Related
Figured I would throw this out there.
Does anyone know if the tap and pay feature works on the note 4?
Yeah I know you can use softcard but I would rather give Google the business cause I didn't like how the providers wouldn't let Google wallet work unless hacked. Plus like the fact you can just use any credit card or debit card and not have to deal with selective cards and or American express.
Sent from my SM-N900V using Tapatalk
I've been wondering the same thing.
delcopa said:
Figured I would throw this out there.
Does anyone know if the tap and pay feature works on the note 4?
Yeah I know you can use softcard but I would rather give Google the business cause I didn't like how the providers wouldn't let Google wallet work unless hacked. Plus like the fact you can just use any credit card or debit card and not have to deal with selective cards and or American express.
Click to expand...
Click to collapse
Google Wallet is all but dead. It's not the carrier's fault. It's because Google's in the advertising business and wanted to track financial transaction data that the card issuers felt was too invasive. Softcard has a very good chance of succeeding because: A) the sponsoring carrier's want it to, B) they play nice with the financial industry, and C) thanks to Apple, NFC is suddenly the "answer" to electronic payments.
An article on Google Wallet's failure...
To understand why Google Wallet has not taken off, I talked to some of my contacts in the major banks and they explained that it came down to Google's business model. When Google approached the banks and asked them to support Google Wallet, it explained that part of their support meant that they would also feed data back to Google on what people bought and other personal data that Google could use to serve targeted ads. Besides privacy issues, the banks were not thrilled about being forced into a position to feed all types of shopping data back to Google just so Google could make money on ads. Consequently, most banks were not willing to play the middleman and in most cases would not fully support Google Wallet.
http://www.pcmag.com/article2/0,2817,2469362,00.asp
When Google/Android were younger they were seen as the underdog against Apple, Microsoft, and Blackberry in the mobile space. Now that they're mature, their thirst for revenue growth is beginning to expose the fact that users of their products and tools are nothing more than data sources with that data being sold to the highest bidder. Google's no longer cute, folksy, or an underdog. They and Facebook are probably two of the largest collectors of personal data being used to generate profit. I love Android the product. Its owners, their behavior, their business model, and lack of transparency not so much.
Softcard is nice & works fine, other than the fact that every banking & credit card I own is incompatible with it & has to be routed through AmEx's Serve card, which doesn't give me the opportunity to choose my method of payment/funding on the fly like I can with Google Wallet. If they would fix that, I'd have no problem using them.
LaRosa217 said:
Softcard is nice & works fine, other than the fact that every banking & credit card I own is incompatible with it & has to be routed through AmEx's Serve card, which doesn't give me the opportunity to choose my method of payment/funding on the fly like I can with Google Wallet. If they would fix that, I'd have no problem using them.
Click to expand...
Click to collapse
Financial institutions taking electronic payments seriously is kind of "chicken and egg." Do they invest tons of money in infrastructure hoping that "if they build it they will come" or, instead of being an early adopter, choose to be a "strong follower" once those that went first do the heavy lifting and prove the opportunity? Apple's embracing of electronic payments and NFC has changed the game. You'll see merchants and financial institutions falling all over themselves now to get on the electronic payment bandwagon. We, NFC-equipped Android users, will see the benefit even though Google Wallet itself may not.
I know the tap and pay is working on my son's S5. Still hoping for it on the note 4. My other soon has it on his htc also. So I know it isn't dead working on 2 newer phones after the note 3.
@barry that's what I like about it you have a choice to use pretty much ANY card or bank where softcard your extremely limited.
Sent from my SM-N900V using Tapatalk
delcopa said:
I know the tap and pay is working on my son's S5. Still hoping for it on the note 4. My other soon has it on his htc also. So I know it isn't dead working on 2 newer phones after the note 3.
@barry that's what I like about it you have a choice to use pretty much ANY card or bank where softcard your extremely limited.
Click to expand...
Click to collapse
When I said "dead" I was referring to its future not its current state. Strategically, the financial industry has better options (for them) that don't require feeding customer data back to Google. All Google's initiatives tie back to supporting their advertising driven revenue model. With their customer data collection objective stone walled what reason do they have to get in to electronic payments? The establishment's embracing of Apple Pay comes from their non-intrusive and non-competitive model and that anything they pay in transaction fees to Apple is offset by a reduction in fraud pay-outs. Why do you think Apple Pay's been so well received (B2B) and Google was stone walled? Outside of Isis/Softcard which is blessed by the financial industry because it's non-disruptive, the only other payment initiative with any heft going on is CurrentC ( http://www.nfcworld.com/2014/09/03/...-payments-venture-mcx-unveils-currentc-brand/ ). It's merchant-driven ($3 trillion in revenue generated by its sponsors) with their goal being to blow-up the financial payment status-quo to lower their fees.
So who's going to succeed?
Apple's "God" and has made nice with the financial industry, doesn't hurt merchants, reduces fraud, and delivers a high-value demographic in massive quantities (10M Apple Pay capable devices were sold in three days).
Softcard which is financial industry friendly, open to any credit card issuer to join, and is sponsored by the wireless carriers which control end-user access.
CurrentC which is merchant driven and who, at the end of the day, are more important to credit card issuers than credit card issuers are to them.
Google Wallet which was launched to gather even more relevant customer behavioral data to sell to advertisers and was never embraced by either the financial industry, the wireless carriers, or merchants.
PayPal's mobile strategy seems a mess. I downloaded their app on my phone and Gear and still couldn't figure out how or why I'd want to use it.
Samsung Wallet is the biggest cluster of a piece of s/w I've ever seen. Its been updated a half-dozen times and its UI/UX is still a mess and unless there was a huge incentive I can't imagine using it for anything. I see it going the way of Samsung Music, Video, and Books eventually.
So it's a three horse race in the U.S. - Apple Pay, Softcard, and CurrentC. None will be exclusive and will probably come to co-exist just as Visa, Mastercard, Amex, and Discover co-exist as card issuers. At the end of the day no one will intentionally stand in the way of a customer sale and none of this is important enough to make a customer use or avoid a specific merchant based on their specific acceptance or rejection of one form of electronic payment or another. The next few years should be fun; especially when every payment terminal in the U.S. is being replaced to support chip-and-pen and will probably all be NFC equipped to be future proof. That'll particularly help Softcard which can rapidly build up an audience which, along with Apple's validation of NFC, should attract card issuers and financial institutions that may have been on the fence. It all comes down to who own/controls the audience and infrastructure. Google and Samsung own neither. PayPal has some infrastructure but its non-parallel.
I would never rule anyone out in the tech field. Things change too quickly just ask blackberry they were the only thing business used. Then MS and apple cane into play for phones. When Google did they were the so called ugly step child. Now blackberry and MS are hurting majorly in the phone business and now there are more android phones worldwide then anyone.
But still doesn't mean anything cause the next great idea could come from an unknown company tomorrow.
I also seem to remember the note when it came out. They also all said it's too big, it's ugly, no one would want it. Even apple busted on it and now, who has the last laugh cause everyone is making the phones bigger just like the note.
I didn't want a debate or opinions cause guess what everyone has one. My only question was WILL TAP AND PLAY WORK WITH THE NOTE 4. Which you still haven't answered. And would you please not high jack my thread unless you can actually answer the question which is why this thread was created.
I can create another thread for a debate on electronic wallets of you would like.
Sent from my SM-N900V using Tapatalk
Just used google wallet tap and pay on my new Att note4 at grocery store.
I have used tap and pay twice, both times it was very quick.
Just open Google Wallet, input your pin, and touch to the NFC, should work fine.
I used it at a Whataburger and a Walgreens.
This was the official link to purchase the developer edition, gone??
http://www.samsung.com/us/mobile/cell-phones/SM-N910VMKEVZW
Yeah it has been down for about a week or so. Looks like the end for them new from Samsung. Shame because I checked the stock on them the day before it was pulled and they still had over 80 of them.
Note Edge DevEd is gone too.
Sent from my SM-N910V using Tapatalk
Just when I finally decide to buy the developer edition it disappears from their site. It's getting harder and harder to find newer devices on Verizon that can be rooted and has external storage/removable battery.
Are they going to offer a Note 5 DE?
Get a unlocked phone off of tmobile and you can have removable back battery and sd card and you can put a verizon chip and root.
Sent from my SM-N910V using XDA Free mobile app
Confirmed by Samsung - no more developer note 4's for sale. off the website about a week ago.
good news though. there will be Galaxy S6 Developer Editions, this year, and there will be a Note 5 developer edition (next year)
rob
anticloud said:
Confirmed by Samsung - no more developer note 4's for sale. off the website about a week ago.
good news though. there will be Galaxy S6 Developer Editions, this year, and there will be a Note 5 developer edition (next year)
rob
Click to expand...
Click to collapse
Unfortunately, a non replaceable battery is a deal breaker for me.[emoji20]
Extra Virgin said:
Unfortunately, a non replaceable battery is a deal breaker for me.[emoji20]
Click to expand...
Click to collapse
I was thinking the same thing. Especially if they go with an even smaller battery then what the N4 has, like rumors state.
I haven't been using the spare battery for mine. Just to see if it would be a total inconvenience or not. Hasn't really been at all. Though they never decide to die until it is a major inconvenience haha.
Well, I have to get my Note 4 reflashed back to developer. It's being sent to texas on tuesday. I wasn't thinking, and duked my device with the latest update from Samsung / Verizon. not a good idea, stuck in retail land. I am also planning to get a new screen put in as the one I have has some severe burn-in.
btw - if you are near contract's end, consider this (I am). Don't opt to renew your plan for a new two year agreement just to get a new phone. Verizon, if your plan is expired, will drop your rate 24.99 to keep you. either keep your existing phone, or, pay full retail for your next one.
I know, if you buy a Note 5 (or S6) and want gob loads of memory you pay big bucks. You could also purchase a S5 Developer off of Samsung's site for 599.00 and get the luxury of a new phone plus developer, plus removable battery, plus additional storage.
just a few thoughts your way.
There's this too. Verizon Will Drop Phone Contracts, End Discounted Phones
Yup. No more contracts or contract pricing as of this coming Tuesday. Only options for phone purchase from VZW will be EDGE or full price. If you want a subsidized phone price point, get to the store tomorrow (although it doesn't seem like ANYONE wants more contract... lol)
And, the retail note 4, discontinued...
Sadly the development has never been great for the DE. Lack of root for the retail version has killed an otherwise amazing phone for tinkerers and Nandroiders.
If I am wrong let me know and I'll try to get one used... but until then I stick with my extremely versatile note 2!
Note 5 is a no go for 2 simple reasons: SD and fixed battery.
Samsung Will Feel It.
Telemachus said:
Sadly the development has never been great for the DE. Lack of root for the retail version has killed an otherwise amazing phone for tinkerers and Nandroiders.
If I am wrong let me know and I'll try to get one used... but until then I stick with my extremely versatile note 2!
Note 5 is a no go for 2 simple reasons: SD and fixed battery.
Click to expand...
Click to collapse
Yup, Note 5 looks great, but from a distance...
And that's why I picked up a 2nd Note 4, found one, at a Best Buy, who states their inventories are depleting and they are discontinued in their systems. So, as soon as they are all sold out, no more. I had to run to a store far away from my home to get a new one. Yup, it's retail, but of course has the two main features people want. And I'm holding on to it for right now, not sure what I'll do with it.
Samsung most definitely does not have em, and whatever Verizon has they REFUSE to sell one at full price walking out of the store with them - poop-heads
================================================================================================================
But Samsung will feel it, for sure - Hmmm, apple-wanna-bees, maybe we'll call them "Sample", yup, we tried it, doesn't taste so good anymore...
================================================================================================================
On a final note, and what might be regarded by most of you as a "Good luck with that.." attempt - this, is the reason I am named "Anti-Cloud"
I would like to start a petition, in which we, the users of phones, regain 100% control if it's use, who has access to it, what's on it, and with full administrative access rights. I would like that to see the petition be forged into a bill and work it's way up to Washington and become law: it basically puts the business of communication devices on a simple one-to-one basis, a simple business model - which in the end, if a person pays for phone service to make calls, send texts, run apps, browse web etc, that the business relationship is solely between "you" and the carrier - meaning you pay for the service and the carrier can only conduct business scoped to making phone calls sending receiving data / text - no collection of whereabouts, providing location services (which is BS anyway), nor using the phone by any means to sell more services - a simple contract more or less, that all other business conducted, whether the user knows about it or not, is prohibited by law - the phone is a phone, it is not a platform for a carrier / 3rd parties to conduct further business (or the government for that matter).
History / Background - A purchased computer, by any of us, is for the most part, an honest transaction - meaning once we purchase that computer, which may have an operating system / software on it, it is free to do with what we want. We, the user, can decide to employ administrative access to that PC, even go as far as completely remove an operating system. Note, not sure about apple, but with Microsoft, although a bit harder to do with Windows 8/10 etc, the user can still remove virtually anything they don't want in that operating system let alone they can fully preserve administrative access even in the midst of an update of operating system / software...
Phones, are not that way today. The phone's calling / data / text service is a basic service, yet there are many hands / fingers / services nested with a phone as it leaves the confines of the carrier, with the intent to solicit, collect, and control the business conducted of (on) that device - I want an end to it.
You realize that when you walk out of a carrier with your new phone it is not just a phone you can make calls with, send texts, browse the web - using Samsung / Verizon as a base example: It has Verizon, Samsung, Google, and the Government's fingers into it. The device is a platform to do "further" business with, on top of which we, the user, do not have full administrative rights to.
1. I seek to defund the business models (fingers), i.e. amputate - 3rd parties abilities to do ANY business (collect data, or sell) on devices that does not have to do with making phone calls, sending texts, using data (sending / receiving data between the carrier's towers and the device - the raw service, what you pay for)
2. Give the user FULL unadulterated administrative rights to the device with ability to remove ANY / ALL components / software / drivers - and that no non-essential-software shall be "baked-in" to the point that if removed the device becomes in-operable - i.e. NFL football, google maps. The device's ability to make calls, send texts, consume data must be independent of ALL other applications. Essentially, there would be no need for rooting / jail breaking as the phone's will come that way.
3. Location services can be disabled / removed and are completely free / untethered from the hardware GPS and or the phone's ability to operate - a consumer can, at will, have the ability to remove ALL location features even up to the point of removing drivers which employ the hardware GPS - if they so choose. And, a carrier / 3rd party cannot make the claim of greater accuracy (as that is a lie, complete lie) - using the hardware GPS is by far the most accurate and ALL software models at a minimum should be required to have the ability employ the hardware GPS only with no transmission of location datum to a 3rd party / carrier without the expressed consent of the user / knowledge there of.
4. Device manufactures and carriers MUST give the user a complete freedom from cloud service and or provide an equal means of storing / transmitting user's private data without the intervention / knowledge of a 3rd party provider / carrier - the user must have the choice as to whether to use the cloud or not. No carrier / manufacturer can put a device in service which forces the consumer to use cloud services. and the carrier / 3rd party provider MUST allow the user to move data off / on to the device in a sealed vacuum of privacy.
5. Operating System Providers MUST provide an operating system in which the user can have FULL administrative access to do all the above while maintaining a secure model - meaning carriers / manufactures cannot debilitate a secure service or claim the device is insecure if administrative access is gained by the local user. Secure models must be independent of administrative access - just like a PC!! It is an excuse, 100%, if a provider / carrier insists that security has been compromised if administrative access is gained.
This is a start -
Now, having said that. in a reasonable fashion, a carrier / 3rd party should have the ability to deem a device secure (or not) by virtue of a minimum set of requirements that deem the device safe to transact financial / secure private business - i.e. the user could remove components that defund a device's security model making it vulnerable for attack etc. carriers and 3rd party providers in order to maintain a secure model should be allowed to prevent an application / certain services from transacting if the device is not compliant. We see this in an application like Soft-Card etc. although I contend that a user gaining root access does not constitute a breach in security - if it does, it is because the operating system (or software) is weak - see #5, and providers must ensure that they can achieve a secure platform with administrative access.
any takers?
Ummmm...
Good luck with that!
lexbian said:
Yup. No more contracts or contract pricing as of this coming Tuesday. Only options for phone purchase from VZW will be EDGE or full price. If you want a subsidized phone price point, get to the store tomorrow (although it doesn't seem like ANYONE wants more contract... lol)
Click to expand...
Click to collapse
Just to clarify, from what I've been reading if you are on a VZW legacy plan with a 2 year contract you can stick with it and get contract upgrades like normal going forward. I have not seen anything official from VZW on this, but that's the word on the street and I really hope it proves to be true. I still have unlimited data on 4 of my 5 family plan lines and if they steal the contract upgrade subsidies from me I'll be f*#king pissed since it's a value of around $20/month per line.
On a side note I'm looking for a DE Note 4. If anyone has any leads let me know. Those things are like leprechauns these days.
If someone here with a DE wants to move to a different phone I have a contract upgrade available with Verizon so I can trade you any new phone for a DE Note 4.
vmod32 said:
Just to clarify, from what I've been reading if you are on a VZW legacy plan with a 2 year contract you can stick with it and get contract upgrades like normal going forward. I have not seen anything official from VZW on this, but that's the word on the street and I really hope it proves to be true. I still have unlimited data on 4 of my 5 family plan lines and if they steal the contract upgrade subsidies from me I'll be f*#king pissed since it's a value of around $20/month per line.
On a side note I'm looking for a DE Note 4. If anyone has any leads let me know. Those things are like leprechauns these days.
If someone here with a DE wants to move to a different phone I have a contract upgrade available with Verizon so I can trade you any new phone for a DE Note 4.
Click to expand...
Click to collapse
@vmod32 I sent you a PM.
madchainsawer said:
Get a unlocked phone off of tmobile and you can have removable back battery and sd card and you can put a verizon chip and root.
Sent from my SM-N910V using XDA Free mobile app
Click to expand...
Click to collapse
Not to repeat what you just said but are you saying that if I get an unlocked phone designed for T-Mobile that I can run it on the Verizon network as long as I put the Verizon sim card in? That would be awesome as I want to buy a note 4 developer edition but can't find one.
burbank said:
Not to repeat what you just said but are you saying that if I get an unlocked phone designed for T-Mobile that I can run it on the Verizon network as long as I put the Verizon sim card in? That would be awesome as I want to buy a note 4 developer edition but can't find one.
Click to expand...
Click to collapse
No - this doesn't work as Verizon has to white list the device for it to work on their network.
So is it just sadistic that this page is still up?
http://www.samsung.com/us/support/owners/product/ET-N910VMKEVZW
Wondering if you guys care about android pay. Its just as easy for me to swipe my card as it is to swipe my phone I don't care about this feature and it scares me to be honest what are your opinions ?
Unlikely I will be using it. I haven't seen many places around here that even accept tap to pay, so it's unlikely android pay will be supported
I won't use it.
Why?
Because Google refuse to release it outside of the states (basically)
5+yrs & we still ain't even got the Google Wallet App, never mind Android Pay.
Yeah I haven't seen anywhere to use to use it
I'll be using it.
I really could care less about Android pay.
I've used wallet in the past, nice but unnecessary. My cards all have tap and pay so there's no difference in pulling out a card vs my phone. In fact it's faster to just pull out the card. I could see in the future making credit cards obsolete or unnecessary to carry but at this point it's not fast enough and I don't care enough to change.
domyou have access to it? and why so?
I will never use it thanks to my stratos card.
Cash all the way.
Electronic systems just profile you (yes tinfoil crazy, but why not avoid it) and most importantly they are not reliable.
I use it all of the time already. Love it!
Not unless they ever allow it on rooted/modded phones. Used to use Google wallet all the time until pay forced update to continue to work, but then it doesn't. Much rather have root. Google can miss out on the extra data mining from me then.
I love it and will use it. right now there is still more places that don't accept it then do. but once everywhere eventually accepts it... I plan on basically replacing my wallet. lol. I agree its annoying that it doesn't work with root.. but with a nexus phone being so bloat free and such a clean experience I'm hoping ill be able to survive without rooting. we'll see how long that lasts.
Why be scared? The biggest reason to use it is not convenience, but security. Stores never get your credit card info when you use Android Pay. All these data breaches stores have had where credit card info is stolen... you are immune to that if you pay with Android Pay. That is why I will be using it.
This was my main reason to use it. Luckily chip and pin will be required by the end of the year here in the states, so that stolen card info is less useful.
My first exposure to NFC payment was in Dec 2011 with the Galaxy Nexus and I've used NFC alot over the years. Funny thing is, in downtown Chicago, there are fewer places that accept NFC payments now (i.e. CVS Apple Pay incident) than there were in Dec 2011. So for me, without places to use it and without it gaining more traction in the area I live, I won't be using it.
Yes, it is going to get me the chicks since they will think I'm from the future.
Will this work in Canada?
They should have gone with MST like Sammy.
Won't be using it as I have yet to see a store in this area that has it. Rural area and don't even see apple pay or anything like that around here
I use it wherever I can, but there are very few places that have nfc. I actually prefer using it versus my cards.
Hey everyone. I just wanted to spread the word that credit card-specific tap and pay apps might be more easily fooled than Android Pay when it comes to using it on a rooted device. I just set up CapitalOne Wallet. Originally it detected my rooted device and refused to work, but after installing and enabling RootCloak (xposed module), the setup process went smoothly. I haven't tried buying anything yet, so I'll update this when I have more to report, but it's definitely something to be aware of.
UPDATE: I tried to pay for something at a Wegman's. The app detected that there was an NFC pay station there, but it was not able to communicate with it. I'll try more later.
UPDATE2: I realized that the reason why Wegman's didn't work was because I had disabled my phone PIN lock. I turned it back on and successfully bought something from a vending machine. It works! Wooo! Now to go back to never, ever using it.
UPDATE3: I factory reset my phone, and the app will no longer allow me to add the card, even with rootcloak. Without rootcloak, I get a "no rooted devices allowed" message. With rootcloak, I get a "some unknown error happened, please try again" message that I've gotten consistently over several days. Maybe someone from CapitalOne is reading this thread.
UPDATE4: I got a strange email today informing me that my card was disabled for mobile payments at my request. I made no such request. However, I went in to the Wallet app, reenabled it for mobile payments with rootcloak on, and it worked perfectly. So....maybe rootcloak does still work and there was just some sort of issue on their end? Either that, or some hacker really doesn't want me using mobile payments. We'll see whether or not it actually works when I try to buy something.
SwipeYours is a good HCE but you need to know your card dump
Might pickup a capital one card because of this. Chase pay is inbound I heard too. Any other cc tnp apps out now?
rayjr13 said:
Might pickup a capital one card because of this. Chase pay is inbound I heard too. Any other cc tnp apps out now?
Click to expand...
Click to collapse
I'm not sure. I just checked to see if Discover had one, and it doesn't look like they do.
ha no. Discover pay would be a stretch for fathomable. Finally used Apple Android Pay on Turbo 2 though. Much cleaner interface but seriously wish there was a solution for unlocked users smh.
---------- Post added at 09:04 PM ---------- Previous post was at 08:59 PM ----------
Side note I kinda think the goal may be to get another device probably a wearable that is not rooted or bootloader unlocked and use android pay with that is that a possibility or are all wearables companion to the point that they require a phone to function for android pay? I assume the coming cellular wearables would be able to function autonomously.
Has anyone tried Tapp? Its a simple demo app built on the SimplyTapp service, which seems to be a shared back-end w\ SDK, for developers looking to write HCE functionality into their own apps (e.g., a retail chain that wants to add NFC functionality into their loyalty card app; e.g., make it easy for the Starbucks app to use NFC instead of scanning a barcode).
Using the "SwipeYours" profile you can add in any card data, assuming you have access to a mag stripe reader to read your VISA card magstripe data.
https://play.google.com/store/apps/details?id=com.tapp
EDIT: I see now this is the same as the "SwipeYours" suggested by @liquidburns, which is also available as a bare-bones technical demo (e.g., without a fancy GUI, PIN lock on the app, cloud backup, etc):
http://blog.simplytapp.com/2014/01/host-card-emulation-series-swipeyours.html
Unfortunately, it would seem everything relying on a mag-stripe dump is going to be short lived, as most POS terminals that support NFC also support EMV chip, and thus will not accept the mag-stripe data from a card that also has an EMV chip.
rayjr13 said:
ha no. Discover pay would be a stretch for fathomable. Finally used Apple Pay on Turbo 2 though. Much cleaner interface but seriously wish there was a solution for unlocked users smh.
---------- Post added at 09:04 PM ---------- Previous post was at 08:59 PM ----------
Side note I kinda think the goal may be to get another device probably a wearable that is not rooted or bootloader unlocked and use android pay with that is that a possibility or are all wearables companion to the point that they require a phone to function for android pay? I assume the coming cellular wearables would be able to function autonomously.
Click to expand...
Click to collapse
Wait, you can use apple pay on an android device? Is that a hack, or does apple let you?
Also, I'm not aware of any wearables that have NFC, so that wouldn't work in any of them that exist today. Also, all wearables (apple and android) are designed to be paired with a phone, and have extremely limited functionality without one.
DA6030 said:
Has anyone tried Tapp? Its a simple demo app built on the SimplyTapp service, which seems to be a shared back-end w\ SDK, for developers looking to write HCE functionality into their own apps (e.g., a retail chain that wants to add NFC functionality into their loyalty card app; e.g., make it easy for the Starbucks app to use NFC instead of scanning a barcode).
Using the "SwipeYours" profile you can add in any card data, assuming you have access to a mag stripe reader to read your VISA card magstripe data.
https://play.google.com/store/apps/details?id=com.tapp
EDIT: I see now this is the same as the "SwipeYours" suggested by @liquidburns, which is also available as a bare-bones technical demo (e.g., without a fancy GUI, PIN lock on the app, cloud backup, etc):
http://blog.simplytapp.com/2014/01/host-card-emulation-series-swipeyours.html
Unfortunately, it would seem everything relying on a mag-stripe dump is going to be short lived, as most POS terminals that support NFC also support EMV chip, and thus will not accept the mag-stripe data from a card that also has an EMV chip.
Click to expand...
Click to collapse
True, but I suspect that we have a while in the States before magnetic stripes become obsolete. Most places I shop at don't even have the chip readers (or they do, but the chip functionality isn't enabled yet) even though I think they technically have to by law at this point.
TheSt33v said:
Wait, you can use apple pay on an android device? Is that a hack, or does apple let you?
Also, I'm not aware of any wearables that have NFC, so that wouldn't work in any of them that exist today. Also, all wearables (apple and android) are designed to be paired with a phone, and have extremely limited functionality without one.
Click to expand...
Click to collapse
Sorry that was a slip meant to say Android Pay. Never had that problem when it was Google Wallet. So much for successful brand marketing, Google.
Also I was referring to the line of devices like the pending LG Urbane LTE that are presented as autonomous with their cellular connections. Wonder how independent they will be. Why have LTE if you are pairing to another device still anyway? Just silly and more expensive on the data.
TheSt33v said:
True, but I suspect that we have a while in the States before magnetic stripes become obsolete. Most places I shop at don't even have the chip readers (or they do, but the chip functionality isn't enabled yet) even though I think they technically have to by law at this point.
Click to expand...
Click to collapse
Totally true, but my point is that any merchants that are upgrading their payment terminals in 2015+ to support NFC, are almost certainly getting chip readers in the same upgrade. And, at least theoretically, these "pay by NFC without Android Pay" hacks only work on terminals that HAVE NFC and DO NOT HAVE chip readers, which is a rare combination I've only seen at the handful of big chains that were original Google Wallet launch partners (e.g., Jamba Juice, McDonalds). Everywhere else that I've seen NFC (e.g., Trader Joes, small businesses with Poynt devices) also has chip readers, and all new installations will likely have both.
rayjr13 said:
Sorry that was a slip meant to say Android Pay. Never had that problem when it was Google Wallet. So much for successful brand marketing, Google.
Also I was referring to the line of devices like the pending LG Urbane LTE that are presented as autonomous with their cellular connections. Wonder how independent they will be. Why have LTE if you are pairing to another device still anyway? Just silly and more expensive on the data.
Click to expand...
Click to collapse
Hmm. I didn't know that was a thing, or why someone would want such a thing.
Walmart pay lol?
DA6030 said:
Unfortunately, it would seem everything relying on a mag-stripe dump is going to be short lived, as most POS terminals that support NFC also support EMV chip, and thus will not accept the mag-stripe data from a card that also has an EMV chip.
Click to expand...
Click to collapse
Update: So far, I've tried this at a couple merchants that have terminals with both EMV and NFC active (and are soft-rejecting swipes when a chip is available), and it works great with both my Chase VISA cards. According to SwipeYours developer, the rejection I feared (for using the wrong card transmission type) would be enforced by the card issuer, not the merchant, so YMMV with other banks.
Getting set up was easy, using this card reader ($12 w\ free Amazon prime shipping): http://www.amazon.com/gp/product/B00D3D3L8Y
I chose to plug the card reader directly into my phone with a USB OTG cable, it was recognized as an external keyboard, and 60 seconds later I confirmed everything worked on my office vending machine.
Liability shift
Technically its still up to banks to recognize fraudulent activity regardless of how you use your card. The bank can't blame you for not recognizing a well made and executed skimming device, which presents a higher chance of getting your personal information captured than using hce in my opinion. You have a higher chance of losing your credit card information through a fake marketing scam or the waitress at a diner than HCE.
TheSt33v said:
True, but I suspect that we have a while in the States before magnetic stripes become obsolete. Most places I shop at don't even have the chip readers (or they do, but the chip functionality isn't enabled yet) even though I think they technically have to by law at this point.
Click to expand...
Click to collapse
I work in payment technology and I can shed a little light on this topic. There is no law requiring merchants to accept chip cards. There is legislation requiring card issuing banks to issue all new cards with chips and there is a liability shift for all merchants who continue accepting payment without adopting the chip technology meaning that merchants now run a higher risk of the bank withholding(retracting) payment due to chargeback because the banks no longer carry the liability for fraud protection in the case of a merchant who is not taking chip payment.
I am a salesperson so the technology side of my industry is only known from what I have gathered along the way.
That said, AFIK NFC payments do not involve chip data at this time and I would assume they won't for the foreseeable future. Mag strip, chip, and soft pay are simply 3 different ways of encrypting the same set of data(card#, Exp, and cardholder data) for transfer. This gets a little above my level of understanding but my assumption is that soft pay uses a similar encryption method as the chips do and my best guess as to why AP is as aggressive as it is about system mods is not so much to protect your card data, but to prevent cloning from being achieved easily.
If I am right, then I assume that we will soon see MSD removed from merchant terminals as an accepted protocol by way of security patches (updated every day at merchant batch), effectively rendering SwipeYours and the like, useless.
This might be a good compliment to SwipeYours for as long as it continues to work: Rhombus - Play Store
Hey all,
Could anyone recommend a wearable payment system that works in Ireland without any workarounds like Permanent Proxy.
I spent some time researching options before and ended up buying a Ticwatch pro 3 which when i received it I found out WearOS's version of Gpay is not supported in Ireland but the android version is which makes no sense. I returned it pretty quickly after finding this out.
Is there any other Payment systems that can be used on wearOS in Ireland or is there any payment systems that support Ireland. e.g Alipay, Garminpay. Im trying to create a list of possible devices that will suit my needs and then choose one im going to buy.
All i want is a basic band/watch that will allow me to pay, Track basic sleep, Track steps and has at least a week of battery life. Anyone I can find either uses Gpay or another unsupported payment system. If anyone has any suggestions I would appreciate it.
I currently using a Redmi Note 7 if that makes any difference to the options.
Thank you.
Hi.
Garmin pay works here so there's a choice of devices that support that.
Not all Irish banks are supported yet, but Garmin does support Revolut which can be linked to your Irish bank account.
I have the Vivoactive Music 3 and my wife has the Vivoactive 4s.
Both have a battery life of about a week, and it's the first watch that has stopped me missing my pebble.
Sleep and step tracking are good. I'd expect if you turned off the heart rate monitor you'd get over a week on either, but I haven't found the need.
They've also got always on display and can run a 2FA authenticator app - which were my two can't live without features from my Pebble days!
niallb said:
Hi.
Garmin pay works here so there's a choice of devices that support that.
Not all Irish banks are supported yet, but Garmin does support Revolut which can be linked to your Irish bank account.
I have the Vivoactive Music 3 and my wife has the Vivoactive 4s.
Both have a battery life of about a week, and it's the first watch that has stopped me missing my pebble.
Sleep and step tracking are good. I'd expect if you turned off the heart rate monitor you'd get over a week on either, but I haven't found the need.
They've also got always on display and can run a 2FA authenticator app - which were my two can't live without features from my Pebble days!
Click to expand...
Click to collapse
Thanks for the response.
I went down the route of a NFC android phone for GPay after finding that its pretty much just garmin pay and apple pay that support ireland with wearables. Still cannot believe how far behind Wear OS is compare to Apples Iwatch OS. I suppose wear OS not being updated in years explains that.
I messed around with my brothers Vivoactive 4 and didnt like it. I couldnt control spotify on my phone with it like i could with the ticwatch.