Overseas Transaction Fee - Galaxy S I9000 General

Kinda annoying but I bought an app for $0.99 which is a cheap app when converted to GBP but I checked my bank and I was charged a overseas fees of £1.00 which kind of makes the app expensive now. Just wondering why google checkout doesn't do what the itunes marketplace does and do specific currency conversion for each region so that these fees don't happen. It's just so annoying because this was the first paid app I've bought and now I don't think I'm gonna be buying anymore until google do specific region currency conversions on google checkout!
ahh rant over.....
Anyone else had this problem?

TheMaverick said:
Kinda annoying but I bought an app for $0.99 which is a cheap app when converted to GBP but I checked my bank and I was charged a overseas fees of £1.00 which kind of makes the app expensive now. Just wondering why google checkout doesn't do what the itunes marketplace does and do specific currency conversion for each region so that these fees don't happen. It's just so annoying because this was the first paid app I've bought and now I don't think I'm gonna be buying anymore until google do specific region currency conversions on google checkout!
ahh rant over.....
Anyone else had this problem?
Click to expand...
Click to collapse
Credit cards usually charge a fraction of this, like 2-4% of the conversion, many do so without any minimum fee. If you have a CC link it to Google checkout, if you have a bunch call CS and find their rates or go online (I know it's work, but it'll allow you to get more apps that'll enhance your experience.)
I can't suggest anything else, maybe someone more knowledgeable can chime in, or try Googling.

This is one reason why we need to see a dedicated app or in browser android marketplace with prices converted before hand to stop stuff like this happening.

My brother was telling me the other day how his bank is charging him $1+2% on every foreign transaction, then I told him my bank only charged me 2.5% flat. Maybe changing banks is a quick solution. =p
I do agree Google should do something about this as is just discourages people from using the market.

but that fee is not charged by google market.
it is a fee your back charges you for the money conversion service, just like when i use PayPal
there is no way and it's also not google's market place job to show you those fees, as each bank has their own fee, and those fees changes frecuently, it'll be insane to keep track of the fees of all the bank for all the servers, for all over the world.
TheMaverick said:
Kinda annoying but I bought an app for $0.99 which is a cheap app when converted to GBP but I checked my bank and I was charged a overseas fees of £1.00 which kind of makes the app expensive now. Just wondering why google checkout doesn't do what the itunes marketplace does and do specific currency conversion for each region so that these fees don't happen. It's just so annoying because this was the first paid app I've bought and now I don't think I'm gonna be buying anymore until google do specific region currency conversions on google checkout!
ahh rant over.....
Anyone else had this problem?
Click to expand...
Click to collapse

No it's not Google's place to display credit card fee's, but it would be a minor change to display prices in your local currency and charge you that rather than paying in Yen, USD, etc and being charged for it.

It's ridiculous I was charged £1.25 for an appl that cost £3.23... Google are big enough to be able to turn checkout into something similar to Paypal. I'll not be buying anything else from the market if this means my bank are going to charge me for doing so. Bottom line is there are no options on Google checkout it sucks..

This is rather annoying for me too, I wish I could buy bulk vouchers of some sort, or pre-load money so I could buy several apps in one transaction.
bushrat said:
My brother was telling me the other day how his bank is charging him $1+2% on every foreign transaction, then I told him my bank only charged me 2.5% flat. Maybe changing banks is a quick solution. =p
I do agree Google should do something about this as is just discourages people from using the market.
Click to expand...
Click to collapse
Normally I would say "Which bank?" but it's obviously not Commonwealth Bank.
Care to share?

Tachikoma_kun said:
No it's not Google's place to display credit card fee's, but it would be a minor change to display prices in your local currency and charge you that rather than paying in Yen, USD, etc and being charged for it.
Click to expand...
Click to collapse
Plug, shameless (but I'm not their shill): use AppBrain to browse apps to buy, change the currency selection at bottom of page from "Original currency" to your local currency (but note below). While you're at it, you may wish to install the AppBrain App Market and Fast Web Installer apps from the Market to easily sync your desktop selection with your phone.
About Google doing currency conversions right in the market app: That would be easy (simple API call to their own or any other reputable currency converter) but the price will only be an indication.
It is NOT possible to show you the grand total (the bottom line on your bill) in your currency, as that would need to include any extra charges your bank will add for international transfers etc., which Google doesn't (want to) know, as previous posters pointed out.
If you have a CC linked to Google Checkout, you will receive an email immediately after validation of a purchase which shows the total amount your CC will be charged.

Just FYI, simply converting the currency does not take away the overseas charge.
Becoming a customer of real proper bank (or credit card provider) is the only solution to make it go away.

Yep.. this may be helpful, if you're in the UK:
http://www.moneysavingexpert.com/travel/overseas-card-charges
Debit cards from Abbey, Halifax, Intelligent Finance, Lloyds TSB, NatWest and RBS all charge a per-transaction fee for foreign currency transactions. Credit cards all charge no more than 3% transaction fee, so are a better bet if you have one.

There are rumors of Google adding PayPal support to android:
bloomberg.com/news/2010-08-13/paypal-said-to-be-in-talks-with-google-about-handling-android-payments.html
Hope this is for real, it would be a really good solution to overseas charge problem.

rogo-1 said:
There are rumors of Google adding PayPal support to android:
bloomberg.com/news/2010-08-13/paypal-said-to-be-in-talks-with-google-about-handling-android-payments.html
Hope this is for real, it would be a really good solution to overseas charge problem.
Click to expand...
Click to collapse
PayPal charges even more Transaction fee
is like jumping from one fire to another fire
LOL
you can't get away from Transaction fees, that is how they make money.
just get on with it.

AllGamer said:
PayPal charges even more Transaction fee
is like jumping from one fire to another fire
LOL
Click to expand...
Click to collapse
There are no fees for online purchases. I've been paying with PayPal on Ebay and other sites for ages - buying stuff from China, Europe and USA. Never paid a cent of fees.
It doesn't mean they make Android Market purchases free of charge as well, but one can hope

i use paypal every day, and every time there is money conversion involved, they charge a transaction fee

What do you use it for? Selling or buying?

rogo-1 said:
What do you use it for? Selling or buying?
Click to expand...
Click to collapse
both
i just got charge $17.70 US for a conversion & service fee

You probably should check what you are being charged for.
Login to you PayPal account, and click the "fees" link on the bottom. You will get fee rates relevant to your account. This is what mine says:

I wasn't aware that PayPal charges a per-transaction fee, I thought it was just a percentage? I could be wrong though, but it's a big difference for small transactions.

If they let you use paypal, you could easily trade some USD/EUROS for your local currency and deposit them in paypal.
However Credit/Debit Card -> INTERNATIONAL TRANSACTION FEE -> PayPal -> PAYPAL FEE -> CURRENCY EXCHANGE -> EXCHANGE FEE -> Google Checkout.
It adds about 250% to the price even once converted.

Related

Overseas charges on market

Hi,
I am in the uk and am with lloyds tsb. I have purchased open home from the android market. I have looked into my bank statement and i have been charged a £1 overseas charge. does anyone else have this and know of a way to get around it? (like putting some funds into my google checkout account?)
Chris
wardy277 said:
Hi,
I am in the uk and am with lloyds tsb. I have purchased open home from the android market. I have looked into my bank statement and i have been charged a £1 overseas charge. does anyone else have this and know of a way to get around it? (like putting some funds into my google checkout account?)
Chris
Click to expand...
Click to collapse
Were you charged by Google or by your bank?
I get the same, its a bank charge levied by Lloyds to customers who dont have a "premium account" which you have to pay a monthly fee for.
Basically when working out what I'm paying for a market app I have to decide if it's worth £1 over and above the listed market price, not ideal.
Thats crazy, so its my bank. Why cant they do what paypal does. that never charges me. That really puts me off buying American apps.
Chris
Just move to america. Everyone else does.
Or open an account with a bank that doesn't take the piss out of you?

Nexus One Sales Tax!!

We’re writing in regards to your recent Nexus One purchase. There was an issue with the way the sales tax was applied to your order. When your order was placed, you paid taxes on the full retail price of the phone. However, you should have only been charged taxes on the sales price of the phone. We apologize for this issue and wanted to let you know that Google will issue a partial refund for the difference in the amount of taxes you were charged.
The refund will be issued to the debit/credit card used to complete the original purchase. To verify which card will receive the refund, please sign in to your Google Checkout account at https://checkout.google.com and click ‘View order’. The payment information for the order will be listed at the bottom of the order receipt.
If the debit/credit card used to complete your purchase has been closed, your card-issuing bank should forward these funds to your new account or mail a check to you for the amount of the refund.
If you have any questions about the refund, or if you need further assistance, please reply to this email and we’ll be happy to help.
Sincerely,
The Nexus One Team
Google Inc.
1600 Amphitheatre Parkway
Mountain View, CA 94043
You've received this mandatory service announcement email to update you about important changes to your Nexus One order.
Click to expand...
Click to collapse
sooo google charged extra for sales tax;; who else got this email?
I do, can't wait cause i'm broke!!!
Apple would never do something like this, thanks for being so honest Google
well i just calculated it
these are my numbers
8.875% = NYC Sales Tax
529.00 = RETAIL Price
-250.00 = Discount
8.875% of (529.00 - 250.00) = $24.76125
not much of a refund i guess but its good they are being honest...
I got the same email today too
Do you guys live in states with a sales tax?
I got mine forwarded to AUS via oregon, which i don't believe has sales tax. I did not pay any import tax, So i am assuming that at no point did i pay tax for the phone, would that be right? or do they put tax on at the time of purchase?
I paid full price...529 + 46 nys tax.
Im assuming i dont apply.
A friend of mine and I both got that email today as well.
i presume this is for US only? not UK?
thanks
so, this doesn't apply to the people that bought it at full price or does it? i didn't get an email yet...
Got that email yesterday as well. I guess we were too excited to actually check the sales tax we paid?
I looked at the sales tax I paid through google checkout, and then cross referenced that through my bank account, and I paid the correct ammount. Hmmmmm, maybe a global refund of the 20+ dollars?
t0mmy said:
so, this doesn't apply to the people that bought it at full price or does it? i didn't get an email yet...
Click to expand...
Click to collapse
It wouldn't apply because you paid the correct sales tax. Google was taxing for the full price when people were buying at the subsidized price.
Not in California ???
YES! 14 dollar refund?!?!?! Thats fine by me
Hmm.. I wonder why I haven't received this email. I just checked my google checkout receipt and it looks like I paid full tax amount on subsidized price too lol. I wondered why tax was so much but I was too excited to think more of it haha.
I get my Google phones for free, so nope! *sticks out tongue*
EdwardUong said:
Not in California ???
Click to expand...
Click to collapse
Nope, even buying subsidized from a retail store (in california) they still charge you sales tax on the full price of the phone.. So no refund..
swgbex said:
Nope, even buying subsidized from a retail store (in california) they still charge you sales tax on the full price of the phone.. So no refund..
Click to expand...
Click to collapse
Aww dammit. That's not cool. I was juiced about a reimbursement too. Guess I can kiss that goodbye
They should refund me the price difference between the touchscreen they used and a legitimate touch screen.

Android Market payments in Latin America?

I have not received my Vibrant yet, and I'm new to Android, so can anyone tell me if I can pay for apps in the Market in Panama?
I have Paypal, credit card, etc. but I don't know how payment works in the Market, but I've read that it's not an option everywhere.
Anyone?
donalgodon said:
I have not received my Vibrant yet, and I'm new to Android, so can anyone tell me if I can pay for apps in the Market in Panama?
I have Paypal, credit card, etc. but I don't know how payment works in the Market, but I've read that it's not an option everywhere.
Anyone?
Click to expand...
Click to collapse
I'm sure u can, with a credit card
Sent from my SGH-T959 using XDA App
yes you can all that will be added is the exchange rate differential cost for 1 dollar exchange to English pound is about 6% or 8cents so it will not effect you much don't know exchange rate cost for the Balboa to dollar but I would guess it is something the same.
Well, the Panamanian Balboa is based on the US dollar at 100% parity, and US currency is freely used here, so that's not a problem. Is it possible to pay in the Market with PayPal?
+1
Well, the Panamanian Balboa is based on the US dollar at 100% parity, and US currency is freely used here, so that's not a problem. Is it possible to pay in the Market with PayPal?

$25 Credit?

Quick question -- I've preordered a Nexus 7 16gb and i wanted to use the $25 to grab some tablet apps on my Nook while i wait for it. Only issue is, the credit isn't showing up in my payment options...
Do you get the credit upon ordering, or is that when you activate it?
it looks like you get the credit once the new device is activated. at least, that's how it looked from the google videos.
thekillingtree said:
it looks like you get the credit once the new device is activated. at least, that's how it looked from the google videos.
Click to expand...
Click to collapse
Yep that's how it works. Along with the Transformers movie.
got556 said:
Yep that's how it works. Along with the Transformers movie.
Click to expand...
Click to collapse
wait so we are getting free movies too??
Just 1 free movie. The Transformers one.
doctahjeph said:
wait so we are getting free movies too??
Click to expand...
Click to collapse
We get Transfomers: Dark of the Moon, The Bourne Dominon (book), and a couple magazines. Plus the $25 credit, of course.
Question
Is everybody who buys this tablet now or in the store getting 25$ giftcard and films or just the one who are pre-ordering it in Google Play Store?
hetwo said:
Is everybody who buys this tablet now or in the store getting 25$ giftcard and films or just the one who are pre-ordering it in Google Play Store?
Click to expand...
Click to collapse
It says for a limited time, so I assume just those who are pre-ordering. Or the first round of pre-orders, who knows.
I do think it is good the credit/movies and all that will just come on the device. Easiest way to do it.
Strategy
In their developer conference they said that it is new strategy to customers buy more products in Google Play, but he did not say if all tablets have that 25$ gift
provided all pre-ordered devices will get $25 gift.what happens if the device is activated outside US,UK, and Australia? will there still be $25 gift in the form of other currency? thanks
kingblade20 said:
provided all pre-ordered devices will get $25 gift.what happens if the device is activated outside US,UK, and Australia? will there still be $25 gift in the form of other currency? thanks
Click to expand...
Click to collapse
I do believe that's a question to call and ask google. They havent released any info yet about overseas presales that I'm aware of
Sent from my Galaxy Nexus using xda app-developers app
When I ordered mine (Canada), it did showed credit being applicable. Anyways, with the amount of taxes we pay - I guess Google hand out pro-rated credits
Does the credit apply to the play store as a whole, meaning can this credit be applied toward the case or other accessories?
Sent from my Galaxy Nexus using xda app-developers app
I'm gonna go out on a limb and say the free credit will show up once your card has been placed and the order shipped and it probably applies to apps or media. The free book, movie and magazines will probably only be accessible if you log into google play from the US or Canada, The UK or Australia the only places where legit pre-orders are available right now.
If you pre-order one and you log in for the first time outside of those countries, you will not be able to access that part of the play store and download the free media. I may be wrong and it all comes pre-loaded but I have a feeling otherwise, I guess we will have to wait and see.
Okay, so the free credit (£15 per device - from the UK); I've ordered 2 tablets together - to save on postage. One for my wife and one for someone else, I ordered it while logged into my google account and unticked the option that said to register the devices to me (as obviously my wife and friend have their own google accounts).
So how will it know to assign the credit to them, is this built into the tablet rather than via the store? Sorry I'm a bit confused and don't want to lose out on the £30 total credit.
kaiserpc said:
Okay, so the free credit (£15 per device - from the UK); I've ordered 2 tablets together - to save on postage. One for my wife and one for someone else, I ordered it while logged into my google account and unticked the option that said to register the devices to me (as obviously my wife and friend have their own google accounts).
So how will it know to assign the credit to them, is this built into the tablet rather than via the store? Sorry I'm a bit confused and don't want to lose out on the £30 total credit.
Click to expand...
Click to collapse
Id say the first account you log on with will get it on each device
solid009 said:
Does the credit apply to the play store as a whole, meaning can this credit be applied toward the case or other accessories?
Sent from my Galaxy Nexus using xda app-developers app
Click to expand...
Click to collapse
Unfortunately, the credit cannot be used for subscriptions or accessories. Sucks right?
Jordanooo said:
Id say the first account you log on with will get it on each device
Click to expand...
Click to collapse
This is exactly how it works.
kaiserpc said:
Okay, so the free credit (£15 per device - from the UK); I've ordered 2 tablets together - to save on postage. One for my wife and one for someone else, I ordered it while logged into my google account and unticked the option that said to register the devices to me (as obviously my wife and friend have their own google accounts).
So how will it know to assign the credit to them, is this built into the tablet rather than via the store? Sorry I'm a bit confused and don't want to lose out on the £30 total credit.
Click to expand...
Click to collapse
Perhaps a card is given in the packaging with a number similar to a credit card number and when you go to input a credit card you type in this number so you can pay with it like that; and then perhaps you can choose between using a credit card or using the gift card.
Credit is given when the actual device is activated.
Credit goes to the Google account used for that activation.

Moto x promo coupon give away!

Hi! I registered 2 MOTO X coupons this morning(AM 1:00, of course local time). One for mine and the other one I decide to give away for one who can help me to purchase via MOTO MAKER in the USA and send it to me by USPS international express mail. I will pay the guy through eBay. Please give me an opportunity to enjoy this device and share the MOTO X together!
wlsfnl2010 said:
Hi! I registered 2 MOTO X coupons this morning(AM 1:00, of course local time). One for mine and the other one I decide to give away for one who can help me to purchase via MOTO MAKER in the USA and send it to me by USPS international express mail. I will pay the guy through eBay. Please give me a opportunity to enjoy this device and share the MOTO X together!
Click to expand...
Click to collapse
Probably won't get much luck with this. Ebay and Paypal take a huge cut of the profits.
The item plus tax would roughly equate to
$385 (NYC City Taxes)
Include international shipping, let's assume $30
Price = $415
Ebay takes a 10% cut
10% = $41.50
Paypal takes 3.4%
If it's from $385, it'll be $13.90; however, if it's from $415, it'll be $14.11
So the total cost would be
Final Price = $470.61
And then, let's assume we're not getting nickled and dimed. This amount of money would be frozen until paypal releases the funds, and verifies that you received the shipment. If you never get the phone, or say you didn't get it. I'm out nearly $500.
Only way someone would agree to this, is if you make the payment as a donation, which is even riskier for you.
AdriVelazquez said:
Probably won't get much luck with this. Ebay and Paypal take a huge cut of the profits.
The item plus tax would roughly equate to
$385 (NYC City Taxes)
Include international shipping, let's assume $30
Price = $415
Ebay takes a 10% cut
10% = $41.50
Paypal takes 3.4%
If it's from $385, it'll be $13.90; however, if it's from $415, it'll be $14.11
So the total cost would be
Final Price = $470.61
And then, let's assume we're not getting nickled and dimed. This amount of money would be frozen until paypal releases the funds, and verifies that you received the shipment. If you never get the phone, or say you didn't get it. I'm out nearly $500.
Only way someone would agree to this, is if you make the payment as a donation, which is even riskier for you.
Click to expand...
Click to collapse
Thx, dude! Could you figure out a method to reduce the cost with less risk at the same time? I really like this device!
the new coupon should be binded with your name/phone number/mail address. I don't think it will work for others.
yghrv said:
the new coupon should be binded with your name/phone number/mail address. I don't think it will work for others.
Click to expand...
Click to collapse
It is not bound to your email address or name.
To the OP: if you want security in the transaction, you have to pay those transaction fees. One of the main reasons that they charge transaction fees is to cover the risk.
You don't have to go through eBay and pay that extra 10%. You can pay directly through Paypal for only the 3.4% fee, just make sure you select that you're paying for goods and you're not doing a "gift" transaction. Put a clear description of what you're paying for in the description field. If you want, list it on a site like Androidforums.com or something so there's a genuine for-sale listing with pictures.
The "seller" (the person buying the phone for you) should ship delivery confirmation to your verified Paypal address.
This minimizes risk for both parties, but there's still SOME risk involved, and frankly if it were me, I wouldn't be doing this for a coupon code that people are giving away on here and elsewhere, and selling for $10 on eBay. I'd need to be making a profit off this in order for it to be worthwhile.
I offered my buddy to ship him Moto with Priority International with insurance.....might offer you same deal $520. usually takes 10-14 business days
thx buddy! I have contacted a friend living in the usa. your advice is very useful for my purchasing in the future!

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