Related
I spoke with Asurion (T-Mobile's insurance affiliate) and the Nexus One is supported though them, it's $4.79/mo and proof can be found on their website:
http://www.phoneclaim.com/t-mobile-program
They weren't able to answer my question if I would get another N1, and I didn't have a lot of time but I'll inquire tomorrow about it further.
Everybody should still be within 14 days of the purchase and you can still add it to your T-Mobile plan (though keep in mind as CSRs we were originally told it couldn't be used on a nexus so you might have to convince the rep to add it, show them that link any rep can load that URL.)
I would consider skipping asurion and go with SQUARE TRADE warranty service.. flat fee and includes accidental dropping and water damage, reaosnable price.
I covered my HTC HERO this way... They claim to cover all smartphones... but coverage is limited to $400, so then again, not sure the total costs comparison over time. (I will say this: I had used Asurion for 2 differnt t-mobile phones, and surprisingly they were always easy to get replacement phones from; not at all what you normally expect from an insurance co when it's time for a payout.)
but just fyi:
http://www.squaretrade.com/pages/cellphone-landing3
noderat_tmobile said:
I spoke with Asurion (T-Mobile's insurance affiliate) and the Nexus One is supported though them, it's $4.79/mo and proof can be found on their website:
http://www.phoneclaim.com/t-mobile-program
They weren't able to answer my question if I would get another N1, and I didn't have a lot of time but I'll inquire tomorrow about it further.
Everybody should still be within 14 days of the purchase and you can still add it to your T-Mobile plan (though keep in mind as CSRs we were originally told it couldn't be used on a nexus so you might have to convince the rep to add it, show them that link any rep can load that URL.)
Click to expand...
Click to collapse
I spoke to a Tmo rep this past weekend who assured me the Nexus One can be added to an existing policy, but cannot be added (by Tmo) if you don't already have one. He said he spoke to Asurion personally, and spoke to his managers.
I just got off the phone with T-mobile and they were able to add insurance for my Nexus One for 5.99 and will replace it with another Nexus One for 130.
I got insurance
If you have a decent bank account in the UK, you get free mobile phone insurance. I insured mine with Lloyds bank today.
Change your insurance to the $4.79 option, the $5.99 includes T-Mobile's warranty program which is not covered (but it will cover any other T-Mobile phone you have used before!)
Just called T-Mobile and the CSR transferred my G1 insurance to the Nexus One (Cheaper by ~$1 a month).
What exactly does this warranty cover....
Glass break?
Theft?
Water damage?
quicksite said:
I would consider skipping asurion and go with SQUARE TRADE warranty service.. flat fee and includes accidental dropping and water damage, reaosnable price.
I covered my HTC HERO this way... They claim to cover all smartphones... but coverage is limited to $400, so then again, not sure the total costs comparison over time. (I will say this: I had used Asurion for 2 differnt t-mobile phones, and surprisingly they were always easy to get replacement phones from; not at all what you normally expect from an insurance co when it's time for a payout.)
but just fyi:
http://www.squaretrade.com/pages/cellphone-landing3
Click to expand...
Click to collapse
+1 on squaretrade, their warranty is much better, and they process claims really fast.
Squaretrade doesn't cover loss or theft. Asurion covers pretty much anything but acts of war as long as the nexus is the last device used on your sim card.
I just confirmed that my nexus one is covered by asuripn which is pretty sweet.
I called and got mine switched from the $5.99 plan to the $4.79 plan.
It was funny the rep on the phone mentioned the 14 day period to get the insurance then asked me when I got the phone to see if I could get the insurance.
Me: "It's only been out a week."
Her: *awkward silence*
I pay jus $30 a year with state farm in the u.s. to have mine insured
xManMythLegend said:
What exactly does this warranty cover....
Glass break?
Theft?
Water damage?
Click to expand...
Click to collapse
Yes, yes and yes. Asuiron is awesome. Squaretrade is a complete ripoff. Good luck if you lose your device. And between what you pay for the deductible ($50), the difference in price between what you get ($399 max) and the cost of the device ($530) and the cost of the warranty, you are better off not getting any coverage.
Remember, Asurion offers INSURANCE and Squretrade offers a WARRANTY. You have a 1-year warranty with HTC anyway. Asurion will cover it no matter what. They had a G1 in my hands in less than 48 hours. I put it a claim at 6PM on a Monday, they confirmed it on Tuesday and I had the phone Wednesday morning. There is a $130 deductible and $4.79/month but I must say that the first few days without insurance was nerve-racking. For less than $5/month I pretty much don't care what happens to my phone now. It is worth every penny.
Just an update to all of this.
Firstly, thanks very much to AndroidAppCritic for all the help!!!!
Secondly, i finally got my Nexus One. Went to my local T-Mo store this afternoon, told them what plan i wanted (Even More Plus 500) and after the entire store ooooohhh and aaaahhhhh over the Nexus, the sales girl asked if I wanted the $4.79 or $5.99mo coverage for the phone. I was shocked and told her what a fiasco it had been for users earlier in the week.
anyway, thanks again to everyone and off I go into "happy land"
I called Tmobile today.... had my handset insured in like 5 minutes total. There was really no confusion from the phone rep.
Thanks for everyones advise and input above!
usmc2k said:
I pay jus $30 a year with state farm in the u.s. to have mine insured
Click to expand...
Click to collapse
Does this cover theft & drop/break?
Just spoke with asurion and they told me it covers lost stolen or phyically damaged with a 130 deductible
Just called T-mobile to add the $4.79 coverage. Easy breezy.
does getting insurance make sense?
and if so, verizons $8/month-$89 deductible, or square trades $6/month-$50 deductible?
on paper it looks like no reason not to go square trade, but if there are caveats any of you know about, please let me know.
Thanks.
k.electron said:
does getting insurance make sense?
and if so, verizons $8/month-$89 deductible, or square trades $6/month-$50 deductible?
on paper it looks like no reason not to go square trade, but if there are caveats any of you know about, please let me know.
Thanks.
Click to expand...
Click to collapse
Go for it... I wound up using it twice in a month and they sent me a brand new phone both times with NO hassle at all.
Of course they canceled me after the second replacement (per the agreement - 2 replacements a year).
bishop,
Is that two replacements per year per phone or per account?
We have three phones on our account.
you can use 'lovemom' coupon code
Code:
Mother's Day Sale! -$28.80
bishop0114 said:
Go for it... I wound up using it twice in a month and they sent me a brand new phone both times with NO hassle at all.
Of course they canceled me after the second replacement (per the agreement - 2 replacements a year).
Click to expand...
Click to collapse
so 4 replacements over the course of the warranty not exceeding 2 every year.
sounds like a good deal.
what is the 30 day exclusion thing that i read on the squaretrade faq page
"Exclusions: There is a 30-day exclusion window after you first purchase your item."
what does that mean?
opcode1300 said:
you can use 'lovemom' coupon code
Code:
Mother's Day Sale! -$28.80
Click to expand...
Click to collapse
nice thanks, i also found another one
THIRTY30 for 30% or 30 whichever is lower.
The 30 day exclusion means you can not submit a claim until 30 days after you purchase the warranty. I bought a titan on eBay and got the square trade warranty. Within a month the keyboard starting getting flaky, and then quit working altogether. I just used another phone until the 31st day.
It looks like square trade makes you pay the entire 2 year fee upfront. Is that correct? I notice on the iPhone plan, you can pay monthly.
I have never purchased the insurance for my cell phones, and never had occasion to wish I had. With the money I've saved on three lines through the years I could buy two Incredibles at retail.
Ed Zachary said:
bishop,
Is that two replacements per year per phone or per account?
We have three phones on our account.
Click to expand...
Click to collapse
I have to assume it is per phone. I had the TP2 replaced twice. I just ordered the Incredible and they started my insurance again.
spotmark said:
I have never purchased the insurance for my cell phones, and never had occasion to wish I had. With the money I've saved on three lines through the years I could buy two Incredibles at retail.
Click to expand...
Click to collapse
yes ive never destroyed a phone either, so all the insurance i saved in the past is good. but insurance protects against future unforeseens and not what did not happen in the past. that is why we have car insurance, even though most people dont have accidents, and health insurance.
bishop0114 said:
I have to assume it is per phone. I had the TP2 replaced twice. I just ordered the Incredible and they started my insurance again.
Click to expand...
Click to collapse
I had a similar scenario with my secondary line and VZW re-instated my insurance when I bought a new phone then dropped me a month later. They refunded me but stated that Asurion would not accept my policy due to the fact that I had to be "dropped" for 12mo.
I just read the fine print. I'm sticking with VZW's insurance because they cover loss. Square Trade says "Please note that SquareTrade does not cover loss" which doesn't work for me. I've lost a phone fishing, I've had a phone stolen, and I dropped a phone in a sewer once. I need phone replacement after losing it
hexto said:
I just read the fine print. I'm sticking with VZW's insurance because they cover loss. Square Trade says "Please note that SquareTrade does not cover loss" which doesn't work for me. I've lost a phone fishing, I've had a phone stolen, and I dropped a phone in a sewer once. I need phone replacement after losing it
Click to expand...
Click to collapse
that is a good use case for verizon. here is the breakdown now that i understand it fully
Verizon(Asurion)
Cost: $192 for 2 years (pro-rated every month)
Cancellation: whenever
Deductible: $89
Coverage: Defect, Damage and total loss.
Exclusions: Nothing really.
vs.
SquareTrade
Cost: $144 for 2 years (-$40 with 'lovemom' code) pay upfront
Cancellation: whenever with remaining charge refunded.
Deductible: $50
Coverage: Defect and Damage
Exclusions: first 30 days.
If you want to save a lot of money, will not destroy it in the first 30 days (wait until after to submit a claim), and are not going to lose it, then SquareTrade wins hands down.
Mostly people who are afraid of losing their phone need Asurion.
Thanks for the breakdown, saved me having to read through Squaretrade's policy. I just picked up two DI's, and one is for my wife, who can lose anything. Looks like ST is out.
i just add my phone as a rider on my renter's insurance...
i have a lot of things itemized already, and it's a $0 deductible, and probably bumps my premium (for a $530 phone) by about $5/year...
Had good result with Asurion
I had to replace my i910 some how it stopped working. (another story)
Walked out with a Omnia O2
I may save a few bucks with Square Trade but VZW and Asurion stepped up to the plate. Insurance is protection against unplanned catastrophic loss. (I'm a Flashaholic)
How much is peace of mind worth ???
Go for the Asurion....
PS Incredible in my future !!!!
I still think 90 bucks is steep for a deductable, not to mention that is in addition to the 8 bucks/month, 96/year... I'd rather pay an extra 70 bucks to reduce the 2 year to 1 year contract renewal, and take my chances that for 10 months the phone will be OK. Then have the option to keep going or upgrade to something new. Not to mention, you are already covered under warranty for 1 year so essentially all your paying for is accidental damage/loss (which i agree is a lot but so is the deductable and monthly charge)
kdkinc said:
I had to replace my i910 some how it stopped working. (another story)
Walked out with a Omnia O2
I may save a few bucks with Square Trade but VZW and Asurion stepped up to the plate. Insurance is protection against unplanned catastrophic loss. (I'm a Flashaholic)
How much is peace of mind worth ???
Go for the Asurion....
PS Incredible in my future !!!!
Click to expand...
Click to collapse
kdkinc said:
I had to replace my i910 some how it stopped working. (another story)
Walked out with a Omnia O2
I may save a few bucks with Square Trade but VZW and Asurion stepped up to the plate. Insurance is protection against unplanned catastrophic loss. (I'm a Flashaholic)
How much is peace of mind worth ???
Go for the Asurion....
PS Incredible in my future !!!!
Click to expand...
Click to collapse
by flashaholic I suppose u mean u constantly flash the rom, which can brick your phone. that is not explicitly but covered with square trade if u dont tell them u willingly bricked the phone. ST simply doesnt cover losing the phone, like for example ejecting it into space with terminal velocity, or theft. if ur phone bricks, just send it in and receive a brand new one.
unless u lose your phone for good, or are stolen, ST ftw. read good reviews about them too, i dont feel like paying asurion so much more just to cover a corner case of theft.
I use the insurance that comes with the phone. Company pays for it. Paying full pop because a phone is lost/broken or stolen is not fun.
Can someone explain the difference between Sprint's ERP, ESRP, and TEP?
I called and asked Sprint, but I think we both got confused. From what I gather:
ERP (Equipment Replacement Program) - $4.00/mnth covers pretty much everything with a 100.00 deductible on smartphones.
ESRP (Equipment Service Replacement Program) - $4.00/mnth covers basically what ERP does?
TEP (Total Equipment Protection) - $7.00/mnth covers ERP and ESRP
What do you recommend? I'm leaning towards ERP (4.00), we currently don't have insurance on our iphones (att doesn't provide it), but would like it. Just don't want to spend 7.00 each line for no good reason.
Also there is Squaretrade for $144.00 for 2 years or $6.00mnth (probably less with coupons).
jeffla said:
Can someone explain the difference between Sprint's ERP, ESRP, and TEP?
I called and asked Sprint, but I think we both got confused. From what I gather:
ERP (Equipment Replacement Program) - $4.00/mnth covers pretty much everything with a 100.00 deductible on smartphones.
ESRP (Equipment Service Replacement Program) - $4.00/mnth covers basically what ERP does?
TEP (Total Equipment Protection) - $7.00/mnth covers ERP and ESRP
What do you recommend? I'm leaning towards ERP (4.00), we currently don't have insurance on our iphones (att doesn't provide it), but would like it. Just don't want to spend 7.00 each line for no good reason.
Click to expand...
Click to collapse
Get it belive me you will need it when you loose your phone belive meee
daniel0260 said:
Get it belive me you will need it when you loose your phone belive meee
Click to expand...
Click to collapse
I pay $7 a month for TEP and I love it, peace of mind, especially with a pricey device like the evo
mrono said:
I pay $7 a month for TEP and I love it, peace of mind, especially with a pricey device like the evo
Click to expand...
Click to collapse
Why TEP and not just ERP? What advantage does TEP have over ERP?
jeffla said:
Why TEP and not just ERP? What advantage does TEP have over ERP?
Click to expand...
Click to collapse
TEP covers pretty much everything. Notably, loss, theft and H20 damage. The other two plans are not as inclusive.
Equipment Replacement Program:
Insurance coverage for lost, stolen or physically damaged devices.
$50 non-refundable deductible applies per approved replacement
For full terms and conditions, see the Coverage Certificate
Equipment Service and Repair Program:
Provides coverage for mechanical or electrical failure, routine maintenance or failure from normal wear and tear.
No additional out-of-pocket charges to repair or replace your malfunctioning device
Over 1,800 Sprint Phone Repair Centers available to repair or replace your device. Visit www.sprint.com/storelocator for the nearest location.
For full terms and conditions, see the Service Contract
TEP is both of those put together, for $1 less a month than paying for both separately. (If you want to go read the full T+C, google "sprint insurance" and it will be first or second listed )
Bp3dots said:
TEP covers pretty much everything. Notably, loss, theft and H20 damage. The other two plans are not as inclusive.
Equipment Replacement Program:
Insurance coverage for lost, stolen or physically damaged devices.
$50 non-refundable deductible applies per approved replacement
For full terms and conditions, see the Coverage Certificate
Equipment Service and Repair Program:
Provides coverage for mechanical or electrical failure, routine maintenance or failure from normal wear and tear.
No additional out-of-pocket charges to repair or replace your malfunctioning device
Over 1,800 Sprint Phone Repair Centers available to repair or replace your device. Visit www.sprint.com/storelocator for the nearest location.
For full terms and conditions, see the Service Contract
TEP is both of those put together, for $1 less a month than paying for both separately. (If you want to go read the full T+C, google "sprint insurance" and it will be first or second listed )
Click to expand...
Click to collapse
I finally understand. Thanks, now it's time to decide what level of risk I want to take. ERP has a deductible, and ESRP does not basically. I think since we don't have insurance on our iphones and all has been well for almost 2 years, I think the ERP will be just fine.
They all have deductibles right? I am thinking of the Best Buy plan at 10$ a month since it has hardcore coverage and no deductibles.
setite said:
They all have deductibles right? I am thinking of the Best Buy plan at 10$ a month since it has hardcore coverage and no deductibles.
Click to expand...
Click to collapse
If you have sprint's ESRP then no (I think), but if you have ERP then yes, 50-100.00. If you have TEP, then yes if you damaged your phone/lost it... but no if it just stopped working.
Well that's what I think this all means. Sprint really needs to simply its insurance plans. Maybe just offer 1, not 3 plans.
if you bring a phone in and you have TEP or ESRP, and it is not lost or stolen or you ran it over with your car (i.e. normal wear and tear), then you don't pay a deductible. even if you have TEP, the deductible only applies if it falls into the category covered by ERP.
I think that Sprint insurance is b.s ..I have tep pay $7 and just bought my hero on march beatbuy offered the $6 a month if they can't fix it ,they give u a new device.my hero went bad last Wednesday thursday I took it to sprint repair center they couldn't fix it.so I get a refurbished right away when they handed to me I noticed power button don't work,they ordered another refurbished for sat,so another 8 miles of driving to pick it up and its another refurbished that is all scuffed up audio jack is messed up .so if I just bought my hero 2 months ago why did I kept ok getting refurbished devices they said its policy.well after calling like 20 times customer service speaking with reps,managers,supervisors I got a brand new hero, when I could of just bought the best buy insurance..with evo am getting the best buy insurance
jocampo86 said:
I think that Sprint insurance is b.s ..I have tep pay $7 and just bought my hero on march beatbuy offered the $6 a month if they can't fix it ,they give u a new device.my hero went bad last Wednesday thursday I took it to sprint repair center they couldn't fix it.so I get a refurbished right away when they handed to me I noticed power button don't work,they ordered another refurbished for sat,so another 8 miles of driving to pick it up and its another refurbished that is all scuffed up audio jack is messed up .so if I just bought my hero 2 months ago why did I kept ok getting refurbished devices they said its policy.well after calling like 20 times customer service speaking with reps,managers,supervisors I got a brand new hero, when I could of just bought the best buy insurance..with evo am getting the best buy insurance
Click to expand...
Click to collapse
Thank you for posting this experience. This is what I hate about the warranty on my Amazon Kindle. I had a Kindle that died in 11th month. They sent me a refurb that looked good, but died in the 100th day . I have another refurb that I hope doesn't die right after the warranty. The worst for Kindle is that the refurbs have 3 month warranties instead of 12 months. I guess I will pay the extra 3$ for the BB insurance then.
Isurance with upgrade
I know when you sign a 2 year contract you have to say if your want an insurance plan or not. Well I have one on my Hero and want to buy an EVO full out. Will I still have insurance on my EVO?
yes, once you have insurance on your account, any phone you add to the account then gets covered. even if you bought a use POS phone off ebay and added it to your account, it would be covered. there is a 2wk period after adding a phone where it can't be used.
so with TEP is there a deductible? I am confused... sorry..
I want to ask a question about the insurance company that works with sprint. Anybody that knows them well plz PM me. Its not a question I want to ask out in public...
joey3002 said:
so with TEP is there a deductible? I am confused... sorry..
Click to expand...
Click to collapse
If you have TEP, you only pay a deductable while filing a claim under the ERP portion. The ESRP portion has no deductable. So basicaly you will pay 50-100.00 if you break you phone, get water damage, lost or it was stolen.(ERP coverage) If it stops working throught no fault of your own, then there is no deductable. (ESRP) Buy both ERP & ESRP = TEP
I know, I know, their insurance options are confusing. If we decide to get the Evo, we will get the ERP insurance for $4.00mnth
So why not just go with ERP and no matter what happens, "I lost my phone"
seems pretty easy.. I was thinking of TEP but honestly, Ill pay the 50.00 for deductible..
Something seems off.. why would anyone want anything higher than ERP?
joey3002 said:
So why not just go with ERP and no matter what happens, "I lost my phone"
seems pretty easy.. I was thinking of TEP but honestly, Ill pay the 50.00 for deductible..
Something seems off.. why would anyone want anything higher than ERP?
Click to expand...
Click to collapse
I agree. But, with ESRP or TEP, you would pay 0 if your phone died from no fault of your own. But if you only had ERP and your phone died because of no fault of your own, you could say lost it, but you'd have to pay 50-100.00 dollars. So like all insurance, it comes down to the amount of risk your willing to assume. For example, I have 500.00 deductables on our cars, but someone else might think 250.00 is better. When I was 20, I had 1000.00 deductables.
If we switch to sprint, we'll get ERP. In the last 3 years with our iPhones, we have never needed insurance. So paying $7.00 dollars a month for TEP seems like too much, ERP for 4.00 is fine. I'm willing to pay 50-100.00 IF I ever need it.
is good if u dont mind going thru the hassle of them not having ur replacement at the repair center,or if u dont mind making a couple of trips if the refurbished phone u get is not a 100% hardware condition,,i made like 4 trips to the repair center and i just bought my hero on march my phone went bad and i got a replacement(refurbished) that power button didnt work and than another one 3 days later that was all scuffed up with paint chipping and 2345 calls mnftcre on 10\12\10 and paying $7 after 4 years .when best buy offered me a $6 equipment protection and if they cant fix it u get a brand new device...so i think is bs.,when i get my evo i will get the bestbuy insurance ...
sorry 10\12\2009
jocampo86 said:
is good if u dont mind going thru the hassle of them not having ur replacement at the repair center,or if u dont mind making a couple of trips if the refurbished phone u get is not a 100% hardware condition,,i made like 4 trips to the repair center and i just bought my hero on march my phone went bad and i got a replacement(refurbished) that power button didnt work and than another one 3 days later that was all scuffed up with paint chipping and 2345 calls mnftcre on 10\12\10 and paying $7 after 4 years .when best buy offered me a $6 equipment protection and if they cant fix it u get a brand new device...so i think is bs.,when i get my evo i will get the bestbuy insurance ...
Click to expand...
Click to collapse
I'm buying a Galaxy S II sim free when it's release and want to insure it.
Have you guys/gals got any recommendations of where to insure it. I'm UK based.
i know CPW provide geek insurance if bought from their store for around £12.99 per month but have seen a number of internet based insurers quoting around £6 per month but which of them are legit. Am also looking for laptop insurance too.
House insurance is not an option as i live in shared accommodation.
Would be greatful if anyone can help from their experiences.
Thanks in advance
Sent from my X10i using XDA Premium App
Does your bank provide it with your account?
I know some do, so it might be worth checking it out.
12.99 is crazy money a month, no way i would go for that.
IMO, £12.99 per month is way too much to insure the phone. I know the phone is valued around about £500, but still...
Also, you will probably have to pay an excess fee of about £100 on top of that if you make a claim.
I'm probably going to upgrade my standard LloydsTSB bank account to the "Silver" account. It costs £2 per month for the first 2 months and then £7.95 per month after that.
It includes:
- Mobile phone insurance (repair or replacement up to £2000, accessories up to £250) and covers Loss, theft and accidental damage
- AA Breakdown cover
- European Travel insurance
+ some other stuff too...
Check it out with your own bank before you buy insurance from CPW.
Thanks guys, will give the CPW insurance a miss for sure.
Will check out the Lloyds suggestion as I'm not too sure about using internet insurance companies as they may be cheap but who knows the hassle if you have to claim.
mines £6.95 through natwest they use a company called ccp . co. uk.
very good tbh i claimed last year and i had full handset price given to me, only have to pay £25 access.
you dont have to go through the bank just search for that company
lloyds silver account provides free insurance for 1 mobile phone but the excess is 50 . i personally wouldn't bother with insurance,warranty for a year is good enough for me.
vimto25 said:
mines £6.95 through natwest they use a company called ccp . co. uk.
very good tbh i claimed last year and i had full handset price given to me, only have to pay £25 access.
you dont have to go through the bank just search for that company
Click to expand...
Click to collapse
Just checked out CCP, they seem to have changed their T&C, they only cover up to £400 and excess is now £50.
Thanks for the info anyway mate.
other insurance options
I am not sure if these guys are reliable, but its worth a look http://www.betterbuyinsurance.co.uk . Between 20 and 50 pounds for a year depending on the amount of coverage.
gaijinboricua said:
I am not sure if these guys are reliable, but its worth a look http://www.betterbuyinsurance.co.uk . Between 20 and 50 pounds for a year depending on the amount of coverage.
Click to expand...
Click to collapse
They seem to be the same company as these http://www.insurance2go.co.uk/ , with the same address and registered company details.
I did try to email BetterBuy but the email bounced back as no such user so I assume Insurance 2 Go are the latest incarnation of the company
kersey said:
Just checked out CCP, they seem to have changed their T&C, they only cover up to £400 and excess is now £50.
Thanks for the info anyway mate.
Click to expand...
Click to collapse
REALLY! crazy im almost finished my 12 month contract with them so i guess ill be faceing the new price if i continue, i had iphone 4 and they gave me £500 in my bank and i payed them £25 access,
Well looks like i will change once contract is finished.
Not trying to derail the thread but I'm US based and was wondering what would be the best way to try and get insurance on this phone?
I havent heard from anyone else on this so I was wondering what my best option would be.
Maybe this?
http://www.amazon.co.uk/SquareTrade...500/dp/B00448RH14/ref=acc_glance_ce_ai_ps_t_2
kersh said:
Maybe this?
http://www.amazon.co.uk/SquareTrade...500/dp/B00448RH14/ref=acc_glance_ce_ai_ps_t_2
Click to expand...
Click to collapse
Thanks man I never saw this before.
brandenk0 said:
Thanks man I never saw this before.
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Click to collapse
try this for a pound extra same thing for 3 years, but need to confirm that they cover mobiles?
http://www.amazon.co.uk/SquareTrade...tion-£450-500/dp/B00448MDFO/ref=pd_rhf_shvl_2
also read this guide and the related forum:
http://www.moneysavingexpert.com/insurance/cheap-mobile-phone-insurance
My phone insurance expires today since I cancelled it (£9.99 pm, damage, theft, etc) as I was going to change to a slightly better deal at £8.99. I do have two backup phones, HTC diamond and HTC artemis if I need them. With the monthly expense and £30 excess in the event of a claim or £60 excess if I claim twice within 6 months, is it still really important to insure it?
The other thing is, if my phone is lost or stolen, what would happen to all my contacts and calendar backups on google calendar and google contacts once I cancel the phone/sim card, as I won't then have an android phone to access them.
For that reason, I suppose it makes it more important to have insurance so I can get a replacement android phone, ie, the SGS2 again?
I guess I'm almost answering my own questions, but would like to know how importantly some of you take insurance.
Stand the bet myself .
jje
JJEgan said:
Stand the bet myself .
jje
Click to expand...
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What does that mean?
the google info you can access online without a phone if necessary. having insurance isn't enough. you need insurance that will actually pay out when you need it and not have stupid claused that negate every possibility of when you'll need to make a claim
You can Use Samsung Dive to clear your stuff if lost or stolen, and your google contacts are safe in google account which you can access through pc as well.
I never liked insurance, as now you can remote wipe phones if lost
Samsung has - Samsung Dive
HTC has - HTC sense.com
WP7 - has a similar one as well via Zune I think
Apple - has via Itunes is it
got a 24 month contract with my sgs2, so yeah insured
Roman5 said:
What does that mean?
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Insurance is a bet £500 to whatever the payment is .In your case £120 a year .
Rather than spend the £120 i stand the risk myself mainly due to price for the amount risked far to high .
jje
So if I wipe the phone, you're saying I can still access all my calendar appointments and contacts so I can at least type them into my old windows 6.1 phones?
Is samsung dive some free app I need to download?
And finally, are you saying that you personally wouldn't be that bothered about not having insurance to be able to give you a replacement £500 SGS2 in the event of losing it?
My contract is 18 months and my next upgrade is nov 10th next year. I'm trying to decide if I could happily live without a replacement SGS2 and just go back to my diamond til my next upgrade.
all your data is there in "the cloud" and accessible online. log into your gmail and all the links are there.
i'd have insurance for the loss of the phone but just be wary. most are essentially scams as they cover you in insanely weird in what they pay out on
tommo123 said:
all your data is there in "the cloud" and accessible online. log into your gmail and all the links are there.
i'd have insurance for the loss of the phone but just be wary. most are essentially scams as they cover you in insanely weird in what they pay out on
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Cool.
Well, the insurance company I'm considering are the ones T-Mobile, my carrier, use. £8.99 a month, only minimum 3 month contract, £60 excess for first month, £30 for following months, £60 excess if 2 claims in 6 months. Not tied to any contract, no even after I claim. The insurance I just cancelled tied me to 18 months contract in the event of a claim, hence why I cancelled them. So, based on that info, would you say that's a reasonable deal?
nope.
very few are decent. some have clauses that dont cover for when you leave a phone in a public place, or in a location not covered by the manufacturer. so if you leave it on a train, or put it in the washing machine - neither are covered
heard the O2 one is decent
I cancelled the insurance that got bundled with my contract.and registered my phone with my bank account(natwest) which offers me free mobile insurance. Nit sure if every type of bank account offers that though.
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stoney73 said:
I cancelled the insurance that got bundled with my contract.and registered my phone with my bank account(natwest) which offers me free mobile insurance. Nit sure if every type of bank account offers that though.
Sent from my GT-I9100 using XDA Premium App
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Ah, thanks for reminding me of bank insurance. Yeah, I'd completely forgotten that my bank, barclays, had given me a leaflet on phone insurance. It says 'this policy is provided as a benefit of you being a qualifying account holder'. I wonder if that means it's free? They let me have 2 claims a year. The policy comes into effect 7 days after registration. I'll check it out at the bank tomorrow, I might be saving myself a bunch of money!
edit: right then, I rang the barclays number and got a very helpful bunch of replies from the man. He said I need to open the new account which costs £5 a month to keep open, and that £5 includes the insurance. He said it would be the same for for you and your nat west account, that your free insurance is based on paying to keep an account open. Everything else I asked him got favourable replies so I'm gonna go ahead and do that tomorrow when I pop into the bank. Can't go too far wrong at £60 a year.
I have insurance on mine.... at $20 per year I could not refuse to go for it.
Where from? www.anwb.nl for peeps in The Netherlands
Only downside:they do a linear % write-off to $0 in 3 years, and when it's worth less than 50% - so after approx 18 months- I would not get a full refund if lost or stolen (or broken), but the calculated %. But in a year and a half I won't mind anyway.
Not that I have ever broken or lost a phone, but at 525 euro these SGS2's are a bit expensive not to have insurance for it....