t-mobile insurance worth it?
well, insurance on your phone is important, whether its Tmobile's insurance or your personal insurance, you should still insure it.
if i brick the phone will it be covered by their insurance?
depends on how you brick it, water damaged brick is normally covered, a software brick via modding is a toss up.
I was told that rooting nullifies the insurance by the rep when I was buying the phone. I don't know how accurate that is, it's just what I heard.
couple of things to think about..
tmobile uses insurion like the rest of the cell carriers do, at least all of them in the US.
Tmobile charges the highest deductible out of all carriers to get a replacement...
so can you replace your phone cheaper then the deductible? If you saved the $ per month depending on when your phone broke, got lost.. then yes its not worth it.
rsfaze said:
couple of things to think about..
tmobile uses insurion like the rest of the cell carriers do, at least all of them in the US.
Tmobile charges the highest deductible out of all carriers to get a replacement...
so can you replace your phone cheaper then the deductible? If you saved the $ per month depending on when your phone broke, got lost.. then yes its not worth it.
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how much is the deductible?
Root the phone, water damage, not covered nor is physical damage. Software issues or lost/stolen they will cover it.
Sent from my SGH-T959 using XDA App
For most smartphone the deductible its $50_100
Sent from my SGH-T959 using XDA App
having lost (one stolen) 2 phones in 3 - 3.5 years, to me it's worth it
The deductible is $130. You save $370 off of replacement cost.
Asurion insurance covers absolutely anything that could happen to the phone, including bricking it. That's why it is insurance and not a warranty.
I was told I would pay $90. I don't think any warranty or insurance is worth paying.
Sent from my Samsung Vibrant
The deductible is $90 which is good compared to other phones. They do cover lost/stolen/water damage. Not sure about a bricking by moding, but worse case is you throw it in water and claim it as water damage
dabezt1 said:
The deductible is $90 which is good compared to other phones. They do cover lost/stolen/water damage. Not sure about a bricking by moding, but worse case is you throw it in water and claim it as water damage
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no, its not. it is $130 like previously posted.
If you were told $90, you were told wrong. The deductible is $130.
Rooting voids warranty, insurance covers things that are above and beyond warranty. Ergo rooting and bricking is covered, though if bricking your phone is a risk, you probably should just avoid it until you know what you are doing,
A little of subject, I was also told they were packaging a car charger and headset with my purchase, but I had to pick it up when the shipment came in, but I could purchase the phone then come back.when I came back they claimed I had to purchase the crap... I did get there crappy app book for free ($20 value).
$130 sucks, I already didn't like it at $90...
Sent from my Samsung Vibrant
AndroidZ28 said:
If you were told $90, you were told wrong. The deductible is $130.
Rooting voids warranty, insurance covers things that are above and beyond warranty. Ergo rooting and bricking is covered, though if bricking your phone is a risk, you probably should just avoid it until you know what you are doing,
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is everyone slow?
if you root your phone and brick it, why would you own up to it? if you're paying for the warranty, run that ***** over with your car or drop it in your pool.... get your new phone for $130 and be more careful next time.
i was told my deductible on this is $70
is $5 more a month right? to get the insurance?
$5 or $5.99
Sent from my Samsung Vibrant
So I was trying to add the insurance to my line now since I could never add it with my Nexus. These are the options I was given. (Copy and pasted from the Online support chat)
~Fawn C: There are three options for coverage, You can have the $1.99 monthly service that gives you extra warranty coverage for manufacturing defects. This does not cover damage or a lost/stolen phone.
The second options is the $4.79 monthly service that covers damage plus if the phone is lost/stolen. There would be a deductible for any claims.
The third option is the $5.99 monthly service that covers warranty issues, damage, or if the phone is lost/stolen. With this bundle, there would also be a deductible for any claims not covered by the warranty.
Me: I'm not understanding the difference between the 4.79 and the 5.99. Can you explain it further?
~Fawn C: Yes, definitely.
~Fawn C: The $4.79 does not cover warranty defects. It only covers for lost/ stolen or damage.
What do you guys think is the best choice? Don't we have a one year warranty with HTC? Is it really worth extending the warranty for 5.99 a month? If I ever needed the phone serviced, couldn't it just be serviced/replaced under the accidental damage?
Do you like getting the runaround from Asurion time after time, jumping through their hoops, just to get a second-hand refurb phone that might or might not have its own defects? If so, go with any of those options.
I just went with the $1.99 option to protect myself from the hinge issue and faulty buttons on the keyboard down the line. My screen has just started to wiggle around alot on the hinges too after 1 week of use and it's nice to know ill be protected from that as well.
Securannty.com and and squaretrade.com both state the insurance starts after the manufacturer's warranty expires. That's the way I read it anyway. I'm afraid the warranty company might demand you send it back to Europe of wherever for repairs in the first year.
I'm asking if anyone in the U.S. has filed a warranty with either of these companies for their GNote and what the results were.
I'm using safeware as per the advice that I got in this thread:
http://forum.xda-developers.com/showthread.php?t=1426314
I have since gotten approval and the paperwork on this plan, and as I read it, coverage starts at the time of purchase of the plan.
Just a question: Does anyone know if the $80 Squaretrade warranty offered through Amazon (link: http://www.amazon.com/SquareTrade-Accident-Protection-Prepaid-300-399/dp/B008I668NG/ref=pd_sim_sbs_cps_2im_sbs_cps_2 covers the Nexus 4? It seems like it should, and it's vastly more affordable than the typical Squaretrade smartphone warranty....
shredder47 said:
Just a question: Does anyone know if the $80 Squaretrade warranty offered through Amazon covers the Nexus 4? It seems like it should, and it's vastly more affordable than the typical Squaretrade smartphone warranty....
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No, it won't. Amazon SquareTrade warranties are for Amazon purchases. I too asked this same question, and I emailed SquareTrade to find out what the difference was or if it mattered. However, when I did so, they provided me with a coupon code for "my first SquareTrade warranty" and made the end cost $95; not as good as $80, but still better than the listed $125!
I'm curious if you can get insurance for a one+2 Or if I bought one from a person if the warranty can be transfered ?