprint since the Evo came out.
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T-mobile is the best...
I call them and told them my g1 won't turn on,and I tried different battery. They mailed me a replacement and I sent the bad one back no cost to me
Sent from my PC36100 using XDA App

New price for TEP

I don't know who all got the mail from Sprint but TEP is going up to 8 bucks a month. everything keeps going up.
Sent From My Evo Killer!

I blame Samsung
/I kid I kid
Sent from my SPH-D700 using Tapatalk

Lol- I blame them for everything too.
Sent From My Evo Killer!

I got the flyer in the mail also. I already spend $420 a year on TEP. Now I will spend $480. Doesn't matter. I more than get my moneys worth.

I blame DXA for the higher volume of bicked phones being replaced ;-)

shook187 said:
I blame DXA for the higher volume of bicked phones being replaced ;-)
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LOL! As many bricks as we've had, they're still a very small percentage of the actual claims.

I blame that the US $ keeps dropping in value...

I haven't gotten the notice in my mailbox yet. Currently, I'm paying $7 a month for my TEP on each of my two phones. If the increase is another $8 each phone making it $15 a phone, I would cancel TEP. It's not worth it as the EPIC is aging, and I would rather pay up some money and get another phone.

It is not $8.00 plus $7.00 it is a $1.00 increase bringing the total to $8.00. Pull your head out.
Sent from my SPH-D700 using XDA Premium App

I just cancelled mine and I use BestBuy's insurance because it's only $2 more (now) and covers user error.

Heh, I was going to post that this should be a poll with the options "It's inflation and to be expected", "ZOMG Sprint is farking me!", and "ZOMG it's because you guys keep insurance claiming rom bricks!".... apparently I was too late though and they've all been covered already

My guess is that if it wasn't for all the fraudulent claims, it wouldn't have gone up.
This was a good reminder for me to cancel mine. Paying nearly $100 a year (per line) plus a possible $150 deductible to replace a phone is not worth it.
I've had my phone replaced a few times under the TEP (without paying deductible), and although it was nice, in each case it would have been covered by the manufacturer warranty anyway.

cbpagent72 said:
It is not $8.00 plus $7.00 it is a $1.00 increase bringing the total to $8.00. Pull your head out.
Sent from my SPH-D700 using XDA Premium App
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Misread the OP post, damn my bad. People on here are so damn serious! Still we signed a contract, I don't find a reason for them to increase the price when we are still under contract.

I thought it was 8 dollars already
@mattalica how the hell are u paying $420 on tep

TEP is 100% worth it, it covered the replacement costs for 2 Moments
One had a bad USB port, replaced for free, other was stolen replaced for $100.
So figure 2 new moments at $400 each, - $100, and I figure I am $700 ahead
Even if it goes up, it has paid foritself already many times over!!

davidrules7778 said:
I thought it was 8 dollars already
@mattalica how the hell are u paying $420 on tep
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5 phones X $7= $35 X 12 months= $420

I just checked online from Sprint website, and it's still at $7 a month. Or is there a set date when it will be affected?

DCRocks said:
TEP is 100% worth it, it covered the replacement costs for 2 Moments
One had a bad USB port, replaced for free, other was stolen replaced for $100.
So figure 2 new moments at $400 each, - $100, and I figure I am $700 ahead
Even if it goes up, it has paid foritself already many times over!!
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Agreed. My wife has had 2 stolen, one go through the wash, and one run over by a Mack truck. My son has had one go through the wash, and one time he ran into the ocean with his Blackberry in his pocket. My other son left his phone outside overnight in the rain.
And none of that include all the times we've taken phones back to the store for TEP swaps for bad speakers and other defects.

ccnd8 said:
I just checked online from Sprint website, and it's still at $7 a month. Or is there a set date when it will be affected?
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It starts in July.

I accidentally effed my battery terminals as an Epic n00b... paid $100 for a replacement but it certainly beats paying $300-350 for a flebayed Epic. Staying with TEP.

sprint phone insurance TEP is now more $$$ higher deductible

http://www.androidcentral.com/sprin...vices-come-june-16-could-be-day-lte-goes-live
Sent from my SPH-D700 using Tapatalk

The way I read it it looked like it was just increased if you got an lte device. I was half sleep so I could be wrong
Sent from my Not Yet Rooted but still Epic SPH-D700 using Tapatalk 2

Bummin, but as I have already had 5 phones replaced under the TEP, I still have come out FAR ahead. Twice I had to pay the $100, (1 stolen, I broken) The 3 other phone replaced for free under TEP had bad USB ports.
That said, I will probably be dropping the TEP on my two older phones (Moment & EVO), as they can now be replaced cheaply, but the Epics still cost enough to replace to be worth it, IMO.

I wouldn't be surprised if it becomes $11 across the board for any smart phone. Kinda like they did with the $10 "premium data fee" which was originally for only charged for Wimax 4G phones.
Sent from my CM9 infused Epic.

R3537L1F3 said:
The way I read it it looked like it was just increased if you got an lte device. I was half sleep so I could be wrong
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No, you're right. It doesn't seem to state an increase for any device other than a LTE device.

DCRocks said:
Bummin, but as I have already had 5 phones replaced under the TEP, I still have come out FAR ahead. Twice I had to pay the $100, (1 stolen, I broken) The 3 other phone replaced for free under TEP had bad USB ports.
That said, I will probably be dropping the TEP on my two older phones (Moment & EVO), as they can now be replaced cheaply, but the Epics still cost enough to replace to be worth it, IMO.
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bad USB ports is a regular warranty issue, you don't need TEP for that.

SpicyBurrito said:
No, you're right. It doesn't seem to state an increase for any device other than a LTE device.
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Woot! I am right!
Sent from my Not Yet Rooted but still Epic SPH-D700 using Tapatalk 2

It does say any NEW device over $549.99...Not any new LTE device.

faceless said:
bad USB ports is a regular warranty issue, you don't need TEP for that.
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Yep. I don't bother with overpriced TEP. If the thing is defective, that's what the warranty is for. Used handsets on Craigslist and staggered upgrades on my three lines is my "insurance policy" if something happens beyond that.
$11 a month is ridiculous for a device that you only paid 200-300 bucks for. You are essentially paying for the thing more than twice over the length of your contract. Then throw in the deductible on top of it, jeez.

This is for new upcoming devices. ATT deductible is $200 for The Note yet $50 for the Pantech Burst. It will become phone dependent.
Sent from my PantechP4100 using xda premium

CapsLockKey said:
Yep. I don't bother with overpriced TEP. If the thing is defective, that's what the warranty is for. Used handsets on Craigslist and staggered upgrades on my three lines is my "insurance policy" if something happens beyond that.
$11 a month is ridiculous for a device that you only paid 200-300 bucks for. You are essentially paying for the thing more than twice over the length of your contract. Then throw in the deductible on top of it, jeez.
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When the Epic was released people paid $200. That doesn't mean that's the price of the phone. Retail was $549.99 at that time. Add in taxes it's close to $600. Even $11 over 22-24 months is only 242-264 dollars. Even if you factor in having lost or damaged the phone in a way that warrants the deductable, your still under the retail cost. Sprint doesn't care what phones are going for on Craigslist. That's personal seller value of used phones. If you didn't take the TEP, had a problem that isn't covered under your manufacturer warrantly, or had the phone lost or stolen, and came into a store to buy a replacement new in box, you'd be paying retail. Roughly twice what you'd pay with the TEP and a deductable.
Sprint isn't screwing anyone. They just don't have the best deal around if your able to find a working replacement cheap on CL or Ebay, which isn't always a gaurantee, but can be the norm.
Sprint TEP is still a great value for flagship devices. Anything new is gonna hold it's retail value for awhile. Once that value starts to drop though, there are other options, that may or may not be cheaper in the long run, but may also turn out less reliable.
I for one don't wanna chance personal sales for anything considered a high end device if I need a replacement for my main phone. I'd rather have a professionally refurbished device so I'm gauranteed the quality of the product I'm getting, as if the replacement has an issue through TEP they will immediately replace it again, as long as the issue is legit.
Sent from my SPH-D700 using Tapatalk 2

faceless said:
bad USB ports is a regular warranty issue, you don't need TEP for that.
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warranty is 1 year and since most of us keep our phones for 2 we still need tep
---------- Post added at 06:55 PM ---------- Previous post was at 06:53 PM ----------
Vizzo said:
When the Epic was released people paid $200. That doesn't mean that's the price of the phone. Retail was $549.99 at that time. Add in taxes it's close to $600. Even $11 over 22-24 months is only 242-264 dollars. Even if you factor in having lost or damaged the phone in a way that warrants the deductable, your still under the retail cost.
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lol they build it in to the service fee.
trust me you are paying for the phone
even w/ no TEP

Vizzo said:
When the Epic was released people paid $200.
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$249.99 actually. Same as the EVO
Sent from my SPH-D700 using xda premium

Insurance on electronics is pure profit for retailers. If you figure what you pay over a ten year span on extended warranties you'd have enough money to replace the phone with money to boot. If you want tep go for it but it's a sucker bet.
Sent from my SPH-D700 using xda premium

xjayman said:
Insurance on electronics is pure profit for retailers. If you figure what you pay over a ten year span on extended warranties you'd have enough money to replace the phone with money to boot. If you want tep go for it but it's a sucker bet.
Sent from my SPH-D700 using xda premium
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Who has an extended warranty on a phone for 10 years??? lol

Coycaine said:
Who has an extended warranty on a phone for 10 years??? lol
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You do if you plan on having a cell with tep for the next ten years.lol
Sent from my SPH-D700 using xda premium

xjayman said:
You do if you plan on having a cell with tep for the next ten years.lol
Sent from my SPH-D700 using xda premium
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You're confusing an extended warranty and TEP. A warranty doesn't cover loss, theft, or user damage.

Coycaine said:
You're confusing an extended warranty and TEP. A warranty doesn't cover loss, theft, or user damage.
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Generalizing...if you skip extended warrantee and tep you're money ahead and can replace the items with money saved. It's comfortable to have but it's the #1 money maker for them.
Sent from my SPH-D700 using xda premium

SQUARETRADE
I personally bought a 2-yr accidental warranty when I purchased my Epic. I think it was ~$90.
Sure, I can't walk into a store and have a phone on my way out, but I'm saving some serious $$. My local sprint store has been good about giving me loaners when I've had to send my phone into Sammy.

xjayman said:
if you skip extended warrantee and tep you're money ahead and can replace the items with money saved.
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Its not even close for me.
3 phones had to be replaced, and was done for free
2 phones replaced via TEP w/ $100 deductible
To replace those phones out of pocket instead of TEP would have been 4 x $150 for the moments and over $400+ for the Epic, for total of $1000
The phones broke when they were still rather expensive to replace, so, no TEP would have cost me over $1000 (and that is for second hand craig's list or ebay devices, not even factory refurbs) in the last 3 years
With TEP, I paid out $200 + (2 x $8 x 36) or = $576 for a total of $776, a $224 dollar savings plus the benefit of TEP, and the benefit of 4 new phones
Totally worth it, IMO.
If your phones is a cheap model, less than $200 without subsidy, then no, TEP, is a waste, but when your phone is $500-$700 to replace, TEP is a must have extra.

Insurance for the Nexus 4?

Just thinking, I'm not too worried about defects, Google will replace it for that. But reading about the nexus 4s slickness, and people dropping them makes me realize stuff happens. This is why I have insurance on my at&t account, but obviously that isn't going to mean much with a non at&t phone. Any third party companies that offer it?
Sent from my Nexus 7 using Tapatalk 2

http://www.squaretrade.com/smartphone
Ordered my Nexus 4 on the 13th. Still waiting.

estallings15 said:
http://www.squaretrade.com/smartphone
Ordered my Nexus 4 on the 13th. Still waiting.
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Squaretrade is ridiculously overpriced given the cost of the n4 and the deductible they charge. Plus they offer cheaper coverage for iPhones which is irritating. Not recommended. If others have found reasonable insurance, I'd be interested.
Sent from my Nexus 7 using xda premium

$125 for two years with a $99 deductible?
My current plan through T-mobile is $6 a month with a $130 decuctible. What are you used to paying?
Ordered my Nexus 4 on the 13th. Still waiting.

I think it's crap that I can't just pay $30 from square trade for a service plan with accidental coverage. Oh it's a phone. That means you need insurance and not a service plan. Who decides this crap? I got a service plan from square trade when I bought my HTC Flyer and it was $30, and what is a flyer? An oversized Desire HD!
I remember you used to be able to buy a service plan from best buy for a phone if you bought it from them, and now they have bend over and spread em insurance too! Really who decides this crap? Cell phones are pretty much in a class of their own with consumer electronics.
I guess I'll just go insurance free
Sent from my HTC PH39100 using Tapatalk 2

estallings15 said:
$125 for two years with a $99 deductible?
My current plan through T-mobile is $6 a month with a $130 decuctible. What are you used to paying?
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Both plans are outrageous given the cost of the Nexus 4.
Cor-master said:
I guess I'll just go insurance free
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I'm with you. Unless squaretrade recognizes their ridiculousness and adjusts their pricing plans accordingly. I'll not be holding my breath.
Sent from my Nexus 4 using xda premium

bumping this in hopes that it gets some action.
i think i am going to get squaretrade before my 30 days are up. one of the things i like is you can cancel at any time and be refunded the rest of your money. or cancel and stop paying your seven bucks a month. you can also transfer it with the phone if you sell it and want to use the insurance as a perk.
has anyone else found anything better?
i just noted in a previous post that my phone just dropped 18" onto a rug with the bumper on and now my glass creaks. its only a matter of time i feel before something worse happens. and who knows... maybe google and lg will start building these things a bit better and with insurance we can swap it out.

I just think it's crap I can get a square trade warranty on a tablet for $30 that doesn't have a monthly fee and offers the exact same coverage but because the device is deemed small enough to be a phone I gotta pay a monthly fee
Sent from my HTC PH39100 using Tapatalk 2

Cor-master said:
I just think it's crap I can get a square trade warranty on a tablet for $30 that doesn't have a monthly fee and offers the exact same coverage but because the device is deemed small enough to be a phone I gotta pay a monthly fee
Sent from my HTC PH39100 using Tapatalk 2
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i completely agree. i wish some hardware replacements would start hitting the market. if i could price out the replacement parts i could weight out the pricing better. but i dont want to go past my 30 days and be forced into buying the parts from the internet when they could very well be pricier.

Check the threads were people have sent their phones back for repair. I'd rather save my money then send it back to LG for repair, if there is something that needs repair. One post I read said it was going to cost $140 to repair the cracked glass. Another one was $153. So paying someone $125 for 2 years and $99 deductible seems like its not worth it. The cost for a one time repair would have to exceed $224 to make it worth it.

This is what I got. Square trade $79.99 for 2 years and a $50 deductible.
http://www.amazon.com/gp/aw/d/B008I668NG/ref=redir_mdp_mobile
Sent from my Nexus 4 using xda app-developers app

BruceCLin said:
This is what I got. Square trade $79.99 for 2 years and a $50 deductible.
http://www.amazon.com/gp/aw/d/B008I668NG/ref=redir_mdp_mobile
Sent from my Nexus 4 using xda app-developers app
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That would be worth it but are you sure it covers phones?
Sent from my HTC PH39100 using Tapatalk 2

I agree. Paying $125 on the chance that I break it and then have to pay another $99, for a total of $224, on a phone I bought for $300, doesn't seem quite worth it.
Of course, that's if it only breaks once. My wife is murder on phones, so figure that she breaks hers, say, three times in two years and that's $125 + $99 x 3 = $422. But then, if LG will repair it for about $150, then those three times only cost me $450, so the difference is still pretty negligible.
I'm going to get us both the Ballistic cases when they are released in a few weeks and hope for the best.

danguyf;35721483My wife is murder on phones.[/QUOTE said:
as am i.
http://www.youtube.com/watch?v=5sOoXKBYC1c
the seventy dollar deal for prepaid doesnt sound bad at all.
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I got Square Trade. They are having a 35% off sale until December 26th. :thumbup:
Transmission sent from my badass Nexus 4.

I've had mixed experiences with Squaretrade. My biggest complaint is that they send your device to a repair depot that can take over a week to fix. In addition, if the repairs exceed the cost of the phone, they keep it.
Also, the last time I used them, they wanted my SIM card (I was having SIM identification problems). I personally refuse to send an active SIM card through the mail. They said that all of their customers are fine with it?
Anyways, I personally don't think it's cost effective to buy insurance for a cell phone at $299-$349. Just keep money aside if it breaks or is lost/stolen.

I'd like to know if any one has used these guys.
http://www.worthavegroup.com/cell-phone-insurance
on paper it seems like a good deal and good coverage... but I'd like to hear some stories about claims being a hassle or not.

I'm content with using SquareTrade as an "Insurance" for my Nexus 4.
SquareTrade: $125+$99=$224 (They even cover shipping)
Buying New Replacement: $349+Shipping
Plus with buying new, you have to take into consideration that the Nexus 4 is nearly impossible to get right now.
So you could be stuck without a phone for months, where with SquareTrade you get one quickly.
And "Part Replacement" is pointless IMO. You might crack the screen, spend $150 for a new screen. But what if you do more damage than just the screen.. more parts to buy
But that's just me. Plus if the phone is not repairable. They give you the full retail cost of the phone at time of purchase.
$79 Plan from SquareTrade the Indian guy from the SquareTrade Customer Service said the Nexus 4 is covered under this plan.
Or $99 Plan from SquareTrade will cover it too, (in case you don't want to take the chance that the $79 plan does not cover it.)