Database Users

Retail Price

Assuming that we stick with the fad here - the Epic 4g will be $199 on first line contract pricing. Do you all think its safe to assume the $599.99 price tag for a full retail price?
I'm curious because I will most likely make this my next phone the day it is rooted and don't have an upgrade to use on it.
Before I decide, I wan't to see Quadrant/linpac/benchmark Pi scores before I buy - I have every suspicion that it will beat/match everything else on the market with the GPU it has in it. SuperAMOLED will be nice as well.

why pay retail? Just get someone you know who worships an iphone to buy one on contract. Have them end the contract the next day (pay the $200 ETF) and give them the $400 to cover their cost. Save yourself $200. Never understood why these phones have inflated prices on ebay and stuff. When i was low on cash last year, i did this repeatedly and got hundreds a week on craigslist. There are so many ways to legally make money in this world for those that want it. If you don't, somebody else will. I could write a book with the crap I've learned through the years.

orateam said:
why pay retail? Just get someone you know who worships an iphone to buy one on contract. Have them end the contract the next day (pay the $200 ETF) and give them the $400 to cover their cost. Save yourself $200. Never understood why these phones have inflated prices on ebay and stuff. When i was low on cash last year, i did this repeatedly and got hundreds a week on craigslist. There are so many ways to legally make money in this world for those that want it. If you don't, somebody else will. I could write a book with the crap I've learned through the years.
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Don't you have to pay the deposit and I'm pretty sure you have to pay the first months bill even if you cancel out.. that's about $125 for the deposit and likely about $120 or so for the first month.

no deposit on a contract phone. If you cancel the next day, at worst, you'll pay pro-rated amount of contract (69+10)/30 or about $2.60.

orateam said:
no deposit on a contract phone. If you cancel the next day, at worst, you'll pay pro-rated amount of contract (69+10)/30 or about $2.60.
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Not true, I almost went for the HTC Hero back in November and I paid the $125 deposit. It depends on your credit, I have zero.

Yet somehow I still have a 680 dollar bill at Verizon for 2 BB Storm 2's I bought and returned within my 30 days...I am taking them to court over it. Either way.
I don't mind paying retail for it, just curious what it is going to be.

Kcarpenter said:
I am taking them to court over it.
.
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Hope you get lots of money from them for their stupidity. You should get more then just the refunded $680, they should pay all the legal fees and plus extra for wasting your time.

Retail for all (high end) Sprint PDAs should be $450 for the time being. EVO, Blackberry Bold, the Epic.

get mytouch 4g with contract or buy it straightup?

i currently got an upgrade on my line for the mytouch 4g. i don't know if i should return it and buy the phone instead. being stuck two years with the data plans kinda scares me. i was on even more plus before when i had my nexus one and it felt better to know i can cancel my data plan whenever.
one of the reason i signed a contract was because i'm in a family plan with my parents. since they've already signed a two years contract, i have to wait for another two years before i can be on my own.
so i'm thinking, which one is better for me? even tho i wasn't on a contract before, i still have to wait two years for my parents contract to expired. so it basically the same thing without the data plan add on. (except they added another 5 to my account now. the data plan was only 25 dollars before. now it's 30.)
should i return the phone and just buy it outright? but i don't think tmobile sells insurance if you just buy the phone tho. it kinda risky knowing that it could break down any second.
thanks in advance.

tigerin said:
i currently got an upgrade on my line for the mytouch 4g. i don't know if i should return it and buy the phone instead. being stuck two years with the data plans kinda scares me. i was on even more plus before when i had my nexus one and it felt better to know i can cancel my data plan whenever.
one of the reason i signed a contract was because i'm in a family plan with my parents. since they've already signed a two years contract, i have to wait for another two years before i can be on my own.
so i'm thinking, which one is better for me? even tho i wasn't on a contract before, i still have to wait two years for my parents contract to expired. so it basically the same thing without the data plan add on. (except they added another 5 to my account now. the data plan was only 25 dollars before. now it's 30.)
should i return the phone and just buy it outright? but i don't think tmobile sells insurance if you just buy the phone tho. it kinda risky knowing that it could break down any second.
thanks in advance.
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Tmo does offer insurance. As for your plan, you could try calling and talking with customer retention and tell them you are ONLY thinking of returning it. They might offer you a deal where you return it and get one from them directly (got mine for $99, and the plan for $20).
If you got that deal and canceled down the road , you would still be better off than simply buying the phone full price now ($99 plus cancellation charge is less).
Good luck

thanks! i've just called them and the lady there was willing to put my data plan back down to 25 dollars and offered one month free of data. she seem nice and helpful, so i don't want to give her a hard time and push more.

I bought mine off contract. They give you 20 months to pay @ 0% interest.
So, if you pay the $199 + tax on the full price that is approx. $250...
I paid $450 + tax ... approx. $500
The subsidized plan that I am on would be $79/month, but I am paying only $59 with no contract... a difference of $20 a month.
My monthly phone payment is about $25/month..... buying outright is cheaper than contract pricing for the full 2 year term:
Subsidized price after 2 years = $199 price + $50 tax on full purchase price +$480 (24 x $20 more for subsidized plan) = $729 + ongoing $20 month more after 2 years that is not paying for anything... just gravy for the carrier.
Full purchase price = $450 + $50 = $500. cancel anytime. sell phone. walk away.
In addition, I also got them to give me a $90 credit on my account... basically getting the sales tax back and activation fee refunded... AND they don't start billing for the phone until 2011.
**This is of course if you stay with the same phone and plan for 2 years and you don't change your plan once your contract is up.

I bought it straight up also, no contract

Same hers. Straight up
Sent from my HTC Glacier using XDA App

straight up, i think i may return it though and buy it straight up from costco for 399.99 unless tmobile price matchs

PolishDude said:
straight up, i think i may return it though and buy it straight up from costco for 399.99 unless tmobile price matchs
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I'm not yet eligible for an ugrade and Costco would not sell it to me straight up..

rosie said:
I'm not yet eligible for an ugrade and Costco would not sell it to me straight up..
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sure they will, jsut say you want to buy it with a even more plus plan...they will open the plan for you...as soon as you leave the store, call tmobile and cancel the plan.... easy

I've bought both my G2 and MT4G from tmobile straight up. Both are on installment plans. Sold the G2, and now debating about the MT4G. I like the fact that we can pay ~$20 a month for the phone rather than $500 out right. The only time I feel I wished I had a plan with equipment discounts is when they do BOGO, other than that, I like the cheaper monthly rates.

I still think a good price on the phone ($99-149) and plan from retention is the best (unless you have one of those vintage $4.99 plans that some are still using on N1's).
As long as you are using the phone and plan going forward, you are ahead (assuming your data plan would be either lower than your current plan or not much more). If you want to eBay it - then you would have the cancellation charge. Combined with a good phone price, you are still ahead.
And if you were going to stay with the TMo data plan anyway - you would be way ahead.
I had even considered getting TMo to unlock the MT4G (I always do), and keeping my N1 and selling it on eBay.
With it rooted, am now probably looking at eBaying the N1 and keeping this.

Adding A Line Just To Get G2x Discounted - Good Idea?

I'm this close to adding a line to my contract just to get the phone for $199.
It would cost me an extra $20/month ($10 for the added line and in order to not breech the contract to get the phone discounted I would HAVE to have data package and they have a $10/month plan) for that line, get the phone for $199, then just never use the line...put my SIM from my N1 into the G2x and change my current data plan to 4G.
I'm kind of weighing the options.
I figure $20/month for 24-months is $480 plus the $199 for the phone. Means I'll pay $679. Really not that much more, plus I pay it over the course of 2-years instead of plopping down a straight $600 out of pocket.
Opinions?

uoY_redruM said:
I'm this close to adding a line to my contract just to get the phone for $199.
It would cost me an extra $20/month ($10 for the added line and in order to not breech the contract to get the phone discounted I would HAVE to have data package and they have a $10/month plan) for that line, get the phone for $199, then just never use the line...put my SIM from my N1 into the G2x and change my current data plan to 4G.
I'm kind of weighing the options.
I figure $20/month for 24-months is $480 plus the $199 for the phone. Means I'll pay $679. Really not that much more, plus I pay it over the course of 2-years instead of plopping down a straight $600 out of pocket.
Opinions?
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That's almost $200 more. Considering you haven't had the N1 for that long, how many times will you want to do this in the future? I knew that dual core was coming so paid full price for my N1. I can now flip it for 200-250 and make out "ok".
PS... the G2X is $499.99 without discounts...not $600

There are always options
option number 1
save money and sell few of the items you don't need and come out with 550.00
option 2
get a best buy card and buy it and they wont charge interest if you paid it off before 18 months.
option 3
paypal has a billmelater which you can buy things on ebay, newegg and walmart etc. etc. and pay it in payments and they wont charge you interest if you paid in full in like 6 months.
option 4
Wait maybe 2-3 months and it might turn out to be free in sites like wirefly and you end up spending $480 in a 2 year contract paying 20 bucks a month like i think you said.
option 5
Just wait dual-core still seems green and there are not many things to take advantage of it unless you want heavy gaming & movie watching. Plus a new android device gets announce like every 3 months so you shouldn't feel so rushed the nexus still pretty good device it wont get old until maybe end of the year.

Find out what the early termination fee is. If the fee is less than $480, then you can buy the phone at a discount and then pay the early termination fee...

Thanks for your advice guys, I think you guys are absolutely correct. I think I'm getting way to hyped about this phone and trying to jump the gun on it.
I bought my N1 off contract as well, on release date, and had a non-contract plan. I signed a contract in November to get two Blackberry's, which I sold just for extra cash to move into a contract and get my wife on my plan so, I have until 9/13/2012 before I can upgrade but I think I'll just hold out a while and keep using the N1.
No reason to jump ship.
Thanks again.

Well I just bought the g2x cause I had a $400 flex pay credit on my line. I'm out of contract like you. So I paid $100 out of pocket and just $20 a month or until it's paid off.
Check your account for flex pay or just call a tmo rep and see what they can do for you.
Don't add a line cause you'll have to pay for a data line and the monthly fees for adding a line. I tried doing this before and the cs rep said it'd be like $35 a month extra... Ie not worth it.

Double check your plan options. I added a line and got a free phone for $20 less a month.
Sent from my Nexus One using XDA Premium App

TheSneakerWhore said:
Double check your plan options. I added a line and got a free phone for $20 less a month.
Sent from my Nexus One using XDA Premium App
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10 dollars for the extra line and 10 dollars for base data plan... so 20 in total

i wonder what the cancellation fee is

[Q] Do I really have to pay $700 for this phone?

I'm checking Tmobile's website and not believing the cost, so I called them. Here is what is offered:
1. $708 upfront + $10 SIM card fee = $718 = unacceptable
2. 24 months $29.50 monthly payment = $714 + $10 SIM card fee = unacceptable
3. $199 upfront + 24 months x $21 monthly payment + $10 SIM card fee = $713 = UNACCEPTABLE
Seriously, if I'm signing a 2 year contract, there has got to be a better deal than this. What are you guys doing to get the phone at a better price?
:crying:
EDIT: No more 2 year contracts.

That's pretty much what happens when you go with any other carrier. Tmobile is just up front with how they are charging you.
Sent from my SM-N900T using Tapatalk 4

I'm on AT&T: $300 for a 2 year contract.
AFAIK, you don't pay "extra" for the duration of the contract and then have the bill reduced when the phone is "paid off", you just get locked into AT&T's service for 2 years, at the normal rate that any AT&T customer would pay.
You gotta pay to play.

barnabydog said:
I'm on AT&T: $300 for a 2 year contract.
AFAIK, you don't pay "extra" for the duration of the contract and then have the bill reduced when the phone is "paid off", you just get locked into AT&T's service for 2 years, at the normal rate that any AT&T customer would pay.
You gotta pay to play.
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Lol I am looking at $725 + 8.25% tax which brings that to $784.8. I am just going to wait for craigslist. If not I am going to get myself a Z1.

LoL..There is no better deal. Thats how celpones work. You either pay up front or you pay for it in increased monthly service charges.
No high end phone costs 300$ . Look at all the corners google has to cut to get there Nexus devices to that range. ATT/SPRINT/VZ all take into account the cost of the phone hence early termination fees.
You can try CL which is what I used to do..but IMEI blocking and scamming is rampant and disgusting and you may end up with a $500 wifi only device.

Have to agree don't do craigslist, way too risky.
Sent from my SM-N900T using Xparent BlueTapatalk 2

Warrior1975 said:
Have to agree don't do craigslist, way too risky.
Sent from my SM-N900T using Xparent BlueTapatalk 2
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Ive done plenty of CL. Just meet them at the the carrier store. Activate it right there and see if it works. I havent had a problem yet.

Buying it from eBay.....I originally planned to buy it in Decemnber,but I think this will be more soon,as the USD is getting very low/weak

Lucas155 said:
I'm checking Tmobile's website and not believing the cost, so I called them. Here is what is offered:
1. $708 upfront + $10 SIM card fee = $718 = unacceptable
2. 24 months $29.50 monthly payment = $714 + $10 SIM card fee = unacceptable
3. $199 upfront + 24 months x $21 monthly payment + $10 SIM card fee = $713 = UNACCEPTABLE
Seriously, if I'm signing a 2 year contract, there has got to be a better deal than this. What are you guys doing to get the phone at a better price?
:crying:
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You could try Costco,
They usually give you a bag of goodies which in the past has come up to about $100 dollars in case, car charger, cleaner and microfiber etc... Most importantly you get 90 days to return the phone. It must turn on before returning it to them.

Sounds like you need to get a 2-3yr old smart phone, clearly the Note 3 is to expensive for you.

That's actually really cheap compared to the plans down here in Australia. I just got my Note 3 today and it will cost me about AU$1300 over 2 years.

The note 3 is going to cost me around 931 usd in South Korea. The Korean version come with a load of accessories that American versions dont have, which must justify the highier cost. I already have a contract with olleh and just need to transfer sims. But for some reason most places will not sell a phone without a contact that I aready have. They do do the payment plans that add on to the service bill. I am having problems find a place that will just sell me the note.

xManMythLegend said:
LoL..There is no better deal. Thats how celpones work. You either pay up front or you pay for it in increased monthly service charges.
No high end phone costs 300$ .
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No, that's all you pay on At&t (or I think Verizon or Sprint)- there are no extra monthly payments that pay off the retail cost of the phone. You are just committed to another 2 years with them which you would've done anyways. Moreover, if you get it from Best Buy they'll price match anyone on the internet for 30 days.
That's what I did when I got my Note 2. Amazon mobile posted a price a couple days before my price match period was going to expire and I got a refund no questions asked. I paid $175 instead of $300. Walmart also offered that price.
That's why my advice would be to wait a while to see what happens. When a great deal comes along, someone will probably post it here anyway - that's how I found out last year.
Unfortunately I don't think any of that applies to the T-mobile version, or any non US users. Sorry.
On the other hand, the Att and Verizon Note 3 will be coming with the bootloader locked, so I'm going to wait anyway, since it would be useless to me that way.
Sent from my SAMSUNG-SGH-I317

What the bloody hell are you complaining about? I wish I could get it that cheap, and with me 80% of the world!
On a Dutch T-Mobile contract it's
2years 2GB + 90minutes = €44.00p/m + €269 phone = €1325. $1,802USD
2years 5GB (max) + Unlimited = €69,00p/m + €89,00 phone = €1745. Only a meagre $2,373USD
2years 250MB + 90minutes = €29,00 + €389,95 Phone = €1086. $1,476USD
In the shops it's €750 prepaid. THE PHONE COSTS $1,020USD HERE.
Truly, stop feeling so sorry for yourself.

ShadowLea said:
What the bloody hell are you complaining about? I wish I could get it that cheap, and with me 80% of the world!
On a Dutch T-Mobile contract it's ...
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If you include the cost of the contract, obviously we'll pay way more than what the OP or I were quoting. A better comparison is the cost of buying it from an online retailer in your home country without contract since we all have different data plans.
Edit:
By the way, you could try ebay (US site). I just checked and they'll sell for less than $1000. I saw several selling with a buy it now price of between $750 to $785.
Sent from my SAMSUNG-SGH-I317

Dumbo53 said:
If you include the cost of the contract, obviously we'll pay way more than what the OP or I were quoting. A better comparison is the cost of buying it from an online retailer in your home country without contract since we all have different data plans.
Sent from my SAMSUNG-SGH-I317
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That would be the latter. €750/$1,020.

God some of you guys have huge contracts thank god the UK ain't so bad
Sent from my HTC One using XDA Premium 4 mobile app

Sorry I added to my post since it looked like no one responded. Anyway I suggested the ebay US site as a possible alternative for you?
Sent from my SAMSUNG-SGH-I317

Smartphones have been like this for a long time, in upwards of $600 unless you get a 2 yr contact, the more high end they are the more they gonna cost. I'll never dump $700 because I need two phone every two years so, instead of dumping $1,400 I'm renewing my 2 year contract with at&t and getting a note 3 for me and an iPhone 5s for the wife for under $700.
The reality is you want a fresh new device you'll have to dump that much money out get locked in a 2 contract. Well unless you want to pay a monthly payment on your phone on top of your bill.
RoloRacer on PA 4.3 Nexus 10

Dumbo53 said:
No, that's all you pay on At&t (or I think Verizon or Sprint)- there are no extra monthly payments that pay off the retail cost of the phone. You are just committed to another 2 years with them which you would've done anyways. Moreover, if you get it from Best Buy they'll price match anyone on the internet for 30 days.
That's what I did when I got my Note 2. Amazon mobile posted a price a couple days before my price match period was going to expire and I got a refund no questions asked. I paid $175 instead of $300. Walmart also offered that price.
That's why my advice would be to wait a while to see what happens. When a great deal comes along, someone will probably post it here anyway - that's how I found out last year.
Unfortunately I don't think any of that applies to the T-mobile version, or any non US users. Sorry.
On the other hand, the Att and Verizon Note 3 will be coming with the bootloader locked, so I'm going to wait anyway, since it would be useless to me that way.
Sent from my SAMSUNG-SGH-I317
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I think you are misunderstanding.
The price of your monthly plan is padded to cover the cost of any phone you may have. TMO is the first company to give you the transparency and be forward enough to say you're paying extra for your phone and we will drop the price once its paid off. Take a look at their pricing before they changed to their no contract , and compare other carriers. Other carriers are pricier per month because they know you dont want to pay full price on your phoneup front so they give it to you for $199 and the additional hundreds it costs you end up paying for in monthly service costs over the 2 years you are locked in. Its not a coincidence as phones got more expensive so did the early termination fees.
Again this is in the U.S I make no claims about overseas.

How many of you will root your AT&T while youre on a Next plan?

I still owe like $400 on my LG G4, so I guess technically I dont even own my phone.
How many of you will be rooting and flashing even though youre on a next plan?
What happens when youre on an AT&T Next 12 plan and you go to hand your phone in 12 months from now?

This is when you restore the device back to factory and they are non-the-wiser about any of it.
.....They really do not go out of their way to discover if you rooted or not (at least around here they don't).

Z3ldaFan88 said:
This is when you restore the device back to factory and they are non-the-wiser about any of it.
.....They really do not go out of their way to discover if you rooted or not (at least around here they don't).
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I see that there is a KDZ from porto rico for the ATT, and there is not yet a TOT. What is the difference between KDZ and TOT, will they remove your custom TWRP recovery partition?

Wing_Zero_Custom said:
I still owe like $400 on my LG G4, so I guess technically I dont even own my phone.
How many of you will be rooting and flashing even though youre on a next plan?
What happens when youre on an AT&T Next 12 plan and you go to hand your phone in 12 months from now?
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You guys really need to look into second hand devices. I bought my Verizon G4 (unlocked and can be used on AT&T) off Swappa for $360. It's like new and came with the original box, accessories, and a case.
If you don't have the cash up front, set up a credit card with your PayPal account and make the same monthly payments that you would be paying to the phone carrier. Only difference is now you're paying about half of the price you would be originally and you OWN the phone. Something new comes out..... Pick it up off Swappa (or CL, celltraderonline.com, eBay, Amazon, etc) and sell your old one on a similar outlet. There's even Facebook pages devoted to buying/selling phones.
I haven't been under contract with Verizon (mainly because of my grandfathered unlimited data) for years. I own/use every new device that comes out and most of the time I make a few bucks when I sell the old one. I can't understand why people pay full price for a phone, or finance it just to trade in on another one. We pay high cell phone rates in the U.S. because carriers subsidize phones. If we're paying the high rates AND paying full price for phones, that's a win-win for them.
Sent from my iPhone using Tapatalk

Josh_Walker said:
You guys really need to look into second hand devices. I bought my Verizon G4 (unlocked and can be used on AT&T) off Swappa for $360. It's like new and came with the original box, accessories, and a case.
If you don't have the cash up front, set up a credit card with your PayPal account and make the same monthly payments that you would be paying to the phone carrier. Only difference is now you're paying about half of the price you would be originally and you OWN the phone. Something new comes out..... Pick it up off Swappa (or CL, celltraderonline.com, eBay, Amazon, etc) and sell your old one on a similar outlet. There's even Facebook pages devoted to buying/selling phones.
I haven't been under contract with Verizon (mainly because of my grandfathered unlimited data) for years. I own/use every new device that comes out and most of the time I make a few bucks when I sell the old one. I can't understand why people pay full price for a phone, or finance it just to trade in on another one. We pay high cell phone rates in the U.S. because carriers subsidize phones. If we're paying the high rates AND paying full price for phones, that's a win-win for them.
Sent from my iPhone using Tapatalk
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Yeah for the record I really regret doing their plan. I way overpaid for my device.
If I sell it and pay the phone off ill be out an extra couple hundred bucks. The best I can do now is pay it off early and own it. Either that or just keep paying the minimum payment and then hand it over after 12 months for a brand new flagship but then be back in the same exact spot as before.
The key here I learned is patience. Let the flagship come out, wait 2 months and then hit Swappa.
I think ill pay off the device early in a few months and then go crazy with flashing and the like.

If anyone is interested on how hard I was bent over:
LG H810
Equipment Price:$669.99
Down Payment:$201.00
Amount Financed:$468.99
Installment 1 of 28 06/04 $16.75
Balance Remaining after Current Installment: $452.24

Josh_Walker said:
You guys really need to look into second hand devices. I bought my Verizon G4 (unlocked and can be used on AT&T) off Swappa for $360. It's like new and came with the original box, accessories, and a case.
If you don't have the cash up front, set up a credit card with your PayPal account and make the same monthly payments that you would be paying to the phone carrier. Only difference is now you're paying about half of the price you would be originally and you OWN the phone. Something new comes out..... Pick it up off Swappa (or CL, celltraderonline.com, eBay, Amazon, etc) and sell your old one on a similar outlet. There's even Facebook pages devoted to buying/selling phones.
I haven't been under contract with Verizon (mainly because of my grandfathered unlimited data) for years. I own/use every new device that comes out and most of the time I make a few bucks when I sell the old one. I can't understand why people pay full price for a phone, or finance it just to trade in on another one. We pay high cell phone rates in the U.S. because carriers subsidize phones. If we're paying the high rates AND paying full price for phones, that's a win-win for them.
Sent from my iPhone using Tapatalk
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I agree with this MUCH cheaper. Even though I went through the next program to get my iPhone 6 several months ago, I just paid it off the next day onto my credit card (Got $200 cash back from it lol) SO I had $200 off ON TOP of I got AT&T to pay my phone bill for a month which was another $174. Because of paying it off early, credit card etc. After it was said and done I have about $250 in a brand new iPhone 6.
But anyway even I were to follow the next program it would rip me off by the time that 12 months came, I wouldnt get half of what I could sell it online for.

hyelton said:
I agree with this MUCH cheaper. Even though I went through the next program to get my iPhone 6 several months ago, I just paid it off the next day onto my credit card (Got $200 cash back from it lol) SO I had $200 off ON TOP of I got AT&T to pay my phone bill for a month which was another $174. Because of paying it off early, credit card etc. After it was said and done I have about $250 in a brand new iPhone 6.
But anyway even I were to follow the next program it would rip me off by the time that 12 months came, I wouldnt get half of what I could sell it online for.
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Not sure where youre getting like 30% cash back from, thats insane, also I havent heard of AT&T paying peoples phone bills for early payoffs.
Yeah the used device average sold price on Swappa has already plummeted down to $450, the more I think about my plan of action, ill try and pay off the phone in the next few months so I at least own the damn thing.

How many of you will root your AT&T while youre on a Next plan?
Wing_Zero_Custom said:
Not sure where youre getting like 30% cash back from, thats insane, also I havent heard of AT&T paying peoples phone bills for early payoffs.
Yeah the used device average sold price on Swappa has already plummeted down to $450, the more I think about my plan of action, ill try and pay off the phone in the next few months so I at least own the damn thing.
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each time I make a large purchase I look for a credit card which gives you so much back for spending a certain amount.
AT&T has a credit card if you spend $2k in 3 months you get up to $650 credit on a phone. So pretty much a free phone.
Also the paying my bill was part of me being able to help me afford the phone. If I didn't buy the phone they wouldn't had credited me it as they couldn't give a discount on the iPhone it's self.
Sent from my iPhone using Tapatalk

hyelton said:
each time I make a large purchase I look for a credit card which gives you so much back for spending a certain amount.
AT&T has a credit card if you spend $2k in 3 months you get up to $650 credit on a phone. So pretty much a free phone.
Also the paying my bill was part of me being able to help me afford the phone. If I didn't buy the phone they wouldn't had credited me it as they couldn't give a discount on the iPhone it's self.
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So are you opening and closing credit cards every time you make a large purchase? My Amex only gives me 1-3% cash back on purchases and we use it for almost everything. It seems like they have me $150 the first 3 months for spending a couple grand.
At some point, credit card companies would no longer give you the promos and it would wreck your credit opening and closing cards.
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Josh_Walker said:
If you don't have the cash up front, set up a credit card with your PayPal account and make the same monthly payments that you would be paying to the phone carrier. Only difference is now you're paying about half of the price you would be originally and you OWN the phone. Something new comes out..... Pick it up off Swappa (or CL, celltraderonline.com, eBay, Amazon, etc) and sell your old one on a similar outlet. There's even Facebook pages devoted to buying/selling phones.
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While I agree in the idea of buying second hand devices. I can't speak for other carriers but on AT&Ts Next plan the person outright owns the phone on a 0% finance plan. Yes there are trade in months and such but that's just it, trade in the phone and they recover the cost from a resale. They give you the full financing disclosure showing the 0% Apr and other such disclosures.
Edit: Back on topic. I have Next and I will be rooting tonight.
Also why would someone want to pay off something that is an at cost price of a brand new device financed with 0% with a credit card that will charge financing. Suddenly the device now costs more because of the fact the credit card is likely not 0% Apr.
The only advantage to credit card financing is the ability to trade up whenever you want like you state.

Wing_Zero_Custom said:
If anyone is interested on how hard I was bent over:
LG H810
Equipment Price:$669.99
Down Payment:$201.00
Amount Financed:$468.99
Installment 1 of 28 06/04 $16.75
Balance Remaining after Current Installment: $452.24
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A good ol' prison style raping!

How many of you will root your AT&T while youre on a Next plan?
Josh_Walker said:
So are you opening and closing credit cards every time you make a large purchase? My Amex only gives me 1-3% cash back on purchases and we use it for almost everything. It seems like they have me $150 the first 3 months for spending a couple grand.
At some point, credit card companies would no longer give you the promos and it would wreck your credit opening and closing cards.
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I don't close them. I keep open. I do need to close some old accounts though that are old
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joshw0000 said:
A good ol' prison style raping!
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How? The balance dropped by $16.75 indicating no extra charges meaning 0%apr

CAG-man said:
While I agree in the idea of buying second hand devices. I can't speak for other carriers but on AT&Ts Next plan the person outright owns the phone on a 0% finance plan. Yes there are trade in months and such but that's just it, trade in the phone and they recover the cost from a resale. They give you the full financing disclosure showing the 0% Apr and other such disclosures.
Also why would someone want to pay off something that is an at cost price of a brand new device financed with 0% with a credit card that will charge financing. Suddenly the device now costs more because of the fact the credit card is likely not 0% Apr.
The only advantage to credit card financing is the ability to trade up whenever you want like you state.
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Because buying 2nd hand is typically half the price of buying new. So get a 0% card for 12 months or even one that charges 30% interest. No matter how you look at it, you'll pay less than full retail when it's paid off.
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CAG-man said:
How? The balance dropped by $16.75 indicating no extra charges meaning 0%apr
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Well its true, I am not being charged any interest and I have more spending power right now because of that. I can just hand them $17 a month and use the rest of my paycheck on whatever I want.
But I also overpaid for my device by at least $200 to be able to have that luxury. So technically I paid that interest, just up front.

CAG-man said:
How? The balance dropped by $16.75 indicating no extra charges meaning 0%apr
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Full price @ 0% is still a bad deal IMHO. I sorta look at phones like cars. The MSRP price is the starting price for negotiations. It's the price that no one pays that gives salesmen the ability to say "but this is how much it's really worth, you're getting a great deal".
Overseas carriers don't subsidize plans so their monthly rates are much lower than ours. I can justify full price for those guys, but not in the U.S.
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Wing_Zero_Custom said:
Well its true, I am not being charged any interest and I have more spending power right now because of that. I can just hand them $17 a month and use the rest of my paycheck on whatever I want.
But I also overpaid for my device by at least $200 to be able to have that luxury. So technically I paid that interest, just up front.
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Maybe I'm just a village idiot here, but what is a cheaper price? Lol My Next plan financed this at $650ish on June 5th release day.(i don't have the exact about in front of me) That was the purchase it now price that day. I saw it priced higher on Amazon that day. I don't count eBay or swappa and such.

Josh_Walker said:
Full price @ 0% is still a bad deal IMHO. I sorta look at phones like cars. The MSRP price is the starting price for negotiations. It's the price that no one pays that gives salesmen the ability to say "but this is how much it's really worth, you're getting a great deal".
Overseas carriers don't subsidize plans so their monthly rates are much lower than ours. I can justify full price for those guys, but not in the U.S.
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Its the same with when I bought my car, I had a ton in savings and was only going to finance a very very small part.
So he was pushing low payments on me, saying we can get you this % and this low of a payment, and i straight up told him he could make my payments $600 a month and i wouldnt care because I intended on paying it off very quickly, all I cared about was bottom dollar.
If only I bought my phones with the same mindset!

Wing_Zero_Custom said:
Its the same with when I bought my car, I had a ton in savings and was only going to finance a very very small part.
So he was pushing low payments on me, saying we can get you this % and this low of a payment, and i straight up told him he could make my payments $600 a month and i wouldnt care because I intended on paying it off very quickly, all I cared about was bottom dollar.
If only I bought my phones with the same mindset!
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Sort of same here, A lot just look at the monthly payments, when sometimes they could prob be paying high interest on them.
I was sort of the opposite with my car purchases but I first worked on getting the actual price down, then work out that monthly payment, etc.
The only reason I would use next is if I got a deal OR I must really want a device without waiting for it (Then regret it later) lol.