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What do u guys think about this AT&T, Verizon plan a venture to allow consumers to pay bills with phones, threatening credit, debit cards -Bloomberg http://bit.ly/amzAhO
Sent from my HTC Hero CDMA using XDA App
pb4life754 said:
What do u guys think about this AT&T, Verizon plan a venture to allow consumers to pay bills with phones, threatening credit, debit cards -Bloomberg http://bit.ly/amzAhO
Sent from my HTC Hero CDMA using XDA App
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I think that its far away. Most people can barely check their email on their phone. It seems like a lot can barely check it on their computer.
If the banks/credit card companies get involved with this, they will have nothing to worry about in the future.
I think its a step to get us closer to the tech that the uk and japan have plus it could help shops because with the charges that visa and mastercard make places pay when u swipe ur credit or debit cards since our gov won't regulate them
Sent from my HTC Hero CDMA using XDA App
Cellular south tried that a few year ago. I was lucky enough to demo a unit for them. They gave me a limit each month for a few months then I had to feel out a survey. With their phone it was like a prepaid account, you would add money to it and could only spend what you had in the account. Evidently it didnt go to well, cause they dont offer it, But I kinda liked it.
I'm sure most people know about corporate discounts but for those that don't, check with your employer and your college (if you went) to see if they have an agreement for corporate discounts. My company gets 10% off and through my college I get 15% off. Even alumni are eligible for the discount. I obviously use the discount from my school. (just got laid off so couldn't use the one from work anyways)
That could save you a lot of money on some plans. However, the discounts only apply to contracted plans. The non-contract plans are not eligible for corporate discounts.
Typos and other gibberish courtesy of Swype
My company has discounts for att, verizon and sprint. No love for tmobile.
Sent from my SGH-T959 using XDA App
If you sign up for AMWAY global you get 12% discount on t mobile. Its only 50 dollars a year but you need referral which is very easy. If anything I can refer you. I save about $20 a month. I only spend 50 a year. Multiply 20 x 12(months) that's 240 - 50, that's $190 a year I save!! And if you have higher rates like family plans you can save even more!!!
Sent from my Samsung Vibrant using XDA App.
jjuice525 said:
If you sign up for AMWAY global you get 12% discount on t mobile. Its only 50 dollars a year but you need referral which is very easy. If anything I can refer you. I save about $20 a month. I only spend 50 a year. Multiply 20 x 12(months) that's 240 - 50, that's $190 a year I save!! And if you have higher rates like family plans you can save even more!!!
Sent from my Samsung Vibrant using XDA App.
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New Amway sign-up tactic?
velocd said:
New Amway sign-up tactic?
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Yea it may sound like it. But I could care less if someone signs up or not. I'm just trying to help people save money on their bill. I mean. It does make sense what I said.
Sent from my Samsung Vibrant using XDA App.
AAA has a discount. i save over 10 bucks a month with it.
Voghan I feel yea. My employer is the same. No love for tmo. And I could really use it
Sent from my SGH-T959 using Tapatalk
Just tell Tmobile that you work for Walmart. I believe they give you a 15% discount.
Usually colleges you get 15% but if you have Even More Plus tmobile only give you 6%
eweo911 said:
Just tell Tmobile that you work for Walmart. I believe they give you a 15% discount.
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it dont work like that..they will def verify your employ...
Government and most .edu employees get 15% discount.
eweo911 said:
Just tell Tmobile that you work for Walmart. I believe they give you a 15% discount.
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You can't just tell them that they ask for your employee number to verify your employment also just to let everyone know when u do get the discount sometimes ur bill due date might change
any idea if tmo does discounts for teachers? gf could save some money...
Spiffywerks said:
Government and most .edu employees get 15% discount.
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turbosix said:
any idea if tmo does discounts for teachers? gf could save some money...
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.edu employees includes teachers.
The discounts are discontinued unless you already had it
Sent from my SGH-T959 using XDA App
disturkis4u said:
The discounts are discontinued unless you already had it
Sent from my SGH-T959 using XDA App
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Umm...Source?
The discount are pretty much discontinued on the Even More Plus Plans (Non-Contract) but they are in full effect on the Even More Plans (With Contract).
Nope discontinued. Don't need a source. No more discounts.
Sent from my SGH-T959 using XDA App
My company gets 21% I'm so glad we have it!! Cause it seriously saves money!!
Sent from my SGH-T959 using XDA App
disturkis4u said:
Nope discontinued. Don't need a source. No more discounts.
Sent from my SGH-T959 using XDA App
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Please provide a source, I work for tmo and I can tell you that discounts are in full effect for even more plans(contract) and it is a great tool to use since all the other carriers offer something of the sort.
Also AAA members no longer get discount unless they already had discount applied, AAA pulled out a while ago
Sent from my T-Mobile myTouch 3G Slide using XDA App
I'm a law enforcement officer and i get 15% off my bill =D
So I talked to my credit card company today and they said that they will cover/repay me the price drop within the first 60 days of the purchase. The customer service rep was generous and told me that most of the credit card companies have this policy for 30 or 60 days price protection.
After doing some research I found out that out of my 8 credit cards, 6 of them have price protection on them.
This is my card's policy:
http://www.maximizingmoney.com/cred...owest-price-on-freedom-credit-card-purchases/
Please go ahead and try giving your credit card company a call and ask for the price protection policy. You may be lucky to have 90 days protection and so you can wait for longer for even more price drop.
Note: Most of these card companies cover purchases only in US. So you may be lucky only if you bought it from Negri or expansys. Also you have to be minimum a resident of US for this offer.
Sent from my GT-I9300 using Tapatalk 2
Reserved for updating the list of credit cards which support it.
Sent from my GT-I9300 using Tapatalk 2
Some credit cards offer warranties on phones too. I'm trying to find my policy information...
SlimJ87D said:
Some credit cards offer warranties on phones too. I'm trying to find my policy information...
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Mine is covering me for 90 days for some items and for one year for a few other. I have to check it out which warranty if at all will be applicable... Even though I strongly believe that I'm never gonna need this warranty
Sent from my GT-I9300 using Tapatalk 2
I just called my bank, BofA. This is a legitimate website to check your benefits.
https://www.benefitinformationcenter.com/Index.aspx
You are only using your generic first 10 digits, which is generic to your card. There is no way any information can get stolen from you. For example, my GF and I have the same card and the same first 10 digits.
This sounds interesting.
Purchase Replacement - Purchase Replacement - Within the first ninety days of the date of purchase, Purchase Replacement will replace or repair eligible items of personal property purchased entirely with your eligible card up to a maximum of $500 per claim and $50,000 per year, in the event the item is lost, stolen, or damaged. Certain exclusions, restrictions, and limitations apply. Refer to your Benefits Guide for further details.
1-800-678-0768
Available Monday - Friday, 8am-10pm ET
Saturday & Sunday 8am-6pm ET
Visa Warranty Manager Service - Warranty Manager Service offers you a number of valuable features, including warranty registration and Extended Warranty Protection. It also offers Extended Warranty Protection that doubles the free repair period under the original manufacturer’s written U.S. repair warranty up to one additional year on eligible warranties of three years or less when an item is purchased entirely with your eligible card. Certain exclusions, restrictions and limitations apply. Refer to your Benefits Guide for further details. Learn More
To file a claim:
Call 1-800-551-8472 or visit www.visa.com/eclaims
Available 24 hours a day
Seven days a week
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Here's an example of the benefits of your card.
Just called my bank to obtain some additional information.
All I need is the non auction advertisement And it can be an online ad.
I can file a claim today, and if the price drops again within sixty days I can file it again!
Sent from my GT-I9300 using Tapatalk 2
I'm reading this thread, and it sounds imaginary to me.
Is money growing on trees now???
In Israel, The bank / credit card company will laugh at me if I call with such queries.
ceo.mtcl said:
Just called my bank to obtain some additional information.
All I need is the non auction advertisement And it can be an online ad.
I can file a claim today, and if the price drops again within sixty days I can file it again!
Sent from my GT-I9300 using Tapatalk 2
Click to expand...
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Just use the website I provided, it's legit. It will list your benefits out and how you can take advantage of them, what numbers to call, etc.
eitama said:
I'm reading this thread, and it sounds imaginary to me.
Is money growing on trees now???
In Israel, The bank / credit card company will laugh at me if I call with such queries.
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I don't know what to say about this comment besides... -_-
SlimJ87D said:
Just use the website I provided, it's legit. It will list your benefits out and how you can take advantage of them, what numbers to call, etc.
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I tried; That website is not recognizing my chase freedom credit card from first ten digits. I did call my credit card company and got all the information though. I'm wait for a month more and then file for it. I can easily get atleast hundred bucks back by price protection.
I don't know what to say about this comment besides... -_-
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Lol benefits of living in US, that's all I can say ...
Sent from my GT-I9300 using Tapatalk 2
Tag for later
It says cell phones are excluded though.
dasistsparta said:
It says cell phones are excluded though.
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What says? Lemme see that as well?
Sent from my GT-I9300 using Tapatalk 2
ceo.mtcl said:
What says? Lemme see that as well?
Sent from my GT-I9300 using Tapatalk 2
Click to expand...
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Read the list of the exclusions
dasistsparta said:
Read the list of the exclusions
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I read the list of exclusions and also talked to my credit card.
This is what the exclusions says:
Cell phone service agreements and cell phone contracts.
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This phone is a piece of equipment and not a service agreement or any contract. My credit card company also confirmed this. I will get the refund back.
Sent from either International or AT&T GS3
Good news...
I got my refund of $60 back due to price protection on credit card. Hopefully many others made use of this trick.
Dear *****,
I am writing to alert you that your claim filed under the Price Protection Benefit has been paid. The check has been issued in the amount of $60.00.
This represents the difference between the original purchase and the sale price excluding taxes.
You will receive the check in the mail within approximately 7-10 business days.
Should you have any questions please contact us.
ENHANCEMENT SERVICES
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☞ sent from GS3 or Nexus
what do I do if I paid around 400 mexican pesos on it 8smth around 35 dlls xD)
alankstiyo said:
what do I do if I paid around 400 mexican pesos on it 8smth around 35 dlls xD)
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Well this article is not for stolen phones...
☞ sent from GS3 or Nexus
Got my $75 dollar check mailed! Thanks for the reminder of such a great benefit OP!!
tsangwc said:
Got my $75 dollar check mailed! Thanks for the reminder of such a great benefit OP!!
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You are welcome. Looks like only a few made use of this feature though.
Sent from my GT-I9300 using Tapatalk 2
For my developer edition GSM, they still have not charged me, I have the phone right now, what?
Sent from my XT1053 using xda app-developers app
Locklear308 said:
For my developer edition GSM, they still have not charged me, I have the phone right now, what?
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I would give them a call to let them know.
Pending your situation that being purchase or replacement. The problem could be shipping warehouse in Texas and customer call and order center outsourced in a foreign country. I sent a phone back that took five and 12 people to confirm they received it.
Moto X
Locklear308 said:
For my developer edition GSM, they still have not charged me, I have the phone right now, what?
Sent from my XT1053 using xda app-developers app
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I wasn't charged until 3 weeks after i received my VZW Dev Edition.
rebretz000 said:
I wasn't charged until 3 weeks after i received my VZW Dev Edition.
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No wonder they bleed money!
Well if they are they need to hurry up. I don't like keeping large amounts in my checking lol
But if I got a free phone I guess that's pretty dope... Still feel bad though
Sent from my XT1053 using xda app-developers app
Locklear308 said:
Well if they are they need to hurry up. I don't like keeping large amounts in my checking lol
But if I got a free phone I guess that's pretty dope... Still feel bad though
Sent from my XT1053 using xda app-developers app
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If that was a debit transaction, the amount should be frozen.
Locklear308 said:
For my developer edition GSM, they still have not charged me, I have the phone right now, what?
Sent from my XT1053 using xda app-developers app
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We ordered a DE GSM and a Motomaker GSM the same day. They charged us for the Motomaker within a couple days. Didn't get charged for the DE until 2+ weeks after I received it.
rsage said:
We ordered a DE GSM and a Motomaker GSM the same day. They charged us for the Motomaker within a couple days. Didn't get charged for the DE until 2+ weeks after I received it.
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Credit card or debit card?
Cozume said:
Credit card or debit card?
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Visa debit card I think (from my bank, not a gift card)
rsage said:
Visa debit card I think (from my bank, not a gift card)
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Mine was on a Credit Card
rsage said:
Visa debit card I think (from my bank, not a gift card)
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wow so they don't freeze the amount before they ship?
You'll get charged, don't worry. I thought it was a glitch or something too when I bought mine, but depending on what type of card you used to buy your device, the lag between when you purchase it and when the money is withdrawn could be many days later (mine was on day 6). I don't know why, I just know that has been happening.
ZubaZ said:
You'll get charged, don't worry. I thought it was a glitch or something too when I bought mine, but depending on what type of card you used to buy your device, the lag between when you purchase it and when the money is withdrawn could be many days later (mine was on day 6). I don't know why, I just know that has been happening.
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I ordered on debit card on the 10th and got a "pending transaction" hold on funds on the 14th, that's the same day I received the phone. Then the next day the authorization totally disappeared from my debit card, the money on hold was released, and I haven't been charged yet. Free phone? I doubt it, but most pending authorizations are actually deducted within 24-48 hours. How long do they have to get their money? Hell, it's been 10 days.....
badger06 said:
I ordered on debit card on the 10th and got a "pending transaction" hold on funds on the 14th, that's the same day I received the phone. Then the next day the authorization totally disappeared from my debit card, the money on hold was released, and I haven't been charged yet. Free phone? I doubt it, but most pending authorizations are actually deducted within 24-48 hours. How long do they have to get their money? Hell, it's been 10 days.....
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I know I have said it before but I have to say it again - no wonder Motorola loses so much money. You can't run a business like this. Now that they have unfrozen the funds, they run the risk you will spend the available money in the account. Not everyone does a good job balancing their checking account.
They would have recourse against you if there weren't sufficient funds at the time they get around to trying to debiting them, but it would be costly trying to bill you and then turn you over to collections if you didn't pay.
I have never seen such a poorly run business like this before!
Cozume said:
I know I have said it before but I have to say it again - no wonder Motorola loses so much money. You can't run a business like this. Now that they have unfrozen the funds, they run the risk you will spend the available money in the account. Not everyone does a good job balancing their checking account.
They would have recourse against you if there weren't sufficient funds at the time they get around to trying to debiting them, but it would be costly trying to bill you and then turn you over to collections if you didn't pay.
I have never seen such a poorly run business like this before!
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Yea, I get what your saying. I was on slickdeals and saw that everyone was getting charged within 48 hours of ordering and thought that I may have gotten lucky and payment fell through the cracks. Until I asked on the forum and someone referred me to this thread. Seems that this is not a one off unique situation.
I have no false hope that the charge won't go through in the near future and that I'll get a free phone (I wouldn't complain though). However, just for sake of argument. How long does a company have to retrieve their money off of a debit card after you order something? I wouldn't think that they could just wait a year to deduct funds. I wonder how long a person would have to wait in the event that they wanted to close their checking account or change banks? There has to be some kind of time limit.......
badger06 said:
However, just for sake of argument. How long does a company have to retrieve their money off of a debit card after you order something? I wouldn't think that they could just wait a year to deduct funds. I wonder how long a person would have to wait in the event that they wanted to close their checking account or change banks? There has to be some kind of time limit.......
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I am sure there is no one-size-fits-all answer because I am sure the account agreement you agreed to when you activated your debit card varies from bank to bank and includes a choice of law provision in it. And there are federal laws that govern electronic funds transfers, too.
The best and probably only way to get the answer to that question without paying a lawyer to research your particular case is to call your bank and ask them.
But even if your bank refuses to process the debit after a certain period of time, Motorola would not be without recourse against you. They can have the IMEI of your device blacklisted and they can bill you for the phone even after they blacklist the IMEI. If you don't pay the bill, they can sell the debt to a collection agency and the collection agency can get a judgment against you and levy on your account. If you do pay the bill, they can unblacklist your device.
Now there are statute of limitations on debt collection (varies by state), but those are usually long, like on the order of 3-6 years, some states even 10 years!
SOLs for Debt Collection
I know in your mind you paid your debt for the phone when you authorized the debit card transaction, but until it is actually processed, you are in debt to Motorola for the price phone. And you can't just assume that you have no responsibility to keep the funds available for the debit. As I stated a couple of times now, you need to call Motorola and discuss this with them.
Now this is just crazy we are even discussing this because it is just crazy for Motorola to conduct business like this.
This happened to me when I bought 2 PS4's from Walmart.com I received the 2 consoles and didn't get charged at all. 2 weeks passed by and all my money was still in the bank. I think it was on the 16th day when they took the funds out. I was pretty confused, never bothered to ask why though.
Sent from my XT1060 using Tapatalk
If the funds aren't there when they try to get them....they'll just blacklist your phone. Paperweight.
Sent from my Moto X cellular telephone...
kj2112 said:
If the funds aren't there when they try to get them....they'll just blacklist your phone. Paperweight.
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They can blacklist AND still try to collect on the debt. Just like if you cancel your line before your contract is up - the wireless carriers can blacklist your device AND try to collect the ETF.
Hey guys/gals, just a reminder - Costco sells T-Mobile phones.
Its not well known, but as a Costco Club Member you can start a new EIP or JUMP, both $0 down, regardless of what your credit or deposit is at a T-Mobile store. All you pay is sales tax.
Also, you get a free generic car charger and window mount.
I was in and out with my new Note 4 in about 30 min.
Note 4 T-Mobile
AND a 90 day return policy.
now if i had a Costco close to me lol
thats where i got mine, in and out in 20 mins.
Gotta love costco!
San Jose, CA area
For San Francisco Bay Area peeps, specifically South Bay, the Sunnyvale Costco has some. I just picked up a black Note 4.
Is there a price break when you buy from Costco?
Sent from my SM-N910T using Tapatalk
DigitalChris602 said:
Hey guys. Just a reminder - Costco sells T-Mobile phones.
Its not well known, but as a Costco Club Member/Existing Tmo customer, you can start a new EIP or JUMP, both $0 down, regardless of what your credit or deposit is at a T-Mobile store. All you pay is sales tax.
Also, you get a free generic car charger and window mount.
I was in and out with my new Note 4 in about 30 min.
Note 4 T-Mobile
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I see the plans listed, but don't see any T-Mobile phones listed on their linked site: http://membershipwireless.com/index...shipWireless&utm_medium=T-Mobile-Plans_banner
I pre-ordered my Note 4 through T-Mobile, but does Costco really have them in the store?
Yes, Costco really has them in store. I'm not sure why their phones section online is crap. But call your local Costco, ask for the cell phone kiosk, and the person there will verify inventory. True story bro.
Note 4 T-Mobile
JimSmith94 said:
I see the plans listed, but don't see any T-Mobile phones listed on their linked site: http://membershipwireless.com/index...shipWireless&utm_medium=T-Mobile-Plans_banner
I pre-ordered my Note 4 through T-Mobile, but does Costco really have them in the store?
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Yea tru story, I got mine and my wife's on Saturday 11/1 just paid sales tax and walked out with 2 brand new charcoal black note 4's!!
DigitalChris602 said:
Yes, Costco really has them in store. I'm not sure why their phones section online is crap. But call your local Costco, ask for the cell phone kiosk, and the person there will verify inventory. True story bro.
Note 4 T-Mobile
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Sent from my SM-N900T using Tapatalk
So they gave you zero down regardless of credit? My credit is poor and t-mobile wants $350 down even with my Jump exchange. Should I just get a membership?
thefoss said:
So they gave you zero down regardless of credit? My credit is poor and t-mobile wants $350 down even with my Jump exchange. Should I just get a membership?
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All u pay is sales tax out the door.
DigitalChris602 said:
Hey guys. Just a reminder - Costco sells T-Mobile phones.
Its not well known, but as a Costco Club Member/Existing Tmo customer, you can start a new EIP or JUMP, both $0 down, regardless of what your credit or deposit is at a T-Mobile store. All you pay is sales tax.
Also, you get a free generic car charger and window mount.
I was in and out with my new Note 4 in about 30 min.
Note 4 T-Mobile
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Click to collapse
Costco doesn't charge the sales tax. At least our kiosk doesn't. Sa Texas.
Sent from my SM-N910T using XDA Premium 4 mobile app
What is the total price of the phone? $750?
What is the total price of the phone that you're financing? $750?
mad82109 said:
Costco doesn't charge the sales tax. At least our kiosk doesn't. Sa Texas.
Sent from my SM-N910T using XDA Premium 4 mobile app
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You pay nothing at the kiosk, they make you go to the register with the receipt, it was 749 for 1 and 1498 for 2. I paid around 117.00 sales tax, than u go to the claim area so they can pick up your order and take it back to the kiosk for them to finalize your setup of phones.
iunlock said:
What is the total price of the phone that you're financing? $750?
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Sent from my SM-N900T using Tapatalk
What a concept...wow, costco fixing the people up.....:good::good::good:
Ohh man I'm going to Costco as soon as I get out of work.. But 1st I need to find somebody who is a member... ?
thefoss said:
So they gave you zero down regardless of credit? My credit is poor and t-mobile wants $350 down even with my Jump exchange. Should I just get a membership?
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Yeah, I actually joined Costco JUST to get my phone from them. The membership was $55 + Tax, then my phone was $0 down (REGARDLESS of T-mobiles credit rank for you), and I just paid sales tax on the phone. Total out the door was around $120.
So, now I have a Costco membership AND a new phone, for less down than what T-mobile wanted. Seems like a win/win.
Got my note 4 today no money down not even taxes and they was charging me almost 400. At the t mobile store... Great deal
d12unk13astard said:
You pay nothing at the kiosk, they make you go to the register with the receipt, it was 749 for 1 and 1498 for 2. I paid around 117.00 sales tax, than u go to the claim area so they can pick up your order and take it back to the kiosk for them to finalize your setup of phones.
Sent from my SM-N900T using Tapatalk
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Wrong. The sales slip has a coupon code for the full price of the phone. Making it zero at the register.They can't tax you on $0.00 They even throw in gift cards for 25 and car chargers and a car mount.
Sent from my SM-N910T using XDA Premium 4 mobile app