Database Users

sprint phone insurance TEP is now more $$$ higher deductible

http://www.androidcentral.com/sprin...vices-come-june-16-could-be-day-lte-goes-live
Sent from my SPH-D700 using Tapatalk

The way I read it it looked like it was just increased if you got an lte device. I was half sleep so I could be wrong
Sent from my Not Yet Rooted but still Epic SPH-D700 using Tapatalk 2

Bummin, but as I have already had 5 phones replaced under the TEP, I still have come out FAR ahead. Twice I had to pay the $100, (1 stolen, I broken) The 3 other phone replaced for free under TEP had bad USB ports.
That said, I will probably be dropping the TEP on my two older phones (Moment & EVO), as they can now be replaced cheaply, but the Epics still cost enough to replace to be worth it, IMO.

I wouldn't be surprised if it becomes $11 across the board for any smart phone. Kinda like they did with the $10 "premium data fee" which was originally for only charged for Wimax 4G phones.
Sent from my CM9 infused Epic.

R3537L1F3 said:
The way I read it it looked like it was just increased if you got an lte device. I was half sleep so I could be wrong
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No, you're right. It doesn't seem to state an increase for any device other than a LTE device.

DCRocks said:
Bummin, but as I have already had 5 phones replaced under the TEP, I still have come out FAR ahead. Twice I had to pay the $100, (1 stolen, I broken) The 3 other phone replaced for free under TEP had bad USB ports.
That said, I will probably be dropping the TEP on my two older phones (Moment & EVO), as they can now be replaced cheaply, but the Epics still cost enough to replace to be worth it, IMO.
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bad USB ports is a regular warranty issue, you don't need TEP for that.

SpicyBurrito said:
No, you're right. It doesn't seem to state an increase for any device other than a LTE device.
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Woot! I am right!
Sent from my Not Yet Rooted but still Epic SPH-D700 using Tapatalk 2

It does say any NEW device over $549.99...Not any new LTE device.

faceless said:
bad USB ports is a regular warranty issue, you don't need TEP for that.
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Yep. I don't bother with overpriced TEP. If the thing is defective, that's what the warranty is for. Used handsets on Craigslist and staggered upgrades on my three lines is my "insurance policy" if something happens beyond that.
$11 a month is ridiculous for a device that you only paid 200-300 bucks for. You are essentially paying for the thing more than twice over the length of your contract. Then throw in the deductible on top of it, jeez.

This is for new upcoming devices. ATT deductible is $200 for The Note yet $50 for the Pantech Burst. It will become phone dependent.
Sent from my PantechP4100 using xda premium

CapsLockKey said:
Yep. I don't bother with overpriced TEP. If the thing is defective, that's what the warranty is for. Used handsets on Craigslist and staggered upgrades on my three lines is my "insurance policy" if something happens beyond that.
$11 a month is ridiculous for a device that you only paid 200-300 bucks for. You are essentially paying for the thing more than twice over the length of your contract. Then throw in the deductible on top of it, jeez.
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When the Epic was released people paid $200. That doesn't mean that's the price of the phone. Retail was $549.99 at that time. Add in taxes it's close to $600. Even $11 over 22-24 months is only 242-264 dollars. Even if you factor in having lost or damaged the phone in a way that warrants the deductable, your still under the retail cost. Sprint doesn't care what phones are going for on Craigslist. That's personal seller value of used phones. If you didn't take the TEP, had a problem that isn't covered under your manufacturer warrantly, or had the phone lost or stolen, and came into a store to buy a replacement new in box, you'd be paying retail. Roughly twice what you'd pay with the TEP and a deductable.
Sprint isn't screwing anyone. They just don't have the best deal around if your able to find a working replacement cheap on CL or Ebay, which isn't always a gaurantee, but can be the norm.
Sprint TEP is still a great value for flagship devices. Anything new is gonna hold it's retail value for awhile. Once that value starts to drop though, there are other options, that may or may not be cheaper in the long run, but may also turn out less reliable.
I for one don't wanna chance personal sales for anything considered a high end device if I need a replacement for my main phone. I'd rather have a professionally refurbished device so I'm gauranteed the quality of the product I'm getting, as if the replacement has an issue through TEP they will immediately replace it again, as long as the issue is legit.
Sent from my SPH-D700 using Tapatalk 2

faceless said:
bad USB ports is a regular warranty issue, you don't need TEP for that.
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warranty is 1 year and since most of us keep our phones for 2 we still need tep
---------- Post added at 06:55 PM ---------- Previous post was at 06:53 PM ----------
Vizzo said:
When the Epic was released people paid $200. That doesn't mean that's the price of the phone. Retail was $549.99 at that time. Add in taxes it's close to $600. Even $11 over 22-24 months is only 242-264 dollars. Even if you factor in having lost or damaged the phone in a way that warrants the deductable, your still under the retail cost.
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lol they build it in to the service fee.
trust me you are paying for the phone
even w/ no TEP

Vizzo said:
When the Epic was released people paid $200.
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$249.99 actually. Same as the EVO
Sent from my SPH-D700 using xda premium

Insurance on electronics is pure profit for retailers. If you figure what you pay over a ten year span on extended warranties you'd have enough money to replace the phone with money to boot. If you want tep go for it but it's a sucker bet.
Sent from my SPH-D700 using xda premium

xjayman said:
Insurance on electronics is pure profit for retailers. If you figure what you pay over a ten year span on extended warranties you'd have enough money to replace the phone with money to boot. If you want tep go for it but it's a sucker bet.
Sent from my SPH-D700 using xda premium
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Who has an extended warranty on a phone for 10 years??? lol

Coycaine said:
Who has an extended warranty on a phone for 10 years??? lol
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You do if you plan on having a cell with tep for the next ten years.lol
Sent from my SPH-D700 using xda premium

xjayman said:
You do if you plan on having a cell with tep for the next ten years.lol
Sent from my SPH-D700 using xda premium
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You're confusing an extended warranty and TEP. A warranty doesn't cover loss, theft, or user damage.

Coycaine said:
You're confusing an extended warranty and TEP. A warranty doesn't cover loss, theft, or user damage.
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Generalizing...if you skip extended warrantee and tep you're money ahead and can replace the items with money saved. It's comfortable to have but it's the #1 money maker for them.
Sent from my SPH-D700 using xda premium

SQUARETRADE
I personally bought a 2-yr accidental warranty when I purchased my Epic. I think it was ~$90.
Sure, I can't walk into a store and have a phone on my way out, but I'm saving some serious $$. My local sprint store has been good about giving me loaners when I've had to send my phone into Sammy.

xjayman said:
if you skip extended warrantee and tep you're money ahead and can replace the items with money saved.
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Its not even close for me.
3 phones had to be replaced, and was done for free
2 phones replaced via TEP w/ $100 deductible
To replace those phones out of pocket instead of TEP would have been 4 x $150 for the moments and over $400+ for the Epic, for total of $1000
The phones broke when they were still rather expensive to replace, so, no TEP would have cost me over $1000 (and that is for second hand craig's list or ebay devices, not even factory refurbs) in the last 3 years
With TEP, I paid out $200 + (2 x $8 x 36) or = $576 for a total of $776, a $224 dollar savings plus the benefit of TEP, and the benefit of 4 new phones
Totally worth it, IMO.
If your phones is a cheap model, less than $200 without subsidy, then no, TEP, is a waste, but when your phone is $500-$700 to replace, TEP is a must have extra.

Insurance for the Nexus 4?

Just thinking, I'm not too worried about defects, Google will replace it for that. But reading about the nexus 4s slickness, and people dropping them makes me realize stuff happens. This is why I have insurance on my at&t account, but obviously that isn't going to mean much with a non at&t phone. Any third party companies that offer it?
Sent from my Nexus 7 using Tapatalk 2

http://www.squaretrade.com/smartphone
Ordered my Nexus 4 on the 13th. Still waiting.

estallings15 said:
http://www.squaretrade.com/smartphone
Ordered my Nexus 4 on the 13th. Still waiting.
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Squaretrade is ridiculously overpriced given the cost of the n4 and the deductible they charge. Plus they offer cheaper coverage for iPhones which is irritating. Not recommended. If others have found reasonable insurance, I'd be interested.
Sent from my Nexus 7 using xda premium

$125 for two years with a $99 deductible?
My current plan through T-mobile is $6 a month with a $130 decuctible. What are you used to paying?
Ordered my Nexus 4 on the 13th. Still waiting.

I think it's crap that I can't just pay $30 from square trade for a service plan with accidental coverage. Oh it's a phone. That means you need insurance and not a service plan. Who decides this crap? I got a service plan from square trade when I bought my HTC Flyer and it was $30, and what is a flyer? An oversized Desire HD!
I remember you used to be able to buy a service plan from best buy for a phone if you bought it from them, and now they have bend over and spread em insurance too! Really who decides this crap? Cell phones are pretty much in a class of their own with consumer electronics.
I guess I'll just go insurance free
Sent from my HTC PH39100 using Tapatalk 2

estallings15 said:
$125 for two years with a $99 deductible?
My current plan through T-mobile is $6 a month with a $130 decuctible. What are you used to paying?
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Both plans are outrageous given the cost of the Nexus 4.
Cor-master said:
I guess I'll just go insurance free
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I'm with you. Unless squaretrade recognizes their ridiculousness and adjusts their pricing plans accordingly. I'll not be holding my breath.
Sent from my Nexus 4 using xda premium

bumping this in hopes that it gets some action.
i think i am going to get squaretrade before my 30 days are up. one of the things i like is you can cancel at any time and be refunded the rest of your money. or cancel and stop paying your seven bucks a month. you can also transfer it with the phone if you sell it and want to use the insurance as a perk.
has anyone else found anything better?
i just noted in a previous post that my phone just dropped 18" onto a rug with the bumper on and now my glass creaks. its only a matter of time i feel before something worse happens. and who knows... maybe google and lg will start building these things a bit better and with insurance we can swap it out.

I just think it's crap I can get a square trade warranty on a tablet for $30 that doesn't have a monthly fee and offers the exact same coverage but because the device is deemed small enough to be a phone I gotta pay a monthly fee
Sent from my HTC PH39100 using Tapatalk 2

Cor-master said:
I just think it's crap I can get a square trade warranty on a tablet for $30 that doesn't have a monthly fee and offers the exact same coverage but because the device is deemed small enough to be a phone I gotta pay a monthly fee
Sent from my HTC PH39100 using Tapatalk 2
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i completely agree. i wish some hardware replacements would start hitting the market. if i could price out the replacement parts i could weight out the pricing better. but i dont want to go past my 30 days and be forced into buying the parts from the internet when they could very well be pricier.

Check the threads were people have sent their phones back for repair. I'd rather save my money then send it back to LG for repair, if there is something that needs repair. One post I read said it was going to cost $140 to repair the cracked glass. Another one was $153. So paying someone $125 for 2 years and $99 deductible seems like its not worth it. The cost for a one time repair would have to exceed $224 to make it worth it.

This is what I got. Square trade $79.99 for 2 years and a $50 deductible.
http://www.amazon.com/gp/aw/d/B008I668NG/ref=redir_mdp_mobile
Sent from my Nexus 4 using xda app-developers app

BruceCLin said:
This is what I got. Square trade $79.99 for 2 years and a $50 deductible.
http://www.amazon.com/gp/aw/d/B008I668NG/ref=redir_mdp_mobile
Sent from my Nexus 4 using xda app-developers app
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Click to collapse
That would be worth it but are you sure it covers phones?
Sent from my HTC PH39100 using Tapatalk 2

I agree. Paying $125 on the chance that I break it and then have to pay another $99, for a total of $224, on a phone I bought for $300, doesn't seem quite worth it.
Of course, that's if it only breaks once. My wife is murder on phones, so figure that she breaks hers, say, three times in two years and that's $125 + $99 x 3 = $422. But then, if LG will repair it for about $150, then those three times only cost me $450, so the difference is still pretty negligible.
I'm going to get us both the Ballistic cases when they are released in a few weeks and hope for the best.

danguyf;35721483My wife is murder on phones.[/QUOTE said:
as am i.
http://www.youtube.com/watch?v=5sOoXKBYC1c
the seventy dollar deal for prepaid doesnt sound bad at all.
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I got Square Trade. They are having a 35% off sale until December 26th. :thumbup:
Transmission sent from my badass Nexus 4.

I've had mixed experiences with Squaretrade. My biggest complaint is that they send your device to a repair depot that can take over a week to fix. In addition, if the repairs exceed the cost of the phone, they keep it.
Also, the last time I used them, they wanted my SIM card (I was having SIM identification problems). I personally refuse to send an active SIM card through the mail. They said that all of their customers are fine with it?
Anyways, I personally don't think it's cost effective to buy insurance for a cell phone at $299-$349. Just keep money aside if it breaks or is lost/stolen.

I'd like to know if any one has used these guys.
http://www.worthavegroup.com/cell-phone-insurance
on paper it seems like a good deal and good coverage... but I'd like to hear some stories about claims being a hassle or not.

I'm content with using SquareTrade as an "Insurance" for my Nexus 4.
SquareTrade: $125+$99=$224 (They even cover shipping)
Buying New Replacement: $349+Shipping
Plus with buying new, you have to take into consideration that the Nexus 4 is nearly impossible to get right now.
So you could be stuck without a phone for months, where with SquareTrade you get one quickly.
And "Part Replacement" is pointless IMO. You might crack the screen, spend $150 for a new screen. But what if you do more damage than just the screen.. more parts to buy
But that's just me. Plus if the phone is not repairable. They give you the full retail cost of the phone at time of purchase.
$79 Plan from SquareTrade the Indian guy from the SquareTrade Customer Service said the Nexus 4 is covered under this plan.
Or $99 Plan from SquareTrade will cover it too, (in case you don't want to take the chance that the $79 plan does not cover it.)

Best Price Warranty

The best priced warranty, Costco
Hope this helps others
http://membershipwireless.com/index.cfm/go/shop/do/warrantyDetails/productId/10048
SquareTrade
Protection Price: $99.99
Deductible: $25
Coverage Term: 2 Years
Coverage Amount: Cell Phone Purchase Price
EDIT:
There is one catch, I just called squaretrade, you must buy the device from Costco

They price matched thier accidental protection warranty?
Sent from my SAMSUNG-SM-N900A using Tapatalk 5

agent929 said:
They price matched thier accidental protection warranty?
Sent from my SAMSUNG-SM-N900A using Tapatalk 5
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Not following, who is "they", $99 is less than at squretrade's web site, you can get $99 at Amazon for example. They key is the $25 deductable, usually $100.

I bought mine directly from squaretrade 99$ including tax but deductible is 99$ also. $25 for deductible is too good to be true for a 700$ phone. Maybe this insurance is not for smartphones hmm
Sent from my SAMSUNG-SM-N900A using xda app-developers app

There is one catch, I just called squaretrade, you must buy the device from Costco

mehdi_s82 said:
I bought mine directly from squaretrade 99$ including tax but deductible is 99$ also. $25 for deductible is too good to be true for a 700$ phone. Maybe this insurance is not for smartphones hmm
Sent from my SAMSUNG-SM-N900A using xda app-developers app
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Its true.. i had a S3 i left on my car and drove off saw it fly off but it was too late....
I called the warrenty from costco and i paid the deductible ($25) and got a S3 in 2 days
So its true... thats the best way to go!!

Can you buy phone at full price from costco? I heard you can not but dont know for sure
beamed from transporter room 3

Can I get square trade if I bought the phone off craigslist? I did buy it brand new and I broke the manufacture seal on the box.
Sent from my SM-N900T using xda app-developers app

ruebarb said:
Not following, who is "they", $99 is less than at squretrade's web site, you can get $99 at Amazon for example. They key is the $25 deductable, usually $100.
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Well your title was about Best Buy, so I thought you meant they priced matched squaretrade.
EDIT: Haha, after reading for a third time, I see you said "Best Price Warranty" lol. Sorry for the confusion!

FrostyOrDie said:
Can you buy phone at full price from costco? I heard you can not but dont know for sure
beamed from transporter room 3
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nope

agent929 said:
Well your title was about Best Buy, so I thought you meant they priced matched squaretrade.
EDIT: Haha, after reading for a third time, I see you said "Best Price Warranty" lol. Sorry for the confusion!
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Thanks, I get it now

Too bad Bestbuy changed their Geeksquad Protection to $150 deductible and 3 claims. Used to be the best.
Sent from my SAMSUNG-SM-N900A using XDA Premium 4 mobile app

Handset Insurance

Seeing as how I, (like many others on here) plan on purchasing/have purchased the VZW GN3 for full retail, how many are considering purchasing insurance for the handset? If so, SquareTrade, VZW $8/month, covered under a home insurance clause, etc. What will you be using and how much are you paying? I'd like the peace of mind knowing that incidental damage/theft/water damage will be fully covered and though I'll have a screen protector, I'll likely use it naked as I like its body lines and don't want to add ANY bulk to an already hefty sized phone.
Any input is highly suggested and welcomed! Thanks guys!
Sent from my iPad using Tapatalk

I am probably going with the Asurion option through Verizon. $5.18 a month and covers loss/theft/damage with a $99 deductible.

Square Trade all the way! They were awesome when I dropped my Note 2--had a new one in my hand in 24 hours (with no fees).

Oh_wow said:
Square Trade all the way! They were awesome when I dropped my Note 2--had a new one in my hand in 24 hours (with no fees).
Click to expand...
Click to collapse
But you have to pay the whole insurance fee up front instead of monthly.
Sent from my SCH-R530C using XDA Premium 4 mobile app

Oh_wow said:
Square Trade all the way! They were awesome when I dropped my Note 2--had a new one in my hand in 24 hours (with no fees).
Click to expand...
Click to collapse
I use SqaureTrade on my Nexus 7 but I have Asurion for my phones because SquareTrade doesn't cover loss or theft
Sent from my Nexus 7 using Tapatalk 4

So it seems that:
#1: SquareTrade - Yearly fee and no deductible?
#2: Asurion - I was told by a rep this morning when I picked up my SGN3 was $10/month (they raised it from $8/month) and a $100 deductible.

VZW has 3 Asurion options - $5.18, $8 & $10
My wife has the $5.18 for her Droid DNA
I have the $8 for my SGN3 - still not completely sure of the difference.
Sent from my SM-N900V using Tapatalk 2

I'm going to purchase my plan through Worth Ave, still doing some research but it seems like the best deal/coverage so far. If you can make the College Plus plan work somehow then it gets even better. I'm cautious to post more because I posted looking for some feedback about 3 weeks ago and a few people were cautious of my excitement of what I thought was a good find....
Sent from my SM-N900V using Tapatalk

Is the SquareTrade purchased through their website?

Square Trade Warranty for Note 10+

Anyone here getting Square Trade warranty with your Note 10+ ? Considering fact that phone costs $1100, is Square Trade worth it - or anything else for extended protection ?
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mjoshi123 said:
Anyone here getting Square Trade warranty with your Note 10+ ? Considering fact that phone costs $1100, is Square Trade worth it - or anything else for extended protection ?
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I still have my SquareTrade warranty originally purchased for the Note9, now rolled over to the S10+ then I will roll it over to the Note10+ whenever it arrives.

BigMosley said:
I still have my SquareTrade warranty originally purchased for the Note9, now rolled over to the S10+ then I will roll it over to the Note10+ whenever it arrives.
Click to expand...
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How much you pay for it?
Sent from my SM-G970U1 using Tapatalk

mjoshi123 said:
How much you pay for it?
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It was $129 for 2 years and $99 deductible. FYI it doesn't cover loss or stolen.
https://www.squaretrade.com/checkout?rpid=DW-SP0999QN2C&pv=direct_pricing_201711a&id=Smartphone

BigMosley said:
It was $129 for 2 years and $99 deductible. FYI it doesn't cover loss or stolen.
https://www.squaretrade.com/checkout?rpid=DW-SP0999QN2C&pv=direct_pricing_201711a&id=Smartphone
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Click to collapse
Thanks, that's cheaper than paying $8.99 per month.
Sent from my SM-G970U1 using Tapatalk

mjoshi123 said:
Thanks, that's cheaper than paying $8.99 per month.
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Yes it is. I've never had to use the warranty for repairs, but it's definitely a great piece of mind.

Looks like when i try to checkout, i says ran into technical issue

Looking at their website they no longer offer the one time 2 year price, it's now monthly @ 8.99/month and $149 deductible. Does that link you posted get around this?
Thanks,

BillThyCat said:
Looking at their website they no longer offer the one time 2 year price, it's now monthly @ 8.99/month and $149 deductible. Does that link you posted get around this?
Thanks,
Click to expand...
Click to collapse
Not sure, I purchased mine almost a year ago without issue. Give it a shot?

I went with www.upsie.com - it is better value.
Sent from my iPad using Tapatalk

BillThyCat said:
Looking at their website they no longer offer the one time 2 year price, it's now monthly @ 8.99/month and $149 deductible. Does that link you posted get around this?
Thanks,
Click to expand...
Click to collapse
I hit the same thing, AFTER it took my credit card. You don't need to use that link just google squaretrade sartphone plan.
I called the number and was told they no longer offer that plan and it was my fault for using google to find them. I explained I was on a page in their site that took my credit card and that he's telling me it's an old unsupported page that you can only get to through google.
I asked to talk to manager and was told they were all busy and one would call me back.
I've used these guys in the past but from that experience I'd stay away from them at all costs. They now have credit cards under false pretense. If I don't get a satisfactory answer within 24 hours I'll be reporting them for PCI violations
UPDATE: Got a call from a "Manager" who obviously had no more clue than the idiot I talked to earlier. He kept saying "well if we charge you, we'll refund". He obviously has not idea about credit card security or his company obligations. I will be reporting them to Allstate and filing a PCI complaint first thing.
I guess I'll get Upsie a shot.

I have used Worth Ave Group. For 1100 in coverage it is about $100 with $50 deductible. Covers accidental damage and theft but not loss.
Sent from my SM-N975U using Tapatalk

Mr. Toad said:
I have used Worth Ave Group. For 1100 in coverage it is about $100 with $50 deductible. Covers accidental damage and theft but not loss.
Sent from my SM-N975U using Tapatalk
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How did you buy it ?
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mjoshi123 said:
How did you buy it ?
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I have used them for a couple years. Worthavegroup.com. I have made claims for an iPhone and note 8 and note 9. You make the claim then get it fixed (pay out of pocket) submit your receipt. They cut a check within a couple days for the cost minus $50.
Sent from my SM-N975U using Tapatalk

Mr. Toad said:
I have used them for a couple years. Worthavegroup.com. I have made claims for an iPhone and note 8 and note 9. You make the claim then get it fixed (pay out of pocket) submit your receipt. They cut a check within a couple days for the cost minus $50.
Sent from my SM-N975U using Tapatalk
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I looked up there site for cellphone it says $194 for $1100.
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Is that for 2 years? I did one year. It was 102.
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I used a 10% coupon and got a 2yr Upsie plan