So I didn't purchase Nexus Protect when I bought my phone and, according to Google, the only way to get it is to return and repurchase. Or, I can get a square trade warranty. Thoughts?
Sent from my SM-G920V using Tapatalk
mbrill said:
So I didn't purchase Nexus Protect when I bought my phone and, according to Google, the only way to get it is to return and repurchase. Or, I can get a square trade warranty. Thoughts?
Sent from my SM-G920V using Tapatalk
Click to expand...
Click to collapse
You can get Square Trade.
I've used them on plenty of items.
I've filed claims on two different items.
One was a tablet and they refunded the price.
The other was a camera and they sent me a refurb replacement that has been flawless.
tech_head said:
You can get Square Trade.
I've used them on plenty of items.
I've filed claims on two different items.
One was a tablet and they refunded the price.
The other was a camera and they sent me a refurb replacement that has been flawless.
Click to expand...
Click to collapse
Does Squaretrade have a limit on replacements like Nexus Protect only allows 2 incidents in 2 years?
I, too, purchased a squaretrade warranty. Makes absolutely zero sense why nexus protect can't be added within the return period.
Does anyone have an opinion regarding SquareTrade vs Nexus Protect? Should I go through the hassle of returning the phone and buying a new one just to get the Nexus Protect?
tech_head said:
You can get Square Trade.
I've used them on plenty of items.
I've filed claims on two different items.
One was a tablet and they refunded the price.
The other was a camera and they sent me a refurb replacement that has been flawless.
Click to expand...
Click to collapse
I honestly don't think Nexus Protect is worth it. It carries a nasty deductible.
Rakeesh_j said:
I honestly don't think Nexus Protect is worth it. It carries a nasty deductible.
Click to expand...
Click to collapse
Any expensive phone insurance does unless you pay more upfront...
I just get square trade $5 a month and cancel once I get next years Nexus.
Rakeesh_j said:
I honestly don't think Nexus Protect is worth it. It carries a nasty deductible.
Click to expand...
Click to collapse
I thought the deductible was $79 and I know Squaretrade is $75
Rakeesh_j said:
I honestly don't think Nexus Protect is worth it. It carries a nasty deductible.
Click to expand...
Click to collapse
I looked at it this way
2 years of verizon insurance @$8 a month is $192, nexus protect is about 1/2 price. Verizon to replace a device is over $100.
The pros of VZW is it covers lost/stolen phone and up to 2 insurance damage/stolen/lost replacements a year if needed Cons of VZW insurance price and deductible price and they can't cover a device not bought from VZW
The pros of NP are lower price and deductible than carrier insurance. The cons of NP is it doesn't cover lost/stolen phones. Only covers 2 replacements FOR TWO YEARS.
So I looked at NP and Square trade and went with nexus protect since their pricing was similar
I'm considering this choice right now since I didn't buy Nexus Protect when I bought my phone and Google won't let me add it now (I tried; got nowhere with their customer support). My concern with Squaretrade is that if they have to replace your phone, they won't replace it with a Nexus 6P but with a "comparable" phone. Does anyone know if that's the case? I really don't want to go through the hassle of returning my phone and buying a new one just to add Nexus Protect. But on the other hand, in the event that I have to file a claim, I don't want to be told that I'll receive a Galaxy Note or whatever instead of a Nexus 6P.
As an aside, Google's policy of not allowing customers to add Nexus Protect during their return window makes absolutely no sense. Returning my phone and buying a new one is a hassle for me and a waste of resources for Google, since it results in a wasted new unit. Lose-lose situation.
Yeah that seems a bit odd on googles part. I was planning on going with squaretrade just been trying to find a coupon to get it a bit cheaper , havent had much luck getting one lol
Related
Hey peeps! I'm getting a nexus 7 and I'm wondering of anyone is getting insurance on their device. I know it has the manufactures warranty but it doesn't cover things an insurance policy would. I'm thinking to get it insured.... .
Sent from my GT-I9100 using xda premium
androidkid311 said:
Hey peeps! I'm getting a nexus 7 and I'm wondering of anyone is getting insurance on their device. I know it has the manufactures warranty but it doesn't cover things an insurance policy would. I'm thinking to get it insured.... .
Click to expand...
Click to collapse
I don't even know if you can just for something that costs $199. If you could, I don't think it'd be worth it. In my case, it would fall under my renter's insurance--although IIRC my deductible is around $200.
It's £60 here for an extended 2 year warranty including damage, not worth it for a £190 tablet.
jabsys said:
It's £60 here for an extended 2 year warranty including damage, not worth it for a £190 tablet.
Click to expand...
Click to collapse
Yeah I've seen it for £40 for 2 years.. just as its budget not sure how long it would last lol.
Sent from my GT-I9100 using xda premium
i'll be registering it with my bank for insurance....£5 per month covers phone, tablet, keys, wallet, IDs and car breakdown so I'm doing it regardless of the price of the nexus 7
I wonder if it would be covered through Homeowners insurance.
You can take it to best buy and buy a protection warranty. Only thing is, for a tablet like this it costs 199.99. WTF! I'm not paying another 200 on top of the 250 I just paid. That's like paying for a $450 iP*d (had to censor or I would get killed ;p )
"extra" insurance is always a scam. (i'm talking for Europe). First you pay about 25%+ insurance fees and in case something happens you will pay "own risk/excess" and documentation costs. In many cases you'll pay within a year the full amount you need for replacing when something happens.
Never get extra insurance for something you can afford to buy a new one. Much cheaper in the long run!
What about a place like SquareTrade? They seem to offer good warranty for decent pricing
I just got a quote for a $279 tablet for $27 two year warranty.....
dbett4 said:
What about a place like SquareTrade? They seem to offer good warranty for decent pricing
I just got a quote for a $279 tablet for $27 two year warranty.....
Click to expand...
Click to collapse
So a 2 year warranty costs $27? I wonder how many arms & legs the deductible costs.
Slap-Yourself :) said:
So a 2 year warranty costs $27? I wonder how many arms & legs the deductible costs.
Click to expand...
Click to collapse
If it's one of their common covered issues there is no deductible.
Slap-Yourself :) said:
I wonder if it would be covered through Homeowners insurance.
Click to expand...
Click to collapse
It should be. Check with your agent to be sure. Also check what your deductible is.
At least with my insurance, if I'd drop it and the screen would break, it would be covered. Some extended warranties will not cover, um, "user error" like that. In general extended warranties are a scam and a MASSIVE money maker for places like Best Buy.
Slap-Yourself :) said:
So a 2 year warranty costs $27? I wonder how many arms & legs the deductible costs.
Click to expand...
Click to collapse
Square Trade's warranty's are awesome. My wife dropped her iPad 2 on a tile floor and shattered the screen. Square trade sent a padded box by next day air and paid for next day air shipping both ways. We got the box, they got it next day, it was repaired and returned on the same day the got it. We received a repaired iPad 2 in 3 days and it didn't cost us a dime extra.
btmec said:
Square Trade's warranty's are awesome. My wife dropped her iPad 2 on a tile floor and shattered the screen. Square trade sent a padded box by next day air and paid for next day air shipping both ways. We got the box, they got it next day, it was repaired and returned on the same day the got it. We received a repaired iPad 2 in 3 days and it didn't cost us a dime extra.
Click to expand...
Click to collapse
so you're saying there is not deductible? and just pay roughly 25 bucks for 2 years of warranty?
I dropped my Transformer and cracked the screen about 2 weeks after I bought it. SquareTrade couldn't replace the glass within 7 days (this was when the Transformer first came out) so they sent me a check for $450 for replacement. I did have the accident insurance on it, and they were really great to work with. - sheureka
dbett4 said:
so you're saying there is not deductible? and just pay roughly 25 bucks for 2 years of warranty?
Click to expand...
Click to collapse
Went to the square trade website and it's actually $60 for 2 years if you want coverage for drops, spills and other accidental damage. Still not bad of a deal.
No that's not bad at all. Idk of other places to get a warranty or else I would compare
Sent from my SCH-I535 using xda app-developers app
So last year I imported my Galaxy Nexus last year for around $700 but never got around to purchasing a insurance plan for it. Good thing it still in great shape. My Nexus 4 should be here tomorrow and I want to know if anyone knows what the best insurance company is for the nexus 4 is.
$350 in your bank? For $350 why get insurance?
I voided my warranty.
how much is insurance for something like the Nexus 4 and what kind things will it cover?
@rbiter said:
$350 in your bank? For $350 why get insurance?
I voided my warranty.
Click to expand...
Click to collapse
350$ is alot of money for some people, stop being so ignorant.
If you purchased it with AMEX, you get 90 days warranty.
FaDeGFX said:
350$ is alot of money for some people, stop being so ignorant.
Click to expand...
Click to collapse
You serious? For ~$100 for insurance and the $50-$150 deductibles why get insurance on a $150. Do the math. If $350 is a lot of money for some people, then why are they buying $350 phones, and some insurance on top that. Start using logic.
I voided my warranty.
SquareTrade is what I use. Since I only buy unlocked devices and use mvno carriers that don't offer insurance. SquareTrade has come in handy... Not sure if they offer service where you live though.
Only issues with a 3rd Party insurance is they can't guarantee a replacement device on something as new as the Nexus 4.
Sent from my Nexus 7 using XDA Premium HD app
Just thinking, I'm not too worried about defects, Google will replace it for that. But reading about the nexus 4s slickness, and people dropping them makes me realize stuff happens. This is why I have insurance on my at&t account, but obviously that isn't going to mean much with a non at&t phone. Any third party companies that offer it?
Sent from my Nexus 7 using Tapatalk 2
http://www.squaretrade.com/smartphone
Ordered my Nexus 4 on the 13th. Still waiting.
estallings15 said:
http://www.squaretrade.com/smartphone
Ordered my Nexus 4 on the 13th. Still waiting.
Click to expand...
Click to collapse
Squaretrade is ridiculously overpriced given the cost of the n4 and the deductible they charge. Plus they offer cheaper coverage for iPhones which is irritating. Not recommended. If others have found reasonable insurance, I'd be interested.
Sent from my Nexus 7 using xda premium
$125 for two years with a $99 deductible?
My current plan through T-mobile is $6 a month with a $130 decuctible. What are you used to paying?
Ordered my Nexus 4 on the 13th. Still waiting.
I think it's crap that I can't just pay $30 from square trade for a service plan with accidental coverage. Oh it's a phone. That means you need insurance and not a service plan. Who decides this crap? I got a service plan from square trade when I bought my HTC Flyer and it was $30, and what is a flyer? An oversized Desire HD!
I remember you used to be able to buy a service plan from best buy for a phone if you bought it from them, and now they have bend over and spread em insurance too! Really who decides this crap? Cell phones are pretty much in a class of their own with consumer electronics.
I guess I'll just go insurance free
Sent from my HTC PH39100 using Tapatalk 2
estallings15 said:
$125 for two years with a $99 deductible?
My current plan through T-mobile is $6 a month with a $130 decuctible. What are you used to paying?
Click to expand...
Click to collapse
Both plans are outrageous given the cost of the Nexus 4.
Cor-master said:
I guess I'll just go insurance free
Click to expand...
Click to collapse
I'm with you. Unless squaretrade recognizes their ridiculousness and adjusts their pricing plans accordingly. I'll not be holding my breath.
Sent from my Nexus 4 using xda premium
bumping this in hopes that it gets some action.
i think i am going to get squaretrade before my 30 days are up. one of the things i like is you can cancel at any time and be refunded the rest of your money. or cancel and stop paying your seven bucks a month. you can also transfer it with the phone if you sell it and want to use the insurance as a perk.
has anyone else found anything better?
i just noted in a previous post that my phone just dropped 18" onto a rug with the bumper on and now my glass creaks. its only a matter of time i feel before something worse happens. and who knows... maybe google and lg will start building these things a bit better and with insurance we can swap it out.
I just think it's crap I can get a square trade warranty on a tablet for $30 that doesn't have a monthly fee and offers the exact same coverage but because the device is deemed small enough to be a phone I gotta pay a monthly fee
Sent from my HTC PH39100 using Tapatalk 2
Cor-master said:
I just think it's crap I can get a square trade warranty on a tablet for $30 that doesn't have a monthly fee and offers the exact same coverage but because the device is deemed small enough to be a phone I gotta pay a monthly fee
Sent from my HTC PH39100 using Tapatalk 2
Click to expand...
Click to collapse
i completely agree. i wish some hardware replacements would start hitting the market. if i could price out the replacement parts i could weight out the pricing better. but i dont want to go past my 30 days and be forced into buying the parts from the internet when they could very well be pricier.
Check the threads were people have sent their phones back for repair. I'd rather save my money then send it back to LG for repair, if there is something that needs repair. One post I read said it was going to cost $140 to repair the cracked glass. Another one was $153. So paying someone $125 for 2 years and $99 deductible seems like its not worth it. The cost for a one time repair would have to exceed $224 to make it worth it.
This is what I got. Square trade $79.99 for 2 years and a $50 deductible.
http://www.amazon.com/gp/aw/d/B008I668NG/ref=redir_mdp_mobile
Sent from my Nexus 4 using xda app-developers app
BruceCLin said:
This is what I got. Square trade $79.99 for 2 years and a $50 deductible.
http://www.amazon.com/gp/aw/d/B008I668NG/ref=redir_mdp_mobile
Sent from my Nexus 4 using xda app-developers app
Click to expand...
Click to collapse
That would be worth it but are you sure it covers phones?
Sent from my HTC PH39100 using Tapatalk 2
I agree. Paying $125 on the chance that I break it and then have to pay another $99, for a total of $224, on a phone I bought for $300, doesn't seem quite worth it.
Of course, that's if it only breaks once. My wife is murder on phones, so figure that she breaks hers, say, three times in two years and that's $125 + $99 x 3 = $422. But then, if LG will repair it for about $150, then those three times only cost me $450, so the difference is still pretty negligible.
I'm going to get us both the Ballistic cases when they are released in a few weeks and hope for the best.
danguyf;35721483My wife is murder on phones.[/QUOTE said:
as am i.
http://www.youtube.com/watch?v=5sOoXKBYC1c
the seventy dollar deal for prepaid doesnt sound bad at all.
Click to expand...
Click to collapse
I got Square Trade. They are having a 35% off sale until December 26th. :thumbup:
Transmission sent from my badass Nexus 4.
I've had mixed experiences with Squaretrade. My biggest complaint is that they send your device to a repair depot that can take over a week to fix. In addition, if the repairs exceed the cost of the phone, they keep it.
Also, the last time I used them, they wanted my SIM card (I was having SIM identification problems). I personally refuse to send an active SIM card through the mail. They said that all of their customers are fine with it?
Anyways, I personally don't think it's cost effective to buy insurance for a cell phone at $299-$349. Just keep money aside if it breaks or is lost/stolen.
I'd like to know if any one has used these guys.
http://www.worthavegroup.com/cell-phone-insurance
on paper it seems like a good deal and good coverage... but I'd like to hear some stories about claims being a hassle or not.
I'm content with using SquareTrade as an "Insurance" for my Nexus 4.
SquareTrade: $125+$99=$224 (They even cover shipping)
Buying New Replacement: $349+Shipping
Plus with buying new, you have to take into consideration that the Nexus 4 is nearly impossible to get right now.
So you could be stuck without a phone for months, where with SquareTrade you get one quickly.
And "Part Replacement" is pointless IMO. You might crack the screen, spend $150 for a new screen. But what if you do more damage than just the screen.. more parts to buy
But that's just me. Plus if the phone is not repairable. They give you the full retail cost of the phone at time of purchase.
$79 Plan from SquareTrade the Indian guy from the SquareTrade Customer Service said the Nexus 4 is covered under this plan.
Or $99 Plan from SquareTrade will cover it too, (in case you don't want to take the chance that the $79 plan does not cover it.)
Hey guys, I am planning on upgrading to the GS4 next week and am contemplating on where to purchase the device. The location I purchase it is going to be based on the warranty I get. Best Buy has no deductible while Asurion and Square Trade both have deductibles. Has anyone had any experience with filing a claim with either of the companies and/or recommend one over another? Thanks.
kunjan_2003 said:
Hey guys, I am planning on upgrading to the GS4 next week and am contemplating on where to purchase the device. The location I purchase it is going to be based on the warranty I get. Best Buy has no deductible while Asurion and Square Trade both have deductibles. Has anyone had any experience with filing a claim with either of the companies and/or recommend one over another? Thanks.
Click to expand...
Click to collapse
Asurion is god awful and you'll have to pay 150-200 (lost my S3 three times) each time.
Square trade is awesome with is extra accidental coverage, one time payment plus there's almost always a nice discount code online to save a bunch. I smashed my tablets screen dropping it and I had the bootloader unlocked with is permanent with Asus and voids the manufacturer warranty but they still ended up replacing it.
Don't know about Best Buy though, have heard it's good though. Definitely recommend SquareTrade though!
dit: And SquareTrade doesn't have a deductible? I'm pretty sure.
EDIT: Never mind lol, there isn't a deductible on tablets but there is on the phones xD Still great though!
Sent from my SPH-L720 using xda app-developers app
inlineboy said:
Asurion is god awful and you'll have to pay 150-200 (lost my S3 three times) each time.
Square trade is awesome with is extra accidental coverage, one time payment plus there's almost always a nice discount code online to save a bunch. I smashed my tablets screen dropping it and I had the bootloader unlocked with is permanent with Asus and voids the manufacturer warranty but they still ended up replacing it.
Don't know about Best Buy though, have heard it's good though. Definitely recommend SquareTrade though!
dit: And SquareTrade doesn't have a deductible? I'm pretty sure.
EDIT: Never mind lol, there isn't a deductible on tablets but there is on the phones xD Still great though!
Sent from my SPH-L720 using xda app-developers app
Click to expand...
Click to collapse
Thanks for you reply. Yeah, I thought Square Trade had a deductible. I actually have used Square Trade in the past, and luckily have never had to file a claim. I like the fact that with Best Buy, I can just go into the store. I'm pretty good about not misplacing my phone, so I'm not worried about the lost/stolen feature. I am leaning towards the Best Buy insurance, but I have read mixed reviews on the service/insurance through Best Buy. Some say they are given a hard time when they take their device in, while others say that best buy takes the device and ships it out right away to get fixed.
And Best Buy gives you a loaner while your phone gets fixed. But the lost or stolen part blows. But still leap years better than asurion.
Sent from my SGS4. Go Blue!! Buck the Fuc keyes!!
Why not insurance through Sprint?
I thinks its 7 bucks a month and covers theft, lost and damage.
im in the same boat as you although i already purchased my phone @ Radioshack so its between squaretrade or sprint.
robogoflow said:
Why not insurance through Sprint?
I thinks its 7 bucks a month and covers theft, lost and damage.
im in the same boat as you although i already purchased my phone @ Radioshack so its between squaretrade or sprint.
Click to expand...
Click to collapse
Sprint goes through asurion and they actually charge 11...
Sent from my SPH-L720 using xda premium
I have used asurion on my Sprint phones and Att phones. In the first 6 months nothing IMO beats asurion.
I rarely keep a device longer than that anyway. It is good to know that if I lose one it is covered for a much smaller cost than buying as replacement. I have had to use my insurance twice after someone else broke my phone, process to file a claim was quick and easy and my replacement arrived next day. I have had an instance where quality of the replacement was below my standards and was sent a suitable replacement.
I have also had Bestbuy insurance and it was OK...just had bad experiences with poorly trained stores, had to wait a few days to two weeks [I hear they have improved that] and now don't buy phones there so not really an option
Sent from my SPH-L720 using xda app-developers app
Best buy is the best. No deductible infinite replacements. And it's a $1 cheaper a month than Assurion. Assurion is $150 deductible and only 3 replacements a year even though you have to pay that much.
Sent from my Sprint Galaxy S4 using Tapatalk 2
GiantJay said:
Best buy is the best. No deductible infinite replacements. And it's a $1 cheaper a month than Assurion. Assurion is $150 deductible and only 3 replacements a year even though you have to pay that much.
Sent from my Sprint Galaxy S4 using Tapatalk 2
Click to expand...
Click to collapse
Have you had any experience in filing a claim with Best Buy?
DaDinx33 said:
Have you had any experience in filing a claim with Best Buy?
Click to expand...
Click to collapse
Not yet but have never had anything but exceptional experiences when dealing with Best Buy's customer service. I have filed claims with Assurion where I received defective devices though after paying $150.
GiantJay said:
Not yet but have never had anything but exceptional experiences when dealing with Best Buy's customer service. I have filed claims with Assurion where I received defective devices though after paying $150.
Click to expand...
Click to collapse
Awesome. I think I'm gonna go with Best Buy. Thanks!
I was doing some googling to see if there was any insurance available for our new phones like Asurion which I have on my S6 w/ Verizon.
I came across this site http://www.worthavegroup.com/product/cell-phone-insurance/ and I was wondering if anyone one has used them before.
They cover anything and everything that can happen including lost/theft.
For 1 year of coverage the cost is $64 and has a $50 deductible.
Seems like a great deal just never heard of anyone using them before.
millerd79 said:
I was doing some googling to see if there was any insurance available for our new phones like Asurion which I have on my S6 w/ Verizon.
I came across this site http://www.worthavegroup.com/product/cell-phone-insurance/ and I was wondering if anyone one has used them before.
They cover anything and everything that can happen including lost/theft.
For 1 year of coverage the cost is $64 and has a $50 deductible.
Seems like a great deal just never heard of anyone using them before.
Click to expand...
Click to collapse
dang that is a good deal. Also covers theft and vandalism... hmmm I might cancel nexus protect if this is legit
---------- Post added at 08:30 AM ---------- Previous post was at 08:27 AM ----------
looks like some poor service reported here https://www.trustpilot.com/review/www.worthavegroup.com but overall good
Can you keep Asurion that you have through Verizon ? Not sure how that works
Have yet to file a claim (*knock on wood*) but I have used Squaretrade for quite some time.
A little bit of googling and get you 25% to 30% off making it ~ $70 for 2 years of coverage.
$75 deductible I think.
MoNsTeReNeRgY22 said:
Have yet to file a claim (*knock on wood*) but I have used Squaretrade for quite some time.
A little bit of googling and get you 25% to 30% off making it ~ $70 for 2 years of coverage.
$75 deductible I think.
Click to expand...
Click to collapse
I've had Squaretrade on multiple devices.
FIled a couple of claims and it was pretty painless.
Been using Squaretrade for years. Claims process is very easy.
I went with Nexus Protect this time though.
Does Squaretrade cover lost or stolen?
Sent from my SM-G925V using Tapatalk
millerd79 said:
Does Squaretrade cover lost or stolen?
Sent from my SM-G925V using Tapatalk
Click to expand...
Click to collapse
No they do not.
millerd79 said:
I was doing some googling to see if there was any insurance available for our new phones like Asurion which I have on my S6 w/ Verizon.
I came across this site http://www.worthavegroup.com/product/cell-phone-insurance/ and I was wondering if anyone one has used them before.
They cover anything and everything that can happen including lost/theft.
For 1 year of coverage the cost is $64 and has a $50 deductible.
Seems like a great deal just never heard of anyone using them before.
Click to expand...
Click to collapse
I used them for like 3 years, but I never had to file a claim. Everything was easy. Even switched insurance to new phone without paying more when I got it.
We can't use assurion through verizon for the Huawei nexus 6P??
lucky_strike33 said:
We can't use assurion through verizon for the Huawei nexus 6P??
Click to expand...
Click to collapse
razor237 said:
Can you keep Asurion that you have through Verizon ? Not sure how that works
Click to expand...
Click to collapse
Nope,
You can only insure a phone that Verizon sells in their stores. So you could technically buy someone elses Samsung S5 for example and put it on your line and keep it insured. You just cannot bring a phone that was not sold by VZW and insure it.
If you already have an old phone, you are also eligible for an additional Family plan discount on Square Trade. No experience with these guys, but Square trade has been awesome for me with next day shipping or walk into a store to get most of the issues resolved (For Walk-ins, you dont have to pay any deductible, if you use one of there preferred stores)
coupon code for smartphones?
Hi all,
Does anyone have a squaretrade code for smartphones? The ones I have can not be used for phones. It's weird, because I was always able to find one before to use on my smartphone.
Thanks.
EMcTx said:
Hi all,
Does anyone have a squaretrade code for smartphones? The ones I have can not be used for phones. It's weird, because I was always able to find one before to use on my smartphone.
Thanks.
Click to expand...
Click to collapse
I bought through then for my 6p, but I was unable to find an coupon codes that worked. I even signed up a junk email address of mine to get the coupon they send out, and it explicitly said "not valid on smartphone plans" in the fine print.
Squaretrade is great, just understand that they ARE NOT a phone INSURANCE plan, they are a PROTECTION plan.
Insurance covers loss and theft, protection plans only cover damage.
I also got squaretrade with the accidental damage protection. $99 for 2 years with $75 deductible. Covers devices up to $999. Only catch though like the_hustleman says it does not cover loss or theft. Can't really blame them though. That's how they keep great rates. Just keep your phone on you at all times.
Also like Squaretrade for device insurance....
I'm just using one of my savings account as interest. I'm not against insurance. But we should receive at least 50% back or be vested but to pay and get nothing.
Sent from my Nexus 6P using Tapatalk
bipoler said:
I'm just using one of my savings account as interest. I'm not against insurance. But we should receive at least 50% back or be vested but to pay and get nothing.
Sent from my Nexus 6P using Tapatalk
Click to expand...
Click to collapse
What insurance gives you is peace of mind. $99 to join and $75 per incident is doable if I break my phone. Paying another 600 outright ain't happening. and would cost more anyways. That's just how insurance works. You pay a small amount in a pot that can be used by all contributors to the pot in case they need it. You don't get to take your money back out of the pot after 2years just because you did not use it. You were covered for those 2 years.