Insurance for Devices - JASJAR, XDA Exec, MDA Pro General

I was wondering what companies or services people are using to insure there Universals in the UK.
I thought it would be a good idea to have an up to date list of the insurance available and there providers.
Please comment on your experience with them, such as customer service, how well claims were handled, any problems etc.
Of course most of the mobile operators in the UK will provide insurance, please comment on these too, but if anyone has other options for sim/operator free devices like mine, then please do post them.

In the UK, LLoyds TSB throw in Insurance if you upgrade to a Gold Account. This costs around £60 annually, so it's market rate, but comes with other benefits, and conveniently will replace with cash rather then like for like, if your phone is obsolete at the time, which is convenient given the pace of change in this market.
V

i just got o2 gold insurance with mine, costs £5 a month, went on holiday and sat on my phone when i left it in my back pocket! cracked the screen, phoned them when i got home, said i just took it out of my pocket an it was like that lol, next day i had a brand newun and the guy took my old one at same time so i was never without it and i kept battery/charger/stylus/headphones/case from the old one :lol: had similar experience with my original xda years back, think i lost it somewhere so phoned up said it had dissapeared an a couple of days later i had a nice newun with no fuss, i think i may have had to pay £25 excess

Related

Best deal on XDA II in UK (e2save.com?)

After being shafted by one stop phone shop, i've been searching for the best deal on a UK based XDA II.
I've just found e2save.com who are doing the XDAII with 3 months insurance on o2 200 for £119. Thats the same deal as one stop were originally offering. Other best i can find is £139.
Anyone dealt with e2save.com? They offer 7 day return and price matching as well.
They quote the o2 200 tariff at £30.99, most other places quote £30. Is this because they have bolted on itemised billing?
I think o2's rule now is that contract has to be kept for 6 months isn't it, then it can be downgraded to a cheaper one.
The double talk and text they are offering at the mo runs out at the end of april. I presume that if i ordered a phone before then, but it didn't get delivered and connected until after, would i still get the offer?
Also is it 3 months doubled for the months after connection?
I will get an XDA II one day, if the offer is right!
cheers
The e2save deal sounds (as you say) comparable to the one that I got from OneStopPhoneshop ...
Do a search on eBay for seller "uncle-jamal" and he is selling XDA II's for £139 on O2 400, with other deals available - but not as good as e2save.
The only other seller I found (via this board) was Uplands, but they were not as good (price-wise) either.
One piece of advice - wherever you go, it may be worth making a quick phone call before placing the order to see if they actually have any stock - I gather that O2 cannot get enough of these models at the moment, and as a result I had to wait 3 weeks for mine from OSPS - it was worth it though.
HTH
Mark
When i spoke to mobiles2yourdoor, they said they order them in and there would definately be no problem getting one within 4 days!. I suppose once they've got your money, if there's a delay that's too bad.
I'll phone e2save and see whats what, but i'm sure most places like onestop will say they have them even if they don't just to get the customer.
phoned up e2save today and they said that there was a delivery of the xda II today (thats why the prices have gone up on their site!!)
Well i ordered the o2 100 traiff at £139 plus P+P. They charge £25.99 a month and you get free itemised billing. I pointed out its not free as your paying for it and you can't elect not to have the billing (which other shops allow you to do!)
3 months free insurance as well.
So it should be delivered wednesday, hopefully!
Hi,
Just ordered my from e2save via the phone mine is coming tomorrow, did you notice that the insurance was not being supplied via O2
" 3 months FREE insurance with Allianz Cornhill " with a £50 access and you have to cancel the insurance after the 3 months or the will keep on taking the £7.99 it out your bank
steve
What time did you order yours? I phoned at about 5.30pm, and they said i wouldn't get it until wednesday
yeah the insurance is pretty standard. Its free for 3 months, then you just ahve to cancel direct debit if you don't want it any more. I will probably drop it as its no better than my home insurance.
Shame its not like the old ornage insurance. Free, new phone in 24 hours wherever you are, and no excess, oh happy days
It annoyed me that they changed their offers just because they got stock in!
Hi ordered mine around 3 o'clock (uk) the girl on the phone said they had only just come in, she also said that there was more in stock,
My son who ordered one from Carphone Wharehouse was told that they had no stock on sunday but they shipped it on monday so perhaps a lot of place got some form of stock,
When i spoke to the O2 shop in Derby the guy said that they had a back order list of 10.
steve
Well came today as expected, so i'm happy with their service. Seemed to be the best deal around at the moment. needless to say in a week or so there will be a better one!
I got jerked around by onestopphoneshop too!!! :evil:
They accepted my first order on 23/4/2004, asked for utility bills and then just dumped the order without telling me anything, by phone, email, or whatever. I only discovered it when I phoned up to check the order on the 1/5/2004, no reason given. I re-placed the order immediately, but, ahh sorry sir they're now UK£20 dearer AND you have to have a 6 months 02 200 contract not 4 months as it used to be. B*STARDS!
Even then they tried to cancel the order twice as the first utility bill I sent them was a month out of date, and then they lost the second one. It was only frequent and persistent phone calls that got me it at all.
DON'T BUY IT FROM THEM! GO SOMEWHERE ELSE!
Oh, and the free car kit they send you with it? The XDA II is too wide to fit it.
best deals
Guys i went for mobileshop.com
I got my XDA II the next day! with O2 250 + 50 bolt-on for 37 a month
Their service is excelllent and I am a business user

Livid with 02

I'm due a 12 month upgrade and am toying with getting an Exec (up from my XdaIIs), so I called O2 this morning. I have to say that I was shocked that they didn't offer me a single incentive to sign another contract with them. Sure, they wanted to sell me an Exec for some 160 Pounds, but I can get that from an O2 store, or online. They offered me no extra minutes, no extra Txts, discounts: nothing!!
Am I expecting too much? The reason why I'm so pi**ed off is that if I walked into an O2 store as a new user, they would offer me double minutes for the first 6 months. How can they treat existing customers so poorly?
It's not just O2 either - I was surprised at Orange when I left them as they offered neither me nor my fiancee any incentive to stick with them- if we were new customers to Orange they would have given us fantastic deals. I don't figure their logic - surely retaining customers is equally as inportant (if not more so) than recruiting new customers?
Strange. I was offered an exec for free even whilst i still have 2 months of contract left. I am on 1000min a month contract, which i easily exceed every month. So maybe that is the issue....
PvH
PVH: perhaps. I'm on 200 minutes, I believe, off the top of my head (the one that costs 30 Quid) so that could indeed be it. Don't get me wrong, as I didn't expect them to fall at my feet begging, but I would have hoped that they'd offer me something at the minimum comparable to what the would offer a non-customer!!
I'm in the process of writing a very stiff letter!
before i get a torrent opf abuse let me say that i cant belive this , i work for orange in the retention dept.
if anyone is at end of contract pm me for extention and ill try and help.
i cant belive they ofered you nothing cos we have to , its what we get paid for.
when u go to disconnect ask to be put through to retentoins for all the best offers
O2 have various bands for their customers. I was in a very low band and therefore I was quoted £329 for an upgrade to the Exec (just bought one from an O2 store, all-in price of £293 with one year subscription).
In order to get a good deal from T Mobile, I've ported my number out to a (free) Orange PAYG sim and as soon as the port is finished, I'll be getting a new T Mobile contract and porting back. Why do they make it so difficult? I mean, I even told retentions this is what I'd do and they said "yeah, sounds like a good idea" :roll:
I'm also coming to the end of my contract (in month 11) - got a phonecall from the company who sold me the phone to say I could get the Exec for 65 quid on my current contract. Might phone O2 direct and find out if they could do anything for me.
Disheartened to hear T-Mobile's attitude as when I was a customer of theirs, they generally did some pretty sterling deals to retain customers.
The chap from Orange - you couldn't do me a fantastic deal as a new customer could ya? :wink:
Just checked Orange prices for the M5000 and its fairly hefty
Heh I have had an even worse experience today.
I called for an O2, they sent me a refurb without a SIM.
I evaulated it and decided since I had paid £149 I wanted a NEW (not covered in greasy fingerprints) unit and a SIM (so I could actually use the phone line) please Mr. O2.
So sent it back and obtained a proof of postage as O2 had requested.
Called them .. engaged. Again, this time got through, sounds of a call center, immediately got put on hold then cut off.
Same again, ok sir, you need to speak to customer services not new connections .. uh .... click*
Tried again this time I got through to someone who apologized profusely, said they would go grab the fax .. put me on hold for ... 30 mins. *click
Eventually I faxed over the form .. again .. travelling to work each time .. some 10 miles since I like most normal people dont have a fax machine at home .. and they said ... ok sir, we'll look in to it and call you back.
I have a password on my account. Was never asked for it once, ever. So anyone out there with my post code can call up and **** my credit rating. Nice.
They didnt. Her name was Danielle 20643.
I called again and immediately spoke to a manager who advised she basically didnt give a ****. " I dont see how this is affecting your life at all sir, I think you are obstructive and un-coperative". Err ok. Like you run a credit check on me, that affects my life. You **** me around for a total of 5 hrs that affects my life. You make me pay for faxes (total of 10) that affects my life etc.
Err, no sir. I dont think so.
(In fact I was never called 'sir', so thats actually untrue)
Nice.
Eventually I went back to work and faxed again, this time calling beforehand. Finally, resolved.
So, Mr o2 can I have my new handset sent out now please?
Err, no sir. We're out of stock.
WHAT THE **** DID YOU JUST SAY?!?!?
Well they were in stock at lunchtime. Now they arent. Sorry.
Escalated again.
No sympathy.
No ETA on a handset.
No guarentee it wont be another refurb.
Basically I'm gutted.
Regarding the exec .. and o2 .. forget it is my advise. They're clearly a pile of crap. I work in a call center .. and half the stuff they did would be sackable offences where I work: Call evasion, no hold discipline, transferring without informing the customer, blatantly lying, no taking ownership, shouting at customers, terminating calls without warning etc. Where I work you simply dont terminate a call. Ever. Its all logged, all queried and all punished.
There its apparently standard practice!
The interesting thing is, they all sounded twelve. Even the manager. Would explain a lot ..
All a lot of hassle for a black universal. Heh.
To be honest, the "we don't care if you buy it, in fact, we'll be as obnoxious as we can get away with" attitude of the pre-sales staff was enough for me to give O2 a wide berth. I mean, these are the people trying to pursaude you to part with your money, god (or at least Gubbs :wink: ) knows what their customer services must be like these days.
what can I say about o2 except I agree with everything said here. They are truly lousy, appalling at responding to customer requests. and frankly a more confused service provider I have ever come across.
What I suggest any and all customers do is write letters spaced a week or so apart to the chief executive. Always refer to your previous letter and demand exeptional compensation.
It may take a while but dont stop, they are slow to respond but when they do eventually wake up it's worth it. I got a full contract refund on 2 xda's for 12 months, two new XDaIIi's and £150.00 cash refund
Hope this helps..
They've been fine before, but what I was disapointed with was the feeling that they cared more about me when I wasn't a customer than they do now. To be told that they won't offer me ANYTHING is an insult, especially when ANYONE can get a better deal just by walking into an O2 store off of the street. It really does annoy me that they treat me this way, and, as I said in my earlier post, I've written them a strongly-worded Email (polite, off course!).
I'm on Online 200 with O2, formerly at £30 per month - upon renewal time (a month prior infact) I phoned retentions telling them I could get the Exec elsewhere with a more appealing tariff, eventually negotiated my Online 200 for 12 months discounted to £15 per month, plus £150 for the XDA Exec.
It arrived the next working day! Very pleased, with good customer service - I think the quality of service, and end result greatly depends on your attitude, patience and dropping any superiority complex when talking to the call centre staff - bear in mind they won't have had a good day!!
I'm not saying O2 are perfect, just that if you listen to the member of staff, be their friend not just 'customer', you'll get what you want!
Ashley; I'm always 100% polite when dealing with people whose job it is to try and help me. However, the person that I spoke to told me flatly, and more than once, that they would not budge on the price and were not able to offer me anything to renew, such as additional minutes, etc.
I'm slightly hamstringed by being in the US at the moment, but that doesn't change the fact that I got a bum rap.
I was with o2 for 8 years (cellnet first til o2 name change) and was due an upgrade (one month past) i got offered the Exec for £269 then £219 but they would not get any lower than that i told them that i could get a better deal with T-Mobile and was told that ''we are not a charity' i was also asked what i wanted with such a complicated phone for !!!
I asked for my Pac number and they let me leave without offering any other deals, 8 years loyalty means nothing.
i upgraded with two months left on iis
not sure of why you have had this issue but i phoned and said if o2 cant help then im off to a competitor.
Within minutes i was offered upgrade £139 to exec on 100 minutes 200 with special offer only snag was 18 month contract but i can live with that.
Always call back and be demanding (but polite) that if they cant help you will go elsewhere.
i had mine three days later and it is the bol.....s!
I also have been with the O2 journey through Cellnet, Genie, BT Cellnet etc etc, for over 8 years - I think a lot depends on the person that answers your call, I specifically asked for the girl that dealt with my call the previous year, she was fortunately still there and very cheery...she even remembered me!!
When on the phone, you've got to be their friend (or at least pretend), not just a customer and they'll treat you accordingly hence why they discounted my package as they did - a bit of begging also always helps!
Yes commitment to service should provide discounts, but equally there are other operators on the market so if you have such an issue, why not move and I'll guarantee you'll find similar frustrations with those networks equally.
O2 are excellent provided you don't need any help or customer service, the networks good and rarely has downtime, coverage is ok, 3G appears non existant, but I find very few issues throughout my time as a customer.
Phoned O2 direct - due to the "banding" it'll cost me 150 quid.
I think I'll call my supplier and just order one for 65 and do it that way.
Basically O2 said that if I can get it for 65 from someone else, do that because they can't do anything for me.
Nice(!)
£65!?!?! The device cannot be purchased for £65 unless its second hand, nicked or off the back of a lorry - its trade price is £100+!!!
remember this is with a contract.
Forgive me for being an arse, but once I get one ordered (or price matched in an O2 store as this is one of their promises) I'll post the URL to the site. I am just waiting on them calling me back.
I used this Company a year ago and found them to be very good.

O2 website pricing error

I'm new here (been lurking for a while) and in the process of haggling with my local O2 shop to match my previously bargained Orange tariff to a XDA mini and O2 tariff. Anyway...
Last night whilst browing i noticed that if you Select a XDA mini S on the O2 shop website, instead of being charged £79.99 on all plans, it comes up as £49.99 on all plans.
Hope this is of some use to somebody
Cheers
I thought you had to trade in an old phone to get them for fifty quid, but not if they're making mistakes (again)! :lol: Given the number of mistakes that O2 have made recently, I'm surprised they're still in business!
Good find. :wink:
Of use to me - many thanks! Kneale
whats the cheapest plan availabe :shock: ?
Just be careful they dont say it was a clear error and charge you £79. Bonus if you get it for £49 but maybe be prepared to pay £79.
Tell you what though £49 for a mini S is one hell of a bargain. Its a fantastic piece of kit. God I paid £50 for my nokia 3650. Also a very good phone in its day and still a good phone to be honest.
There is no mistake now as the price is shown as £49.99
In just a couple of weeks the price has dropped from £99.99 to £79.99 and now £49.99. At this rate it will be FREE in the next 4 weeks on contract.
Me being a student, I ordered it at a price of 54.99 on Friday and just had it delivered yesterday afternoon :?
Now the student price is less than 30 :x . Is there anything I can do about it? Also why is the price being halfed so rapidly? :shock:
Return it. Reorder on different card.
I'm yet to receive an order confirmation for mine...
kvee said:
There is no mistake now as the price is shown as £49.99
In just a couple of weeks the price has dropped from £99.99 to £79.99 and now £49.99. At this rate it will be FREE in the next 4 weeks on contract.
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Yeah gutted as I just paid £99 for mine just before christmas. You should get a refund if they drop it within a certain time of you buying it. £50 ive just wasted. Not buying a phone just before christmas again. Still got them back with the exec deal :wink:
I got mine instore for £79.99 with £30 back as trade in for an old broken nokia and charger on Data5 tarrif (5Mb data per month only - no calls or sms) at £9.something per month. So basically £50.
The guy in the shop never questioned my choice of data only tarrif. He also trusted me to come back with a mains charger as I took a car one with me.
It also seems they are not concerned about people re-flashing firmware and removing the O2 extended ROM (which makes the phone MUCH faster - I did it today). They will help you get your gprs and wap settings back after the flash
I bought one today - arriving tomorrow. One helluva deal! 49 quid for any tarriff - I went for the 12 month contract on the OnLine tariff £19 a month with 50 cross network minutes, 200 texts and 1Mb of downloads bundled in.
I also bought a 2Gb high speed mini SD from moby memory (http://www.mobymemory.com/proddetail.asp?prod=miniSD_2048mb_MOBY_001) for £87!
Bring 'em on!!!
... I did give the O2 shop a chance to match this deal. The best they could offer was a free phone on a £70 a month tarriff locked in for 6 months... and they were out of stock. :lol:
£87 for a 2 gig Mini SD is VERY cheap! Thanks for the link!
its 50 pounds now :S
Sorry Don't want to mislead anyone. I actually paid £49.99. Next day delivery was free though.
I just ordered one yesterday at 79.99, just seen this price drop info and ill be calling them tomorrow to tell them they best not be charging me 79.99 when its on the site a day later for 49.99!
Sizer, let us know what happens
Will do, just noticed the time of this post aswell. It was about 5-6 hours after I ordered it too!
Any chance the original poster can confirm what time they saw the offer??
Has anyone had their phone delivered within the last few days like me? I had mine delivered on 9/1/05. I ordered it on 6/1/05 though. I am hesitating a return as I do need it right now and have not yet emailed them. How exactly should I word it?
Price match? Re-imbursement? Refund? Don't want to sound like an @$$.
EDIT: actually I am going to email them...here goes nothing
Personally I am going to phone and speak to a person. Email isnt direct enough IMO. I will simply be stating :
That the price was dropped several hours after ordering and if they do not give it to me for the new price I will use it for 13 days and return it on the 14th. There is a 14 day cool off period. I will then inform them that after I have returned it to them they will have to then sell it on as 2nd hand/refurb and that I will place my order again for one at the lower price.
Under these conditions it would be far easier and more beneficial to them to alter my invoice accordingly and save wasting my time and their time/money. And if that fails, I will simply return it and go to another network operator that looks after the customers they already have rather than a company who just likes to get you as a customer then forget all about you.
If anyone does phone them be sure to make a note of the date/time of the conversation and get the operators name in case you need it for future reference. I have been caught out before simply because I could not provide these details...

Phone Insurance

Hi guys,
Should be getting my Desire HD sometime next week if all goes to plan (super excited ). I have bought it sim free online so it's cost me £470 and as you can imagine I'd like to protect this investment against any mishaps.
I've been looking around at phone insurance and there seems to be a decent choice out there. Just thought I would get your opinions before purchasing any.
I can't get insurance from my provider (o2) cause I'm on a sim only tariff and would like to keep it that way and my phone isn't covered in my house insurance policy. So I would like any recommendations on any phone insurers. I am based in the UK (so need a UK insurer).
I just want it to cover all the basics really such as theft, liquid damage, accidental damage etc. etc. Loss cover would be nice but it is not a must.
Thanks
Who do you bank with some banks do a add on package where you get things like mobile insurance and travel insurance ?
Sent from my Desire HD using XDA App
mancuk29 said:
Who do you bank with some banks do a add on package where you get things like mobile insurance and travel insurance ?
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Sorry I forgot to mention that, I bank with HSBC. I checked with them and they do not offer a separate phone insurance or belonging insurance other than that covered in their home insurance policy (and I don't insure my home with them).
Add it to your house insurance who will insure it for Cover both in and out of house mine for the year extra was 6euro
Sent from my Desire HD using XDA App
HSBC do have phone insurance package as I had this few years ago and I claimed. Over all experience was very quick and with in 3 weeks I had 450 in my bank. I'm currently with natwest and have advantage blue package that gives me phone insurance for phones worth upto 750 and I pay £6.95 a month. I would recommend going with HSBC but if thy don't do it no more open a current account with natwest and ad a advantage blue package. End of the day ya don't have to use the bank. Or insure ya phone at ccpclaims this is the company natwest use for there advantage blue package.
Sent from my Desire HD using XDA App
why would you need one? if in some cased you broke your phone and the price of fixing it exceed the price of buying new one, then just buy a new one, or if it was less then fix it. i'm sure it wont cost more than the amount of money you eventually going to pay for the insurer.
Personally i use fonesafe, its £5.99 a month and they guarantee a new phone to your door in 24 hours.
If you don't mind waiting a little longer you can try:
http://www.insureandgo.com/phone-insurance.html
They have excellent customer service, and the claim will be dealt with reasonably fast, although it breaks, they will try to repair the phone rather than replace it (they will replace if it cannot be repaired).
Whomever you go with though you must be EXTRA careful to both read the policy in full and keep the insurance people up to date with your details. If you miss out anything important or do not claim in time etc you are VERY likely to lose your claim. Having said that, if you are mindful you wont have an issue
J
No end: Insurance covers against loss/theft AND accidental damage. In my opinion it is well worth it, i pay £140 over the course of the handsets life (2 years), during that time i dont have to worry about losing or breaking it (my two biggest worries), that peace of mind is worth it in my opinion. Naturally, opinions differ!
NoEnd said:
why would you need one? if in some cased you broke your phone and the price of fixing it exceed the price of buying new one, then just buy a new one, or if it was less then fix it. i'm sure it wont cost more than the amount of money you eventually going to pay for the insurer.
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well the cost of the phone is £470...the cost of insurance is about £5-£8 a month (£60-£96) a year. Insurance doesn't just cover breakage though, it will cover the phone against theft and the more expensive packages (£7-8) cover it in case you lose your phone. Liquid damage is also something it covers and being in the rainy UK you just never know...2 years ago my phone got destroyed because I was walking on the side of the road and got splashed by a passing bus driving through a puddle.
I realise that being Bahraini things work differently out there (I used to live in the UAE) so phones are a lot cheaper (no VAT) and that things such as theft and rain are less common so insurance isn't even considered
i have my student home insurance with endsliegh. phone insurance was £24 FOR THE YEAR and covers loss, accidental damage (inc water damage), and theft. replacement within a week. awesome.
asked my parents and they said their phones are covered by their home insurance for pennies, so it might be worth asking your home insurance company first.
let say i'm in bahrain, and my phone got stolen, how they would be sure that it is stolen??
NoEnd said:
let say i'm in bahrain, and my phone got stolen, how they would be sure that it is stolen??
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Well here in UK you'd have to call the police and report it stolen and tell them how. If you left it in your car which was unlocked and left it on the seat for everyone to see then obviously the insurance company would not pay out as it was incompetence on your part. But if they smashed a window and took it from the glove box then it would say that in the police report and the insurance company should cover it. The same applies for if its taken from your house or if it stolen of you directly...most important thing is to report it and get the crime report from the police.

Phone insurance - who here has it?

My phone insurance expires today since I cancelled it (£9.99 pm, damage, theft, etc) as I was going to change to a slightly better deal at £8.99. I do have two backup phones, HTC diamond and HTC artemis if I need them. With the monthly expense and £30 excess in the event of a claim or £60 excess if I claim twice within 6 months, is it still really important to insure it?
The other thing is, if my phone is lost or stolen, what would happen to all my contacts and calendar backups on google calendar and google contacts once I cancel the phone/sim card, as I won't then have an android phone to access them.
For that reason, I suppose it makes it more important to have insurance so I can get a replacement android phone, ie, the SGS2 again?
I guess I'm almost answering my own questions, but would like to know how importantly some of you take insurance.
Stand the bet myself .
jje
JJEgan said:
Stand the bet myself .
jje
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What does that mean?
the google info you can access online without a phone if necessary. having insurance isn't enough. you need insurance that will actually pay out when you need it and not have stupid claused that negate every possibility of when you'll need to make a claim
You can Use Samsung Dive to clear your stuff if lost or stolen, and your google contacts are safe in google account which you can access through pc as well.
I never liked insurance, as now you can remote wipe phones if lost
Samsung has - Samsung Dive
HTC has - HTC sense.com
WP7 - has a similar one as well via Zune I think
Apple - has via Itunes is it
got a 24 month contract with my sgs2, so yeah insured
Roman5 said:
What does that mean?
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Insurance is a bet £500 to whatever the payment is .In your case £120 a year .
Rather than spend the £120 i stand the risk myself mainly due to price for the amount risked far to high .
jje
So if I wipe the phone, you're saying I can still access all my calendar appointments and contacts so I can at least type them into my old windows 6.1 phones?
Is samsung dive some free app I need to download?
And finally, are you saying that you personally wouldn't be that bothered about not having insurance to be able to give you a replacement £500 SGS2 in the event of losing it?
My contract is 18 months and my next upgrade is nov 10th next year. I'm trying to decide if I could happily live without a replacement SGS2 and just go back to my diamond til my next upgrade.
all your data is there in "the cloud" and accessible online. log into your gmail and all the links are there.
i'd have insurance for the loss of the phone but just be wary. most are essentially scams as they cover you in insanely weird in what they pay out on
tommo123 said:
all your data is there in "the cloud" and accessible online. log into your gmail and all the links are there.
i'd have insurance for the loss of the phone but just be wary. most are essentially scams as they cover you in insanely weird in what they pay out on
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Cool.
Well, the insurance company I'm considering are the ones T-Mobile, my carrier, use. £8.99 a month, only minimum 3 month contract, £60 excess for first month, £30 for following months, £60 excess if 2 claims in 6 months. Not tied to any contract, no even after I claim. The insurance I just cancelled tied me to 18 months contract in the event of a claim, hence why I cancelled them. So, based on that info, would you say that's a reasonable deal?
nope.
very few are decent. some have clauses that dont cover for when you leave a phone in a public place, or in a location not covered by the manufacturer. so if you leave it on a train, or put it in the washing machine - neither are covered
heard the O2 one is decent
I cancelled the insurance that got bundled with my contract.and registered my phone with my bank account(natwest) which offers me free mobile insurance. Nit sure if every type of bank account offers that though.
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stoney73 said:
I cancelled the insurance that got bundled with my contract.and registered my phone with my bank account(natwest) which offers me free mobile insurance. Nit sure if every type of bank account offers that though.
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Ah, thanks for reminding me of bank insurance. Yeah, I'd completely forgotten that my bank, barclays, had given me a leaflet on phone insurance. It says 'this policy is provided as a benefit of you being a qualifying account holder'. I wonder if that means it's free? They let me have 2 claims a year. The policy comes into effect 7 days after registration. I'll check it out at the bank tomorrow, I might be saving myself a bunch of money!
edit: right then, I rang the barclays number and got a very helpful bunch of replies from the man. He said I need to open the new account which costs £5 a month to keep open, and that £5 includes the insurance. He said it would be the same for for you and your nat west account, that your free insurance is based on paying to keep an account open. Everything else I asked him got favourable replies so I'm gonna go ahead and do that tomorrow when I pop into the bank. Can't go too far wrong at £60 a year.
I have insurance on mine.... at $20 per year I could not refuse to go for it.
Where from? www.anwb.nl for peeps in The Netherlands
Only downside:they do a linear % write-off to $0 in 3 years, and when it's worth less than 50% - so after approx 18 months- I would not get a full refund if lost or stolen (or broken), but the calculated %. But in a year and a half I won't mind anyway.
Not that I have ever broken or lost a phone, but at 525 euro these SGS2's are a bit expensive not to have insurance for it....

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